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Credit Risk Associate Jobs in Davenport, FL (NOW HIRING)

Leads the credit and risk approval processes * Mentors and supports associates Skills: * Client Solutions Advisory * Customer and Client Focus * Decision Making * Credit Documentation Requirements

Sales Associate (Seasonal)

Winter Haven, FL · On-site

$11.75 - $14/hr

... credit, and on-account transactions accurately, including processing returns and managing the ... Battery systems or chemicals posing burn/fire/explosion risk * * Clean up, respond to, or manage ...

Wells Fargo is seeking an Associate Personal Banker (SAFE) to join our National Branch. In this ... They are accountable for execution of all applicable risk programs (Credit, Market, Financial ...

New

Personal Banker Orlando FL Rio Pinar

Orlando, FL · On-site

$18 - $22/hr

Wells Fargo is seeking an Associate Personal Banker (SAFE) to join our National Branch. In this ... They are accountable for execution of all applicable risk programs (Credit, Market, Financial ...

Personal Banker Sand Lake Road

Orlando, FL · On-site

$18 - $22/hr

Wells Fargo is seeking an Associate Personal Banker (SAFE) to join our National Branch. In this ... They are accountable for execution of all applicable risk programs (Credit, Market, Financial ...

Director of Investments

Lakeland, FL · On-site

$150 - $200/hr

Conduct and oversee credit reviews; direct appropriate actions when needed. * Approve security ... Extensive experience with asset allocation, portfolio construction, and investment risk management.

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Credit Risk Associate information

See Davenport, FL salary details

$44.4K

$97.1K

$162.6K

How much do credit risk associate jobs pay per year?

As of Jul 29, 2026, the average yearly pay for credit risk associate in Davenport, FL is $97,116.00, according to ZipRecruiter salary data. Most workers in this role earn between $66,600.00 and $126,200.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What are the most commonly searched types of Credit Risk jobs in Davenport, FL? The most popular types of Credit Risk jobs in Davenport, FL are:
What are popular job titles related to Credit Risk Associate jobs in Davenport, FL? For Credit Risk Associate jobs in Davenport, FL, the most frequently searched job titles are:
What cities near Davenport, FL are hiring for Credit Risk Associate jobs? Cities near Davenport, FL with the most Credit Risk Associate job openings:

Full-time

Re-posted 22 days ago


Bank Of America rating

8.2

Company rating: 8.2 out of 10

Based on 521 frontline employees who took The Breakroom Quiz

51st of 170 rated banks


Job description

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:

Bank of America's Healthcare Education and Not For Profit (HENFP) banking group is seeking a Credit Officer II. HENFP is part of the Commercial Bank and supports the financial needs of a variety of 501c3 not for profit clients including healthcare, private universities, colleges and K-12 schools, cultural, professional and social service organizations.


The Credit Officer II (CO II) is a highly skilled resource, providing expert level advisory guidance in the most complex, integrated debt capital solutions for commercial banking clients. Products include lines of credit, term loans, tax exempt financing, and syndicated loans. The CO II manages all of the ancillary credit exposure to clients. The CO II maintains knowledge of other BofA products including Investment Banking and Treasury Management that have credit exposure, and leverages product expertise to deliver the best possible and optimally integrated strategic solution for the client or prospect. This role reports to the Commercial Credit Manager, partners with Relationship Management and Treasury Sales Officers and is aligned with an Underwriting Team that supports the market.

Responsibilities:

  • Provides capital structure solutions

  • Builds relationships with existing and prospective clients

  • Negotiates credit documentation

  • Manages the credit process for a portfolio of clients

  • Leads the credit and risk approval processes

  • Mentors and supports associates

Skills:

  • Client Solutions Advisory

  • Customer and Client Focus

  • Decision Making

  • Credit Documentation Requirements

  • Issue Management

  • Account Management

  • Loan Structuring

  • Financial Analysis

  • Risk Management

  • Underwriting

  • Credit and Risk Assessment

  • Analytical Thinking

  • Coaching

  • Collaboration

  • Critical Thinking

Required Qualifications:

  • 10+ years of solid Commercial Banking Experience (Middle Market, Leverage Finance or Large Corporate level or other complex business loans)

  • Strong communication skills; ability to communicate vertically, horizontally, and externally

  • Experience in financial analysis, structuring, underwriting and portfolio management

  • Analytical/technical skills, including financial accounting, modeling and loan structuring

  • Industry knowledge across multiple sectors

Minimum Education Requirement: BA/BS Degree Desired

Shift:

1st shift (United States of America)

Hours Per Week: 

40

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About Bank Of America

Sourced by ZipRecruiter

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Charlotte, NC, US

Year founded

1998

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