The Collateral Analyst will be expected to identify emerging risks, understand how collateral performance impacts credit exposure, and exercise sound judgment in escalating issues within a controlled ...
The Collateral Analyst will be expected to identify emerging risks, understand how collateral performance impacts credit exposure, and exercise sound judgment in escalating issues within a controlled ...
The Collateral Analyst will be expected to identify emerging risks, understand how collateral performance impacts credit exposure, and exercise sound judgment in escalating issues within a controlled ...
The Collateral Analyst will be expected to identify emerging risks, understand how collateral performance impacts credit exposure, and exercise sound judgment in escalating issues within a controlled ...
Senior Collateral Risk Analyst
Atlanta, GA · On-site
Provides guidance to less experienced Collateral Risk Analysts in Collateral Services department policies, procedures, and practices. * Interacts with member institutions daily regarding the ...
Senior Collateral Risk Analyst
Atlanta, GA · On-site
Provides guidance to less experienced Collateral Risk Analysts in Collateral Services department policies, procedures, and practices. * Interacts with member institutions daily regarding the ...
Provides guidance to less experienced Collateral Risk Analysts in Collateral Services department policies, procedures, and practices. * Interacts with member institutions daily regarding the ...
Provides guidance to less experienced Collateral Risk Analysts in Collateral Services department policies, procedures, and practices. * Interacts with member institutions daily regarding the ...
Collateral Risk Analyst
Atlanta, GA · On-site
$55K - $70K/yr
The Collateral Risk Analyst evaluates results of automated quality control reviews of commercial real estate appraisal reports to determine accuracy of review model results and to mitigate valuation ...
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Collateral Risk Analyst
Atlanta, GA · On-site
$55K - $70K/yr
The Collateral Risk Analyst evaluates results of automated quality control reviews of commercial real estate appraisal reports to determine accuracy of review model results and to mitigate valuation ...
Support Asset Quality reporting and provide collateral analysis for Asset Quality (AQ) meetings. Assist with creating USPF monthly reports, initiating transfers to the Special Assets Division (SAD ...
Support Asset Quality reporting and provide collateral analysis for Asset Quality (AQ) meetings. Assist with creating USPF monthly reports, initiating transfers to the Special Assets Division (SAD ...
Support Asset Quality reporting and provide collateral analysis for Asset Quality (AQ) meetings. Assist with creating USPF monthly reports, initiating transfers to the Special Assets Division (SAD ...
Support Asset Quality reporting and provide collateral analysis for Asset Quality (AQ) meetings. Assist with creating USPF monthly reports, initiating transfers to the Special Assets Division (SAD ...
Collateral Specialist II
Atlanta, GA · Hybrid
The Collateral Specialist II ensures accurate lien perfection and timely release of collateral ... Effective analytical, problem solving, organization, and verbal and written communication skills.
Collateral Specialist II
Atlanta, GA · Hybrid
The Collateral Specialist II ensures accurate lien perfection and timely release of collateral ... Effective analytical, problem solving, organization, and verbal and written communication skills.
Responsible for leading a team of condo review analysts to review condo project documents to ensure ... Five or more years of mortgage or consumer lending management and residential collateral or ...
New
Responsible for leading a team of condo review analysts to review condo project documents to ensure ... Five or more years of mortgage or consumer lending management and residential collateral or ...
New
EPM , a national TPO/Mortgage Wholesale lender is growing, and we are seeking a Collateral ... analyzing resumes, or assessing responses. These tools assist our recruitment team but do not ...
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EPM , a national TPO/Mortgage Wholesale lender is growing, and we are seeking a Collateral ... analyzing resumes, or assessing responses. These tools assist our recruitment team but do not ...
EPM , a national TPO/Mortgage Wholesale lender is growing, and we are seeking a Collateral ... analyzing resumes, or assessing responses. These tools assist our recruitment team but do not ...
EPM , a national TPO/Mortgage Wholesale lender is growing, and we are seeking a Collateral ... analyzing resumes, or assessing responses. These tools assist our recruitment team but do not ...
EPM , a national TPO/Mortgage Wholesale lender is growing, and we are seeking a Collateral ... analyzing resumes, or assessing responses. These tools assist our recruitment team but do not ...
EPM , a national TPO/Mortgage Wholesale lender is growing, and we are seeking a Collateral ... analyzing resumes, or assessing responses. These tools assist our recruitment team but do not ...
... collateral analysis, past due notice management, etc. Work with Audit, Loan Review and the OCC as needed. * Monitors loan compliance covenant, financial and collateral exceptions, and past dues.
... collateral analysis, past due notice management, etc. Work with Audit, Loan Review and the OCC as needed. * Monitors loan compliance covenant, financial and collateral exceptions, and past dues.
... collateral analysis, past due notice management, etc. Work with Audit, Loan Review and the OCC as needed. * Monitors loan compliance covenant, financial and collateral exceptions, and past dues.
... collateral analysis, past due notice management, etc. Work with Audit, Loan Review and the OCC as needed. * Monitors loan compliance covenant, financial and collateral exceptions, and past dues.
