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Vp Credit Risk Jobs in Florida (NOW HIRING)

Pershing, LLC seeks Senior Vice President, Credit Risk in Lake Mary, FL, to coordinate risk management efforts for the assigned credit risk focus, such as Credit Analysis & Approval/Portfolio ...

Pershing, LLC seeks Senior Vice President, Credit Risk in Lake Mary, FL, to coordinate risk management efforts for the assigned credit risk focus, such as Credit Analysis & Approval/Portfolio ...

Pershing, LLC seeks Senior Vice President, Credit Risk in Lake Mary, FL, to coordinate risk management efforts for the assigned credit risk focus, such as Credit Analysis & Approval/Portfolio ...

Pershing, LLC seeks Senior Vice President, Credit Risk in Lake Mary, FL, to coordinate risk management efforts for the assigned credit risk focus, such as Credit Analysis & Approval/Portfolio ...

Pershing, LLC seeks Senior Vice President, Credit Risk in Lake Mary, FL, to coordinate risk management efforts for the assigned credit risk focus, such as Credit Analysis & Approval/Portfolio ...

Pershing, LLC seeks Senior Vice President, Credit Risk in Lake Mary, FL, to coordinate risk management efforts for the assigned credit risk focus, such as Credit Analysis & Approval/Portfolio ...

SVP, SBA Senior Credit Officer Banesco USA is seeking an SVP, SBA Senior Credit Officer for our SBA ... Risk Management: Direct internal credit ratings, validate third-party reports (Appraisals, Site ...

Job Title SVP, SBA Senior Credit Officer Banesco USA is seeking an SVP, SBA Senior Credit Officer ... Risk Management: Direct internal credit ratings, validate third-party reports (Appraisals, Site ...

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Showing results 1-20

Vp Credit Risk information

See Florida salary details

$64.6K

$118.3K

$179K

How much do vp credit risk jobs pay per year?

As of Aug 30, 2026, the average yearly pay for vp credit risk in Florida is $118,306.00, according to ZipRecruiter salary data. Most workers in this role earn between $99,800.00 and $132,600.00 per year, depending on experience, location, and employer.

What does a VP Credit Risk do?

A VP Credit Risk is responsible for overseeing the credit risk management strategies and policies within a financial institution or corporation. They analyze and assess the creditworthiness of borrowers, manage portfolios to minimize risk exposure, and ensure compliance with regulatory standards. These professionals also work closely with senior management to develop risk models and recommend actions that align with the organization's risk appetite. Their role is critical in maintaining the financial health and stability of the organization.

What are the key skills and qualifications needed to thrive as a VP of Credit Risk?

To thrive as a VP of Credit Risk, you need deep expertise in credit analysis, risk management, and financial modeling, typically supported by an advanced degree in finance or a related field. Familiarity with credit risk assessment tools, regulatory compliance systems, and data analytics platforms such as SAS or Moody's RiskCalc is crucial. Strong leadership, strategic thinking, and communication skills help you effectively manage teams and collaborate with stakeholders. These skills are essential for making informed credit decisions, minimizing losses, and ensuring regulatory compliance in complex financial environments.

What are some common challenges a VP of Credit Risk faces when balancing risk management and business growth objectives?

As a VP of Credit Risk, one of the main challenges is maintaining a delicate balance between safeguarding the organization's financial health and enabling revenue growth. This often involves developing risk frameworks that allow for prudent lending while supporting business expansion. You will frequently collaborate across departments—such as sales, underwriting, and compliance—to align risk policies with strategic goals and adapt to changing market conditions. Navigating regulatory requirements and responding to shifts in economic environments are also key aspects of the role.

What is the difference between Vp Credit Risk vs Credit Analyst?

AspectVp Credit RiskCredit Analyst
Required CredentialsBachelor's degree, often MBA or related certifications, experience in risk managementBachelor's degree, finance or related field, relevant certifications optional
Work EnvironmentStrategic, leadership-focused, overseeing credit risk policiesAnalytical, detail-oriented, assessing individual credit applications
Employer & Industry UsageFinancial institutions, banks, large corporationsBanks, lending companies, financial services

The Vp Credit Risk typically holds a senior leadership role focused on managing and overseeing credit risk strategies across an organization, requiring extensive experience and certifications. In contrast, a Credit Analyst primarily conducts detailed credit assessments and analysis at a more operational level. Both roles are vital in the credit process but differ significantly in scope, responsibilities, and seniority.

What are the most commonly searched types of Credit Risk jobs in Florida?

The most popular types of Credit Risk jobs in Florida are:

What cities in Florida are hiring for Vp Credit Risk jobs?

Cities in Florida with the most Vp Credit Risk job openings:

Infographic showing various Vp Credit Risk job openings in Florida as of August 2026, with employment types broken down into 83% Full Time, 16% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $118,306 per year, or $56.9 per hour.

