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Credit Risk Jobs in Atlanta, GA (NOW HIRING)

Splitit

Credit Officer & Head of Risk

Atlanta, GA · On-site

What You'll Do Splitit is seeking an experienced credit and risk officer to enable the delivery of innovative and reliable credit products and services. This role is responsible for leading the ...

SplitIt

Credit Officer & Head of Risk

Atlanta, GA · On-site

What You'll Do Splitit is seeking an experienced credit and risk officer to enable the delivery of innovative and reliable credit products and services. This role is responsible for leading the ...

Inhabit

Senior Credit Risk Analyst

Alpharetta, GA · On-site

Summary As a Senior Credit and Risk Analyst, the primary responsibilities include identifying and reviewing credit and risk related activity. In this role you will complete investigations, account ...

INHABIT IQ

Senior Credit Risk Analyst

Alpharetta, GA

Summary As a Senior Credit and Risk Analyst, the primary responsibilities include identifying and reviewing credit and risk related activity. In this role you will complete investigations, account ...

US Bank

Credit Risk Python Architect

Atlanta, GA

$111K - $131K/yr

The Credit Model Ops Orchestration and Solutions team is responsible for design and deployment of custom orchestration platforms designed to support Credit Risk Administration credit models ...

Carmax

Senior Analyst, Credit Risk

Atlanta, GA

This may include analytical work within any of the following teams: credit originations, pricing, forecasting/modeling, product management, and servicing analytics. * Use database tools/software to ...

CarMax, Inc.

Senior Analyst, Credit Risk

Kennesaw, GA · On-site

This may include analytical work within any of the following teams: credit originations, pricing, forecasting/modeling, product management, and servicing analytics. * Use database tools/software to ...

NorthPoint Search Group

Risk Analyst

Atlanta, GA · On-site

$95K - $110K/yr

A growing auto finance company building out its credit risk team. What: Analyze and forecast repossessions, origination risks, servicing exposure, and overall credit performance. When: Newly created ...

Visa

Director, VCA NA Risk Practice

Atlanta, GA

Lead endtoend credit risk consulting initiatives, contributing to origination and closing of engagements by identifying and shaping opportunities across all VCA segments, including consumer ...

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All JobsCredit Risk JobsCredit Risk Jobs in Atlanta, GA

Credit Risk information

See Atlanta, GA salary details

$48.1K

$105.1K

$176K

How much do credit risk jobs pay per year?

As of Jul 5, 2026, the average yearly pay for credit risk in Atlanta, GA is $105,123.00, according to ZipRecruiter salary data. Most workers in this role earn between $72,100.00 and $136,600.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.
What are the most commonly searched types of Credit Risk jobs in Atlanta, GA? The most popular types of Credit Risk jobs in Atlanta, GA are:
What are popular job titles related to Credit Risk jobs in Atlanta, GA? For Credit Risk jobs in Atlanta, GA, the most frequently searched job titles are:
What job categories do people searching Credit Risk jobs in Atlanta, GA look for? The top searched job categories for Credit Risk jobs in Atlanta, GA are:
Credit Risk jobs near you
Infographic showing various Credit Risk job openings in Atlanta, GA as of June 2026, with employment types broken down into 80% Full Time, 16% Part Time, 1% Temporary, and 3% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $105,123 per year, or $50.5 per hour.
Credit Officer & Head of Risk

Credit Officer & Head of Risk

Splitit

Atlanta, GA • On-site

Full-time

Posted 26 days ago

Job description

Location: Atlanta, GA
About Splitit
Our vision is to help consumers responsibly enrich their lives by leveraging the credit they've already earned in a new and impactful way. Today consumers want control of how they pay for the things they want and need. Splitit is the only payment platform that enables consumers to use their existing credit to break payments into smaller, bite-sized pieces to pay over-time with no interest, applications or fees. That keeps money in the hands of shoppers to use as they want. By helping shoppers pay small we help businesses grow big. That's a win-win. Splitit operates globally and has offices in Atlanta and Tel Aviv.
Who We Are
Our culture is an environment of innovation, inspiration, and open communication. We live by the following values: Unique Perspective. Unwavering Courage. Bold Determination. Deliver Impact. Our values aren't words we post on the wall- they make up the essence of who we are and how we make business decisions. They also shape the way we hire- so if you work with us, you will likely embody these too.
What You'll Do
Splitit is seeking an experienced credit and risk officer to enable the delivery of innovative and reliable credit products and services. This role is responsible for leading the oversight of our consumer lending and merchant installment products, including underwriting, portfolio management, and risk management. To be successful, this role requires a strong background in credit and risk principles, analytical skills, and the ability to collaborate, negotiate and influence across multiple functions while maintaining independence. This role will report to the General Counsel.
Responsibilities:
  • Lead the consumer credit and risk oversight function across our consumer lending products and industry segments, including portfolio risk management, evaluation of credit and financial performance.
  • Understand applicable credit policies, industry regulations and the requisite impact of those governance items to prospective new partners or product initiatives.
  • Prepare risk management presentations for senior management and the Board of Directors that include analytics on expected portfolio performance and areas of potential risk and/or opportunity.
  • Acts as SME to senior stakeholders and /or other team members; can exercise independence of judgment and autonomy.
  • Performs other related duties as required.

Who You Are
  • 10+ years of experience in financial services and credit risk management, with emphasis on unsecured, state-regulated consumer lending.
  • Strong expertise and background in consumer credit risk management, including underwriting, credit limits, pricing models, and portfolio management.
  • Experience leading a risk function. This must include an understanding of building and operating risk frameworks that deliver transparent, well-understood risk policies for stakeholders.
  • Ability to assess, review, and analyze current credit strategy and exposure limits/thresholds to ensure alignment to company risk appetite. Ensure adherence to changes in the business model and/or regulatory environment.
  • A track record as an established leader who is equally strategic as they are tactical, and of the stature to build a peer relationship with stakeholders. This will enable them to build a fully functionalized model for robust and transparent credit and risk leadership.

Diversity and Equality
At Splitit, we understand that we're strongest when we can be different together. Diversity, Equity, and Inclusion are not just about metrics for us. It's about creating space for all individuals who walk through our doors, employee or not, to bring their full selves to the table. We strive to build teams as diverse as our markets and celebrate differences in background and perspective.
Splitit is an equal opportunity employer, meaning all applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, or disability status. We ensure that all individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.

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