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Collateral Analyst Jobs in Georgia (NOW HIRING)

Collateral Analyst SR

Atlanta, GA · On-site +1

$27.40 - $54.33/hr

The Collateral Analyst Sr handles complex customer relationships including but not limited to co-borrower relationships, agency deals, participation deals and workout customers that require intense ...

Global Ceded Reporting and Collateral Management * Ceded Reporting * Assist in preparation and analysis of ceded reinsurance results for Group/legal entities/business units for financial close and ...

Specific activities may change from time to time. 1. Successfully use critical thinking and analytical skills to review collateral. 2. Develop and maintain a strong understanding of Mortgage Lending ...

Perform quantitative analysis and statistical modeling to evaluate credit, collateral, and customer performance. * Support the design, implementation, and ongoing optimization of credit risk ...

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Collateral Analyst information

See Georgia salary details

$15

$32

$47

How much do collateral analyst jobs pay per hour?

As of Jul 25, 2026, the average hourly pay for collateral analyst in Georgia is $32.19, according to ZipRecruiter salary data. Most workers in this role earn between $23.37 and $43.65 per hour, depending on experience, location, and employer.

Will AI replace credit analyst?

AI can automate certain tasks performed by collateral analysts, such as data analysis and risk assessment, but it is unlikely to fully replace the role. Human judgment remains essential for interpreting complex information and making nuanced decisions in credit analysis. Professionals in this field may need to develop skills in data interpretation and AI tools to stay relevant.

What are some common challenges faced by Collateral Analysts and how can they be addressed?

Collateral Analysts often encounter challenges such as managing large volumes of complex data, keeping up with changing regulatory requirements, and ensuring the accuracy of collateral valuations. To address these, strong attention to detail, proficiency with financial software, and continuous professional development are essential. Regular communication with lending officers, risk teams, and clients also helps in identifying discrepancies early and maintaining compliance with industry standards.

What Does a Collateral Analyst Do?

A collateral analyst works for a loan company or financial institution. Their primary job duties include reviewing all collateral that is provided by a borrower to secure a potential loan. They consider all of the information provided and ensure that it meets the compliance and financial requirements for a loan. A collateral analyst may also coordinate with credit management if there are outstanding disputes over the collateral. They provide reports on all accounts and maintain a large quantity of documentation.

What is the difference between Collateral Analyst vs Credit Analyst?

AspectCollateral AnalystCredit Analyst
Primary FocusEvaluates and manages collateral assets to mitigate risk in lendingAssesses the creditworthiness of borrowers to approve or deny loans
Required CredentialsTypically a bachelor's degree in finance, accounting, or related field; certifications like CFA are a plusSimilar credentials; often holds degrees in finance or economics; certifications like CFA are common
Work EnvironmentFinancial institutions, banks, or investment firmsBanking, financial services, or lending institutions
Common UsageUsed when analyzing collateral assets such as securities or propertyUsed when evaluating overall borrower risk and credit profiles

While both roles require financial analysis skills and similar credentials, Collateral Analysts focus on assessing collateral assets to secure loans, whereas Credit Analysts evaluate the overall creditworthiness of borrowers. Both roles are vital in lending processes within financial institutions.

What does a collateral analyst do?

A collateral analyst evaluates and manages the collateral assets backing loans or credit facilities to ensure they meet the required standards and value. They analyze financial documents, assess risk, and use tools like spreadsheets and financial software to monitor collateral performance and compliance throughout the loan lifecycle.

What jobs pay 500,000 a year in the US?

In the US, high-paying roles such as senior investment bankers, hedge fund managers, and top executives can earn $500,000 or more annually. These positions often require extensive experience, advanced degrees, and strong industry networks, with compensation frequently including bonuses and incentives.

What jobs make $1,000,000 a year?

In the context of a Collateral Analyst, earning $1,000,000 annually is uncommon and typically requires senior-level positions in finance, investment banking, or hedge funds, often involving significant bonuses and incentives. High-paying roles in finance may require advanced certifications, extensive experience, and a strong track record. Most professionals in this field do not reach this income level without progressing into executive or partner roles over many years.

What are the key skills and qualifications needed to thrive as a Collateral Analyst, and why are they important?

To thrive as a Collateral Analyst, you need strong analytical skills, attention to detail, and a background in finance, accounting, or a related field—often supported by a relevant degree. Familiarity with financial analysis software, loan management systems, and tools like Excel is typically required, and certifications such as CFA or CPA can be advantageous. Effective communication, problem-solving abilities, and organizational skills help set top performers apart in this role. These competencies are crucial for ensuring accurate collateral valuation and risk assessment, which support sound lending decisions and reduce financial risk for institutions.

What are Collateral Analysts?