... collateral analysis, past due notice management, etc. Work with Audit, Loan Review and the OCC as needed. * Monitors loan compliance covenant, financial and collateral exceptions, and past dues.
... collateral analysis, past due notice management, etc. Work with Audit, Loan Review and the OCC as needed. * Monitors loan compliance covenant, financial and collateral exceptions, and past dues.
... collateral analysis, past due notice management, etc. Work with Audit, Loan Review and the OCC as needed. * Monitors loan compliance covenant, financial and collateral exceptions, and past dues.
... collateral analysis, past due notice management, etc. Work with Audit, Loan Review and the OCC as needed. * Monitors loan compliance covenant, financial and collateral exceptions, and past dues.
As a Field Exam Analyst, you will evaluate borrower's financial records, collateral and operational processes to help assess risk. You will prepare reports of findings and provide recommendations ...
As a Field Exam Analyst, you will evaluate borrower's financial records, collateral and operational processes to help assess risk. You will prepare reports of findings and provide recommendations ...
Finally, you will learn how to analyze underlying collateral financial statements; research sale comparable, apply adjustments to the subject loans and properties, and build cash flows. Our analysis ...
Finally, you will learn how to analyze underlying collateral financial statements; research sale comparable, apply adjustments to the subject loans and properties, and build cash flows. Our analysis ...
Senior Appraisal Analyst
$84K - $112K/yr
Specific activities may change from time to time. 1. Successfully use critical thinking and analytical skills to review collateral. 2. Develop and maintain a strong understanding of Mortgage Lending ...
Senior Appraisal Analyst
$84K - $112K/yr
Specific activities may change from time to time. 1. Successfully use critical thinking and analytical skills to review collateral. 2. Develop and maintain a strong understanding of Mortgage Lending ...
Senior SBA & USDA Underwriter
Atlanta, GA · On-site
$94K - $112K/yr
Perform detailed collateral analysis including real estate, business assets, special purpose collateral, and construction lending scenarios. * Evaluate equity injection requirements, source and ...
Senior SBA & USDA Underwriter
Atlanta, GA · On-site
$94K - $112K/yr
Perform detailed collateral analysis including real estate, business assets, special purpose collateral, and construction lending scenarios. * Evaluate equity injection requirements, source and ...
Collateral Analyst information
See Georgia salary details
$15.83 - $18.69
16% of jobs
$18.69 - $21.55
4% of jobs
$22.72 is the 25th percentile. Wages below this are outliers.
$21.55 - $24.41
12% of jobs
$24.41 - $27.27
7% of jobs
The median wage is $28.86 / hr.
$27.27 - $30.13
19% of jobs
$30.13 - $32.99
1% of jobs
$32.99 - $35.85
1% of jobs
$35.85 - $38.71
3% of jobs
$38.71 - $41.57
7% of jobs
$42.16 is the 75th percentile. Wages above this are outliers.
$41.57 - $44.43
18% of jobs
$44.43 - $47.29
11% of jobs
$15
$32
$47
How much do collateral analyst jobs pay per hour?
How much do collateral analysts make?
What are some common challenges faced by Collateral Analysts and how can they be addressed?
What Does a Collateral Analyst Do?
A collateral analyst works for a loan company or financial institution. Their primary job duties include reviewing all collateral that is provided by a borrower to secure a potential loan. They consider all of the information provided and ensure that it meets the compliance and financial requirements for a loan. A collateral analyst may also coordinate with credit management if there are outstanding disputes over the collateral. They provide reports on all accounts and maintain a large quantity of documentation.
What is the difference between Collateral Analyst vs Credit Analyst?
| Aspect | Collateral Analyst | Credit Analyst |
|---|---|---|
| Primary Focus | Evaluates and manages collateral assets to mitigate risk in lending | Assesses the creditworthiness of borrowers to approve or deny loans |
| Required Credentials | Typically a bachelor's degree in finance, accounting, or related field; certifications like CFA are a plus | Similar credentials; often holds degrees in finance or economics; certifications like CFA are common |
| Work Environment | Financial institutions, banks, or investment firms | Banking, financial services, or lending institutions |
| Common Usage | Used when analyzing collateral assets such as securities or property | Used when evaluating overall borrower risk and credit profiles |
While both roles require financial analysis skills and similar credentials, Collateral Analysts focus on assessing collateral assets to secure loans, whereas Credit Analysts evaluate the overall creditworthiness of borrowers. Both roles are vital in lending processes within financial institutions.
What does a collateral analyst do?
What jobs pay 500,000 a year in the US?
What are the key skills and qualifications needed to thrive as a Collateral Analyst, and why are they important?
What jobs pay 200,000 a year in the USA?
What are Collateral Analysts?

