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Credit Risk Jobs in Atlanta, GA (NOW HIRING)

ATLANTICUS

Credit Risk Manager

Atlanta, GA

The Credit Risk Manager is responsible for delivering strategies that drive product growth and optimization for the private label retail business. You will own and manage credit risk strategies ...

usauto

Credit Risk Manager

Duluth, GA · On-site

Position Summary The Credit Risk Manager will be responsible for reporting, analytics and credit strategy formulation to support credit underwriting for US Auto's auto financing business. This is a ...

Regions Bank

Credit Risk Review Examiner

Atlanta, GA · On-site

At Regions, the Credit Risk Review Examiner continuously monitors and examines activities. This position assesses and reports the status and direction of credit risk within the assigned portfolios.

Truist

Credit Risk Manager I

Atlanta, GA · On-site

Provide risk oversight and credit guidance across a diverse portfolio, including investment-grade exposures, leveraged borrowers, and private equity-backed transactions * Promote consistency of Bank ...

Truist

Credit Risk Manager I

Atlanta, GA · On-site

Provide risk oversight and credit guidance across a diverse portfolio, including investment-grade exposures, leveraged borrowers, and private equity-backed transactions * Promote consistency of Bank ...

Carmax

Analyst II, Credit Risk

Kennesaw, GA

Position Overview As an Analyst II, Credit Risk, you will play a critical role in shaping CarMax Auto Finance's credit strategies and driving operational excellence. In this dynamic position, you'll ...

CarMax, Inc.

Analyst II, Credit Risk

Kennesaw, GA · On-site

Position Overview As an Analyst II, Credit Risk, you will play a critical role in shaping CarMax Auto Finance's credit strategies and driving operational excellence. In this dynamic position, you'll ...

SplitIt

Credit Officer & Head of Risk

Atlanta, GA

What You'll Do Splitit is seeking an experienced credit and risk officer to enable the delivery of innovative and reliable credit products and services. This role is responsible for leading the ...

Splitit

Credit Officer & Head of Risk

Atlanta, GA · On-site

What You'll Do Splitit is seeking an experienced credit and risk officer to enable the delivery of innovative and reliable credit products and services. This role is responsible for leading the ...

Splitit

Credit Officer & Head of Risk

Atlanta, GA

What You'll Do Splitit is seeking an experienced credit and risk officer to enable the delivery of innovative and reliable credit products and services. This role is responsible for leading the ...

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Showing results 1-20

All JobsCredit Risk JobsCredit Risk Jobs in Atlanta, GA

Credit Risk information

See Atlanta, GA salary details

$48.1K

$105.1K

$176K

How much do credit risk jobs pay per year?

As of Jun 9, 2026, the average yearly pay for credit risk in Atlanta, GA is $105,123.00, according to ZipRecruiter salary data. Most workers in this role earn between $72,100.00 and $136,600.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.
What are the most commonly searched types of Credit Risk jobs in Atlanta, GA? The most popular types of Credit Risk jobs in Atlanta, GA are:
What are popular job titles related to Credit Risk jobs in Atlanta, GA? For Credit Risk jobs in Atlanta, GA, the most frequently searched job titles are:
What job categories do people searching Credit Risk jobs in Atlanta, GA look for? The top searched job categories for Credit Risk jobs in Atlanta, GA are:
Credit Risk jobs near you
Infographic showing various Credit Risk job openings in Atlanta, GA as of June 2026, with employment types broken down into 1% As Needed, 83% Full Time, 11% Part Time, 1% Temporary, and 4% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $105,123 per year, or $50.5 per hour.
Credit Risk Manager

