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Credit Operations Jobs (NOW HIRING)

cdsc

We are looking for a Senior Manager, AR & Credit Operations, to lead our global credittocash function across the Americas and EMEA. This is a senior, handson leadership role for someone who ...

New Balance

Credit Operations Associate

Boston, MA

$70K - $90K/yr

This role will deliver dependable administrative and operational support to credit and finance teams, manage customer accounts and credit documentation with integrity and accuracy. Through ...

New Balance

Credit Operations Associate

Boston, MA · On-site

$70K - $90K/yr

This role will deliver dependable administrative and operational support to credit and finance teams, manage customer accounts and credit documentation with integrity and accuracy. Through ...

John Deere

Senior Credit Operations Specialist Poznań, Poland Your responsibilities: ​ * Respond to customer and dealer requests (e.g. payment deferrals, early settlements, exchange of equipment, etc.) and ...

Frost Bank

College Intern - Credit Operations

San Antonio, TX · On-site

$13.75 - $18/hr

As our College Intern - Credit Operations, you'll be exposed to various executives and lines of business throughout the organization. By building relationships and tackling numerous projects you will ...

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Credit Operations information

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$15

$32

$42

How much do credit operations jobs pay per hour?

As of Jun 19, 2026, the average hourly pay for credit operations in the United States is $32.54, according to ZipRecruiter salary data. Most workers in this role earn between $25.24 and $38.22 per hour, depending on experience, location, and employer.

What is a credit operation?

A credit operation involves managing and processing financial transactions related to extending or recovering credit, such as approving loans, issuing credit lines, or collecting payments. Credit operations require attention to accuracy, compliance with regulations, and often involve using specialized software or tools. These roles are essential in maintaining the financial health of lending institutions.

What is the job description of credit operations?

Credit operations involve managing and processing credit-related activities such as evaluating creditworthiness, approving or denying credit applications, monitoring credit accounts, and ensuring compliance with credit policies. The role often requires strong attention to detail, knowledge of financial systems, and proficiency with tools like spreadsheets and credit management software.

What are some common challenges faced in a Credit Operations role, and how can they be addressed?

Professionals in Credit Operations often encounter challenges such as managing large volumes of transactions, ensuring regulatory compliance, and maintaining accuracy under tight deadlines. Addressing these challenges requires strong attention to detail, effective time management, and regular communication with internal teams such as risk, compliance, and sales. Many organizations support their Credit Operations teams with regular training, clear process documentation, and technology solutions to streamline workflows and reduce manual errors.

What are the key skills and qualifications needed to thrive in Credit Operations, and why are they important?

To thrive in Credit Operations, you need strong analytical skills, attention to detail, and a solid understanding of credit risk assessment, often supported by a degree in finance, accounting, or business. Familiarity with credit management software, financial modeling tools, and regulatory compliance systems is typically required. Excellent communication, problem-solving, and organizational skills help professionals effectively manage credit processes and collaborate with clients and internal teams. These skills and qualities are vital to ensure accurate credit evaluation, minimize risk, and maintain smooth financial operations.

What is the difference between Credit Operations vs Credit Analyst?

AspectCredit OperationsCredit Analyst
Primary RoleManages credit processes, risk assessment, and loan approval workflowsAnalyzes credit data to assess borrower risk and make lending recommendations
Required SkillsProcess management, risk assessment, compliance knowledgeFinancial analysis, credit scoring, data interpretation
Work EnvironmentBanking, financial institutions, credit departmentsBanking, lending firms, financial services
CertificationsTypically none required, but certifications like CFA or credit-specific courses helpCertifications like CFA, Credit Risk Certification often preferred

While both roles are integral to the credit industry, Credit Operations focuses on managing credit processes and workflows, ensuring compliance and efficiency. Credit Analysts primarily evaluate individual creditworthiness through data analysis to inform lending decisions. Understanding these differences helps job seekers target the right roles based on their skills and career goals.

What job makes $10,000 a month without a degree?

In credit operations, high-level roles such as senior credit analysts or credit managers can earn around $10,000 per month, especially with extensive experience and specialized skills. These positions often require strong financial knowledge, certifications like CFA or CPA, and proficiency with credit analysis tools, but may not always require a formal degree.

What is the highest paying job in credit?

The highest paying roles in credit typically include senior positions such as Credit Director, Vice President of Credit, or Chief Credit Officer, which oversee credit policies and risk management at a strategic level. These roles often require extensive experience, advanced certifications like CFA or CPA, and strong leadership skills, with salaries reaching into the six-figure range or higher depending on the organization and location.

What are Credit Operations?