Full-time
Medical, Dental, Vision, Life, Retirement
Posted 27 days ago
Job description
Job Description
Ares Management, L.P. ("Ares") is an industry-leading provider of asset-backed loans to middle-market businesses located in the United States and Canada. The Ares Commercial Finance platform ("ACF") provides asset-based and cash flow loans to small and middle-market companies, as well as asset-backed facilities to specialty finance companies. ACF's asset-based lines of credit may be structured as working capital and bridge financing, special accommodation financing, turnaround financing, debtor-in-possession financing, and acquisition financing. ACF's asset-based lending practice focuses on privately held and small public companies in the middle market and addresses a wide breadth of industries including manufacturing, distribution, wholesale, and service companies.
The candidate will be provided with an introduction to asset-based lending principles beginning with collateral monitoring, including understanding a borrowing base formula, understanding, identifying, and tracking collateral trends, collateral reconciliation and verification; relationship management, including daily correspondence with borrowers, team members, and senior management; and an introduction to credit principles. The Collateral Analyst will be expected to identify emerging risks, understand how collateral performance impacts credit exposure, and exercise sound judgment in escalating issues within a controlled lending environment.
The collateral analyst's primary role is to ensure the accuracy, integrity, and ongoing monitoring of loan collateral, enabling informed credit decisions, reliable funding availability, and early identification of collateral-driven risk.
Primary Functions and Essential Responsibilities
- Review borrower's collateral reporting package for accuracy, trends, and adherence to lender guidelines on a portfolio of secured revolving credit loans
- Coordinating borrowing base availability changes with treasury or cash management teams
- Ensure timely and accurate posting of daily cash receipts to loan balances
- Calculate and monitor customer's daily borrowing capacity and process funding requests
- Post collateral values to our proprietary loan monitoring platform (currently Stucky)
- Prepare month-end collateral trend analyses (the monthly Trend Card), reconciliations of loan and collateral balances and verifying monthly interest and fees are correctly processed
- Maintain and monitor tranche-level terms, including effective dates, expiration dates, interest, and fee calculations
- Perform monthly accounts receivable verifications via telephone, email, portals or cash tracing
- Maintain a monthly Client Checklist to track borrower reporting and loan maintenance exceptions
- Supporting internal, external, and regulatory audits by assembling collateral and availability documentation
- Follow up and review of field exams, including the preparation of the standard field exam review form.
- Follow up and review of appraisals for inventory and fixed assets and ensuring that the values are posted to our proprietary loan monitoring platform (Stucky).
- Follow up for borrower compliance with insurance requirement
- Monitoring and reviewing regularly scheduled lien and tax searches
- Involvement with the new business deal team in setting up the borrower's initial borrowing base certificate and preparing the operations Handling Guide.
- Assist Credit Officers with daily portfolio management, risk assessment, and due diligence
- Escalating collateral concerns or emerging risks to portfolio management or senior credit teams
- On-going communication with fellow team members, customers, their customers, and Ares senior management
- Perform other duties as assigned
Qualifications
- Education: Qualified candidates will have a college degree in Accounting, Finance, or Business Administration or a minimum of two years' experience in the Asset Based Lending industry
- Experience Required: Proficiency in Excel, Word and PowerPoint
General Requirements:
- Outgoing personality with a strong desire to be a contributing team member
- Excellent oral and written communication skills
- Strong mathematic aptitude with an interest in finance and accounting
- Intellectual curiosity and willingness to learn
- Ability to focus on routine tasks in a fast-paced, team-oriented work environment
- Ability to maintain confidentiality
- Proficiency in Microsoft Excel and spreadsheets, including reconciliations, trend analysis, and data validation
- Strong organizational and time-management skills, enabling them to meet daily, weekly, and month-end reporting deadlines
- Ability to identify exceptions, inconsistencies, and anomalies in collateral reporting and escalate appropriately
Reporting Relationships
Compensation
The anticipated base salary range for this position is listed below. Total compensation may also include a discretionary performance-based bonus. Note, the range takes into account a broad spectrum of qualifications, including, but not limited to, years of relevant work experience, education, and other relevant qualifications specific to the role.
$80,000.00 - $90,000.00
The firm also offers robust Benefits offerings. Ares U.S. Core Benefits include Comprehensive Medical/Rx, Dental and Vision plans; 401(k) program with company match; Flexible Savings Accounts (FSA); Healthcare Savings Accounts (HSA) with company contribution; Basic and Voluntary Life Insurance; Long-Term Disability (LTD) and Short-Term Disability (STD) insurance; Employee Assistance Program (EAP), and Commuter Benefits plan for parking and transit.
Ares offers a number of additional benefits including access to a world-class medical advisory team, a mental health app that includes coaching, therapy and psychiatry, a mindfulness and wellbeing app, financial wellness benefit that includes access to a financial advisor, new parent leave, reproductive and adoption assistance, emergency backup care, matching gift program, education sponsorship program, and much more.
There is no set deadline to apply for this job opportunity. Applications will be accepted on an ongoing basis until the search is no longer active.
About Ares Management
Sourced by ZipRecruiter
Industry
Finance and insurance
Company size
1,001 - 5,000 Employees
Headquarters location
Los Angeles, CA, US
Year founded
1997