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Lending Analyst Jobs in Texas (NOW HIRING)

Lending Advisor

Dallas, TX · On-site

$170K - $300K/yr

Provides advanced judgment and conducts in-depth quantitative or qualitative analysis to solve ... The Lending Advisor is required to have strong structuring skills, origination/marketing ...

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Showing results 1-20

Lending Analyst information

See Texas salary details

$30.7K

$71.1K

$115.5K

How much do lending analyst jobs pay per year?

As of Sep 5, 2026, the average yearly pay for lending analyst in Texas is $71,060.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,600.00 and $83,800.00 per year, depending on experience, location, and employer.

What is a lending analyst?

Lending Analysts are financial professionals who evaluate loan applications, assess creditworthiness, and analyze financial data to help determine whether individuals or businesses qualify for loans. They review credit reports, financial statements, and other relevant documents to assess risk and make recommendations to lenders or financial institutions. Lending Analysts play a crucial role in ensuring that loans are granted to qualified borrowers while minimizing the risk for the lender. Their work helps maintain the financial stability of lending institutions and supports responsible lending practices.

How does a lending analyst typically collaborate with loan officers and underwriting teams during the loan approval process?

Lending Analysts work closely with loan officers and underwriting teams to assess the creditworthiness of applicants and ensure all required documentation is complete and accurate. They often gather and analyze financial data, prepare credit reports, and highlight any potential risks or concerns. Throughout the process, they communicate findings and recommendations to both loan officers and underwriters, facilitating informed decision-making and streamlining the approval workflow. This teamwork is essential for maintaining compliance and delivering timely, effective lending solutions.

What are the key skills and qualifications needed to thrive as a lending analyst, and why are they important?

To thrive as a Lending Analyst, you need strong analytical skills, a background in finance or accounting, and a bachelor’s degree in a related field. Familiarity with financial analysis software, loan origination systems, and Excel is typically required, along with knowledge of relevant regulations. Attention to detail, effective communication, and problem-solving skills help you excel when assessing creditworthiness and presenting findings. These abilities ensure accurate risk assessment, regulatory compliance, and sound lending decisions that support institutional goals.

What cities in Texas are hiring for Lending Analyst jobs?

Cities in Texas with the most Lending Analyst job openings:

Infographic showing various Lending Analyst job openings in Texas as of August 2026, with employment types broken down into 89% Full Time, 6% Part Time, and 5% Contract. Highlights an 80% Physical, 9% Hybrid, and 11% Remote job distribution, with an average salary of $71,060 per year, or $34.2 per hour.

Fair Lending Analyst (Full Time) - Sugar Land

Prosperity Bank and Trust Co

Sugar Land, TX • On-site

$70 - $100/hr

Other

Posted 18 days ago


Key responsibilities

  • Compile, organize, and maintain fair lending reports, analyses, and supporting documentation.

  • Perform secondary quality control review of Fair Lending files within software system.

  • Assist in preparing reports for management, committees, and regulatory examinations.


Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Fair Lending Analyst (Full Time) - Sugar Land

Full Time Analyst Sugar Land, TX, US

2 days ago Requisition ID: 10810

Prosperity Bank is an Equal Opportunity Employer.

POSITION PURPOSE

The Fair Lending Analyst provides administrative and analytical support for the Bank’s Fair Lending Program. This position assists with fair lending monitoring, reporting, data analysis, documentation, and regulatory compliance activities to help ensure adherence to applicable fair lending laws, regulations, and internal policies.

ESSENTIAL FUNCTIONS AND BASIC DUTIES
  • Compile, organize, and maintain fair lending reports, analyses, and supporting documentation.
  • Perform secondary quality control review of Fair Lending files within software system.
  • Assist in preparing reports for management, committees, and regulatory examinations.
  • Monitor assigned reports and follow up with business units to obtain requested information.
  • Assist with regression testing and comparative file reviews by gathering and analyzing loan documentation.
  • Support Fair Lending Risk Manager in preparation of periodic reporting, regulatory examinations or ad-hoc assignments as required.
  • Establish and maintain effective communication with lending associates for completion of required loan file documentation.
  • Other duties as assigned.

The above statements describe the general nature and level of work only. They are not an exhaustive list of all required responsibilities, duties, and skills. Other duties may be added, or this job description amended at any time.

SUPERVISORY RESPONSIBILITIES

This role has no supervisory responsibilities.

QUALIFICATIONSEducation/Certification:

Bachelor’s degree in business, systems technology, or related field/equivalent in work experience preferably in a financial institution

Required Knowledge:
  • Knowledge of regulatory compliance regarding Fair Lending
  • Strong Understanding of statistical methodologies with regression analysis with focus on identifying and analyzing pricing, underwriting, and servicing disparities throughout the credit life cycle.
  • Risk Exec/Lending Patterns software experience a plus.
  • Sound knowledge of the Consumer Mortgage Lending Process and workflow.
Experience Required:
  • Experience building analytical reports
  • Working knowledge of Fair Lending Analytics tools
  • Experience with Bank Loan Policy underwriting and pricing guidelines.
  • 3-5 years of relative experience in product pricing and credit underwriting and/or fair lending compliance
  • Prior experience working in a U.S. Bank in a compliance or credit underwriting related role or compliance tester, preferably in fair lending compliance
Skills/Abilities:
  • Ability to work both collaboratively and independently
  • Strong Analytical and Quantitative Skills.
  • Detail oriented
  • Strong Time Management
  • Proficient computer knowledge and ability to work with multiple applications
  • Proficient Microsoft Excel and Word knowledge and database applications.
  • Well organized.
  • Excellent interpersonal skills.

Hours: Monday - Friday 8:00 AM - 5:00 PM.

40 hours per week.

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