Collateral Analysts are financial professionals who assess, monitor, and manage the value of assets pledged as collateral for loans or other financial agreements. They ensure that the collateral meets lending requirements, track its value over time, and help mitigate the lender’s risk by verifying that the collateral is sufficient to cover the loan. Their role often involves analyzing financial statements, appraisals, and market trends to make informed recommendations. Collateral Analysts typically work for banks, financial institutions, or lending companies.
What are popular job titles related to Collateral Analyst jobs in Georgia? For Collateral Analyst jobs in Georgia, the most frequently searched job titles are:
What job categories do people searching Collateral Analyst jobs in Georgia look for? The top searched job categories for Collateral Analyst jobs in Georgia are:
What cities in Georgia are hiring for Collateral Analyst jobs? Cities in Georgia with the most Collateral Analyst job openings:
What are popular job titles related to Collateral Analyst jobs in GA? For Collateral Analyst jobs in GA, the most frequently searched job titles are:
Infographic showing various Collateral Analyst job openings in Georgia as of July 2026, with employment types broken down into 80% Full Time, and 20% Contract. Highlights an 80% In-person, and 20% Remote job distribution, with an average salary of $66,947 per year, or $32.2 per hour.
Commercial Collateral Analyst I/II (remote)

Commercial Collateral Analyst I/II (remote)

First Citizens Bank

Atlanta, GA • On-site, Remote

$63K - $90K/yr

Full-time

Posted 7 days ago


First Citizens Bank rating

7.6

Company rating: 7.6 out of 10

Based on 105 frontline employees who took The Breakroom Quiz

85th of 150 rated banks


Job description

Overview

This is a remote role that may be hired in several markets across the United States.  NY, NJ, MA, VA, IL, AZ, FL, CA, GA, TX, NC, SC

The Commercial Collateral Analyst I/II provides support in reviewing collateral submitted by commercial customers. Serves as the point person for borrowers and reviews, analyzes and reconciles documentation to verify the collateral value and potential to repay a loan. May also recommend and implement process improvements. Guarantees the documentation complies with and meets the loan's financial requirements.


Responsibilities
  • Business Support - Provides analytical insight and technical skill to lending activities, maintaining strong industry, risk, and policy knowledge to serve as a resource to associates. Recommends process improvements and assists in other duties as needed to facilitate department processes.
  • Documentation - Obtains and monitors financial documentation utilized in review efforts. Guarantees accuracy, completeness, and consistency of documentation.
  • Reporting - Prepares high level complex reports and journal entries that project the Bank's financial position. Identifies and explains variances on a monthly, quarterly, and annual basis. Develops additional reporting requirements.
  • Analysis - Sources, compiles, and interprets financial data or statements. Identifies factors that impact credit on both a quantitative and qualitative basis in order to inform credit relationships. Analyzes data for accuracy and efficiencies, effectively communicates analysis output.

Qualifications

Required:

Collateral Analyst I

Bachelor's Degree and 0 years of experience in Credit Review, Analysis or Financial Reporting OR High School Diploma or GED and 2 years of experience in Credit Review, Analysis or Financial Reporting

Collateral Analyst II

Bachelor's Degree and 3 years of experience in Credit Review, Analysis or Financial Reporting OR High School Diploma or GED and 7 years of experience in Credit Review, Analysis or Financial Reporting

Preferred:

Bachelor's Business, Finance, Operations, Economics

1 year of Commercial Banking and/or Finance

Collateral review and documentation

Excel experience

Reporting experience

Loan systems and applications experience

Commercial Collateral Analyst I

The base pay for this position is generally between $51,450.00 and $80,000.00. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

Commercial Collateral Analyst II

The base pay for this position is generally between $63,450.00 and $90,000.00. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

#Li-NK1

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

Qualifications:

Required:

Collateral Analyst I

Bachelor's Degree and 0 years of experience in Credit Review, Analysis or Financial Reporting OR High School Diploma or GED and 2 years of experience in Credit Review, Analysis or Financial Reporting

Collateral Analyst II

Bachelor's Degree and 3 years of experience in Credit Review, Analysis or Financial Reporting OR High School Diploma or GED and 7 years of experience in Credit Review, Analysis or Financial Reporting

Preferred:

Bachelor's Business, Finance, Operations, Economics

1 year of Commercial Banking and/or Finance

Collateral review and documentation

Excel experience

Reporting experience

Loan systems and applications experience

Commercial Collateral Analyst I

The base pay for this position is generally between $51,450.00 and $80,000.00. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

Commercial Collateral Analyst II

The base pay for this position is generally between $63,450.00 and $90,000.00. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

#Li-NK1

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

Education:UNAVAILABLEEmployment Type: FULL_TIME

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