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Junior Credit Risk Analyst Jobs in Georgia (NOW HIRING)

Junior Credit Decision Analyst Department: Credit Operations (US) Employment Type: Permanent ... Underwrite and evaluate deals to determine creditworthiness and risk exposure. * Collaborate ...

Summary As a Senior Credit and Risk Analyst, the primary responsibilities include identifying and reviewing credit and risk related activity. In this role you will complete investigations, account ...

Summary As a Senior Credit and Risk Analyst, the primary responsibilities include identifying and reviewing credit and risk related activity. In this role you will complete investigations, account ...

This is a diversified analytics role with exposure to multiple internal departments and external ... credit risk and pricing returns. Bring your strong technical skills, consumer lending experience ...

The Credit Risk Manager is responsible for delivering strategies that drive product growth and ... Analyze, validate, track, and monitor delivered projects * Interact with Business Development and ...

Lead, manage, mentor, and develop a small team of credit risk analysts and underwriters. * Recruit for and develop the team in line with our culture and values creating a tenured, talented and ...

The position will provide analytical support to help shape YMFUS' Credit Risk strategies and broader business initiatives through data-driven insights and modeling. What you'll be doing: * Analyze ...

The position will provide analytical support to help shape YMFUS' Credit Risk strategies and broader business initiatives through data-driven insights and modeling. What you'll be doing: * Analyze ...

Analyze funding opportunities across the credit spectrum and contribute to the implementation of strategies. * Support and maintain forecasting and risk models, including multi-year funding forecasts ...

Analyst II, Credit Risk

Kennesaw, GA · On-site

$70K - $105K/yr

Analyze funding opportunities across the credit spectrum and contribute to the implementation of strategies. * Support and maintain forecasting and risk models, including multi-year funding forecasts ...

Analyze funding opportunities across the credit spectrum and contribute to the implementation of strategies. * Support and maintain forecasting and risk models, including multi-year funding forecasts ...

Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest used-car retailer, CarMax Auto Finance (CAF) is the leader in making car financing simpler, fairer ...

Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest used-car retailer, CarMax Auto Finance (CAF) is the leader in making car financing simpler, fairer ...

Monitors credit quality through forward looking analysis as well as reviewing system-generated reports. Responsible and accountable for credit risk management and constructive, credible challenge by ...

As a Credit Analyst, your primary role is to assess the creditworthiness of customers and manage credit risk to ensure the financial stability of the company. You will analyze credit applications ...

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Junior Credit Risk Analyst information

See Georgia salary details

$12

$27

$45

How much do junior credit risk analyst jobs pay per hour?

As of Jul 26, 2026, the average hourly pay for junior credit risk analyst in Georgia is $27.12, according to ZipRecruiter salary data. Most workers in this role earn between $19.47 and $29.86 per hour, depending on experience, location, and employer.

What are common responsibilities and projects for a Junior Credit Risk Analyst?

As a Junior Credit Risk Analyst, your daily tasks may involve gathering and analyzing financial data, preparing credit risk reports, and monitoring the performance of loan portfolios. You’ll typically assist senior analysts with evaluating new credit applications, performing industry research, and contributing to risk modeling initiatives. Collaboration with other teams, such as loan officers or underwriting, is frequent to ensure a complete understanding of client profiles and risk factors. This hands-on experience with varied projects helps build a strong foundation in financial risk assessment and opens up opportunities for advancement to more senior roles in credit or risk management.

What is a Junior Credit Risk Analyst job?

A Junior Credit Risk Analyst is responsible for assessing the creditworthiness of individuals or businesses to minimize financial risk for a company. They analyze financial data, review credit reports, and assist in developing risk models. Their role supports senior analysts and risk managers in making informed lending decisions. Strong analytical skills, attention to detail, and knowledge of financial principles are essential for success in this position.

What are the key skills and qualifications needed to thrive in the Junior Credit Risk Analyst position, and why are they important?

To excel as a Junior Credit Risk Analyst, you should possess strong analytical abilities, attention to detail, proficiency in financial analysis, and typically hold a degree in finance, economics, or a related field. Familiarity with risk assessment software, data visualization tools like Excel or Tableau, and knowledge of credit scoring systems are commonly required. Excellent communication skills, eagerness to learn, and effective teamwork set standout candidates apart. These skills are essential for accurately evaluating client risk, supporting informed lending decisions, and collaborating efficiently within a financial team.

