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Credit Risk Contract Jobs in Florida (NOW HIRING)

Credit Analyst II

Miami, FL · On-site

$60 - $80/hr

... contract and loan special conditions to present to the representative approval authority committee ... The underwriter must inform the Senior Credit Officer of any material risk factors, discrepancies ...

Third Party Risk Analyst

Tampa, FL · Remote

$60K - $90K/yr

Support contract reviews by identifying standard risk clauses (SLAs, data protection, audit rights ... Strong knowledge and understanding of credit union products, services, policies, and procedures

Third Party Risk Analyst

Tampa, FL · On-site

$60K - $90K/yr

Support contract reviews by identifying standard risk clauses (SLAs, data protection, audit rights ... Strong knowledge and understanding of credit union products, services, policies, and procedures

Java/Spark Developer

Tampa, FL · On-site

$46.50 - $60/hr

Software Guidance & Assistance, Inc., (SGA), is searching for a Java/Spark Developer for a contract ... This role involves developing and optimizing data pipelines for credit risk calculations and ...

Credit Analyst I Duration: 12 Months Contract - W2 Location: Saint Petersburg, FL 33716 (Hybrid ... The specialist is instrumental in optimizing the credit process, minimizing financial risk, and ...

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Showing results 1-20

Credit Risk Contract information

See Florida salary details

$37.4K

$81.7K

$136.8K

How much do credit risk contract jobs pay per year?

As of Sep 8, 2026, the average yearly pay for credit risk contract in Florida is $81,690.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,000.00 and $106,100.00 per year, depending on experience, location, and employer.

What is a credit risk contract?

A Credit Risk Contract job involves assessing and managing the potential risks associated with lending and credit transactions, typically on a temporary or project basis. Professionals in this role analyze financial data, evaluate creditworthiness, and develop risk mitigation strategies to protect the organization from potential losses. They may work with banks, financial institutions, or corporations to ensure compliance with regulations and internal risk policies. This role often requires strong analytical skills, experience in credit risk assessment, and proficiency in financial modeling or risk management tools.

What are the key skills and qualifications needed to thrive in the credit risk contract position?

To thrive in a Credit Risk Contract role, candidates should possess strong analytical skills, a background in finance or economics, and experience in credit risk assessment methodologies. Familiarity with risk modeling tools, credit rating systems, and software such as SAS, SQL, or Excel is often required, with certifications like FRM or CFA being advantageous. Excellent attention to detail, effective communication, and the ability to work independently or in cross-functional teams set top performers apart. These competencies ensure accurate risk evaluation, compliance with banking regulations, and sound decision-making in managing organizational credit exposure.

What are some common challenges faced in a credit risk contract role and how can they be managed?

Professionals in Credit Risk Contract positions often encounter shifting market conditions, regulatory changes, and diverse credit portfolios that require ongoing analysis and adaptation. Managing large volumes of complex financial data while meeting tight deadlines can be demanding. Staying proactive by keeping up-to-date with industry trends and regulatory requirements helps mitigate these challenges. Building strong collaborative relationships with stakeholders in lending, compliance, and business teams also plays a crucial role in addressing and solving risk-related issues efficiently.

What are the most commonly searched types of Credit Risk jobs in Florida?

The most popular types of Credit Risk jobs in Florida are:

What cities in Florida are hiring for Credit Risk Contract jobs?

Cities in Florida with the most Credit Risk Contract job openings:

Credit and Collections Supervisor

TOTE Inc.

Jacksonville, FL • On-site

$75 - $100/hr

Other

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired 3 days ago. Applications are no longer accepted.


Key responsibilities

  • Supervise, coach, and develop a team of credit and collections professionals.

  • Manage a diverse receivables portfolio, evaluate credit applications, and monitor customer creditworthiness.

  • Develop and execute collections strategies to reduce past-due balances and improve accounts receivable performance.


Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Credit and Collections Supervisor

Location: Jacksonville, FL
Company: TOTE Resources, LLC
Job Type: Full-Time

About TOTE Resources

TOTE Resources is the shared services organization supporting TOTE Group companies, delivering finance, HR, IT, and operational support to maritime and logistics businesses. We partner with operating companies to provide scalable, efficient solutions that drive performance, strengthen financial health, and support mission-critical supply chains.

Position Summary

TOTE Resources is seeking an experienced Credit & Collections Supervisor to lead and optimize the credit and collections function across a diverse portfolio of customers. This role will oversee commercial, military, and government contract receivables, ensuring strong cash flow, effective risk mitigation, and operational excellence.

The ideal candidate brings deep expertise in credit risk management, collections strategy, and team leadership, along with experience in transportation, logistics, or maritime environments.

Key ResponsibilitiesLeadership & Team Management
  • Supervise, coach, and develop a team of credit and collections professionals
  • Establish performance expectations, monitor KPIs, and drive accountability
  • Foster a collaborative, service-oriented, and high-performance team culture
Credit Risk & Portfolio Management
  • Manage a diverse receivables portfolio, including commercial, military, and government contract customers
  • Evaluate and approve credit applications, set credit limits, and monitor exposure
  • Conduct financial analysis to assess customer creditworthiness and risk
Collections & Accounts Receivable
  • Develop and execute effective collections strategies to reduce past‑due balances
  • Monitor AR aging and drive improvements in DSO (Days Sales Outstanding)
  • Partner with customers and internal stakeholders to resolve billing issues and disputes
Process Improvement & Compliance
  • Implement best practices to improve AR processes, controls, and reporting accuracy
  • Ensure compliance with internal policies, GAAP standards, and audit requirements
  • Support internal and external audits and maintain strong documentation practices
Business Partnership
  • Collaborate with operations, finance, and commercial teams to align credit strategies with business objectives
  • Provide leadership with insights on cash flow, risk trends, and receivables performance
  • Act as a key liaison between TOTE Resources and supported operating companies
Requirements
  • Bachelor’s degree in Finance, Accounting, Business Administration, or related field
  • 10+ years of credit and collections experience
  • 5+ years of supervisory or leadership experience
  • Experience managing complex receivables portfolios, including government and contract-based customers
  • Background in transportation, logistics, or maritime industries
  • Strong knowledge of credit risk assessment, AR processes, and financial analysis
  • Experience with ERP systems and financial reporting tools
Preferred Qualifications
  • Experience in a shared services or multi‑entity environment
  • Familiarity with government contracts, billing requirements, and compliance considerations
  • Professional certification (e.g., CBA, CBF, or similar)
  • Advanced Excel and data analysis skills
Core Competencies
  • Leadership and team development
  • Credit risk management and financial acumen
  • Strategic thinking and problem solving
  • Process improvement and continuous improvement mindset
  • Strong communication and stakeholder partnership
  • Results‑driven with focus on cash flow optimization
Benefits

TOTE Resources offers a competitive total rewards package, including:

  • Medical, dental, and vision insurance
  • 401(k) with company match
  • Paid time off (PTO) and company holidays
  • Life and disability insurance
  • Employee assistance program (EAP)
  • Professional development and career growth opportunities
Equal Employment Opportunity (EEO)

TOTE Resources is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, or any other protected status under applicable law.

Accommodations

TOTE Resources is committed to providing reasonable accommodations to applicants and employees with disabilities. If you require assistance or accommodation during the application or hiring process, please contact the Human Resources team.

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