VP, Credit Risk Portfolio Management

Saint Petersburg, FL • On-site

Raymond James Financial, Inc.
Finance and Insurance • 1 - 10 employees

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 5 days ago


Job description

Job Description Summary
The VP, Credit Risk Portfolio Management is a senior member of the Enterprise Credit Risk team responsible for providing independent oversight and assessment of the firm's credit risk profile. Reporting directly to the Chief Credit Risk Officer (CCRO), this role serves as a trusted advisor to senior leadership by identifying emerging risks, evaluating portfolio performance, and providing actionable insights to support sound risk management practices.
The VP will oversee portfolio risk across a broad range of lending activities, including Commercial & Industrial (C&I) lending, Commercial Real Estate (CRE), leveraged finance, private banking, residential mortgages, securities-based lending, margin lending, and counterparty exposures. This role combines deep credit expertise with advanced analytics, data visualization, automation, and emerging technologies to enhance risk monitoring, reporting, and decision-making across the enterprise.
While St. Petersburg, FL is the preferred location for this role, we will consider candidates based in New York for the right fit.
Job Description
Essential Duties and Responsibilities:
  • Develop and maintain an enterprise-wide view of the firm's aggregate credit risk profile across multiple lending portfolios and business lines.
  • Monitor portfolio performance, concentrations, migration trends, and emerging risks to identify potential vulnerabilities.
  • Conduct portfolio analytics, stress testing, scenario analysis, and concentration assessments to evaluate portfolio health and risk exposure.
  • Assess risk-adjusted performance across business units and legal entities.
  • Provide independent review and challenge of portfolio strategies, underwriting trends, and growth initiatives.
  • Partner with executive leadership, business leaders, and governance committees to provide meaningful risk insights and recommendations.
  • Translate complex analytical findings into clear and concise presentations for senior management and risk committees.
  • Advise stakeholders on emerging credit, economic, industry, and regulatory risks that may impact portfolio performance.
  • Develop and enhance portfolio reporting, dashboards, and data visualization tools to improve risk transparency and decision-making.
  • Leverage automation, advanced analytics, artificial intelligence, and data-driven solutions to improve risk monitoring and reporting capabilities.
  • Collaborate with technology, data, and business partners to strengthen analytical capabilities and modernize risk management processes.
  • Research industry trends, emerging risks, and leading portfolio management practices to support continuous improvement within the Enterprise Credit Risk function.
  • Benchmark portfolio performance and risk oversight practices against industry standards and best practices.
  • Perform other duties and responsibilities as assigned.

Knowledge of:
  • Credit risk management principles and practices.
  • Portfolio risk management, concentration risk, and stress testing methodologies.
  • Credit risk governance frameworks and risk appetite principles.
  • Commercial banking, leveraged lending, private banking, wealth management lending, and residential mortgage products.
  • Economic, industry, and regulatory factors impacting credit risk.
  • Data analytics, visualization, and reporting tools.
  • Artificial intelligence, automation technologies, and emerging analytical techniques applicable to risk management.

Skills In:
  • Portfolio risk analysis and interpretation of complex credit data.
  • Developing and presenting executive-level reporting and insights.
  • Risk identification, assessment, and mitigation.
  • Data visualization and dashboard development utilizing tools such as Power BI or Tableau.
  • Quantitative and analytical problem-solving.
  • Building strong partnerships and influencing stakeholders across all levels of the organization.
  • Managing multiple priorities in a fast-paced environment.
  • Written and verbal communication, including presenting complex information to senior leaders and committees.

Ability To:
  • Provide independent and objective challenge while maintaining strong business partnerships.
  • Evaluate large, complex credit portfolios and identify emerging risks and trends.
  • Translate technical and analytical information into actionable business insights.
  • Influence decision-making through sound judgment and data-driven recommendations.
  • Adapt to changing business needs, regulatory requirements, and market conditions.
  • Leverage technology and innovative analytical approaches to improve risk management outcomes.
  • Exercise discretion and sound judgment when handling sensitive and confidential information.
  • Work effectively both independently and collaboratively within a matrixed organization.

Education and Experience Required:
  • Bachelor's degree in Finance, Accounting, Economics, Business Administration, Statistics, Mathematics, Risk Management, or a related field required.
  • Master's degree in a related discipline preferred.
  • Minimum of 10 years of progressively responsible experience in credit risk management, portfolio management, commercial banking, institutional lending, risk analytics, or a related field.
  • Significant experience managing or analyzing complex credit portfolios, including Commercial & Industrial (C&I), Commercial Real Estate (CRE), leveraged lending, private banking, and residential mortgage portfolios.
  • Experience presenting risk-related recommendations and findings to executive leadership, committees, or boards.
  • Demonstrated experience utilizing data analytics and technology solutions to support portfolio risk management and reporting.

Licenses/Certifications
  • Professional certifications such as CFA, FRM, CRCM, or similar risk-related credentials are preferred but not required.
  • ACAMS NOT REQUIRED

Education
Bachelor's: Accounting, Bachelor's: Business Administration, Bachelor's: Data Processing
Work Experience
General Experience - More than 15 years, Manager Experience - 10 to 15 years
Certifications
Certified Anti-Money Laundering Specialist (ACAMS) - Association of Certified Anti-Money Laundering Specialists (ACAMS)
Travel
Less than 25%
Workstyle
Resident
The total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions. This position is eligible for a benefits package that may include medical, dental, and vision; life insurance; critical illness insurance and accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); and parental leave. Eligibility for benefits and specific offerings may vary based on position and employment status. To view more details of the benefits offered, visit Myrjbenefits.com.
At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view.
We expect our associates at all levels to:
• Grow professionally and inspire others to do the same
• Work with and through others to achieve desired outcomes
• Make prompt, pragmatic choices and act with the client in mind
• Take ownership and hold themselves and others accountable for delivering results that matter
• Contribute to the continuous evolution of the firm
At Raymond James - as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.
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