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Credit Manager Jobs in Texas (NOW HIRING)

Credit Manager

Victoria, TX · On-site

$16 - $18/hr

Position Summary The Credit Manager along with the Sales Manager are the second in charge at the individual branch location. The Credit Manager performs a wide variety of job functions at the ...

Position Summary The Credit Manager along with the Sales Manager are the second in charge at the individual branch location. The Credit Manager performs a wide variety of job functions at the ...

Position Summary The Credit Manager along with the Sales Manager are the second in charge at the individual branch location. The Credit Manager performs a wide variety of job functions at the ...

As the Credit Manager , you will play an integral part in supporting our business today and planning our business for tomorrow. You will be responsible for managing a diverse customer portfolio and ...

Position Summary The Credit Manager along with the Sales Manager are the second in charge at the individual branch location. The Credit Manager performs a wide variety of job functions at the ...

Credit Manager

TX · On-site

$16 - $18/hr

Position Summary The Credit Manager along with the Sales Manager are the second in charge at the individual branch location. The Credit Manager performs a wide variety of job functions at the ...

Credit Manager

Pasadena, TX · On-site

$35 - $40/hr

We are looking for a Credit Manager to support commercial credit and collections activities for a long-term contract opportunity based in Pasadena, Texas. This role focuses on evaluating customer ...

The Credit Manager is also responsible for determining appropriate credit or financial risk exposure and escalating any credit issues to upper management when necessary. Responsibilities * Ensuring ...

The Credit Manager is also responsible for determining appropriate credit or financial risk exposure and escalating any credit issues to upper management when necessary. Responsibilities * Ensuring ...

Summary / Objective At Bestway our Credit Managers play a pivotal role in ourvision to enhance the customers rent to own experience. We expect our CreditManagers to be customer centric individuals ...

The Credit Manager is also responsible for determining appropriate credit or financial risk exposure and escalating any credit issues to upper management when necessary. Responsibilities * Ensuring ...

The Credit Manager is also responsible for determining appropriate credit or financial risk exposure and escalating any credit issues to upper management when necessary. Responsibilities * Ensuring ...

Summary / Objective At Bestway our Credit Managers play a pivotal role in ourvision to enhance the customers rent to own experience. We expect our CreditManagers to be customer centric individuals ...

Summary / Objective At Bestway our Credit Managers play a pivotal role in ourvision to enhance the customers rent to own experience. We expect our CreditManagers to be customer centric individuals ...

The Credit Manager is also responsible for determining appropriate credit or financial risk exposure and escalating any credit issues to upper management when necessary. Responsibilities * Ensuring ...

The Credit Manager is also responsible for determining appropriate credit or financial risk exposure and escalating any credit issues to upper management when necessary. Responsibilities * Ensuring ...

Summary / Objective At Bestway our Credit Managers play a pivotal role in ourvision to enhance the customers rent to own experience. We expect our CreditManagers to be customer centric individuals ...

Summary / Objective At Bestway our Credit Managers play a pivotal role in ourvision to enhance the customers rent to own experience. We expect our CreditManagers to be customer centric individuals ...

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Showing results 1-20

Credit Manager information

See Texas salary details

$23.8K

$63K

$120.2K

How much do credit manager jobs pay per year?

As of Aug 3, 2026, the average yearly pay for credit manager in Texas is $63,034.00, according to ZipRecruiter salary data. Most workers in this role earn between $33,500.00 and $86,200.00 per year, depending on experience, location, and employer.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.
What are the most commonly searched types of Credit jobs in Texas? The most popular types of Credit jobs in Texas are:
What are popular job titles related to Credit Manager jobs in Texas? For Credit Manager jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Credit Manager jobs in Texas look for? The top searched job categories for Credit Manager jobs in Texas are:
What cities in Texas are hiring for Credit Manager jobs? Cities in Texas with the most Credit Manager job openings:
Infographic showing various Credit Manager job openings in Texas as of July 2026, with employment types broken down into 86% Full Time, and 14% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $63,034 per year, or $30.3 per hour.

$16 - $18/hr

Full-time

Re-posted 18 days ago


Job description

Position Summary

The Credit Manager along with the Sales Manager are the second in charge at the individual branch location. The Credit Manager performs a wide variety of job functions at the direction of the General Manager, assisting and coordinating store activities to ensure safe, professional and profitable operations. The Credit Manager is accountable for meeting company objectives; maintain company quality standards and adhering to company policies.

Principal Accountabilities

  • Acquire and Maintain Customers
  • Act as a customer liaison who resells the benefits of timely rental/lease agreement renewal payments
  • Assist in managing store personnel; may direct activities of one or more employees
  • Compliance with all applicable federal, state and local statutes
  • Decipher, prepare and review store reports
  • Document all customer commitments
  • Ensure company standards for renewals, delinquencies and store collections are satisfied
  • Fill out paperwork for submission to corporate support
  • Follow monthly marketing plans and maintain internal quality control standards
  • Manage customer accounts
  • Managing inventory and cash assets
  • Prepare daily work schedules, delivery schedules, assign tasks, enforce company policy
  • All other duties deemed necessary for effective store management

Requirements for Credit Manager

Effective organizational skills

Established collection skills

Good communication skills

Handle multiple priorities simultaneously

Learn and become proficient in POS system

Maintain professional appearance

Must be able to read, write and communicate effectively in person and over the phone with employees and customers

Negotiate and resolve conflict

Plan, organize, delegate, coordinate and follow up various tasks and assignments

Recognize and solve problems

Must have proficient navigational skills with a satisfactory driving record and meet insurability requirements

Regular and consistent attendance, including nights and weekends as business dictates

Education and Experience

Two years’ experience with Rent-to-Own, retail or other business emphasizing customer service, account management, sales and merchandising.

General Physical Requirements

Position routinely requires lifting, loading, moving, and using a dolly for merchandise 50-300 pounds

Stooping, bending, pulling, climbing, reaching and grabbing as required

Must be able to traverse multiple flights of stairs while carrying furniture, appliance, and electronics

Prolonged driving and standing

Must be able to work in and outdoors in a variety of climates and weather conditions.