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Credit Risk Associate Jobs in Atlanta, GA (NOW HIRING)

Bank of America

Credit Officer II

Atlanta, GA

Leads the credit and risk approval processes * Mentors and supports associates Skills: * Client Solutions Advisory * Customer and Client Focus * Decision Making * Credit Documentation Requirements

Invesco

Associate Credit Analyst

Atlanta, GA · On-site

Employee stock purchase plan The Associate Credit Research Analyst will perform fundamental credit ... and other risk assessments. The analyst will be expected to identify, assume and manage credit ...

Invesco

Associate Credit Analyst

Atlanta, GA · Hybrid

Employee stock purchase plan The Associate Credit Research Analyst will perform fundamental credit ... and other risk assessments. The analyst will be expected to identify, assume and manage credit ...

Bank of America

Credit Officer II

Atlanta, GA

Leads the credit and risk approval processes * Mentors and supports associates Skills: * Client Solutions Advisory * Customer and Client Focus * Decision Making * Credit Documentation Requirements

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All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in Atlanta, GA

Credit Risk Associate information

See Atlanta, GA salary details

$48.1K

$105.1K

$176K

How much do credit risk associate jobs pay per year?

As of Jun 22, 2026, the average yearly pay for credit risk associate in Atlanta, GA is $105,123.00, according to ZipRecruiter salary data. Most workers in this role earn between $72,100.00 and $136,600.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What are the most commonly searched types of Credit Risk jobs in Atlanta, GA? The most popular types of Credit Risk jobs in Atlanta, GA are:
What are popular job titles related to Credit Risk Associate jobs in Atlanta, GA? For Credit Risk Associate jobs in Atlanta, GA, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate jobs in Atlanta, GA look for? The top searched job categories for Credit Risk Associate jobs in Atlanta, GA are:
What cities near Atlanta, GA are hiring for Credit Risk Associate jobs? Cities near Atlanta, GA with the most Credit Risk Associate job openings:
Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in Atlanta, GA as of June 2026, with employment types broken down into 1% As Needed, 80% Full Time, 15% Part Time, 1% Temporary, and 3% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $105,123 per year, or $50.5 per hour.
Senior Manager Quantitative Analysis--Consumer Model Development

Senior Manager Quantitative Analysis--Consumer Model Development

First Citizens Bank

Atlanta, GA • Hybrid

Full-time

Posted 18 days ago

First Citizens Bank rating

7.6

Company rating: 7.6 out of 10

Based on 103 frontline employees who took The Breakroom Quiz

79th of 141 rated banks

Job description

Overview

This is a hybrid role (if located in Atlanta, GA, Charlotte, NC or Raleigh, NC ) with the expectation that time working will regularly take place inside and outside of a company office. Three days a week in office. Open to remote in several markets for highly qualified candidate.

The Manager of Consumer Model development will lead a team of quantitative risk analysts responsible for developing, implementing, and maintaining credit risk models for the bank's consumer lending portfolio. This role serves as the tactical leader bridging strategy and execution, reporting directly to the Director of Risk Analytics & Modeling while providing hands-on leadership to junior team members. The position requires strong technical expertise combined with people management skills to ensure effective delivery of risk modeling solutions.


Responsibilities
  • Support the Director and lead the development, testing, and implementation of advanced credit risk models across consumer lending products including Credit Cards, and Auto Loans, Mortgages, and HELOCs, with focus on Credit Card and Auto portfolios.
  •  Execute the model development plan and ensure proper delivery. Serve as the owner of model documentation, and development and testing materials.
  •  Lead and mentor a team of model development professionals, fostering a culture of innovation and continuous improvement in risk modeling approaches.
  •  Oversee the model ongoing monitoring program. Review the monitoring results and explain the model performance to model users and management.
  •  Support the Director in response to model validation findings and oversee the implementation of remediation. 
  •  Collaborate with other modeling and analytical teams to continuously improve the process and gain efficiency. Drive the enhancement of risk management frameworks to meet evolving regulatory requirements, including CCAR and CECL compliance.
  •  Support the Director and partner with business leadership to translate complex risk analytics insights into actionable business strategies and policy recommendations.
  •  Establish and maintain relationships with regulatory bodies, external/internal auditors, model Risk Management and key stakeholders.
  •  Guide the development and implementation of new risk assessment methodologies and tools to improve the organization's risk management capabilities.
  •  Lead strategic initiatives to modernize risk analytics infrastructure and capabilities through adoption of advanced technologies and methodologies, including AI and other intelligent tools.

Qualifications

Bachelor's Degree and 6 years of experience in Financial, Statistical or Quantitative Analysis Experience, with at least 2 years management/lead experience OR High School Diploma or GED and 10 years of experience in Financial, Statistical or Quantitative Analysis Experience, with at least 2 years management/lead experience

Preferred Education: advanced degree, masters/PHD in quantitative field, ie mathematics, computer science, financial engineering

Preferred Area of Study: Quantitative or Statistical Analysis, Financial Engineering, Computer Science, Mathematics

Preferred Area of Experience: Banking, Financial Engineering, Computer Science

Preferred Qualifications:


• Ph.D. degree in Statistics, Mathematics, Finance, or related quantitative field
• At least 10 years of progressive experience in credit risk model development, with at least 3 years in a leadership role
• At least 3 years hands on experience in Credit Card loss forecasting model development or validation
• Hands on experience using Python, SAS, Tableau
• Hands on experience in model development and model development documentation
• Demonstrated experience in leading teams responsible for development and implementation of enterprise-wide risk models
• Strong understanding of regulatory requirements and experience in interactions with regulatory bodies
• Experience with CCAR and CECL
• Expert knowledge of statistical modeling, machine learning techniques, and risk analytics methodologies
• Proven track record of translating complex analytical insights into actionable strategy

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

#LI-Hybrid

Qualifications:

Bachelor's Degree and 6 years of experience in Financial, Statistical or Quantitative Analysis Experience, with at least 2 years management/lead experience OR High School Diploma or GED and 10 years of experience in Financial, Statistical or Quantitative Analysis Experience, with at least 2 years management/lead experience

Preferred Education: advanced degree, masters/PHD in quantitative field, ie mathematics, computer science, financial engineering

Preferred Area of Study: Quantitative or Statistical Analysis, Financial Engineering, Computer Science, Mathematics

Preferred Area of Experience: Banking, Financial Engineering, Computer Science

Preferred Qualifications:


• Ph.D. degree in Statistics, Mathematics, Finance, or related quantitative field
• At least 10 years of progressive experience in credit risk model development, with at least 3 years in a leadership role
• At least 3 years hands on experience in Credit Card loss forecasting model development or validation
• Hands on experience using Python, SAS, Tableau
• Hands on experience in model development and model development documentation
• Demonstrated experience in leading teams responsible for development and implementation of enterprise-wide risk models
• Strong understanding of regulatory requirements and experience in interactions with regulatory bodies
• Experience with CCAR and CECL
• Expert knowledge of statistical modeling, machine learning techniques, and risk analytics methodologies
• Proven track record of translating complex analytical insights into actionable strategy

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

#LI-Hybrid

Education:UNAVAILABLEEmployment Type: FULL_TIME

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