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Credit Risk Modeling Jobs in Florida (NOW HIRING)

BNY

Senior Vice President, Credit Risk

Lake Mary, FL · On-site

$143K - $190K/yr

... models. Contribute to development of risk management systems. Develop or implement risk-assessment ... Perform Credit Analysis & Approval/Portfolio Management by completing complex analyses of industry ...

BNY Mellon

Senior Vice President, Credit Risk

Lake Mary, FL · On-site

$143K - $190K/yr

... models. Contribute to development of risk management systems. Develop or implement risk-assessment ... Perform Credit Analysis & Approval/Portfolio Management by completing complex analyses of industry ...

BNY

Senior Vice President, Credit Risk

Lake Mary, FL · On-site +1

$143K - $190K/yr

... models. Contribute to development of risk management systems. Develop or implement risk-assessment ... Perform Credit Analysis & Approval/Portfolio Management by completing complex analyses of industry ...

Seminole Gaming

Director, Casino Credit

Tampa, FL · On-site

Ensures consistent application of credit policies, risk tolerance, and approval authority ... Acts as a role model and reinforces organizational values across all properties. * Leads training ...

PNC Bank

Credit Product Manager

Tampa, FL

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Live the Values - Role models our values with transparency and courage. * Enable Change - Takes ...

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Credit Risk Modeling information

See Florida salary details

$22.7K

$86.5K

$162.9K

How much do credit risk modeling jobs pay per year?

As of Jul 4, 2026, the average yearly pay for credit risk modeling in Florida is $86,459.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,151.00 and $103,557.00 per year, depending on experience, location, and employer.

What is a Credit Risk Modeling job?

A Credit Risk Modeling job involves developing statistical models and analytical techniques to assess the credit risk of individuals or businesses. Professionals in this role analyze financial data, borrower behavior, and economic trends to predict the likelihood of default and assist in making informed lending decisions. They use techniques such as logistic regression, machine learning, and Monte Carlo simulations to quantify risk. Credit risk modelers work closely with risk management teams, regulators, and financial institutions to ensure compliance with industry standards. Their insights help optimize loan approvals, set credit limits, and manage overall portfolio risk.

What are the key skills and qualifications needed to thrive in the Credit Risk Modeling position, and why are they important?

To thrive in Credit Risk Modeling, you need strong analytical skills, proficiency in statistics and finance, and typically a degree in mathematics, statistics, economics, or a related field. Familiarity with programming languages like Python, R, or SAS, as well as experience using statistical modeling software and risk management platforms, are highly valued. Excellent communication, critical thinking, and collaborative abilities help translate complex data insights for stakeholders and work effectively within cross-functional teams. These skills are crucial for designing accurate risk models that inform sound lending decisions and maintain financial stability for organizations.

What are typical daily responsibilities for someone working in Credit Risk Modeling?

Professionals in Credit Risk Modeling spend their days developing and validating statistical models to assess the likelihood of credit defaults, analyzing large data sets to identify risk factors, and compiling detailed reports on their findings. They collaborate closely with data scientists, underwriters, credit analysts, and sometimes regulatory teams to ensure models meet business and compliance standards. Additionally, they often participate in meetings to discuss portfolio performance or proposed policy changes. This role involves a balance of technical analysis, documentation, and cross-functional communication, making it dynamic and integral to financial decision-making.

What are the most commonly searched types of Credit Risk Modeling jobs in Florida? The most popular types of Credit Risk Modeling jobs in Florida are:
What are popular job titles related to Credit Risk Modeling jobs in Florida? For Credit Risk Modeling jobs in Florida, the most frequently searched job titles are:
What job categories do people searching Credit Risk Modeling jobs in Florida look for? The top searched job categories for Credit Risk Modeling jobs in Florida are:
What cities in Florida are hiring for Credit Risk Modeling jobs? Cities in Florida with the most Credit Risk Modeling job openings:
Credit Risk Modeling jobs near you
Infographic showing various Credit Risk Modeling job openings in Florida as of June 2026, with employment types broken down into 2% As Needed, 85% Full Time, and 13% Part Time. Highlights an 84% Physical, 3% Hybrid, and 13% Remote job distribution, with an average salary of $86,459 per year, or $41.6 per hour.
Senior Data Scientist - Credit Risk Modeler

