ZipRecruiter

Log In

2

Entry Level Credit Analyst Jobs in Texas (NOW HIRING)

Trucking 2000

Be Seen First

Full Charge Accountant (Entry level)

Houston, TX · On-site

$42K - $48K/yr

Reconcile bank and credit card statements * Assist with monthly, quarterly, and year-end close ... Good analytical and problem-solving skills * Strong organizational skills * Ability to manage ...

Pure IT CUSO

Security Analyst

Tomball, TX · On-site

The Security Analyst is an entry-level cybersecurity professional responsible for monitoring ... Prior experience supporting credit unions or financial institutions Why You'll Love Working With Us:

Pure IT CUSO

Security Analyst

Tomball, TX · On-site

The Security Analyst is an entry-level cybersecurity professional responsible for monitoring ... Prior experience supporting credit unions or financial institutions Why You'll Love Working With Us:

American Income Life

Entry Level Sales Leader

Waco, TX · On-site

... Credit Unions and various Associations in the region. Our goal is to become the premier in-home ... The role will involve day-to-day tasks such as analyzing data, implementing growth hacking ...

TWC Business Unit

Data Analyst (Statewide)

Austin, TX · On-site

$4.8K/mo

The Data Analyst I performs entry-level data analysis and data research work. Work involves ... Relevant academic credits may be applied toward experiencequalifications for this position ...

Ag

MRO Business Analyst

Grand Prairie, TX · On-site

... credits technical inquiries and logistical details. Support the coordination of pricing agreements ... Analyze profitability and MRO shop performance * Analyze and generate WIP & backlog reports

previous pagenext page

Showing results 21-40

All JobsCredit Analyst JobsEntry Level Credit Analyst JobsEntry Level Credit Analyst Jobs in Texas

Entry Level Credit Analyst information

See Texas salary details

$14

$27

$45

How much do entry level credit analyst jobs pay per hour?

As of Aug 26, 2026, the average hourly pay for entry level credit analyst in Texas is $27.88, according to ZipRecruiter salary data. Most workers in this role earn between $21.49 and $31.35 per hour, depending on experience, location, and employer.

What does an entry level credit analyst do?

An Entry Level Credit Analyst is responsible for evaluating the creditworthiness of individuals or companies by analyzing financial data and credit reports. They help determine the risk involved in lending money or extending credit and may assist in setting credit limits or recommending loan approvals. Their role often involves preparing financial spreadsheets, reviewing credit applications, and supporting senior analysts in making informed decisions. This position is a great starting point for those interested in finance or banking, offering valuable experience in risk assessment and financial analysis.

What are the key skills and qualifications needed to thrive as an entry level credit analyst?

To thrive as an Entry Level Credit Analyst, you need strong analytical abilities, a solid understanding of financial statements, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with financial modeling tools, Microsoft Excel, and credit analysis software is often required. Attention to detail, effective communication, and problem-solving skills are essential soft skills in this role. These competencies ensure accurate risk assessments, clear reporting, and effective decision-making in evaluating creditworthiness.

What are some common challenges faced by entry level credit analysts in their first year, and how can they overcome them?

Entry level credit analysts often encounter challenges such as adapting to complex financial analysis tools, understanding industry-specific credit risk factors, and managing a high volume of loan applications under tight deadlines. To overcome these obstacles, it's helpful to seek mentorship from experienced colleagues, proactively participate in training sessions, and regularly review credit policies and case studies. Collaboration with senior analysts and open communication with team members can also accelerate learning and ensure accurate credit assessments.

What is the difference between Entry Level Credit Analyst vs Credit Underwriter?

AspectEntry Level Credit AnalystCredit Underwriter
Required CredentialsBachelor's degree in finance, accounting, or related field; basic knowledge of credit analysisBachelor's degree; often additional certifications like CFA or credit-specific training
Work EnvironmentOffice setting, analyzing financial data, preparing reportsOffice setting, assessing credit applications, making approval decisions
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, financial services
Common Search & Comparison IntentUnderstanding entry-level roles in credit analysisComparing roles involved in credit approval process

Entry Level Credit Analysts typically focus on analyzing financial data and preparing reports to support credit decisions, often with less responsibility than Credit Underwriters, who evaluate and approve credit applications. Both roles require similar educational backgrounds and are common in financial institutions, but Credit Underwriters usually have more decision-making authority and specialized training.

What are the most commonly searched types of Credit Analyst jobs in Texas?

The most popular types of Credit Analyst jobs in Texas are:

What are popular job titles related to Entry Level Credit Analyst jobs in Texas?

For Entry Level Credit Analyst jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Entry Level Credit Analyst jobs in Texas look for?

The top searched job categories for Entry Level Credit Analyst jobs in Texas are:

What cities in Texas are hiring for Entry Level Credit Analyst jobs?

Cities in Texas with the most Entry Level Credit Analyst job openings:

Entry Level Credit Analyst jobs near you
Infographic showing various Entry Level Credit Analyst job openings in Texas as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $57,989 per year, or $27.9 per hour.

Real Estate Underwriter

Richardson, TX • On-site

Texans Credit Union
Commercial Banking • 201 - 500 employees
Learn more about Texans Credit Unionexternal

Full-time

Re-posted 24 days ago

Job description

Job Type
Full-time
Description
Position Purpose and Objectives
Analyze financial information and evaluate the risk of real estate loan applications, including first mortgages, home equity loans, HELOCs, and related products. Support the underwriting lifecycle by applying credit guidelines, regulatory requirements, and internal policies while delivering consistent and positive member experience.
This role is an entry-level contributor who partners with senior underwriters and lending teams to develop underwriting expertise and support production goals.
Major Duties and Essential Functions:
  • Completes any other job- related duties needed that reinforce Texans Credit Union's EPIC values, traits, and behaviors.?
  • Provide excellent member service and develops relationships with internal and external members?
  • Analyze loan applications and supporting documentation to assess creditworthiness and risk.
  • Perform basic to moderately complex income calculations, asset verification, and credit analysis.
  • Review appraisals, collateral, and title documentation for completeness and adherence to policy.
  • Apply underwriting guidelines in compliance with federal regulations (e.g., TRID, Dodd-Frank) and Texas Home Equity laws.
  • Underwrite loans in an AUS environment and/or with guidance from senior underwriters.
  • Maintain service level expectations, including timely loan decisioning within defined turnaround times.
  • Communicate loan decisions clearly and professionally to internal partners and stakeholders.
  • Provide a high level of member service and support a positive lending experience.
  • Partner with processors, loan officers, and senior underwriters to resolve documentation and underwriting conditions.
  • Participate in team meetings, training sessions, and continuous improvement initiatives.
  • Assist with reports, data tracking, and departmental projects as assigned.
  • Promote credit union products and services aligned with member needs.
  • Perform other duties as assigned to support departmental and organizational goals.

Positions directly supervised :
None?
Grade 9
Requirements
Specific knowledge, skills, and abilities required for this position:?
  • Foundational knowledge of residential mortgage and home equity products
  • Basic understanding of underwriting guidelines and credit risk evaluation
  • Knowledge of applicable regulations (Truth-in-Lending, ECOA, FCRA, TRID, Dodd-Frank)
  • Strong attention to detail and ability to manage multiple files simultaneously
  • Effective written and verbal communication skills
  • Ability to learn underwriting judgment and decision-making skills
  • Customer-focused mindset with strong interpersonal skill

Education :
Bachelor's degree in finance, Business, Economics, or related field preferred.
Experience :
Minimum of 3 years of mortgage lending experience, with underwriting support, or credit analysis experience, Direct Endorsement and SAR certification preferred.

Apply