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Credit Risk Associate Jobs in Atlanta, GA (NOW HIRING)

Carmax

Director, Credit Risk & Analytics

Kennesaw, GA · On-site

$148K - $237K/yr

Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Associates will work onsite 4 days per week. Work Authorization: Applicants must be currently ...

CarMax, Inc.

Analyst II, Credit Risk

Kennesaw, GA · On-site

... Credit Risk, and senior leadership. You'll also design and maintain reporting that tracks lending ... We're rethinking the way people buy cars - and it's our associates that help us do just that. We ...

Carmax

Analyst II, Credit Risk

Kennesaw, GA · On-site

$70K - $105K/yr

... Credit Risk, and senior leadership. You'll also design and maintain reporting that tracks lending ... We're rethinking the way people buy cars - and it's our associates that help us do just that. We ...

Carmax

Analyst II, Credit Risk

Atlanta, GA

... Credit Risk, and senior leadership. You'll also design and maintain reporting that tracks lending ... We're rethinking the way people buy cars - and it's our associates that help us do just that. We ...

Carmax

Director, Credit Risk & Analytics

Atlanta, GA

Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Ouramazing team of more than 25,000 associates work together to deliver iconic customerexperiences.

PDI

Credit Analyst

Lawrenceville, GA

Associate's degree (finance, accounting, business, or related field) and/or 1-2 years of experience * Previous experience in credit analysis, risk management, or accounts receivable management ...

Rely on PDI

Credit Analyst

Lawrenceville, GA · On-site

Associate's degree (finance, accounting, business, or related field) and/or 1-2 years of experience * Previous experience in credit analysis, risk management, or accounts receivable management ...

YouLend

Junior Credit Decision Analyst

Atlanta, GA · On-site

$50K/yr

We are looking for a Junior Credit Decisions Associate with a strong bias to action who is excited ... Underwrite and evaluate deals to determine creditworthiness and risk exposure. * Collaborate ...

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All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in Atlanta, GA

Credit Risk Associate information

See Atlanta, GA salary details

$48.1K

$105.1K

$176K

How much do credit risk associate jobs pay per year?

As of Jul 29, 2026, the average yearly pay for credit risk associate in Atlanta, GA is $105,122.00, according to ZipRecruiter salary data. Most workers in this role earn between $72,100.00 and $136,600.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What are the most commonly searched types of Credit Risk jobs in Atlanta, GA? The most popular types of Credit Risk jobs in Atlanta, GA are:
What are popular job titles related to Credit Risk Associate jobs in Atlanta, GA? For Credit Risk Associate jobs in Atlanta, GA, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate jobs in Atlanta, GA look for? The top searched job categories for Credit Risk Associate jobs in Atlanta, GA are:
What cities near Atlanta, GA are hiring for Credit Risk Associate jobs? Cities near Atlanta, GA with the most Credit Risk Associate job openings:
Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in Atlanta, GA as of July 2026, with employment types broken down into 1% As Needed, 71% Full Time, 25% Part Time, 1% Temporary, and 2% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $105,122 per year, or $50.5 per hour.

Director, Credit Risk & Analytics

CarMax, Inc.

Kennesaw, GA • On-site

Full-time

PTO

Re-posted 22 hours ago

CarMax rating

8.0

Company rating: 8.0 out of 10

Based on 370 frontline employees who took The Breakroom Quiz

26th of 728 rated retailers

Job description

9002 - Carmax Auto Finance - 225 Chastain Meadows Ct NW, Kennesaw, Georgia, 30144
CarMax, the way your career should be!
Director, Credit Risk & Analytics
About this job
As the captive lender behind the nation's largest used-car retailer, CarMax Auto Finance (CAF) is the leader in making car financing simpler, fairer, and more transparent - empowering customers across the credit spectrum to unlock affordability and drive away in the dream vehicle.
The Director of Credit Risk & Analytics owns the analytical engine behind that business. This is a builder's seat as much as an operator's. CAF is investing in our decisioning platform, our data infrastructure, and our use of alternative data - and we're looking for a leader who can both run the function with discipline and reshape it for what comes next.
You will spend your time
  • Setting originations strategy across credit policy, consumer pricing, fraud, and decisioning - balancing growth, risk-adjusted return, and customer experience
  • Evolving originations capabilities to further expansion into full-spectrum lending, through technology, alternative-data, and analytics.
  • Owning P&L responsibilities by developing forecast models and successfully steering the business to navigate a highly dynamic environment
  • Building and leading a world-class analytical team - hiring exceptional talent, developing manager-level leaders, and creating an environment where analysts do their best work
  • Influencing executive decision-making with data-grounded recommendations, and serving as a thought partner to CAF and CarMax senior leadership

