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Associate Credit Analyst Jobs in Florida (NOW HIRING)

Amwins

Policy & Contract Associate Manager

Miami, FL · On-site

We are seeking a Policy & Contract Associate Manager to support the negotiation, execution ... Strong understanding of financial statements and credit analysis principles. * 3-6+ years of prior ...

Republic Bank

Sr Commercial Banking Officer

Tampa, FL · On-site

... credit analyst's evaluation. • Respond to referrals from Senior Management of the Bank, and the ... The associate is occasionally required to reach with hands and arms. The associate must ...

Guggenheim Investments

$145K - $150K/yr

Work with primary credit research analysts to monitor individual and sector credit positions * Work ... with senior team members to diligence private equity and alternative investment opportunities

Pioneer Data

Financial Analyst

Jacksonville, FL · On-site

Collections Analyst (Call center) Description: Candidates must have Credit AND Collections ... Associate's Degree in Accounting, Finance or Business related major Minimum of 1 years in Credit ...

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Associate Credit Analyst information

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$11

$22

$36

How much do associate credit analyst jobs pay per hour?

As of Aug 11, 2026, the average hourly pay for associate credit analyst in Florida is $22.36, according to ZipRecruiter salary data. Most workers in this role earn between $17.26 and $25.14 per hour, depending on experience, location, and employer.

What are some common challenges faced by associate credit analysts when evaluating new credit applications?

Associate Credit Analysts often encounter challenges such as analyzing incomplete or inconsistent financial data, assessing the creditworthiness of applicants with limited credit history, and balancing risk with business growth objectives. They must also stay updated with industry trends and regulatory changes that can impact credit risk. Effective communication with senior analysts and other departments is crucial for gathering necessary information and ensuring accurate assessments.

What is the difference between Associate Credit Analyst vs Credit Analyst?

AspectAssociate Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, some certifications (e.g., CFA, credit analysis courses)Bachelor's degree, often similar certifications
Work EnvironmentEntry-level, team-based, financial institutions or corporationsMid-level, analytical, banking or finance sectors
Employer & Industry UsageFinancial services, banks, credit agenciesBanks, investment firms, credit departments
Common Search & ComparisonYesYes

The Associate Credit Analyst typically performs entry-level credit assessments, supporting senior analysts. Credit Analysts handle more complex evaluations and decision-making. Both roles require similar educational backgrounds and certifications, but Credit Analysts usually have more experience and responsibility.

What are the key skills and qualifications needed to thrive as an associate credit analyst, and why are they important?

To thrive as an Associate Credit Analyst, you need strong analytical skills, a solid understanding of financial statements, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with credit risk modeling software, Excel, and financial databases such as Bloomberg or S&P Capital IQ is essential. Attention to detail, effective communication, and the ability to work under tight deadlines are standout soft skills in this role. These competencies are crucial for accurately assessing creditworthiness, supporting sound lending decisions, and ensuring risk is managed effectively.

What does an associate credit analyst do?

An Associate Credit Analyst is responsible for evaluating the creditworthiness of individuals or companies applying for loans or credit lines. They analyze financial statements, credit reports, and economic data to assess risks and make recommendations on lending decisions. Their work helps financial institutions minimize losses by identifying potential credit risks and ensuring that lending policies are followed. Associate Credit Analysts often work under the supervision of senior analysts and may assist in preparing credit reports and presentations for management.
What are the most commonly searched types of Credit Analyst jobs in Florida? The most popular types of Credit Analyst jobs in Florida are:
What are popular job titles related to Associate Credit Analyst jobs in Florida? For Associate Credit Analyst jobs in Florida, the most frequently searched job titles are:
What job categories do people searching Associate Credit Analyst jobs in Florida look for? The top searched job categories for Associate Credit Analyst jobs in Florida are:
Associate Credit Analyst jobs near you
Infographic showing various Associate Credit Analyst job openings in Florida as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 25% Part Time, 1% Temporary, and 1% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $46,513 per year, or $22.4 per hour.

