ZipRecruiter

Log In

1

Credit Risk Data Science Jobs in Texas (NOW HIRING)

Freddie Mac

Seller Credit Risk Manager

Plano, TX

$128K - $192K/yr

The Credit Manager for Single-Family Seller Credit Risk Management is tasked with identifying ... Analytical and data-driven approach to risk assessment, along with interest in utilizing AI tools ...

Lendistry

Sr. Data Scientist

Dallas, TX

The Senior Data Scientist works with Credit, Risk, and Engineering teams to build and maintain ... of hands-on experience indata science, credit risk analytics, or quantitative modeling.

Freddie Mac

Seller Credit Risk Manager

Plano, TX · On-site

$128K - $192K/yr

The Credit Manager for Single-Family Seller Credit Risk Management is tasked with identifying ... Analytical and data-driven approach to risk assessment, along with interest in utilizing AI tools ...

Citigroup, Inc.

Credit Risk Senior Officer I

Irving, TX · On-site

$173.70K/yr

Ensure that all relevant credit-related data is accurately reflected in internal credit systems. Support oversight of the end-to-end credit risk rating lifecycle, including Risk Rating Processes and ...

Citigroup Inc

Credit Risk Senior Officer I

Irving, TX · Hybrid

$173.70K/yr

Ensure that all relevant credit-related data is accurately reflected in internal credit systems. Support oversight of the end-to-end credit risk rating lifecycle, including Risk Rating Processes and ...

Regional Finance

Sr Credit Risk Analyst

Plano, TX · On-site

This positions will utilize advance skills to analyze data, portfolio level performance trends, custom scorecard analysis, and forecasting skills to support credit risk functions. Duties and ...

ALM First

Senior Loan Data Associate

Dallas, TX

$85.40K - $107.80K/yr

Strong understanding of loan performance metrics and credit risk concepts * Excellent written and verbal communication skills Preferred Qualifications * Master's degree in Statistics, Data Science ...

ALM First

Senior Loan Data Associate

Dallas, TX · On-site

$85.10K - $107.30K/yr

Strong understanding of loan performance metrics and credit risk concepts * Excellent written and verbal communication skills Preferred Qualifications * Master's degree in Statistics, Data Science ...

ALM First

Senior Loan Data Associate

Dallas, TX

$85.10K - $107.30K/yr

Strong understanding of loan performance metrics and credit risk concepts * Excellent written and verbal communication skills Preferred Qualifications * Master's degree in Statistics, Data Science ...

next page

Showing results 1-20

People also search for

All JobsCredit Risk Data Science JobsCredit Risk Data Science Jobs in Texas

Credit Risk Data Science information

What are the key skills and qualifications needed to thrive as a Credit Risk Data Scientist, and why are they important?

To thrive as a Credit Risk Data Scientist, you need strong analytical skills, proficiency in statistical modeling, and a solid background in finance, mathematics, or a related field, often supported by an advanced degree. Familiarity with programming languages like Python or R, experience with machine learning frameworks, and knowledge of credit risk modeling tools such as SAS or SQL are typically required. Critical thinking, attention to detail, and effective communication are vital soft skills for interpreting data and collaborating with stakeholders. These abilities are crucial for building accurate risk models, informing strategic decisions, and ensuring regulatory compliance in financial institutions.

How does a Credit Risk Data Scientist typically collaborate with other teams within a financial institution?

Credit Risk Data Scientists often work closely with credit analysts, risk managers, and IT professionals to develop, validate, and implement models that assess borrower risk. They frequently participate in cross-functional meetings to translate complex analytical findings into actionable business insights. Collaboration with compliance and regulatory teams is also common to ensure that risk models meet current regulatory standards. Effective communication and teamwork are essential, as the role bridges technical model development and practical risk management decisions.

What is Credit Risk Data Science?