What are the most commonly searched types of Credit Risk Analyst jobs in Georgia? The most popular types of Credit Risk Analyst jobs in Georgia are:
What job categories do people searching Junior Credit Risk Analyst jobs in Georgia look for? The top searched job categories for Junior Credit Risk Analyst jobs in Georgia are:
What cities in Georgia are hiring for Junior Credit Risk Analyst jobs? Cities in Georgia with the most Junior Credit Risk Analyst job openings:
Infographic showing various Junior Credit Risk Analyst job openings in Georgia as of July 2026, with employment types broken down into 87% Full Time, 8% Part Time, 1% Temporary, and 4% Contract. Highlights an 82% Physical, 7% Hybrid, and 11% Remote job distribution, with an average salary of $56,407 per year, or $27.1 per hour.

Junior Credit Decision Analyst

YouLend

Atlanta, GA • On-site

$50K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 18 days ago


Job description

Junior Credit Decision Analyst
Department: Credit Operations (US)
Employment Type: Permanent
Location: Atlanta
Reporting To: John Williams
Compensation: $50,000 / year
Description
To meet the growing demand for our technology and services, we are currently growing our Credit Decisions Team. We are looking for a Junior Credit Decisions Associate with a strong bias to action who is excited about leveraging technology and design to deliver meaningful business outcomes for our partners and their merchants. As a Junior Credit Decisions Analyst, you will be using YouLend proprietary solutions to decision and price applications. You will be contributing ideas to improve the ongoing processes, validating the accuracy and completeness of information received for each deal and liaising with the Credit Risk/Data Science teams to influence decisions.
Key Responsibilities
  • Utilize intermediate Excel skills to analyze, interpret, and visualize key data trends.
  • Identify and assess data patterns to support accurate credit decision-making.
  • Apply critical thinking to evaluate merchant applications and assess associated risks.
  • Underwrite and evaluate deals to determine creditworthiness and risk exposure.
  • Collaborate closely with cross-functional teams, including Credit Risk, to ensure alignment in credit decisions.
  • Ensure the accuracy, completeness, and consistency of deal information throughout the decisioning process.
  • Contribute ideas and feedback to improve operational processes and enhance automation or efficiency.

Skills, Knowledge & Expertise
  • Desirable Skills Strong analytical mindset with an ability to derive insights from data.
  • Detail-oriented and organized, with a focus on accuracy and quality.
  • Excellent communication and collaboration skills.
  • Curiosity and enthusiasm for learning credit risk management in a fast-growing fintech environment.
  • An Ideal Candidate will Have A degree in Finance, Economics, Data Science, or a related field (or equivalent practical experience).
  • Experience in a credit, financial analysis, or data-related role (internships included).
  • Proficiency in Excel (pivot tables, lookups, data visualization).
  • Familiarity with SQL or data tools (e.g., Looker, Tableau, Power BI) is a plus.
  • A proactive and adaptable attitude, thriving in a fast-paced, tech-driven environment.
  • A passion for using data and technology to drive better business decisions.

Job Benefits
Why join YouLend?
  • Award-Winning Workplace: YouLend has been recognized as one of the "Best Places to Work in 2024 and 2025" by the Sunday Times for being a supportive, diverse, and rewarding workplace.
  • Award-Winning Fintech: YouLend has been recognized as a "Top 250 Fintech Worldwide" company by CNBC.

It's just getting fun:
  • We have developed powerful solutions, won some significant partnerships, and are growing at a rapid pace.
  • But the global opportunity is still massive, and YouLend is a raw organization where we are only just getting started.

Lots of upsides:
  • High-growth (>100% growth during 2022 and 2023), so clear outlook to compensation (bonus or share option appreciation) and career growth (through growth with the business).
  • Well-capitalized with supportive private equity backing.
  • Part of Banking Circle Group with a fully licensed Luxembourg bank, which can provide a balance sheet and support European expansion in otherwise complex regulated markets.

Motivating work environment:
  • A high-quality team that pushes each other to succeed through direct feedback and aligned incentives.
  • Strong and transparent team culture, we have each other's backs.
  • Independent work environment where results matter.
  • Data-driven culture and emphasis on speed (anti-red tape).

We offer comprehensive benefits package that includes:Health Care Coverage. YouLend covers 80%; employee contribution is 20% of the premium.
  • Medical Plan (medical insurance and prescription drug coverage)- Choice of 5 different plans through United Healthcare.
  • Dental plan coverage
  • Vision plan coverage
  • Benefits can be for: Employee only; Employee & Spouse; Employee & Child; Employee & Family
  • Retirement - 401K match. Employee match $1 for $1 up to 5% of salary.
  • Basic Life & AD&D Insurance.
  • International travel insurance covered if traveling abroad for work purposes.
  • Paid Time Off (PTO)- 20 working days (4 weeks) + US public holidays
  • Paid Office Parking