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Junior Credit Risk Analyst Jobs in Georgia (NOW HIRING)

YouLend

Senior Credit Risk Analyst

Atlanta, GA · On-site

Senior Credit Risk Analyst Department: Credit Risk Employment Type: Permanent Location: Atlanta Reporting To: Elliot Jackson Description About us: YouLend is a rapidly growing FinTech that is the ...

New

US Bank

Credit Risk Analyst

Atlanta, GA · Hybrid

The organization's risk management structure is designed to promote effective governance and risk ... This role will perform data analyses and share results, using such tools as SAS, SQL, Toad, Python ...

New

Regions Bank

Credit Risk Review Examiner

Atlanta, GA · On-site

Independently performs ad hoc analysis of often complex credit risk issues, frequently requiring ... Offers advice and guidance to junior examiners, assisting in the development of necessary skills ...

usauto

Credit Risk Manager

Duluth, GA · On-site

This is a diversified analytics role with exposure to multiple internal departments and external ... credit risk and pricing returns. Bring your strong technical skills, consumer lending experience ...

YouLend

Credit Risk Lead

Atlanta, GA · On-site

Lead, manage, mentor, and develop a small team of credit risk analysts and underwriters. * Recruit for and develop the team in line with our culture and values creating a tenured, talented and ...

YouLend Limited

Credit Risk Lead

Atlanta, GA · On-site

$100 - $130/hr

Lead, manage, mentor, and develop a small team of credit risk analysts and underwriters. * Recruit for and develop the team in line with our culture and values creating a tenured, talented and ...

Yamaha

Risk Analyst II

Kennesaw, GA

The position will provide analytical support to help shape YMFUS' Credit Risk strategies and broader business initiatives through data-driven insights and modeling. What you'll be doing: * Analyze ...

Yamaha Motor Corporation

Risk Analyst II

Kennesaw, GA · On-site

The position will provide analytical support to help shape YMFUS' Credit Risk strategies and broader business initiatives through data-driven insights and modeling. What you'll be doing: * Analyze ...

Carmax

Analyst II, Credit Risk

Atlanta, GA · On-site

Analyze funding opportunities across the credit spectrum and contribute to the implementation of strategies. * Support and maintain forecasting and risk models, including multi-year funding forecasts ...

Carmax

Director, Credit Risk & Analytics

Kennesaw, GA · On-site

$148K - $237K/yr

Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest used-car retailer, CarMax Auto Finance (CAF) is the leader in making car financing simpler, fairer ...

CarMax, Inc.

Analyst II, Credit Risk

Kennesaw, GA · On-site

Analyze funding opportunities across the credit spectrum and contribute to the implementation of strategies. * Support and maintain forecasting and risk models, including multi-year funding forecasts ...

Atlanticus

VP, Credit Risk

Atlanta, GA · On-site

VP, Credit Risk When you join Atlanticus, you become a member of a fast-growing, mission-focused ... Analyze, validate, track, and monitor delivered projects * Interact with Business Development and ...

ATLANTICUS

VP, Credit Risk

Atlanta, GA · On-site

The VP, Credit Risk is responsible for delivering strategies that drive product growth and ... Analyze, validate, track, and monitor delivered projects * Interact with Business Development and ...

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Junior Credit Risk Analyst information

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How much do junior credit risk analyst jobs pay per hour?

As of Aug 14, 2026, the average hourly pay for junior credit risk analyst in Georgia is $27.12, according to ZipRecruiter salary data. Most workers in this role earn between $19.47 and $29.86 per hour, depending on experience, location, and employer.

What are common responsibilities and projects for a junior credit risk analyst?

As a Junior Credit Risk Analyst, your daily tasks may involve gathering and analyzing financial data, preparing credit risk reports, and monitoring the performance of loan portfolios. You’ll typically assist senior analysts with evaluating new credit applications, performing industry research, and contributing to risk modeling initiatives. Collaboration with other teams, such as loan officers or underwriting, is frequent to ensure a complete understanding of client profiles and risk factors. This hands-on experience with varied projects helps build a strong foundation in financial risk assessment and opens up opportunities for advancement to more senior roles in credit or risk management.

What is a junior credit risk analyst?

A Junior Credit Risk Analyst is responsible for assessing the creditworthiness of individuals or businesses to minimize financial risk for a company. They analyze financial data, review credit reports, and assist in developing risk models. Their role supports senior analysts and risk managers in making informed lending decisions. Strong analytical skills, attention to detail, and knowledge of financial principles are essential for success in this position.

What are the key skills and qualifications needed to thrive in the junior credit risk analyst position, and why are they important?

To excel as a Junior Credit Risk Analyst, you should possess strong analytical abilities, attention to detail, proficiency in financial analysis, and typically hold a degree in finance, economics, or a related field. Familiarity with risk assessment software, data visualization tools like Excel or Tableau, and knowledge of credit scoring systems are commonly required. Excellent communication skills, eagerness to learn, and effective teamwork set standout candidates apart. These skills are essential for accurately evaluating client risk, supporting informed lending decisions, and collaborating efficiently within a financial team.

What are the most commonly searched types of Credit Risk Analyst jobs in Georgia?

The most popular types of Credit Risk Analyst jobs in Georgia are:

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For Junior Credit Risk Analyst jobs in Georgia, the most frequently searched job titles are:

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Junior Credit Risk Analyst jobs near you
Infographic showing various Junior Credit Risk Analyst job openings in Georgia as of August 2026, with employment types broken down into 86% Full Time, and 14% Part Time. Highlights an 86% In-person, and 14% Hybrid job distribution, with an average salary of $56,407 per year, or $27.1 per hour.