Senior Data Scientist - Credit Risk Modeler

JM Family Enterprises

Deerfield Beach, FL • On-site

Full-time

Posted 24 days ago

JM Family Enterprises rating

9.1

Company rating: 9.1 out of 10

Based on 15 frontline employees who took The Breakroom Quiz

3rd of 143 rated car dealerships

Job description

The Senior Data Scientist - Credit Risk Modeler will work in the Analytics Department of Southeast Toyota Finance (SETF), which is part of JM Family Enterprises. They will lead the development, validation, and implementation of CECL models and frameworks at the account level.
This individual will need to have a solid statistical, mathematical and programming skills with experience in credit risk modeling. This role requires cross-functional collaboration with partner teams such as Finance and Accounting to ensure accurate estimation of credit losses.
This position operates in a hybrid work model based in Deerfield Beach, FL (3 days per week onsite).
Responsibilities:
  • Lead the development and implementation of account-level loss forecasting models- Probability of Default, Exposure at Default, Loss Given Default, Prepay curves or models, and other forward-looking credit risk models.
  • Develop and maintain documentation, code, and implementation documents in compliance with best practices and standards.
  • Perform back testing and benchmarking exercises to ensure model accuracy and robustness.
  • Conduct assessments for overlays/adjustments and maintain accurate documentation in accordance with best practices and standards.
  • Analyze large datasets in a panel framework with the ability to perform sampling, exploratory analysis, outlier analysis, standardization, data transformation, and segmentation analysis.
  • Conduct stress testing, scenario analysis and sensitivity testing.
  • Proficiently communicate complex technical concepts to stakeholders.
  • Work on end-to-end modeling processes, including data procurement, model estimation, implementation and deployment, and monitoring and testing.
  • Provide insights from the models and modeling exercises to support business risk management and strategies.
  • Track the portfolio in detail. Analyze and report on the findings. Provide forecasts. Provide detailed explanatory analysis and make recommendations to senior management; Proactively identifying risks and opportunities based on current trends and future outlooks.
  • Collaborate with cross-functional teams, including accounting, finance, risk, and other company stakeholders.

Qualifications:
  • A master's or Ph.D. degree in statistics, data science, operations research, mathematics, and/or other quantitative analysis is required
  • 5+ years of financial, credit risk, and analytics resource management; indirect automotive lending experience and/or consumer lending preferred.
  • Minimum of 5 years of statistical modeling and/or quantitative analysis experience
  • Experience in using Python, SAS, R, or any comparable statistical or data extraction software is preferred.
  • Experience managing advanced modeling projects and collaborating well with other team members.
  • Well-developed interpersonal and communication skills (verbal and written)
  • Ability to diplomatically communicate findings across departments and to upper management.
  • Ability to successfully operate with multiple priorities and changing directives. Self-motivated with the ability to anticipate department needs, discern work priorities, and meet deadlines.
  • Forward thinker who actively seeks opportunities and proposes solutions.
  • Must be a highly detailed process-driven individual who demonstrates success at building trust and influence while driving for results with and through people.

#LI-AM1
This job description may not be inclusive of all assigned duties, responsibilities, or aspects of the job described, and may be amended at any time at the sole discretion of JM Family. All work arrangements are subject to associate performance, business need and manager discretion, and may be revised as necessary.
JM FAMILY IS PROUD TO BE AN EQUAL OPPORTUNITY EMPLOYER
JM Family Enterprises, Inc. is an Equal Employment Opportunity employer. We are committed to recruiting, hiring, retaining, and promoting qualified associates without regard any characteristic protected by law - whether actual or perceived - including race, color, creed, religion, national origin, ancestry, citizenship status, age, sex or gender (including pregnancy, childbirth, related medical conditions and lactation), gender identity gender expression, sexual orientation, marital status, military service, veteran status, disability, protected medical condition as defined by applicable state or local law, genetic information, or any other characteristic protected by applicable federal, state, provincial, or local law.
DISABILITY ACCOMMODATIONS
If you have a disability and require a reasonable accommodation to complete the job application process, please contact JM Family's Talent Acquisition department at talentacquisition@jmfamily.com for assistance. If you have an accommodation request for one of our recruiting events, please notify us at least 72 hours prior so that we may provide assistance.

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