Credit Operations refers to the processes and tasks involved in managing a company's credit-related activities, such as evaluating credit applications, monitoring credit limits, processing loans, and ensuring compliance with credit policies. Professionals in Credit Operations work to minimize financial risks by assessing the creditworthiness of clients and maintaining accurate records. They also collaborate with other departments to ensure smooth and efficient financial transactions while adhering to regulatory requirements.
More about Credit Operations jobs
What states have the most Credit Operations jobs? States with the most job openings for Credit Operations jobs include:
What job categories do people searching Credit Operations jobs look for? The top searched job categories for Credit Operations jobs are:
Credit Operations jobs near you
Infographic showing various Credit Operations job openings in the United States as of June 2026, with employment types broken down into 77% Full Time, 19% Part Time, and 4% Contract. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $67,684 per year, or $32.5 per hour.

Sr Manager AR & Credit Operations

cdsc

Hybrid

Other

Medical, Dental, Retirement, PTO

Posted 17 days ago

Job description

About the opportunity:

 

Passion meets possibility at Christie.

We are looking for a Senior Manager, AR & Credit Operations, to lead our global credittocash function across the Americas and EMEA. This is a senior, handson leadership role for someone who understands that strong financial discipline and a positive customer experience go hand in hand.

The Senior Manager, AR & Credit Operations is responsible for leading the Accounts Receivable, Credit, & Collection function across the Americas and EMEA, with full ownership of the credit-to-cash process. This role operates as a hands-on leader, directly managing a cross-regional team based in the US and UK without intermediate layers while remaining actively engaged in complex transactions, escalations, and decision-making. The position is accountable for driving operational excellence, optimizing working capital, managing credit risk, and enabling revenue growth through disciplined credit and collection practices. This role serves as a key functional leader within Finance, with increasing involvement in strategic initiatives and decision-making processes.

Responsibilities:

 

  • Lead global AR & Credit Operations across the Americas and EMEA
  • Act as a senior, customerfacing leader for complex credit and collections matters
  • Drive cash flow and working capital performance
  • Partner with Sales, Customer Care, and Finance to support growth
  • Build and lead a highperforming, crossregional team
  • Accountable for the performance and effectiveness of the AR and Credit Operations function across the Americas and EMEA
  • Accountable for maintaining operational continuity and execution quality without intermediate management layers
  • Accountable for improving working capital performance, including DSO, aging, and AR turns
  •  Accountable for driving operational efficiency, scalability, and process optimization across AR and credit workflows
  • Accountable for driving cross-functional accountability for timely collections
  • Accountable for providing insights that influence business decisions and improve cash flow performance
  • Own and lead the AR and Credit Operations function, ensuring efficient and timely execution
  • Directly manage and develop a geographically distributed team with no intermediate management
  • layer, and remaining actively involved in day-to-day operations
  • Establish and monitor KPIs (DSO, aging, AR turns, dispute cycle time, etc.)
  • Lead initiatives to improve cash flow, reduce overdue balances, and enhance visibility
  • Support development and refinement of global credit policies, risk frameworks, and approval structures
  • Lead collections strategy and execution to minimize overdue receivables
  • Act as escalation point for complex or sensitive customer issues
  • Deliver reporting on AR performance, credit exposure, reserves, and trends
  • Provide insights and recommendations to improve working capital and reduce risk
  • Prepare and present monthly and quarterly updates to leadership
  • Support broader treasury and finance initiatives as a subject matter expert in AR, credit, and cash flow performance

Location: Hybrid position in Cypress, California

What we’re offering:

A competitive salary, vacation, health & dental benefits, and employer-matched 401K pension plan. You will have opportunities to gain experience, grow and collaborate with professionals on a global reach. Whether you are working with the leading minds in the industry on high-profile projects, with internal teams to support continuous improvement, or with our customers to inspire and delight – your contributions will have an influence.

The experience and skills we value:

  • Bachelor’s degree in Accounting, Finance, Economics or related field
  • 7–10+ years of progressive experience in Accounts Receivable, Credit, Collections, or related finance functions, including leadership experience in a global or multi-region environment.
  • Strong communication, negotiation, and influencing skills with ability to engage both internal stakeholders and external customers
  • Advanced analytical and financial analysis skills, including credit risk assessment and interpretation of financial statements
  • Proficient in ERP systems (e.g., JD Edwards, Oracle) and reporting/BI tools (e.g., Power BI)
  • Advanced Microsoft Excel skills; strong working knowledge of Word and PowerPoint

What will put you ahead:

  • Process improvement, automation, and change management capabilities
  • Strong communication skills with experience presenting to senior leadership
  • Strong organizational planning, time management, and problem-solving skills
  • Senior experience in AR, Credit, and Collections
  • Strong judgment in customerfacing financial situations
  • Ability to balance financial discipline with customer experience
  • Confident, collaborative leadership and communication style
  • If you’re a finance leader who cares deeply about how customers experience credit and collections, this role offers the opportunity to make a meaningful impact.

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