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Entry Level Credit Analyst Jobs in Texas (NOW HIRING)

Senior Credit Analyst Location: Austin, TX What you'll do: As a Senior Credit Analyst you'll be ... Bachelor's degree or equivalent experience required. * Entry level to intermediate knowledge of ...

The Credit Analyst I position serves as an entry-level role focused on reviewing credit request information, conducting evaluations and analyses of that data, and preparing detailed credit memoranda ...

The Credit Analyst I position serves as an entry-level role focused on reviewing credit request information, conducting evaluations and analyses of that data, and preparing detailed credit memoranda ...

Job Summary The Credit Associate is an entry-level role responsible for supporting Credit Analysts, Senior Credit Analysts, and Portfolio Managers in the administration and monitoring of commercial ...

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Entry Level Credit Analyst information

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$14

$27

$45

How much do entry level credit analyst jobs pay per hour?

As of Aug 31, 2026, the average hourly pay for entry level credit analyst in Texas is $27.88, according to ZipRecruiter salary data. Most workers in this role earn between $21.49 and $31.35 per hour, depending on experience, location, and employer.

What does an entry level credit analyst do?

An Entry Level Credit Analyst is responsible for evaluating the creditworthiness of individuals or companies by analyzing financial data and credit reports. They help determine the risk involved in lending money or extending credit and may assist in setting credit limits or recommending loan approvals. Their role often involves preparing financial spreadsheets, reviewing credit applications, and supporting senior analysts in making informed decisions. This position is a great starting point for those interested in finance or banking, offering valuable experience in risk assessment and financial analysis.

What are the key skills and qualifications needed to thrive as an entry level credit analyst?

To thrive as an Entry Level Credit Analyst, you need strong analytical abilities, a solid understanding of financial statements, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with financial modeling tools, Microsoft Excel, and credit analysis software is often required. Attention to detail, effective communication, and problem-solving skills are essential soft skills in this role. These competencies ensure accurate risk assessments, clear reporting, and effective decision-making in evaluating creditworthiness.

What are some common challenges faced by entry level credit analysts in their first year, and how can they overcome them?

Entry level credit analysts often encounter challenges such as adapting to complex financial analysis tools, understanding industry-specific credit risk factors, and managing a high volume of loan applications under tight deadlines. To overcome these obstacles, it's helpful to seek mentorship from experienced colleagues, proactively participate in training sessions, and regularly review credit policies and case studies. Collaboration with senior analysts and open communication with team members can also accelerate learning and ensure accurate credit assessments.

What is the difference between Entry Level Credit Analyst vs Credit Underwriter?

AspectEntry Level Credit AnalystCredit Underwriter
Required CredentialsBachelor's degree in finance, accounting, or related field; basic knowledge of credit analysisBachelor's degree; often additional certifications like CFA or credit-specific training
Work EnvironmentOffice setting, analyzing financial data, preparing reportsOffice setting, assessing credit applications, making approval decisions
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, financial services
Common Search & Comparison IntentUnderstanding entry-level roles in credit analysisComparing roles involved in credit approval process

Entry Level Credit Analysts typically focus on analyzing financial data and preparing reports to support credit decisions, often with less responsibility than Credit Underwriters, who evaluate and approve credit applications. Both roles require similar educational backgrounds and are common in financial institutions, but Credit Underwriters usually have more decision-making authority and specialized training.

What are the most commonly searched types of Credit Analyst jobs in Texas?

The most popular types of Credit Analyst jobs in Texas are:

What are popular job titles related to Entry Level Credit Analyst jobs in Texas?

For Entry Level Credit Analyst jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Entry Level Credit Analyst jobs in Texas look for?

The top searched job categories for Entry Level Credit Analyst jobs in Texas are:

What cities in Texas are hiring for Entry Level Credit Analyst jobs?

Cities in Texas with the most Entry Level Credit Analyst job openings:

Infographic showing various Entry Level Credit Analyst job openings in Texas as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $57,989 per year, or $27.9 per hour.

Entry Level Credit Specialist

Arlington, TX

Financial Additions
Recruiting and Staffing Services • 11 - 50 employees

$24 - $30/hr

Contractor

Posted 6 days ago


Job description


Financial Additions has partnered with a global finance leader near Arlington searching for an Entry Level Credit Specialist to join their growing team! Our client is offering great experience, high potential for full-time growth, and career advancement for the right candidate!
Duties & Responsibilities:


  • Receiving credit and loan applications along with supplementary paperwork

  • Assists in the financial analysis, credit underwriting and approval process

  • Request and capture Dunn & Bradstreet business reports and personal credit bureau reports.

  • Perform ad-hoc requests and tasks as assigned


Qualifications & Requirements:


  • Bachelor's Degree in Accounting/Finance or Economics required

  • 0-2 years' experience

  • Microsoft Excel (intermediate)


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