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Director Credit Risk Management Jobs (NOW HIRING)

Brex

Director, Credit Risk

Manhattan, NY · On-site

By combining global corporate cards and banking with intuitive spend management, bill pay, and ... What you'll do As the Director of Credit Risk, reporting to the Chief Credit Officer, you'll lead ...

Brex

Director, Credit Risk

San Francisco, CA · Hybrid

$231K - $289K/yr

What you'll do As the Director of Credit Risk, reporting to the Chief Credit Officer, you'll lead ... You'll oversee a multi-layered team of managers and credit professionals responsible for managing ...

Colorwave Inc

Director, Credit Risk

San Francisco, CA · On-site

$231K - $289K/yr

As the Director of Credit Risk, reporting to the Chief Credit Officer, you'll lead the organization ... You'll oversee a multi-layered team of managers and credit professionals responsible for managing ...

Brex

Director, Credit Risk

New York, NY · Hybrid

$231K - $289K/yr

What you'll do As the Director of Credit Risk, reporting to the Chief Credit Officer, you'll lead ... You'll oversee a multi-layered team of managers and credit professionals responsible for managing ...

Brex

Director, Credit Risk

Salt Lake City, UT · On-site

By combining global corporate cards and banking with intuitive spend management, bill pay, and ... What you'll do As the Director of Credit Risk, reporting to the Chief Credit Officer, you'll lead ...

BNY

Director, Credit Risk Review

Manhattan, NY · On-site

Oversee and direct endtoend review engagements (planning, methodology, fieldwork, issue ... Manage, develop, and coach a team of credit risk review professionals, by setting clear performance ...

Colorwave Inc

Director, Credit Risk

Salt Lake City, UT · On-site

$198K - $247K/yr

As the Director of Credit Risk, reporting to the Chief Credit Officer, you'll lead the organization ... You'll oversee a multi-layered team of managers and credit professionals responsible for managing ...

Brex

Director, Credit Risk

Seattle, WA · Hybrid

$231K - $289K/yr

What you'll do As the Director of Credit Risk, reporting to the Chief Credit Officer, you'll lead ... You'll oversee a multi-layered team of managers and credit professionals responsible for managing ...

BNY Mellon

Director, Credit Risk Review

Manhattan, NY · On-site

Oversee and direct end-to-end review engagements (planning, methodology, fieldwork, issue ... Manage, develop, and coach a team of credit risk review professionals, by setting clear performance ...

Carmax

Director, Credit Risk & Analytics

Atlanta, GA · On-site

Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Master's degree preferred * 8-10 years of proven credit policy and/or credit risk management ...

Carmax

Director, Credit Risk & Analytics

Kennesaw, GA · On-site

$148K - $237K/yr

Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Master's degree preferred * 8-10 years of proven credit policy and/or credit risk management ...

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Director Credit Risk Management information

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$54K

$143.2K

$260K

How much do director credit risk management jobs pay per year?

As of Aug 7, 2026, the average yearly pay for director credit risk management in the United States is $143,185.00, according to ZipRecruiter salary data. Most workers in this role earn between $105,500.00 and $167,500.00 per year, depending on experience, location, and employer.

What is the difference between Director Credit Risk Management vs Credit Risk Analyst?

AspectDirector Credit Risk ManagementCredit Risk Analyst
Required CredentialsBachelor's degree, often advanced degrees, certifications like CFA or FRMBachelor's degree, certifications like CFA or FRM are common but less mandatory
Work EnvironmentStrategic leadership, overseeing teams, high-level decision makingData analysis, risk assessment, supporting senior staff
Employer & Industry UsageFinancial institutions, banks, large corporationsFinancial institutions, banks, credit agencies

The main difference between a Director Credit Risk Management and a Credit Risk Analyst lies in their scope and responsibilities. The director focuses on strategic oversight and leadership, while the analyst handles detailed risk assessments. Both roles require relevant certifications and are integral to credit risk management in financial institutions.

What are common challenges faced by a director of credit risk management, and how are they typically addressed?

A Director of Credit Risk Management often faces the challenge of balancing the organization's growth objectives with prudent risk controls. This involves staying ahead of changing market conditions, regulatory requirements, and emerging risks such as economic downturns or shifts in customer behavior. Effective leaders in this role address these challenges by fostering close collaboration with cross-functional teams such as underwriting, analytics, and compliance, and by implementing robust risk assessment frameworks. They also play a key role in developing and mentoring their teams to stay adaptable and informed.

What are the key skills and qualifications needed to thrive as a director of credit risk management, and why are they important?

To thrive as a Director of Credit Risk Management, you need deep expertise in credit analysis, risk assessment, portfolio management, and typically a degree in finance, economics, or a related field. Proficiency with risk modeling software, credit scoring systems, and relevant regulatory frameworks (such as Basel III) is essential, along with certifications like FRM or CFA being advantageous. Strong leadership, strategic thinking, and effective communication skills help you guide teams and influence key stakeholders. These capabilities are crucial for making informed decisions that protect the organization's financial health and support sustainable growth.

What does a director of credit risk management do?

A Director of Credit Risk Management oversees an organization’s credit risk policies, procedures, and strategies to minimize potential losses related to lending or credit activities. This role involves analyzing credit data, assessing financial risks, developing risk mitigation strategies, and ensuring compliance with regulatory standards. Directors also lead teams of risk analysts, collaborate with other departments, and report to executive leadership on credit risk exposure and performance. Their main goal is to balance business growth with sound risk management practices.
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Director Credit Risk Management jobs near you
Infographic showing various Director Credit Risk Management job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 83% Full Time, 13% Part Time, and 3% Contract. Highlights an 88% Physical, 2% Hybrid, and 10% Remote job distribution, with an average salary of $143,185 per year, or $68.8 per hour.

