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Associate Credit Analyst Jobs in Florida (NOW HIRING)

Credit Analyst I

Clearwater, FL · Hybrid

$18 - $21.79/hr

Analyze credit and debit cases for completeness and accuracy. Gather and verify supporting ... In addition, our associates may be eligible for paid leave including Paid Sick Leave or any other ...

Position Summary The Credit Monitoring Analyst II supports the commercial credit monitoring and ... In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible ...

Position Summary The Credit Monitoring Analyst II supports the commercial credit monitoring and ... In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible ...

Analyze all credit control-related data, identifying problem areas and acting on those problems accordingly. * Process, allocate and notify all appropriate stakeholders of their respective shares of ...

Credit Management The Credit Management Associate III provides ongoing support to an assigned ... May assist in preparing the most basic financial analysis of less complex loans / industries ...

Credit Management The Credit Management Associate III provides ongoing support to an assigned ... May assist in preparing the most basic financial analysis of less complex loans / industries ...

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Associate Credit Analyst information

See Florida salary details

$11

$22

$36

How much do associate credit analyst jobs pay per hour?

As of Aug 10, 2026, the average hourly pay for associate credit analyst in Florida is $22.36, according to ZipRecruiter salary data. Most workers in this role earn between $17.26 and $25.14 per hour, depending on experience, location, and employer.

What are some common challenges faced by associate credit analysts when evaluating new credit applications?

Associate Credit Analysts often encounter challenges such as analyzing incomplete or inconsistent financial data, assessing the creditworthiness of applicants with limited credit history, and balancing risk with business growth objectives. They must also stay updated with industry trends and regulatory changes that can impact credit risk. Effective communication with senior analysts and other departments is crucial for gathering necessary information and ensuring accurate assessments.

What is the difference between Associate Credit Analyst vs Credit Analyst?

AspectAssociate Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, some certifications (e.g., CFA, credit analysis courses)Bachelor's degree, often similar certifications
Work EnvironmentEntry-level, team-based, financial institutions or corporationsMid-level, analytical, banking or finance sectors
Employer & Industry UsageFinancial services, banks, credit agenciesBanks, investment firms, credit departments
Common Search & ComparisonYesYes

The Associate Credit Analyst typically performs entry-level credit assessments, supporting senior analysts. Credit Analysts handle more complex evaluations and decision-making. Both roles require similar educational backgrounds and certifications, but Credit Analysts usually have more experience and responsibility.

What are the key skills and qualifications needed to thrive as an associate credit analyst, and why are they important?

To thrive as an Associate Credit Analyst, you need strong analytical skills, a solid understanding of financial statements, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with credit risk modeling software, Excel, and financial databases such as Bloomberg or S&P Capital IQ is essential. Attention to detail, effective communication, and the ability to work under tight deadlines are standout soft skills in this role. These competencies are crucial for accurately assessing creditworthiness, supporting sound lending decisions, and ensuring risk is managed effectively.

What does an associate credit analyst do?

An Associate Credit Analyst is responsible for evaluating the creditworthiness of individuals or companies applying for loans or credit lines. They analyze financial statements, credit reports, and economic data to assess risks and make recommendations on lending decisions. Their work helps financial institutions minimize losses by identifying potential credit risks and ensuring that lending policies are followed. Associate Credit Analysts often work under the supervision of senior analysts and may assist in preparing credit reports and presentations for management.
What are the most commonly searched types of Credit Analyst jobs in Florida? The most popular types of Credit Analyst jobs in Florida are:
What are popular job titles related to Associate Credit Analyst jobs in Florida? For Associate Credit Analyst jobs in Florida, the most frequently searched job titles are:
Infographic showing various Associate Credit Analyst job openings in Florida as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 25% Part Time, 1% Temporary, and 1% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $46,513 per year, or $22.4 per hour.

Correspondent Associate Credit Analyst

Citigroup, Inc.

Jacksonville, FL • On-site

$74/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 7 days ago


Citibank rating

8.3

Company rating: 8.3 out of 10

Based on 177 frontline employees who took The Breakroom Quiz

39th of 170 rated banks


Job description

The Associate Credit Analyst position is a pivotal role, serving as the dedicated single point of contact for Correspondent Lending clients. The primary goal of the Associate Credit Analyst is assisting the Correspondent Lenders in clearing suspense conditions and identifying bottlenecks that would delay their pipelines from being purchased timely. This critical position significantly contributes to maintaining Citibank's commitment to superior credit quality, an outstanding customer experience, and operational excellence. It requires a highly detail-oriented individual with strong problem-solving abilities, exceptional communication skills, and a dedication to client advocacy in a fast-paced lending environment.
Key Responsibilities:
  • Serve as a single point of contact for Correspondent Lenders, providing guidance and support throughout the suspense condition resolution process.
  • Review and clear income, asset, and credit documentation submitted to address suspense conditions in accordance with both Agency and Non-Agency guidelines.
  • Monitor, maintain, and manage a daily pipeline, ensuring adherence to service level agreements and timely completion of reviews.
  • Review mortgage documentation from application through closing with comprehensive knowledge of the end-to-end origination process.
  • Ensure compliance with regulatory requirements, including RESPA and TILA.
  • Deliver exceptional customer service by working rebuttals, escalations and scenarios submitted by the Correspondent Lender.
  • Support Account Executives by contributing to client-relationship strategies and maintaining strong working partnerships with Correspondent Lenders.
  • Complete a pre-funding review to assist with purchasing loans.
  • Maintain production and quality standards as defined by the business.

Qualifications:
  • Minimum 3 years of mortgage industry experience
  • Experience with FNMA and FHLMC underwriting requirements
  • Strong written and verbal communication skills
  • Ability to manage competing priorities in a fast-paced environment
  • High attention to detail and strong analytical skills

Education:
  • Bachelor's/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
Note: This is not a Signature Underwriting position.
Job Family Group:
Risk Management
Job Family:
Credit Risk
Time Type:
Full time
Primary Location:
Jacksonville Florida United States
Primary Location Full Time Salary Range:
$53 600,00 - $74 800,00
In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills
Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:
abr 01, 2026
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi's EEO Policy Statement and the Know Your Rights poster.

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About Citigroup Inc

Sourced by ZipRecruiter

We live in an increasingly complex world. Companies these days are either born global or are going global at record speed. Business and geopolitics are forging an entirely new dynamic and consumers now expect financial services to be a seamless part of their digital lives. Citi is a bank that’s uniquely positioned for this moment. Through our vast global network and our on-the-ground expertise, we can connect the dots, anticipate change and empathize the needs of our clients and customers in ways that other banks simply cannot. Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. We have set expectations for how we must act to bring our mission to life. These expectations are at the heart of our Leadership Principles – we take ownership, we deliver with pride and we succeed together.

Industry

Banking and credit intermediation

Company size

5,001 - 10,000 Employees

Headquarters location

New York City, NY, US