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Credit Risk Management Jobs in Georgia (NOW HIRING)

Interface

Credit Analyst

Lagrange, GA

The Credit Analyst is responsible for managing credit risk, accounts receivable, and collections activities for an assigned region within Interface Americas. This role evaluates and analyzes customer ...

Interface Americas, Inc

Credit Analyst

Lagrange, GA · On-site

The Credit Analyst is responsible for managing credit risk, accounts receivable, and collections activities for an assigned region within Interface Americas. This role evaluates and analyzes customer ...

New

Yamaha

Risk Analyst II

Kennesaw, GA

Support the design, implementation, and ongoing optimization of credit risk strategies across originations and portfolio management. * Develop and maintain reports, dashboards, and recurring ...

Yamaha Motor Corporation

Risk Analyst II

Kennesaw, GA · On-site

Support the design, implementation, and ongoing optimization of credit risk strategies across originations and portfolio management. * Develop and maintain reports, dashboards, and recurring ...

Huntington

Business Card Product Director

Atlanta, GA · Hybrid

$224K - $234K/yr

Risk & Compliance Management: * Ensure that all credit card products comply with relevant regulatory requirements, internal policies, and industry standards. * Develop and monitor risk management ...

Maxxis International - USA

Credit Analyst

Suwanee, GA · On-site

This role is responsible for analyzing financial statements, establishes credit limits and payment terms, monitors account performance, and manages credit risk to support profitable growth while ...

Maxxis International - USA

Credit Analyst

Suwanee, GA · On-site

$60K - $70K/yr

This role is responsible for analyzing financial statements, establishes credit limits and payment terms, monitors account performance, and manages credit risk to support profitable growth while ...

Huntington

Business Card Product Director

Atlanta, GA · Hybrid

$224K - $235K/yr

Risk & Compliance Management: Ensure that all credit card products comply with relevant regulatory requirements, internal policies, and industry standards. Develop and monitor risk management ...

Maxxis International

Credit Analyst

Suwanee, GA · Hybrid

This role is responsible for analyzing financial statements, establishes credit limits and payment terms, monitors account performance, and manages credit risk to support profitable growth while ...

Huntington

Business Card Product Director

Atlanta, GA · Hybrid

$155K - $255K/yr

Risk & Compliance Management: * Ensure that all credit card products comply with relevant regulatory requirements, internal policies, and industry standards. * Develop and monitor risk management ...

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All JobsCredit Risk Management JobsCredit Risk Management Jobs in Georgia

Credit Risk Management information

See Georgia salary details

$73K

$133.7K

$202.2K

How much do credit risk management jobs pay per year?

As of Aug 21, 2026, the average yearly pay for credit risk management in Georgia is $133,676.00, according to ZipRecruiter salary data. Most workers in this role earn between $112,700.00 and $149,900.00 per year, depending on experience, location, and employer.

What is credit risk management?

Credit Risk Management is the process of identifying, assessing, and mitigating the risk that a borrower or counterparty will fail to meet their financial obligations. Professionals in this field analyze creditworthiness, set lending policies, and monitor existing loans to minimize potential losses for banks or financial institutions. Effective credit risk management helps ensure the stability of financial systems and protects organizations from significant financial loss.

What are the key skills and qualifications needed to thrive in credit risk management?

To thrive in Credit Risk Management, you need strong analytical skills, financial modeling expertise, and a solid background in finance or economics, often supported by a relevant degree. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools such as Basel III is highly valued. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating creditworthiness and collaborating with stakeholders. These skills ensure accurate risk assessments, regulatory compliance, and informed decision-making to protect the organization's financial health.

What are some common challenges faced by professionals in credit risk management, and how can they be addressed?

Professionals in Credit Risk Management often encounter challenges such as assessing complex borrower profiles, keeping up with changing regulatory requirements, and managing large volumes of data. To address these, it's important to develop strong analytical skills, stay updated on industry regulations, and leverage technology for more efficient data analysis. Collaborating closely with other departments, such as sales and compliance, also helps ensure well-rounded risk assessments and effective risk mitigation strategies.

What is the difference between Credit Risk Management vs Credit Analysis?

AspectCredit Risk ManagementCredit Analysis
Primary FocusAssessing and mitigating overall credit risk for an organizationEvaluating individual creditworthiness of borrowers
CertificationsTypically requires certifications like CFA, Credit Risk certificationsOften requires financial analysis certifications or degrees
Work EnvironmentStrategic, risk-focused, often in risk departmentsAnalytical, detail-oriented, in credit or lending departments
Industry UsageCommon in banking, financial services, and lending institutionsUsed across banks, credit agencies, and lending firms

While both roles involve assessing financial information, Credit Risk Management focuses on the broader risk exposure of the organization, whereas Credit Analysis concentrates on evaluating individual borrowers' creditworthiness. Understanding these differences helps professionals and employers align roles with skills and organizational needs.

What does credit risk management do?

Credit risk management involves identifying, assessing, and monitoring the risk of borrowers defaulting on their financial obligations. Professionals in this field analyze credit data, use risk assessment tools, and develop strategies to minimize potential losses for lenders or financial institutions.

What are the most commonly searched types of Credit Risk Management jobs in Georgia?

The most popular types of Credit Risk Management jobs in Georgia are:

What are popular job titles related to Credit Risk Management jobs in Georgia?

For Credit Risk Management jobs in Georgia, the most frequently searched job titles are:

What job categories do people searching Credit Risk Management jobs in Georgia look for?

