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Director Credit Risk Management Jobs (NOW HIRING)

Regional Finance

Director, Credit Risk

Plano, TX · On-site

About the Role The Director, Credit Risk Management, leads the development and execution of credit risk strategies across the organization, with responsibility for originations and underwriting ...

Regional Finance

Director, Credit Risk

Plano, TX

About the Role The Director, Credit Risk Management, leads the development and execution of credit risk strategies across the organization, with responsibility for originations and underwriting ...

Sallie Mae

Director, Credit Risk

Newark, DE · On-site

What You'll Contribute The Director, Credit Risk will be responsible for overseeing and managing our credit risk management strategies to ensure that credit risks are properly assessed, monitored ...

Brex

Director, Credit Risk

San Francisco, CA · Hybrid

$231K - $289K/yr

What you'll do As the Director of Credit Risk, reporting to the Chief Credit Officer, you'll lead ... You'll oversee a multi-layered team of managers and credit professionals responsible for managing ...

Sallie_mae

Director, Credit Risk

Newark, DE

Prepare and present risk reports to senior management, risk committees, and regulatory bodies ... Experience with credit models or risk governance frameworks, risk appetite statements, and issue ...

Brex

Director, Credit Risk

San Francisco, CA · On-site

By combining global corporate cards and banking with intuitive spend management, bill pay, and ... What you'll do As the Director of Credit Risk, reporting to the Chief Credit Officer, you'll lead ...

Brex

Director, Credit Risk

Seattle, WA · On-site

By combining global corporate cards and banking with intuitive spend management, bill pay, and ... What you'll do As the Director of Credit Risk, reporting to the Chief Credit Officer, you'll lead ...

Brex

Director, Credit Risk

Salt Lake City, UT · Hybrid

$198K - $247K/yr

What you'll do As the Director of Credit Risk, reporting to the Chief Credit Officer, you'll lead ... You'll oversee a multi-layered team of managers and credit professionals responsible for managing ...

Brex

Director, Credit Risk

New York, NY · Hybrid

$231K - $289K/yr

What you'll do As the Director of Credit Risk, reporting to the Chief Credit Officer, you'll lead ... You'll oversee a multi-layered team of managers and credit professionals responsible for managing ...

Brex

Director, Credit Risk

Seattle, WA · Hybrid

$231K - $289K/yr

What you'll do As the Director of Credit Risk, reporting to the Chief Credit Officer, you'll lead ... You'll oversee a multi-layered team of managers and credit professionals responsible for managing ...

Brex

Director, Credit Risk

New York, NY · On-site

By combining global corporate cards and banking with intuitive spend management, bill pay, and ... What you'll do As the Director of Credit Risk, reporting to the Chief Credit Officer, you'll lead ...

Brex

Director, Credit Risk

Salt Lake City, UT · On-site

By combining global corporate cards and banking with intuitive spend management, bill pay, and ... What you'll do As the Director of Credit Risk, reporting to the Chief Credit Officer, you'll lead ...

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Director Credit Risk Management information

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$54K

$143.2K

$260K

How much do director credit risk management jobs pay per year?

As of Jul 18, 2026, the average yearly pay for director credit risk management in the United States is $143,185.00, according to ZipRecruiter salary data. Most workers in this role earn between $105,500.00 and $167,500.00 per year, depending on experience, location, and employer.

What is the difference between Director Credit Risk Management vs Credit Risk Analyst?

AspectDirector Credit Risk ManagementCredit Risk Analyst
Required CredentialsBachelor's degree, often advanced degrees, certifications like CFA or FRMBachelor's degree, certifications like CFA or FRM are common but less mandatory
Work EnvironmentStrategic leadership, overseeing teams, high-level decision makingData analysis, risk assessment, supporting senior staff
Employer & Industry UsageFinancial institutions, banks, large corporationsFinancial institutions, banks, credit agencies

The main difference between a Director Credit Risk Management and a Credit Risk Analyst lies in their scope and responsibilities. The director focuses on strategic oversight and leadership, while the analyst handles detailed risk assessments. Both roles require relevant certifications and are integral to credit risk management in financial institutions.

What are common challenges faced by a Director of Credit Risk Management, and how are they typically addressed?

A Director of Credit Risk Management often faces the challenge of balancing the organization's growth objectives with prudent risk controls. This involves staying ahead of changing market conditions, regulatory requirements, and emerging risks such as economic downturns or shifts in customer behavior. Effective leaders in this role address these challenges by fostering close collaboration with cross-functional teams such as underwriting, analytics, and compliance, and by implementing robust risk assessment frameworks. They also play a key role in developing and mentoring their teams to stay adaptable and informed.

