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Credit Operations Jobs (NOW HIRING)

Private Credit Operations Deal Coordinator Boston KKR is a leading global investment firm that offers alternative asset management as well as capital markets and insurance solutions. KKR aims to ...

Senior/Lead Analyst, Private Credit Operations Minneapolis, MN, USA • Boston, MA, USA Posted Wednesday, August 19, 2026 at 4:00 AM Loomis Sayles is a performance-driven active asset management ...

Synchrony's Credit and Capital Management group is looking for a data scientist / credit risk modeling professional experienced with executing, maintaining and developing models under the relevant ...

$103K - $173K/yr

Work with both Tax Credit Operations Manager and external legal counsel in the preparation of regulatory applications to both the Federal Reserve Bank of NY and NY Department of Financial Services to ...

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Credit Operations information

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$15

$32

$42

How much do credit operations jobs pay per hour?

As of Sep 12, 2026, the average hourly pay for credit operations in the United States is $32.54, according to ZipRecruiter salary data. Most workers in this role earn between $25.24 and $38.22 per hour, depending on experience, location, and employer.

What is credit operations?

Credit Operations refers to the processes and tasks involved in managing a company's credit-related activities, such as evaluating credit applications, monitoring credit limits, processing loans, and ensuring compliance with credit policies. Professionals in Credit Operations work to minimize financial risks by assessing the creditworthiness of clients and maintaining accurate records. They also collaborate with other departments to ensure smooth and efficient financial transactions while adhering to regulatory requirements.

What are the key skills and qualifications needed to thrive in credit operations?

To thrive in Credit Operations, you need strong analytical skills, attention to detail, and a solid understanding of credit risk assessment, often supported by a degree in finance, accounting, or business. Familiarity with credit management software, financial modeling tools, and regulatory compliance systems is typically required. Excellent communication, problem-solving, and organizational skills help professionals effectively manage credit processes and collaborate with clients and internal teams. These skills and qualities are vital to ensure accurate credit evaluation, minimize risk, and maintain smooth financial operations.

What are some common challenges faced in a credit operations role, and how can they be addressed?

Professionals in Credit Operations often encounter challenges such as managing large volumes of transactions, ensuring regulatory compliance, and maintaining accuracy under tight deadlines. Addressing these challenges requires strong attention to detail, effective time management, and regular communication with internal teams such as risk, compliance, and sales. Many organizations support their Credit Operations teams with regular training, clear process documentation, and technology solutions to streamline workflows and reduce manual errors.

What is the difference between Credit Operations vs Credit Analyst?

AspectCredit OperationsCredit Analyst
Primary RoleManages credit processes, risk assessment, and loan approval workflowsAnalyzes credit data to assess borrower risk and make lending recommendations
Required SkillsProcess management, risk assessment, compliance knowledgeFinancial analysis, credit scoring, data interpretation
Work EnvironmentBanking, financial institutions, credit departmentsBanking, lending firms, financial services
CertificationsTypically none required, but certifications like CFA or credit-specific courses helpCertifications like CFA, Credit Risk Certification often preferred

While both roles are integral to the credit industry, Credit Operations focuses on managing credit processes and workflows, ensuring compliance and efficiency. Credit Analysts primarily evaluate individual creditworthiness through data analysis to inform lending decisions. Understanding these differences helps job seekers target the right roles based on their skills and career goals.

What do credit operations do?

Credit operations involve managing and processing credit-related activities such as reviewing credit applications, assessing creditworthiness, monitoring credit accounts, and ensuring compliance with credit policies. Professionals in this field use tools like credit scoring systems and financial analysis to support lending decisions and minimize risk.
More about Credit Operations jobs

What states have the most Credit Operations jobs?

States with the most job openings for Credit Operations jobs include:

Infographic showing various Credit Operations job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 79% Full Time, 17% Part Time, 1% Temporary, 1% Contract, and 1% Nights. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $67,684 per year, or $32.5 per hour.