Senior Credit Risk Analyst

YouLend

Atlanta, GA • On-site

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 3 days ago

New

Job description

Senior Credit Risk Analyst
Department: Credit Risk
Employment Type: Permanent
Location: Atlanta
Reporting To: Elliot Jackson
Description
About us:
YouLend is a rapidly growing FinTech that is the preferred embedded financing platform for many of the world's leading e-commerce platforms, tech companies, and Payment Service Providers. Our software platform enables our partners to extend their value proposition by offering flexible financing products in their own branding, to their merchant base, without capital at risk. We are owned by the leading Private Equity company, EQT, and have grown +100% year on-year since 2020. We are headquartered in London, UK, but are also present in the United States and several European countries where we service our partners, including eBay, Amazon, Just Eat, Shopify, and Stripe
The Role:
We are seeking a Senior Credit Risk Analyst to support the next phase of growth in our US business. This role will be based out of our Atlanta office (hybrid in office 3-4 days per week) working directly with our US team and supported by our central Credit Risk function based in our London headquarters.
In this role, you will support the US credit risk and underwriting team, working on innovative credit strategy initiatives that help us make consistent, high-quality credit decisions aligned with the company's risk appetite and regulatory obligations. You will work closely with senior risk leadership as well as Product, Data, Compliance, and Commercial teams to deliver credit strategy innovations, strong policies, optimised decisioning frameworks, and maintain strong portfolio performance.
This role requires strong credit risk analysis skills and an ability to thrive in a fast paced environment. interpersonal skills will be essential both to collaborate with risk colleagues, business partners and senior management. You will have an opportunity to work on high profile projects which will define and transform our approach to credit strategy.
Key Responsibilities
Overall market Credit Risk
  • Support the Credit Strategy for the US market
  • Directly contribute to delivery of US business KPIs (e.g. growth, profitability, loss rate etc.)
  • Collaborate with Credit Risk colleagues across all geographic markets contributing to global targets by sharing toolkit, insights, innovations and emerging risks

Credit strategy development and innovation
  • Ownership and delivery of key projects supporting the US Credit Strategy development and innovation roadmap
  • Continuous development and innovation of our Credit Strategy to maintain a market leading strategic capability

Portfolio performance monitoring and management
  • Monitor portfolio performance, identifying trends in credit quality, losses, and early risk indicators.
  • Prepare risk reporting and insights to senior management including preparing for and supporting Credit Committee discussions
  • Recommend actions to mitigate emerging risks and optimise portfolio outcomes

Team work
  • Engage and build strong, trusted relationships across the team of credit risk analysts and underwriters as well as key stakeholders across the wider business
  • Live our culture and values and contribute to our tenured, talented and recognised centre of Credit Risk excellence

Governance, Compliance and Quality Assurance
  • Be aware of our Risk Governance Frameworks including Credit Risk Policy and Process documentation in relation to the US market and ensure actions and strategies are always aligned

Skills, Knowledge & Expertise
  • 2+ years of experience in credit risk, underwriting, or a related risk management function within financial services, fintech, lending, or commercial credit
  • Proven understanding of credit underwriting principles, data science model application, risk appetite frameworks, and portfolio risk management.
  • Outstanding quantitative and deductive reasoning skills; quickly able to identify insights in complex multi-dimensional data sets and autonomously develop and pursue solutions
  • Strong written and verbal communication skills, including the ability to explain risk concepts to non-technical audiences
  • Ability to evaluate financial statements, cash flow, and credit data to inform structured risk decisions
  • Highly organized and comfortable managing multiple priorities in a fast-paced, growth-oriented environment
  • Competent SQL and ideally Python skills

Desirable Skills
  • Experience in SME Lending
  • Familiarity with US lending regulations and compliance requirements
  • Experience working across international teams

Job Benefits
Why join YouLend?
  • Award-Winning Workplace: YouLend has been recognised as one of the "Best Places to Work in 2024 and 2025" by the Sunday Times for being a supportive, diverse, and rewarding workplace.
  • Award-Winning Fintech: YouLend has been recognised as a "Top 250 Fintech Worldwide" company by CNBC.

It's just getting fun:
  • We have developed powerful solutions, won some significant partnerships, and are growing at a rapid pace.
  • But the global opportunity is still massive, and YouLend is a raw organisation where we are only just getting started.

Lots of upsides:
  • High-growth (>100% growth during 2022 and 2023), so clear outlook to compensation (bonus or share option appreciation) and career growth (through growth with business).
  • Well-capitalised with supportive private equity backing.
  • Part of Banking Circle Group with a fully licensed Luxembourg bank, which can provide a balance sheet and support European expansion in otherwise complex regulated markets.

Motivating work environment:
  • A high-quality team that pushes each other to succeed through direct feedback and aligned incentives.
  • Strong and transparent team culture, we have each other's backs.
  • Independent work environment where results matter.
  • Data-driven culture and emphasis on speed (anti-red tape).

We offer a comprehensive benefits package that includes:
  • Health Care Coverage. YouLend covers 80%; employee contribution is 20% of the premium.
  • Medical Plan (medical insurance and prescription drug coverage)- Choice of 5 different plans through United Healthcare.
  • Dental plan coverage
  • Vision plan coverage
  • Benefits can be for: Employee only; Employee & Spouse; Employee & Child; Employee & Family
  • Retirement - 401K match. Employee match $1 for $1 up to 5% of salary.
  • Basic Life & AD&D Insurance.
  • International travel insurance covered if traveling abroad for work purposes.
  • Paid Time Off (PTO)- 20 working days (4 weeks) + US public holidays
  • Paid Office Parking

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