What are the key skills and qualifications needed to thrive as a Director of Credit Risk Management, and why are they important?

To thrive as a Director of Credit Risk Management, you need deep expertise in credit analysis, risk assessment, portfolio management, and typically a degree in finance, economics, or a related field. Proficiency with risk modeling software, credit scoring systems, and relevant regulatory frameworks (such as Basel III) is essential, along with certifications like FRM or CFA being advantageous. Strong leadership, strategic thinking, and effective communication skills help you guide teams and influence key stakeholders. These capabilities are crucial for making informed decisions that protect the organization's financial health and support sustainable growth.

What does a Director of Credit Risk Management do?

A Director of Credit Risk Management oversees an organization’s credit risk policies, procedures, and strategies to minimize potential losses related to lending or credit activities. This role involves analyzing credit data, assessing financial risks, developing risk mitigation strategies, and ensuring compliance with regulatory standards. Directors also lead teams of risk analysts, collaborate with other departments, and report to executive leadership on credit risk exposure and performance. Their main goal is to balance business growth with sound risk management practices.
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Director Credit Risk Management jobs near you
Director, Credit Risk

Director, Credit Risk

Regional Finance

Plano, TX • On-site

Full-time

Re-posted 2 days ago

Regional Finance rating

6.9

Company rating: 6.9 out of 10

Based on 30 frontline employees who took The Breakroom Quiz

131st of 148 rated financial services

Job description

Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times.
We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team.
If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board!
About the Role
The Director, Credit Risk Management, leads the development and execution of credit risk strategies across the organization, with responsibility for originations and underwriting, portfolio analytics, business performance reporting, and risk strategy development. This role oversees the design, implementation, and governance of enterprise-wide credit policies and underwriting standards to ensure sound risk management practices. The Director drives data-driven decision-making to optimize portfolio performance, balancing growth objectives with risk appetite and established performance targets. As a senior leader, this individual provides strategic insights and recommendations grounded in advanced analytics and a deep understanding of credit risk dynamics across consumer lending products, supporting sustainable business growth and portfolio quality.
What You'll Do
Credit Strategy & Portfolio Leadership
  • Lead the design and execution of credit risk strategies across originations and underwriting
  • Optimize portfolio performance while balancing growth, loss targets, and risk appetite
  • Oversee portfolio monitoring, forecasting, and performance analytics

Risk Governance & Policy
  • Establish and evolve enterprise credit policies, underwriting standards, and governance frameworks
  • Ensure compliance with regulatory expectations and internal risk controls
  • Partner with Compliance, Audit, and Asset Review to maintain strong risk oversight

Analytics & Insights
  • Deliver data-driven insights on portfolio health, including delinquency trends, loss performance, and profitability
  • Lead stress testing and scenario analysis to evaluate portfolio resilience
  • Identify emerging risks, performance anomalies, and optimization opportunities

Advanced Modeling & Data Utilization
  • Leverage traditional and alternative data to enhance credit decisioning
  • Apply advanced analytical techniques (regression, segmentation, clustering) to improve risk strategies
  • Oversee model development, validation, and performance monitoring

Business Partnership & Leadership
  • Advise executive leadership on credit risk exposure and strategic decisions
  • Partner with business leaders to align risk strategies with growth objectives
  • Lead initiatives that improve underwriting effectiveness and segmentation

What You Bring
Required Qualifications
  • Bachelor's degree in Statistics, Economics, Data Analytics, Mathematics, or related field
  • 6+ years of experience in credit risk, consumer finance, or analytics
  • Strong experience with data analysis and modeling (SAS, R, Python, SQL)
  • Proven ability to translate complex analytics into business insights

Preferred Qualifications
  • Experience in consumer lending or financial services
  • Background in marketing analytics or risk model development
  • Experience leading enterprise-level credit strategies

Key Strengths
  • Strategic thinker with strong business acumen
  • Exceptional communication skills (translating analytics → executive insights)
  • Strong analytical and problem-solving capabilities
  • Ability to operate in a fast-paced, data-driven environment
  • Collaborative and influential leadership style

Direct Reports
3-5 direct reports.
If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: https://regionalfinance.com/wp-content/uploads/2022/11/UPDATED-Employee-Privacy-Policy-11.2022.pdf
Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law ("Protected Characteristics"). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.

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