The top searched job categories for Credit Risk Management jobs in Georgia are:

Credit Risk Management jobs near you
Infographic showing various Credit Risk Management job openings in Georgia as of August 2026, with employment types broken down into 1% As Needed, 76% Full Time, 13% Part Time, 7% Contract, and 3% Nights. Highlights an 84% Physical, 3% Hybrid, and 13% Remote job distribution, with an average salary of $133,676 per year, or $64.3 per hour.

Senior Credit Risk & Strategy Analyst Credit Card Strategy

Atlanticus Holdings Corporation

Atlanta, GA • On-site

Other

Medical, Retirement, PTO

Posted 9 days ago

Job description

Senior Credit Risk & Strategy Analyst - Credit Card Strategy
When you join Atlanticus, you become a member of a fast-growing, mission-focused company that is committed to aid in meeting the financial needs of middle-class Americans. With a culture of collaboration and a one-team mindset, we encourage entrepreneurial thinking to empower our customers toward financial well-being.
Atlanticus™ technology enables bank, retail, and healthcare partners to offer more inclusive financial services to everyday Americans through the use of proprietary analytics. We apply the experience gained and infrastructure built from servicing over 20 million customers and over $40 billion in consumer loans over more than 25 years of operating history to support lenders that originate a range of consumer loan products. These products include retail and healthcare, private label credit and general-purpose credit cards marketed through our omnichannel platform, including retail point-of-sale, healthcare point-of-care, direct mail solicitation, digital marketing, and partnerships with third parties. Additionally, through our Auto Finance subsidiary, Atlanticus serves the individual needs of automotive dealers and automotive non-prime financial organizations with multiple financing and service programs.
Office Locations available for this role include
  • Wilmington, DE - Near the Riverfront, offering rich history, dining, entertainment, and shopping. With direct access to I-95, Amtrak, and SEPTA, employees enjoy flexible living options.

Work Culture
We foster a collaborative, innovative environment where everyone contributes to building something meaningful. You'll be empowered to lead, grow, and make an impact.
The Role
At Atlanticus, we're redefining how responsible credit can empower consumers. As a Senior Credit Risk & Strategy Analyst, you'll combine analytical rigor with business strategy to drive growth and profitability across our credit card portfolio. You'll take on complex, cross-functional challenges spanning credit risk, marketing optimization, customer experience, and financial performance - all while helping shape Atlanticus's next stage of growth.
Because Atlanticus is a fast-growing company, you'll have broader ownership, greater visibility, and more flexibility than at larger institutions. Analysts here are not confined to narrow lanes - you'll own your analyses end-to-end, partner directly with senior leaders, and see your work influence major strategic decisions.
What You'll Do
  • Solve complex business problems: Partner with teams across Credit, Marketing, and Finance to develop data-driven strategies that balance growth, profitability, and customer outcomes.
  • Own analytical initiatives end-to-end: Frame key business questions, design analyses, extract and synthesize data using SQL, SAS, and Python, and translate insights into actionable recommendations.
  • Drive credit strategy and performance: Evaluate acquisition, underwriting, and line management strategies to optimize risk-adjusted returns and portfolio health.
  • Support marketing efficiency: Analyze campaign performance, segmentation, and targeting to improve acquisition economics and customer engagement.
  • Contribute to financial planning: Forecast P&L impacts, monitor portfolio trends, and partner with Finance to inform investment and growth decisions.
  • Influence with insight: Present findings to senior leaders, using data storytelling to drive alignment and decision-making across teams.
  • Innovate in a startup-minded culture: Identify opportunities to improve processes, test new ideas, and help shape a growing analytics organization.

You're a great fit if you have
  • Bachelor's degree in a quantitative or analytical field (e.g., Mathematics, Economics, Finance, Statistics, Engineering, or Data Science).
  • 4-6 years of experience in financial analytics, consulting, or business strategy (preferably within financial services or unsecured consumer lending products).
  • Proficiency in SQL & Excel; experience with Python, R, or similar analytical tools.
  • Strong problem-solving, quantitative, and critical-thinking skills.
  • Possess credit card financial modeling skills with understanding of P&L interdependence and profitability drivers.
  • Excellent communication skills with the ability to influence cross-functional stakeholders.
  • Experience with balance build initiatives such as purchase promotional rates and balance transfers.

Preferred
  • Master's degree in a quantitative or business discipline.
  • Experience in credit cards, lending, or other data-rich consumer finance businesses.
  • Familiarity with experimentation (A/B testing), marketing analytics, portfolio management or financial analytics.
  • Experience building dashboards and visualizations (Tableau, Power BI).
  • Comfort working in fast-paced, high-growth environments where priorities evolve quickly.
  • Experience with credit card rewards programs, including rewards economics, customer engagement strategies, or loyalty program optimization.

Why You'll Love Working Here
This isn't just a job, it's a place to lead, grow, and thrive. If you believe in your skills and drive, we'll provide the resources and support to help you succeed.
  • Broad Impact: Work across credit, marketing, and finance to drive holistic business outcomes.
  • Ownership: Enjoy end-to-end responsibility and autonomy to shape strategy, not just report on it.
  • Entrepreneurial Culture: Be part of a nimble, innovative team where ideas move quickly from concept to execution.
  • Visibility: Collaborate directly with senior leaders, contributing to key portfolio and growth decisions.
  • Learning and Growth: Develop diverse analytical skills while deepening your understanding of how a credit card business runs.

Benefits include
  • Generous PTO and holiday schedule
  • 401(k) with company match
  • Employee stock purchase plan
  • Ongoing training (lunch & learns, financial and health webinars)
  • Team volunteer outings

Atlanticus is an equal opportunity employer. All qualified applicants will receive consideration without regard to race, religion, gender, sexual orientation, age, veteran status, disability, or other protected status.

Apply