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Credit Risk Associate Jobs in Florida (NOW HIRING)

Trump Organization

Credit Manager

Miami, FL

Process all credit applications for direct billings. Review billing and references in order to ... of risk to your health or safety. The resort will provide the required PPE. Associates will be ...

Bank of America

Credit Officer II

Tampa, FL

Leads the credit and risk approval processes * Mentors and supports associates Skills: * Client Solutions Advisory * Customer and Client Focus * Decision Making * Credit Documentation Requirements

Bank of America

Credit Officer II

Orlando, FL

Leads the credit and risk approval processes * Mentors and supports associates Skills: * Client Solutions Advisory * Customer and Client Focus * Decision Making * Credit Documentation Requirements

Bank of America

Credit Officer II

Miami, FL

Leads the credit and risk approval processes * Mentors and supports associates Skills: * Client Solutions Advisory * Customer and Client Focus * Decision Making * Credit Documentation Requirements

Adecco

Credit & Collection Specialist

Clearwater, FL · Hybrid

$21.79/hr

... and minimize risk to the business. Key Responsibilities • Review, prioritize, and analyze ... In addition, our associates may be eligible for paid leave including Paid Sick Leave or any other ...

Morgan Stanley

E*TRADE Risk Officer

Tampa, FL · On-site

... SRO), Associate/Regional Risk Officer (ARRO/RRO), and business management to drive timely ... line-of-credit monitoring for regulatory compliance, account restrictions, disbursements and ...

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Credit Risk Associate information

See Florida salary details

$37.4K

$81.7K

$136.8K

How much do credit risk associate jobs pay per year?

As of May 29, 2026, the average yearly pay for credit risk associate in Florida is $81,690.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,000.00 and $106,100.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

What are the most commonly searched types of Credit Risk jobs in Florida? The most popular types of Credit Risk jobs in Florida are:
What are popular job titles related to Credit Risk Associate jobs in Florida? For Credit Risk Associate jobs in Florida, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate jobs in Florida look for? The top searched job categories for Credit Risk Associate jobs in Florida are:
What cities in Florida are hiring for Credit Risk Associate jobs? Cities in Florida with the most Credit Risk Associate job openings:
Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in Florida as of May 2026, with employment types broken down into 76% Full Time, 19% Part Time, and 5% Contract. Highlights an 90% In-person, 5% Hybrid, and 5% Remote job distribution, with an average salary of $81,690 per year, or $39.3 per hour.

Research Analyst- Raymond James Investment Management

Raymond James Financial, Inc.

Saint Petersburg, FL • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 23 days ago

Job description

Job Description Summary
Under limited supervision, uses extensive knowledge and skills obtained through experience, specialized training or certification to perform advanced credit analysis and support Portfolio Managers in evaluating investment grade (IG) and high yield (HY) corporate debt investments. Responsibilities include analyzing financial statements, assessing credit risk, leading due diligence efforts, monitoring existing holdings, and preparing detailed written credit reports and recommendations. Provides guidance on complex issues, exercises independent judgment, and may lead projects or mentor junior associates. Work is varied and complex, requiring evaluation, originality, and ingenuity in decision-making. Exposure to structured products (ABS, MBS, CMBS) is considered a plus.
Job Description
Responsibilities:
  • Develops expertise in assigned industries and issuers to assess creditworthiness and relative value across IG and HY markets.
  • Performs comprehensive credit analysis including financial statement analysis, cash flow modeling, and capital structure evaluation.
  • Makes investment recommendations to portfolio managers with respect to companies in assigned industries.
  • Monitors portfolio holdings and proactively identifies material credit developments, risks, and catalysts.
  • Analyzes macroeconomic and industry trends impacting credit performance and portfolio positioning.
  • Prepares written credit reports, investment recommendations, and ongoing surveillance updates.
  • Assist in product education and marketing with internal and external stakeholders.
  • Performs other duties and responsibilities as assigned.

Knowledge of:
  • Company's working structure, policies, mission, and strategies.
  • Strong concepts, practices and procedures of research analysis.
  • Strong investment concepts, practices and procedures used in the securities industry.
  • Principles of banking and finance and securities industry operations.
  • Financial markets and products.
  • Detailed working knowledge of corporate finance and financial statement analysis.
  • Experience with credit analysis, including corporate, government and agency debt, as well as ABS, CMO,CMBS analysis for evaluating balance sheets of small cap and mid cap financial companies.

Skill in:
  • Performing quantitative and qualitative credit analysis.
  • Interpreting financial statements and identifying credit risks and trends.
  • Identifying relationships, drawing logical conclusions, and interpreting results.
  • Preparing and delivering clear, effective, and professional presentations.
  • Using required software applications to produce reports, spreadsheets, and presentations.

Ability to:
  • Analyze complex financial data and make informed credit recommendations.
  • Organize, manage, and track multiple detailed tasks with critical deadlines in a fast-paced environment.
  • Communicate effectively, both verbally and in writing, with all organizational levels.
  • Work independently as well as collaboratively within a team environment.
  • Attend to detail while maintaining a big picture orientation.
  • Establish and maintain effective working relationships at all levels of the organization.
  • Convey information clearly and effectively through both formal and informal documents.
  • Demonstrate sound judgment and leadership in evaluating credit risk and guiding decisions.

Educational/Previous Experience Requirements:
Bachelor's Degree (B.A.) in Finance, Accounting, Economics, or related field and a minimum of three (3) to six (6) years of relevant experience in corporate credit analysis (IG and/or HY) or fixed income investing.
~or~
Any equivalent combination of experience, education, and/or training approved by Human Resources.
Licenses/Certifications:
CFA designation or progress toward CFA strongly preferred.
Education
Bachelor's: Accounting, Bachelor's: Business Administration, Bachelor's: Economics, Bachelor's: Finance
Work Experience
Certifications
Securities Industry Essentials Exam (SIE) - Financial Industry Regulatory Authority (FINRA)
Travel
Less than 25%
Workstyle
Hybrid
The total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions. This position is eligible for a benefits package that may include medical, dental, and vision; life insurance; critical illness insurance and accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); and parental leave. Eligibility for benefits and specific offerings may vary based on position and employment status. To view more details of the benefits offered, visit Myrjbenefits.com.
At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view.
We expect our associates at all levels to:
• Grow professionally and inspire others to do the same
• Work with and through others to achieve desired outcomes
• Make prompt, pragmatic choices and act with the client in mind
• Take ownership and hold themselves and others accountable for delivering results that matter
• Contribute to the continuous evolution of the firm
At Raymond James - as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.
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