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Director Credit Risk Management Jobs in Georgia (NOW HIRING)

Truist

CRE Senior Credit Risk Officer II

Atlanta, GA

Responsible for leading the advancement of the organization's risk management culture, framework ... Exercise prudent credit judgment through individual delegated loan authority to shape portfolio ...

Home Depot

Director Risk Management

Atlanta, GA · On-site

Direct Manager/Direct Reports: * This Position typically reports to the Senior Director or Vice ... Expertise in the risk management / insurance discipline. * Flexibility, problem solving, and ...

HomeTrust Bank

Director of Loan Review

Suwanee, GA

The Director of Loan Review operates independently from loan production and credit approval ... Foster strong working relationships with Credit Administration, Lenders, Risk Management, Finance ...

New

Stark Carpet

Credit Specialist

Calhoun, GA · On-site

Monitor customer accounts for credit risk, overdue balances, and potential exposure * Place, manage ... Director, bring the STARK legacy into the new century by staying true to their founding principles.

Clorox

Assoc Director, Risk Management

Alpharetta, GA · Hybrid

As the Associate Director of Enterprise Risk Management (ERM), you will be responsible for leading the organization's risk management initiatives. You will conduct project-based risk assessments and ...

Home Depot

Sr. Director, Risk Management

Atlanta, GA · On-site

... risk on an ongoing basis - Identifies and evaluates insurable exposure. Evaluates appropriate balance between insurance, self-insurance, and captive utilization. Direct Manager/Direct Reports: * This ...

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Director Credit Risk Management information

What is the difference between Director Credit Risk Management vs Credit Risk Analyst?

AspectDirector Credit Risk ManagementCredit Risk Analyst
Required CredentialsBachelor's degree, often advanced degrees, certifications like CFA or FRMBachelor's degree, certifications like CFA or FRM are common but less mandatory
Work EnvironmentStrategic leadership, overseeing teams, high-level decision makingData analysis, risk assessment, supporting senior staff
Employer & Industry UsageFinancial institutions, banks, large corporationsFinancial institutions, banks, credit agencies

The main difference between a Director Credit Risk Management and a Credit Risk Analyst lies in their scope and responsibilities. The director focuses on strategic oversight and leadership, while the analyst handles detailed risk assessments. Both roles require relevant certifications and are integral to credit risk management in financial institutions.

What are common challenges faced by a Director of Credit Risk Management, and how are they typically addressed?

A Director of Credit Risk Management often faces the challenge of balancing the organization's growth objectives with prudent risk controls. This involves staying ahead of changing market conditions, regulatory requirements, and emerging risks such as economic downturns or shifts in customer behavior. Effective leaders in this role address these challenges by fostering close collaboration with cross-functional teams such as underwriting, analytics, and compliance, and by implementing robust risk assessment frameworks. They also play a key role in developing and mentoring their teams to stay adaptable and informed.

What are the key skills and qualifications needed to thrive as a Director of Credit Risk Management, and why are they important?

To thrive as a Director of Credit Risk Management, you need deep expertise in credit analysis, risk assessment, portfolio management, and typically a degree in finance, economics, or a related field. Proficiency with risk modeling software, credit scoring systems, and relevant regulatory frameworks (such as Basel III) is essential, along with certifications like FRM or CFA being advantageous. Strong leadership, strategic thinking, and effective communication skills help you guide teams and influence key stakeholders. These capabilities are crucial for making informed decisions that protect the organization's financial health and support sustainable growth.

What does a Director of Credit Risk Management do?

A Director of Credit Risk Management oversees an organization’s credit risk policies, procedures, and strategies to minimize potential losses related to lending or credit activities. This role involves analyzing credit data, assessing financial risks, developing risk mitigation strategies, and ensuring compliance with regulatory standards. Directors also lead teams of risk analysts, collaborate with other departments, and report to executive leadership on credit risk exposure and performance. Their main goal is to balance business growth with sound risk management practices.
What are popular job titles related to Director Credit Risk Management jobs in Georgia? For Director Credit Risk Management jobs in Georgia, the most frequently searched job titles are:
What job categories do people searching Director Credit Risk Management jobs in Georgia look for? The top searched job categories for Director Credit Risk Management jobs in Georgia are:
Director Credit Risk Management jobs near you
Credit Risk Associate - Asset Based Lending Group

Credit Risk Associate - Asset Based Lending Group

JP Morgan Chase

Atlanta, GA

Full-time

Medical, Retirement

Posted 7 days ago

JPMorgan Chase & Co. rating

8.1

Company rating: 8.1 out of 10

Based on 469 frontline employees who took The Breakroom Quiz

46th of 141 rated banks

Job description

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers, and communities.  Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class.

As a Credit Risk Associate in the Asset Based Lending Group of the Commercial and Investment Bank, your responsibility will be to: i.) support in the management of a portfolio of Global Corporate Banking ("GCB") and Investment Bank ("IB") clients that have Asset Based loans and ii.) support in the independent analysis and review of credit exposure for new and existing ABL clients, in a second chair capacity until such time that the Associate demonstrates ability to work as the primary ABL credit contact. ABL Credit Risk professionals lead the ABL client credit relationship along with GCB and IB Bankers who manage the overall relationship, as well as partnering closely with the IB credit team and ABL Originations/Syndications. The role involves extensive interaction with clients, product and functional partners, internal and external legal counsel, lenders, and investors.  

Job Responsibilities   

  • Participate in all aspects of the credit relationship, including credit analysis, financial modeling and coordinating credit approval for all products including loans, derivatives, leases, and cash management.
  • Proactively support and enhance client relationships.                
  • Recommend changes in structure and account management strategy to address negative trends.  Assess monthly, quarterly, and annual financial statements and ongoing borrowing base reporting and collateral diligence and monitoring.  Assigns and assesses internal ratings, risk assessment, and risk mitigation.
  • Participate in structuring and negotiating Credit Agreements, amendments, waivers and related legal documents. 
  • Manage and monitor loan products including affirmative, negative, and financial covenant compliance.  Manage on-going communication with bank group members.    
  • Review, interpret, and implement findings from collateral appraisals and field exams. On-going monitoring of collateral trends and liquidity, establishing reserves, and recommending appropriate course of action to address issues.  
  • Partner with Bankers, IB Credit, ABL Originations/Syndications, Debt Capital Markets, Syndicated Leveraged Finance, Treasury Services, Leasing, Derivatives, and Loan Operations.  
  • Communicate with Senior Management, respond to regulatory requests, and maintain internal credit files.
  • Support the credit team in projection modeling, independent analysis, and review of new or modified ABL exposure for prospects and existing clients.

Required qualifications, capabilities, and skills

  • Minimum 3 plus years experience in Credit Risk with Asset Based Lending knowledge a plus
  • Excellent written and verbal communication skills 
  • Ability to multitask in a fast-paced environment
  • Bachelor's degree in Accounting, Finance, or a related field is preferred
  • Formal credit training a plus
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 

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