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Credit Risk Associate Jobs in Florida (NOW HIRING)

Benderson

Risk & Insurance Associate

Sarasota, FL · On-site

Contribute toward a proactive, risk-focused team environment by collaborating cross-functionally on real estate risk and insurance topics. * Perform any additional risk and insurance tasks, as needed.

Td

Credit Management Associate III (US)

Tampa, FL · On-site

$24 - $33.50/hr

The Associate will be involved in origination requests and ongoing portfolio administration ... Establishes strong working relationships with commercial stakeholders, credit risk and other ...

AT&T

Associate Director-Credit/Collections

Orlando, FL · On-site

$106K - $159K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Credit Risk and Collections Management: Assess and monitor the creditworthiness of clients ... Our Associate Director-Credit/Collections earns between$106,100 - $159,100 USD Annual. Not to ...

AT and T

Associate Director-Credit/Collections

Orlando, FL · On-site

$106K - $159K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Typical tasks may include, but are not limited to, the following: • Credit Risk and Collections ... Our Associate Director-Credit/Collections earns between $106,100 - $159,100 USD Annual. Not to ...

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Credit Risk Associate information

See Florida salary details

$37.4K

$81.7K

$136.8K

How much do credit risk associate jobs pay per year?

As of Aug 18, 2026, the average yearly pay for credit risk associate in Florida is $81,690.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,000.00 and $106,100.00 per year, depending on experience, location, and employer.

What does a credit risk associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What skills and qualifications are needed to thrive as a credit risk associate?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

How does a credit risk associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

What are the most commonly searched types of Credit Risk jobs in Florida?

The most popular types of Credit Risk jobs in Florida are:

What are popular job titles related to Credit Risk Associate jobs in Florida?

For Credit Risk Associate jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Credit Risk Associate jobs in Florida look for?

The top searched job categories for Credit Risk Associate jobs in Florida are:

What cities in Florida are hiring for Credit Risk Associate jobs?

Cities in Florida with the most Credit Risk Associate job openings:

Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in Florida as of August 2026, with employment types broken down into 1% As Needed, 71% Full Time, 26% Part Time, 1% Temporary, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $81,690 per year, or $39.3 per hour.

Risk Management - Credit Officer - Associate

Chase

Tampa, FL • On-site

Other

Posted 15 days ago

Chase Bank rating

8.1

Company rating: 8.1 out of 10

Based on 156 frontline employees who took The Breakroom Quiz

65th of 171 rated banks

Job description

Commercial Credit Officer Associate

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class.

As a Commercial Credit Officer Associate in Dealer Commercial Services, you will be responsible for analyzing commercial loans to prospects/existing customers, collaborating with banking partners, and structuring transactions that are consistent with our company's policies and procedures. You will take ownership of the credit process and possess the ability to multi-task, prioritize deal flow and meet delivery deadlines, while making decisions in the best interest of the customer and organization. You will possess and apply a broad understanding of the business environment including the auto industry, current events, and economic cycles.

The Dealer Commercial Services team specializes in floorplan lines of credits, real estate loans, acquisition loans, working capital loans, and treasury products to our 450+ franchised retail automobile dealers. We are searching for an experienced Commercial Credit Officer to manage a portfolio of approximately $250 million in loan commitments.

Job Responsibilities:

  • Utilizing excellent commercial credit skills to prepare written credit reviews which assesses credit opportunities, identifies key risks with appropriate structures to mitigate risks including covenants, terms, and conditions for approval
  • Determining capacity of operating entities to repay their financial obligations through analysis of company-prepared/audited financial statements and detailed cash flow analysis
  • Completing obligor and facility risk ratings with documented rationale for the final risk grades
  • Own portfolio management responsibilities including annual reviews, loan modifications, covenant breaches, inventory audits, overline management, and analyzing trends in key dealer metrics
  • Interacting with clients, virtually or in person, in conjunction with the Banker
  • Working proactively, in a constructive, diplomatic manner, with both internal and external contacts to keep transactions moving.
  • Demonstrating excellent communication skills both internally and externally and using those communication skills to effectively solve problems

Required qualifications, capabilities, and skills

  • Bachelor of Arts in Finance, Accounting, Business Administration, Economics, or equivalent work experience if non-Finance related degree / Master of Business Administration
  • 1+ years commercial credit analysis / automotive captive experience, with thorough knowledge of accounting, risk grading, cash flow analysis, financial statement analysis, loan structuring, and market
  • Hands-on experience analyzing commercial loans to franchised auto dealerships, or equivalent, including floor plan lending.
  • Superior analytical skills supported by excellent written and verbal communication skills
  • Demonstrated judgment and ability to act decisively
  • Expert knowledge of credit philosophy and policies, understanding of commercial loan documentation requirements, and related legal issues

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