Director, Credit Risk

Brex

Manhattan, NY • On-site

Other

Posted 28 days ago

Job description

Why join us
Brex is the intelligent finance platform that enables companies to spend smarter and move faster in more than 200 markets. By combining global corporate cards and banking with intuitive spend management, bill pay, and travel software, Brex enables founders and finance teams to accelerate operations, gain real-time visibility, and control spend effortlessly. Brex's AI-native automation and world-class service eliminate manual expense and accounting tasks for customers so they can focus on what matters most. Tens of thousands of the world's best companies run on Brex, including DoorDash, Coinbase, Robinhood, Zoom, Plaid, Reddit, and SeatGeek.
Working at Brex allows you to push your limits, challenge the status quo, and collaborate with some of the brightest minds in the industry. We're committed to building a diverse team and inclusive culture and believe your potential should only be limited by how big you can dream. We make this a reality by empowering you with the tools, resources, and support you need to grow your career.
Credit Risk at Brex
Credit Risk plays a critical role in enabling Brex's growth by balancing responsible risk management with exceptional customer experiences. As our customer base continues to grow across startups, commercial businesses, middle-market companies, and enterprises, we're investing in leaders who can help scale our portfolio, strengthen our commercial credit capabilities, and modernize how we make decisions.
This is an opportunity to lead one of Brex's largest and most strategic credit organizations during an exciting stage of growth. You'll help shape the future of commercial credit by combining deep financial expertise, operational excellence, and technology-enabled innovation to build a world-class portfolio management function.
What you'll do
As the Director of Credit Risk, reporting to the Chief Credit Officer, you'll lead the organization responsible for the ongoing underwriting and portfolio management of Brex's existing customers. You'll oversee a multi-layered team of managers and credit professionals responsible for managing portfolio performance, credit decisions, and customer risk across a rapidly growing commercial customer base.
In this role, you'll partner closely with Sales, Customer Success, Product, Operations, Analytics, Legal and Credit Policy to deliver thoughtful credit decisions that enable customer growth while maintaining a healthy portfolio. You'll also lead the transformation of Brex's credit organization by building AI-native underwriting and portfolio management capabilities that automate routine work, elevate human judgment, and enable the business to scale without proportionally increasing operational complexity.
Where you'll work
This role will be based in our San Francisco, New York, Salt Lake City, or Seattle office. We are a hybrid environment that combines the energy and connections of being in the office with the benefits and flexibility of working from home. We currently require a minimum of three coordinated days in the office per week, Monday, Wednesday and Thursday. As a perk, we also have up to four weeks per year of fully remote work!
Responsibilities
  • Lead the team responsible for ongoing underwriting, portfolio management, and credit risk across Brex's existing customer portfolio
  • Develop and execute portfolio strategies that balance responsible growth, customer experience, and portfolio performance while optimizing credit exposure across diverse customer segments
  • Partner cross-functionally with Sales, Customer Success, Product, Operations, Analytics, and Credit Policy to deliver scalable, customer-centric credit decisions
  • Lead, coach, and develop a high-performing organization of managers and credit professionals, fostering a culture of accountability, collaboration, and continuous improvement
  • Build trusted relationships with customer finance leaders, including CFOs, to evaluate complex credit situations and support long-term customer success
  • Drive operational excellence by continuously improving underwriting workflows, portfolio monitoring, and decision-making processes
  • Champion the adoption of AI and automation to improve efficiency, enhance decision quality, and enable teams to focus on higher-value judgment, customer partnership, and strategic risk management
  • Help shape the evolution of Brex's commercial credit capabilities as the company continues to expand into new customer segments and scale its portfolio
  • Lead high stakes conversations with client (CFO teams), partners, regulators and auditors
Requirements
  • 10+ years of experience in commercial credit risk, commercial underwriting, portfolio management, commercial banking, or a related field
  • Deep expertise evaluating business financial statements, cash flow, balance sheets, and commercial credit exposure
  • Experience managing existing commercial customer portfolios, including ongoing underwriting, portfolio monitoring, credit line management, and exposure management
  • Strong understanding of commercial credit products, corporate liability underwriting, and business credit decision-making
  • Proven experience leading and developing high-performing teams in a fast-paced financial services or fintech environment
  • Excellent communication and executive presence, with the ability to influence senior stakeholders and engage directly with CFOs and finance leaders
  • Demonstrated success building strong cross-functional partnerships across commercial, operations, product, analytics, and risk organizations
  • Passion for improving operational efficiency through technology, automation, and AI-enabled workflows
  • Experience supporting commercial cards, B2B payments, banking, commercial lending, or fintech products is preferred
  • Experience serving commercial, middle-market, or enterprise customers at a leading financial institution or high-growth fintech is strongly preferred

Compensation
The expected salary range for this role is $231,660 - $289,575. However, the starting base pay will depend on a number of factors, including the candidate's location, skills, experience, market demands, and internal pay parity. Depending on the position offered, equity and other forms of compensation may be provided as part of a total compensation package.
Brex LLC is a wholly owned subsidiary of Capital One, N.A.
Please be aware, job-seekers may be at risk of targeting by malicious actors looking for personal data. Brex recruiters will only reach out via LinkedIn or email with a brex.com domain. Any outreach claiming to be from Brex via other sources should be ignored.

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