Credit Risk Data Science is a specialized field that uses statistical analysis, machine learning, and data modeling techniques to assess and predict the likelihood that a borrower will default on a loan or credit obligation. Professionals in this field analyze large datasets from financial transactions, credit reports, and market trends to develop models that help financial institutions make informed lending decisions. Their work helps manage risk, set appropriate interest rates, and comply with regulatory standards. By leveraging advanced analytics, credit risk data scientists play a crucial role in minimizing losses and maximizing profitability for banks and lenders.
What are popular job titles related to Credit Risk Data Science jobs in Texas? For Credit Risk Data Science jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Credit Risk Data Science jobs in Texas look for? The top searched job categories for Credit Risk Data Science jobs in Texas are:
What cities in Texas are hiring for Credit Risk Data Science jobs? Cities in Texas with the most Credit Risk Data Science job openings:
Credit Risk Data Science jobs near you
Infographic showing various Credit Risk Data Science job openings in Texas as of May 2026, with employment types broken down into 4% As Needed, 78% Full Time, and 18% Part Time. Highlights an 95% Physical, 3% Hybrid, and 2% Remote job distribution.
Seller Credit Risk Manager

Seller Credit Risk Manager

Freddie Mac

Plano, TX

$128K - $192K/yr

Full-time

Posted 22 days ago

Job description

At Freddie Mac, our mission of Making Home Possible is what motivates us, and it's at the core of everything we do. Since our charter in 1970, we have made home possible for more than 90 million families across the country. Continue your career journey where your work contributes to a greater purpose.

Position Overview:

The Credit Manager for Single-Family Seller Credit Risk Management is tasked with identifying, evaluating, and managing credit risk at the Seller/Servicer level, ensuring alignment with Freddie Mac's Seller/Servicer Guide, risk appetite, and housing mission. This role collaborates with internal teams to monitor seller credit profiles, address inquiries, and resolve issues where practices diverge from Freddie Mac requirements.

Our Impact:

The Single-Family Seller Credit Risk Management team is an integral part of ensuring the credit risk Freddie Mac takes on is appropriately monitored and managed at a Seller/Servicer level to support our mission of affordable housing and promotion of liquidity in a safe, sound, and responsible way.

Your Impact:

  • Strategy:Develop a strong understanding of assigned Sellers, Credit Risk Management objectives, loan programs, and operating procedures. Deliver practical, risk-based solutions within established risk tolerances.
  • Execution:Monitor Seller credit risk, focusing on delivery profile trends and loan performance. Identify emerging issues and recommend actions to sustain or improve credit quality.
  • Relationship Management:Manage and strengthen internal and external relationships related to credit matters.
  • Risk Management:Partner with business and risk stakeholders on credit risk assessments and policy applications.

Qualifications:

  • Bachelor's Degree or equivalent with 8+ years in mortgage industry-related roles
  • 5+ years in credit risk management or underwriting to include expertise in mortgage credit risk, underwriting and seller/servicer eligibility
  • Strong command of GSE policy and Freddie Mac Seller/Servicer Guide requirements
  • Analytical and data-driven approach to risk assessment, along with interest in utilizing AI tools for efficiency improvement
  • Proven ability to build and manage relationships with sellers, servicers, and stakeholders utilizing strong written and oral communication skills

Keys to Success:

  • Clear, Executive-Ready Communication:Convey complex credit issues clearly and concisely to senior leadership.
  • Strong Governance, Controls, and Compliance Mindset:Ensure alignment with internal risk frameworks and regulatory expectations.
  • Change Agility and Adaptability:Quickly adapt to evolving market conditions and emerging risks while maintaining sound risk management principles.

We consider all applicants for all positions without regard to gender, race, color, religion, national origin, age, marital status, veteran status, sexual orientation, gender identity/expression, physical and mental disability, pregnancy, ethnicity, genetic information or any other protected categories under applicable federal, state or local laws. We will ensure that individuals are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.

Freddie Mac offers a comprehensive total rewards package to include competitive compensation and market-leading benefit programs. Information on these benefit programs is available on our Careers site.

This position has an annualized market-based salary range of $128,000 - $192,000 and is eligible to participate in the annual incentive program. The final salary offered will generally fall within this range and is dependent on various factors including but not limited to the responsibilities of the position, experience, skill set, internal pay equity and other relevant qualifications of the applicant.Employment Type: FULL_TIME
Freddie Mac logo

About Freddie Mac

Sourced by ZipRecruiter

Today, Freddie Mac makes home possible for one in four home borrowers and is one of the largest sources of financing for multifamily housing. Join our smart, creative and dedicated team and you'll do important work for the housing finance system and make a difference in the lives of others.

Industry

Finance and insurance

Company size

5,001 - 10,000 Employees

Headquarters location

McLean, VA, US

Year founded

1970

View All Freddie Mac Jobs

Apply