Underwriter III- Capital Equipment Finance/Commercial Leasing (hybrid)

First Citizens Bank

Jacksonville, FL • Hybrid

$110K - $120K/yr

Full-time

Re-posted 5 days ago

First Citizens Bank rating

7.4

Company rating: 7.4 out of 10

Based on 106 frontline employees who took The Breakroom Quiz

109th of 171 rated banks

Job description

Overview

This is a hybrid role with the expectation that time working will regularly take place inside and outside of a company office.

The Underwriter III – CEF supports the Capital Equipment Finance (CEF) team at an advanced level through underwriting, analysis, and structuring recommendations for CEF portfolios. Identifies, gathers, and reviews financial information to determine borrower risk ratings and appropriate loan structuring. Assesses and communicates risks within new and existing CEF accounts. Provides service and support for both associates and clients, assisting in customer calls and may assist in identifying cross-sales opportunities to facilitate lending activities.


Responsibilities
  • Underwriting - Underwrites CEF accounts according to applicable regulations, procedures, and guidelines. Reviews financial statements, communicates with clients or prospects, and performs analysis to recommend credit grades and appropriate loan structuring. Ensures all involved parties are updated on underwriting progress and outcome.
  • Analysis - Sources, compiles, and interprets financial data to support structuring and approval of loans. Reviews industry information and comparisons, key risks and mitigants, and collateral to form a general business overview of the borrower. Utilizes results of analysis to underwrite CEF loans.
  • Risk Management - Identifies risks through reviews, analysis, and research of new and existing CEF loans. Communicates identified risks, review schedule, and potential changes in the CEF portfolio. Assists in coordinating review and renewal schedules for existing credits, facilitating ongoing risk identification and management.
  • Business Support - May assist in the identification of cross-sales opportunities and servicing information. Prepares credit analysis documentation. Partners with associates and clients to determine needs and structuring of new requests, participating in client and prospect calls as needed.
  • Present and support credit analysis findings to peers, Management, and Risk partners.

Qualifications

Required: 

Bachelor's Degree and 2 years of experience in Commercial Lending or Credit Analysis, financial statement spreading, preparation of projections, and trailing twelve-month analysis OR High School Diploma or GED and 6 years of experience in Commercial Lending or Credit Analysis, financial statement spreading, preparation of projections, and trailing twelve-month analysis

 

Preferred:

  • Bachelors Business, Finance, Economics
  • Completion of a formal credit training program preferred
  • Cash flow analysis, projections, financial statement spreading, trailing twelve-month (TTM) analysis
  • Commercial Leasing and Lending including operating leases and term loans
  • Equipment Finance and/or Asset Based Lending
  • Undewriting transactions of 5 million and above
  • Experience with CreditLens
  • Experience with financial analysis modeling

If hired in New York, Florida or New Jersey the base pay for this position is generally between $110,000.00 and $120,000.00. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

Qualifications:

Required: 

Bachelor's Degree and 2 years of experience in Commercial Lending or Credit Analysis, financial statement spreading, preparation of projections, and trailing twelve-month analysis OR High School Diploma or GED and 6 years of experience in Commercial Lending or Credit Analysis, financial statement spreading, preparation of projections, and trailing twelve-month analysis

 

Preferred:

  • Bachelors Business, Finance, Economics
  • Completion of a formal credit training program preferred
  • Cash flow analysis, projections, financial statement spreading, trailing twelve-month (TTM) analysis
  • Commercial Leasing and Lending including operating leases and term loans
  • Equipment Finance and/or Asset Based Lending
  • Undewriting transactions of 5 million and above
  • Experience with CreditLens
  • Experience with financial analysis modeling

If hired in New York, Florida or New Jersey the base pay for this position is generally between $110,000.00 and $120,000.00. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

Education:UNAVAILABLEEmployment Type: FULL_TIME

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