What you will need to succeed
We're looking for a player-coach who builds and develops talent, holds a high bar on analytical rigor, and brings genuine curiosity about how new data, new techniques, and new business models can change what's possible in auto lending. Given the breadth of the role, this leader will need to earn trust quickly with executives, cross-functional partners, and other key stakeholders.
To be eligible
  • Bachelor's degree in mathematics, statistics, finance, economics, a related field, or equivalent experience; Master's degree preferred
  • 8-10 years of proven credit policy and/or credit risk management experience (or equivalent) across multiple functional areas or products, including experience managing analysts and managerial staff; strong knowledge of financial services preferred
  • Strong conceptual thinking skill to design and manipulate complex mathematical models to explain and predict business metrics, and to analyze complex data to draw conclusions and make business recommendations
  • Ability to convert vague business objectives into concrete analysis tasks and lead a team to tackle them systematically
  • Ability to inspire and lead analytical teams to effectively design and execute strategies that meet business goals and objectives

Bonus points for
  • Advanced degree in a quantitative discipline (engineering, math, statistics, operations research, economics, physics, etc.)
  • Prior leadership experience in auto finance, consumer lending, and/or fintech
  • Hands-on familiarity with machine learning and alternative data in a lending context
  • Working proficiency in SQL, Python or R, and modern data / BI tooling (Snowflake, Tableau, etc.)

Work Location and Arrangement:
This role will be based out of the CarMax Auto Finance office (Kennesaw, GA). Associates will work onsite 4 days per week.
Work Authorization: Applicants must be currently authorized to work in the United States on a full-time basis. Sponsorship will not be considered for this specific role.
About CarMax
CarMax disrupted the auto industry by delivering the honest, transparent and high-integrity experience customers want and deserve. This innovative thinking around the way cars are bought and sold has helped us become the nation's largest retailer of used cars, with over 200 locations nationwide.
Our amazing team of more than 25,000 associates work together to deliver iconic customer experiences. Along the way, we help every associate grow their career and achieve their best, at work and in their community. We are recognized for our commitment to training and diversity and are one of the FORTUNE 100 Best Companies to Work For®.
CarMax is an equal opportunity employer, and all qualified candidates will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, protected veteran status, age, disability status, or any other characteristic protected by law.
Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.
The annual salary for this position is:
$148,100.00 - $237,000.00
May be eligible for bonus and equity.
Benefits:
Except as otherwise required by state law, CarMax Associates are entitled to the following paid sick, vacation, and holiday time.
Associates that are considered full-time hourly or commission/incentive eligible:
  • To earn up to 48 hours of sick time per year accrued on a per pay period basis and between 80 hours and 200 hours per year of vacation time after a 90 day waiting period depending on years of continuous service with the Company.
  • For 8 hours of pay for each of a total of 6 paid scheduled holidays per year plus 1 floating holiday. If such an Associate does work on a scheduled holiday due to business need, they are eligible for Holiday Premium Pay.

Associates considered full-time salaried are entitled to paid time away with no specified limit as needed for sick, vacation, bereavement, jury duty, holidays, floating holiday, etc. subject to manager approval.
For more details about benefits, please visit our CarMax Benefits website.
Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.

What CarMax employees say

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About CarMax

Sourced by ZipRecruiter

CarMax disrupted the auto industry by delivering the honest, transparent and high-integrity experience customers want and deserve. This innovative thinking around the way cars are bought and sold has helped us become the nation's largest retailer of used cars, with over 200 locations nationwide. Our amazing team of more than 25,000 associates work together to deliver iconic customer experiences. Along the way, we help every associate grow their career and achieve their best, at work and in their community. We are recognized for our commitment to training and diversity and are one of the FORTUNE 100 Best Companies to Work For®.

Industry

Automobile dealers and finance and insurance

Company size

10,000+ Employees

Headquarters location

Henrico, VA, US

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