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Credit Risk Data Science Jobs in Texas (NOW HIRING)

Calance US

Credit Risk Reporting Analyst

Plano, TX · Hybrid

$35 - $44/hr

MON-FRI 8:00 a.m. 5:00 p.m. (CDT) Detail-oriented and data driven Credit Risk Analyst will develop ... Bachelor s or higher degree in Analytics, Statistics, Finance, Accounting, Math, Computer Science ...

Lendistry

Sr. Data Scientist

Dallas, TX · On-site

Required : • Master's degree in quantitative field. • 5+ years of hands-on experience in data science, credit risk analytics, or quantitative modeling. • Experience in fintech, lending, banking ...

Lendistry

Sr. Data Scientist

Dallas, TX · On-site

Master's degree in quantitative field. * 5+ years of hands-on experience in data science, credit risk analytics, or quantitative modeling. * Experience in fintech, lending, banking, or SMB credit ...

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Credit Risk Data Science information

What are the key skills and qualifications needed to thrive as a Credit Risk Data Scientist, and why are they important?

To thrive as a Credit Risk Data Scientist, you need strong analytical skills, proficiency in statistical modeling, and a solid background in finance, mathematics, or a related field, often supported by an advanced degree. Familiarity with programming languages like Python or R, experience with machine learning frameworks, and knowledge of credit risk modeling tools such as SAS or SQL are typically required. Critical thinking, attention to detail, and effective communication are vital soft skills for interpreting data and collaborating with stakeholders. These abilities are crucial for building accurate risk models, informing strategic decisions, and ensuring regulatory compliance in financial institutions.

How does a Credit Risk Data Scientist typically collaborate with other teams within a financial institution?

Credit Risk Data Scientists often work closely with credit analysts, risk managers, and IT professionals to develop, validate, and implement models that assess borrower risk. They frequently participate in cross-functional meetings to translate complex analytical findings into actionable business insights. Collaboration with compliance and regulatory teams is also common to ensure that risk models meet current regulatory standards. Effective communication and teamwork are essential, as the role bridges technical model development and practical risk management decisions.

What is Credit Risk Data Science?

Credit Risk Data Science is a specialized field that uses statistical analysis, machine learning, and data modeling techniques to assess and predict the likelihood that a borrower will default on a loan or credit obligation. Professionals in this field analyze large datasets from financial transactions, credit reports, and market trends to develop models that help financial institutions make informed lending decisions. Their work helps manage risk, set appropriate interest rates, and comply with regulatory standards. By leveraging advanced analytics, credit risk data scientists play a crucial role in minimizing losses and maximizing profitability for banks and lenders.
What are popular job titles related to Credit Risk Data Science jobs in Texas? For Credit Risk Data Science jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Credit Risk Data Science jobs in Texas look for? The top searched job categories for Credit Risk Data Science jobs in Texas are:
What cities in Texas are hiring for Credit Risk Data Science jobs? Cities in Texas with the most Credit Risk Data Science job openings:
Credit Risk Data Science jobs near you
Infographic showing various Credit Risk Data Science job openings in Texas as of May 2026, with employment types broken down into 4% As Needed, 78% Full Time, and 18% Part Time. Highlights an 95% Physical, 3% Hybrid, and 2% Remote job distribution.
Credit Risk Analyst Summer Intern

Credit Risk Analyst Summer Intern

Republic Finance

Plano, TX • On-site

Full-time, Temporary, Internship

Medical, Dental, Vision, Life, Retirement, PTO

Posted 8 days ago

Republic Finance rating

6.6

Company rating: 6.6 out of 10

Based on 6 frontline employees who took The Breakroom Quiz

Job description

Overview & Responsibilities
Are you a current Junior or Senior in college that is seeking an Internship with a Business Administration, Analytics, Data Science, or Data Engineering Focus? If so, then look no more! Republic Finance is seeking Interns for our Credit Risk and Analytics team!
We are seeking a Portfolio Analyst Intern to join the Portfolio Credit Risk Management team. In this role, the intern will have the opportunity to learn about various business metrics crucial for managing our $2 billion portfolio. They will also run a variety of analytics to enhance originations for existing customers and improve the Lifetime Value (LTV). This position will report to the Senior Manager of Credit Risk Policies and will be based out of our office in Plano, TX. *Please note that this job is 2 or more days onsite (depending on experience).
Republic Finance is a leading consumer lending company serving 250+ communities across the Central and Southeastern US. We are well known for our outstanding customer service, and we are looking for individuals that are career driven, customer focused, and are interested in making an impact in the communities we serve. Our core values are focused on the people element of the business, and we are hoping to find like-minded individuals to contribute to our shared success. Come be a part of a remarkable team with a growing company that values its employees and regularly promotes from within! Key responsibilites are as follows:
  • Analyze credit portfolio performance, including delinquency, loss trends, and origination growth
  • Support the evaluation and monitoring of credit risk strategies and policies
  • Query and manipulate large datasets using SQL
  • Perform data analysis using tools such as Excel, Python, or R
  • Design and build dashboards and reporting to track key risk metrics and communicate insights
  • Prepare clear, data-driven summaries for stakeholders across risk, finance, and operations
  • Identify trends and recommend opportunities to improve credit performance and risk management strategies

Requirements
  • Completed (or expected to complete in May) bachelor's degree with a major in Business Administration, Analytics, Data Science, or Data Engineering or have professional experience in the above mentioned areas.
  • Experience with SQL
  • Proficiency in Microsoft Excel
  • Python or R (preferred not required)
  • Experience with data visualization or dashboarding tools like Tableau or PowerBI (preferred not required)
  • Must meet acceptable standards for our employment credit check, criminal background check, and drug screen.

Benefits
All employees with Republic Finance can participate in:
  • Employee of the Month Program
  • Philanthropic support for charities such as Juvenile Diabetes Research Foundation and the American Cancer Society
  • Professional offices with a friendly team environment
  • Employee Assistance Program - Confidential mental health support

All Full-Time employees are eligible for:
  • Health/Dental/Vision Insurance
  • 15 days of Paid Time Off (PTO) to start + 1 additional personal day
  • 401k + employer match
  • Company provided Life Insurance & Long Term Disability

Republic Finance, LLC is an Equal Opportunity Employer and does not discriminate on the basis of race, sex, color, religion, national origin, age disability or veteran status in employment opportunities and benefits. Republic Finance, LLC maintains a Drug-Free Workplace.

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