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Credit Risk Associate Salary Jobs in Florida (NOW HIRING)

BNY

Senior Vice President, Credit Risk

Lake Mary, FL · On-site +1

$143K - $190K/yr

Pershing, LLC seeks Senior Vice President, Credit Risk in Lake Mary, FL, to coordinate risk ... The base salary/range for this position is expected to be $143,250.00 - $190,000.00 per year at the ...

Bing Recruitment

Credit Risk Manager

Orlando, FL · On-site

$83K - $143K/yr

Credit Risk Manager Multiple Locations: AL; CA; IL; FL; NJ; NY; NC; PA; TX; VA Pay Range $83,100.00 ... salary based on role, experience, skills, and location. Eligible positions may also receive ...

Benderson

Risk & Insurance Associate

Sarasota, FL · On-site

Contribute toward a proactive, risk-focused team environment by collaborating cross-functionally on real estate risk and insurance topics. * Perform any additional risk and insurance tasks, as needed.

TD Bank

Credit Management Associate III (US)

Tampa, FL · On-site

$24 - $33.50/hr

... the salary range over time as they progress in their role. The base pay actually offered may vary ... Establishes strong working relationships with commercial stakeholders, credit risk and other ...

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Credit Risk Associate Salary information

What is the difference between Credit Risk Associate Salary vs Credit Analyst Salary?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, certifications like CFA or credit risk coursesBachelor's degree, certifications like CFA or financial analysis courses
Work EnvironmentFinancial institutions, risk management teamsBanks, lending institutions, financial services
Employer & Industry UsageUsed in risk management roles within financeCommon in credit analysis and lending departments

Both roles often require similar educational backgrounds and certifications, and they operate within financial institutions. While Credit Risk Associates focus on assessing and managing risk exposure, Credit Analysts primarily evaluate creditworthiness of clients. Salary differences depend on experience and location but generally remain comparable within the finance industry.

What does a credit risk associate do?

A credit risk associate evaluates the creditworthiness of individuals or businesses to determine the likelihood of default on loans or credit agreements. They analyze financial statements, credit reports, and market data, often using risk assessment tools and models, to support lending decisions and manage credit portfolios.

What are the typical career advancement opportunities for a credit risk associate within the financial industry?

As a Credit Risk Associate, you can expect clear pathways for career progression, often advancing to Senior Associate, Credit Risk Manager, or specialized roles within risk management. Many organizations offer mentorship, training, and rotational programs to help associates develop analytical and decision-making skills needed for more senior positions. Advancement is typically based on demonstrated expertise in assessing creditworthiness, collaborating effectively with cross-functional teams, and managing increasingly complex portfolios. Proactive engagement in professional development and taking on challenging projects can accelerate your growth within this field.

What is the average salary for a credit risk associate?

The average salary for a Credit Risk Associate in the United States typically ranges from $70,000 to $100,000 per year, depending on factors such as experience, location, and the size of the employer. Entry-level positions may start around $60,000, while those with several years of experience or in major financial centers like New York City can earn over $110,000. Bonuses and additional compensation may also be offered, especially at larger banks or financial firms.

What are the key skills and qualifications needed to thrive as a credit risk associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, financial acumen, and a degree in finance, economics, or a related field. Familiarity with financial modeling tools, risk assessment software, and proficiency in Excel or SQL are typically required. Attention to detail, effective communication, and problem-solving abilities help professionals stand out in this position. These skills are crucial for evaluating creditworthiness, mitigating risk, and supporting sound lending decisions in financial institutions.
What are popular job titles related to Credit Risk Associate Salary jobs in Florida? For Credit Risk Associate Salary jobs in Florida, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate Salary jobs in Florida look for? The top searched job categories for Credit Risk Associate Salary jobs in Florida are:
What cities in Florida are hiring for Credit Risk Associate Salary jobs? Cities in Florida with the most Credit Risk Associate Salary job openings:
Credit Risk Associate Salary jobs near you

Risk Management - Credit Officer - Associate

Chase

Tampa, FL • On-site

Other

Posted 6 days ago

Chase Bank rating

8.1

Company rating: 8.1 out of 10

Based on 156 frontline employees who took The Breakroom Quiz

66th of 170 rated banks

Job description

Commercial Credit Officer Associate

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class.

As a Commercial Credit Officer Associate in Dealer Commercial Services, you will be responsible for analyzing commercial loans to prospects/existing customers, collaborating with banking partners, and structuring transactions that are consistent with our company's policies and procedures. You will take ownership of the credit process and possess the ability to multi-task, prioritize deal flow and meet delivery deadlines, while making decisions in the best interest of the customer and organization. You will possess and apply a broad understanding of the business environment including the auto industry, current events, and economic cycles.

The Dealer Commercial Services team specializes in floorplan lines of credits, real estate loans, acquisition loans, working capital loans, and treasury products to our 450+ franchised retail automobile dealers. We are searching for an experienced Commercial Credit Officer to manage a portfolio of approximately $250 million in loan commitments.

Job Responsibilities:

  • Utilizing excellent commercial credit skills to prepare written credit reviews which assesses credit opportunities, identifies key risks with appropriate structures to mitigate risks including covenants, terms, and conditions for approval
  • Determining capacity of operating entities to repay their financial obligations through analysis of company-prepared/audited financial statements and detailed cash flow analysis
  • Completing obligor and facility risk ratings with documented rationale for the final risk grades
  • Own portfolio management responsibilities including annual reviews, loan modifications, covenant breaches, inventory audits, overline management, and analyzing trends in key dealer metrics
  • Interacting with clients, virtually or in person, in conjunction with the Banker
  • Working proactively, in a constructive, diplomatic manner, with both internal and external contacts to keep transactions moving.
  • Demonstrating excellent communication skills both internally and externally and using those communication skills to effectively solve problems

Required qualifications, capabilities, and skills

  • Bachelor of Arts in Finance, Accounting, Business Administration, Economics, or equivalent work experience if non-Finance related degree / Master of Business Administration
  • 1+ years commercial credit analysis / automotive captive experience, with thorough knowledge of accounting, risk grading, cash flow analysis, financial statement analysis, loan structuring, and market
  • Hands-on experience analyzing commercial loans to franchised auto dealerships, or equivalent, including floor plan lending.
  • Superior analytical skills supported by excellent written and verbal communication skills
  • Demonstrated judgment and ability to act decisively
  • Expert knowledge of credit philosophy and policies, understanding of commercial loan documentation requirements, and related legal issues

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