Credit Risk Manager

Atlanticus Holdings Corporation

Atlanta, GA • On-site

Other

Medical, Retirement, PTO

Posted 16 days ago

Job description

When you join Atlanticus, you become a member of a fast-growing, mission-focused company that is committed to aid in meeting the financial needs of middle-class Americans. With a culture of collaboration and a one-team mindset, we encourage entrepreneurial thinking to empower our customers toward financial well-being.
Atlanticus™ technology enables bank, retail, and healthcare partners to offer more inclusive financial services to everyday Americans through the use of proprietary analytics. We apply the experience gained and infrastructure built from servicing over 20 million customers and over $40 billion in consumer loans over more than 25 years of operating history to support lenders that originate a range of consumer loan products. These products include retail and healthcare, private label credit and general-purpose credit cards marketed through our omnichannel platform, including retail point-of-sale, healthcare point-of-care, direct mail solicitation, digital marketing, and partnerships with third parties. Additionally, through our Auto Finance subsidiary, Atlanticus serves the individual needs of automotive dealers and automotive non-prime financial organizations with multiple financing and service programs.
Office Location
  • Atlanta, GA - Located in the Queen Building (King & Queen Towers, Sandy Springs), with easy access to I-285, GA-400, and a free shuttle to MARTA.

Work Culture
We foster a collaborative, innovative environment where everyone contributes to building something meaningful. You'll be empowered to lead, grow, and make an impact.
The Role
  • What a day looks like:
    The Credit Risk Manager is responsible for delivering strategies that drive product growth and optimization for the private label retail business. You will own and manage credit risk strategies including population segmentation, the evaluation of new data sources, and product/price optimization across the credit spectrum. In addition, you will optimize strategies, new and existing, to drive new account originations and deliver incremental profit. The candidate should be able to apply knowledge of credit strategy as well as communicate complex topics to colleagues, management, and other stakeholders within the company.
  • Evaluate new data and partner data sources for underwriting and line assignment strategies using statistical analysis techniques such as CHAID Decision Trees, optimization procedures, loss forecasting, enhanced process monitoring, data quality analyses, and incorporate score implementations supporting launch
  • Develop and monitor customized manual underwriting process
  • Work with Segment / Strategic Analytics / Decision Science staff to ensure project completion within agreed time frames and end-client satisfaction
  • Analyze, validate, track, and monitor delivered projects
  • Interact with Business Development and/or Client Management to discuss new opportunities and/or changes to client portfolio

  • Primary Responsibilities:
  • Deliver profitable growth through the development of new strategies and the optimization of existing strategies through the assessment of credit risk and P&L drivers
  • Develop and maintain Key Performance Indicators (KPI)
  • Develop strategies focusing on growth, profitability, and competitive success while catering to needs of the consumer
  • Applies knowledge of credit card regulations in the development, implementation, and monitoring of credit strategies
  • Perform ad-hoc and recurrent credit risk analytical work
  • Collaborate and partner across the business (Risk, Marketing, Business Development to drive highly visible and impactful projects
  • Communicate strategies to management and other stakeholders

  • You're a great fit if you have:
  • Bachelor's degree and 5+ years of Credit Card Industry experience
  • Fundamental knowledge of credit scoring, underwriting, and credit risk management
  • Familiar with a wide variety of credit card industry concepts, practices, and metrics across credit policy, credit risk, and loss forecasting
  • Extensive experience working hands-on with SAS/SQL or equivalent to independently write queries to generate reports and perform ad-hoc analyses
  • Proficiency in analytical or reporting tools such as SAS, R, Python, or Tableau
  • Excellent written and verbal communication skills

Why You'll Love Working Here
This isn't just a job, it's a place to lead, grow, and thrive. If you believe in your skills and drive, we'll provide the resources and support to help you succeed.
Benefits include:
  • Generous PTO and holiday schedule
  • 401(k) with company match
  • Employee stock purchase plan
  • Ongoing training (lunch & learns, financial and health webinars)
  • Team volunteer outings

Atlanticus is an equal opportunity employer. All qualified applicants will receive consideration without regard to race, religion, gender, sexual orientation, age, veteran status, disability, or other protected status.

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