Lead Credit Operations Specialist (Treasury)

Auburn Hills, MI • On-site

Stellantis
IT Services

Other

Posted 25 days ago


Stellantis rating

7.5

Company rating: 7.5 out of 10

Based on 131 frontline employees who took The Breakroom Quiz


Job description

Drive Cash Flow. Reduce Risk. Influence Business Decisions.
Are you passionate about solving complex financial challenges, partnering across the business, and driving measurable results? As a Lead Credit Operations Specialist (Treasury), you will play a critical role in protecting company cash flow, optimizing receivables performance, and supporting strategic business operations across North America.
This critical position serves as the primary credit and collections expert for a significant vehicle receivables portfolio, partnering with dealers, financial institutions, fleet customers, government agencies, and internal stakeholders to deliver timely cash collections, mitigate risk, and enhance customer experience.
What You'll Do
Lead a High-Impact Collections Portfolio
  • Manage a portfolio of dealer, fleet, and government receivables, supporting billions in annual vehicle receivables while protecting cash flow and minimizing risk
  • Build strong relationships with dealers, banking partners, and internal stakeholders to resolve payment issues and optimize receivables performance
  • Lead resolution of complex collection matters, including funding delays, banking issues, customer disputes, delinquent accounts, and risk escalations
  • Oversee critical account activities, including finance holds, account terminations, banking maintenance, and governance controls related to receivable management
Drive Automation & Digital Transformation
  • Serve as a business product owner for Treasury receivables and in-transit payment technologies, ensuring solutions align with business objectives, compliance requirements, and operational needs.
  • Partner with IT and business teams to identify, develop, and implement AI-enabled solutions, workflow automation, and process improvements that enhance controls, improve productivity, increase reporting accuracy, and accelerate cash collections.
  • Lead system enhancements, technology implementations, and continuous improvement initiatives that strengthen Treasury operations.
Support Financial Planning & Compliance
  • Actively participate on the North America Credit Committee
  • Support budgeting, forecasting, month-end close activities, variance analysis, receivables reporting, SOX compliance, internal controls, and audit requirements
What You'll Learn
This role provides a unique opportunity to gain broad exposure to the automotive industry while strengthening your financial leadership capabilities.
You will:
  • Develop deep knowledge of automotive operations, including dealer networks, fleet programs, supply chain logistics, production cycles, and vehicle distribution
  • Learn how large-scale receivables portfolios are managed and how collections strategy directly impacts cash flow and business performance
  • Expand expertise in financial planning, forecasting, budgeting, internal controls, compliance, and treasury operations
  • Strengthen leadership, negotiation, and problem-solving skills while collaborating with senior stakeholders across the organization
  • Gain hands-on experience supporting SOX compliance, audit activities, and risk management initiatives within a complex corporate environment
Why This Role Matters
  • This role goes beyond collections, directly influencing cash flow, customer relationships, risk reduction, and operational excellence across critical receivables portfolios while contributing to financial performance and long-term business success
Basic Qualifications:
  • Bachelor's degree in Finance, Accounting, Business, or related field
  • Minimum of 8 years of Finance, Accounting, Treasury, Credit, or Collections experience (or 7 years with an MBA or Master's degree in Finance or Accounting)
  • Demonstrated ability to communicate effectively and build strong partnerships and with both internal and external stakeholders
  • Experience using ERP and financial systems, including SAP or comparable platforms
  • Strong analytical, organizational, and problem-solving skills with exceptional attention to detail
  • Demonstrated experience leading projects, process improvements, system implementations, or technology initiatives
Preferred Qualifications:
  • MBA, CPA, CMA, or other relevant professional certifications
  • Experience in Accounts Receivable, Credit, Business to Business Collections, Treasury, Cash Application, or Financial Operations within a large corporate environment
  • Proven ability to manage multiple priorities, influence cross-functional teams, and drive resolution of complex business issues
  • Advanced proficiency in Microsoft Excel, financial reporting tools, and analytics platforms
  • Experience leading process improvement, automation, digital transformation, or system enhancement initiatives
  • Strong executive communication and presentation skills with the ability to translate data into actionable business insights

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