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Freelance Credit Risk Modeling Jobs in Orem, UT (NOW HIRING)

Build, validate, and maintain credit risk models and analytical tooling with minimal oversight. * Identify, assess, and manage emerging risks, proactively escalating issues with proposed solutions.

Exposure to credit risk concepts, portfolio monitoring, or financial modeling. * Familiarity with Python, R, or business intelligence tools. * Internship or academic project experience involving data ...

... model changes, and advising on program modifications. * Support fintech onboarding due diligence from a credit policy perspective, ensuring new programs are structured within the Bank's risk appetite.

... model changes, and advising on program modifications. * Support fintech onboarding due diligence from a credit policy perspective, ensuring new programs are structured within the Bank's risk appetite.

... Model Risk Management preferred. Knowledge and experience in all aspects of the audit function and planning preferred. Knowledge and understanding of Farm Credit regulations and production ...

Risk Analyst

South Jordan, UT · On-site

$57K - $85K/yr

... Model Risk Management preferred. Knowledge and experience in all aspects of the audit function and planning preferred. Knowledge and understanding of Farm Credit regulations and production ...

Risk Analyst

South Jordan, UT · On-site

$57K - $85K/yr

... or Model Risk Management preferred. Knowledge and experience in all aspects of the audit function and planning preferred.Knowledge and understanding of Farm Credit regulations and production ...

E*TRADE Risk Officer

Sandy, UT · On-site

$120 - $170/hr

... models and back-up plans.Oversee adherence to the E*TRADE Self‑Directed Compliance and ... line-of-credit monitoring for regulatory compliance, account restrictions, disbursements and ...

E*TRADE Risk Officer

Sandy, UT · On-site

$120 - $180/hr

... models and back‑up plans. * Oversee adherence to the E*TRADE Self‑Directed Compliance and ... credits, trade/crypto supervision, and other control reviews as needed. Required Experience and/or ...

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Freelance Credit Risk Modeling information

What is freelance credit risk modeling?

Freelance credit risk modeling involves independent professionals analyzing and predicting the likelihood that borrowers or counterparties will default on financial obligations. These freelancers use statistical methods, machine learning models, and data analysis to assess credit risk for banks, lenders, or other firms. Their work helps organizations make informed lending decisions, set appropriate interest rates, and comply with regulatory requirements. Freelancers in this field may work on projects like developing credit scorecards, stress testing portfolios, or validating existing risk models.

How do freelance credit risk modelers typically collaborate with clients and other stakeholders during projects?

Freelance credit risk modelers usually work closely with client teams such as credit analysts, data engineers, and compliance officers to understand data sources, project objectives, and regulatory requirements. Communication often occurs through regular virtual meetings, progress reports, and collaborative tools to ensure transparency and alignment. Freelancers must be proactive in clarifying goals, sharing preliminary findings, and incorporating feedback to deliver models that meet both technical and business needs. Building strong client relationships and maintaining clear documentation are key to successful collaboration in this role.

What are the key skills and qualifications needed to thrive as a freelance credit risk modeler, and why are they important?

To thrive as a Freelance Credit Risk Modeler, you need a strong background in statistics, quantitative finance, and data analysis, typically supported by a degree in finance, mathematics, or a related field. Proficiency in programming languages such as Python, R, or SAS, along with experience using risk modeling software and knowledge of regulatory frameworks like Basel III, is crucial. Excellent communication, project management, and client relationship skills help distinguish top freelancers in this role. These abilities are essential for delivering accurate risk assessments, meeting client expectations, and maintaining compliance in a dynamic financial environment.

What is the difference between Freelance Credit Risk Modeling vs Credit Analyst?

AspectFreelance Credit Risk ModelingCredit Analyst
CredentialsRelevant certifications (e.g., CFA, credit risk certifications), strong quantitative skillsTypically requires a degree in finance, economics, or related field; certifications are a plus
Work EnvironmentIndependent, project-based, remote or client-siteUsually in banks, financial institutions, or corporate offices
Industry UsageUsed by consulting firms, freelance platforms, and financial servicesEmployed directly by financial institutions or corporations
Comparison Search IntentUnderstanding freelance opportunities in credit risk modelingAssessing creditworthiness and risk for lending decisions

Freelance Credit Risk Modeling involves independent, project-based work focusing on developing risk models, often remotely. Credit Analysts work within organizations to evaluate creditworthiness, typically in a structured environment. While both roles require financial expertise and similar credentials, their work settings and employment types differ significantly.

What are the most commonly searched types of Credit Risk Modeling jobs in Orem, UT?

The most popular types of Credit Risk Modeling jobs in Orem, UT are:

What are popular job titles related to Freelance Credit Risk Modeling jobs in Orem, UT?

For Freelance Credit Risk Modeling jobs in Orem, UT, the most frequently searched job titles are:

What job categories do people searching Freelance Credit Risk Modeling jobs in Orem, UT look for?

The top searched job categories for Freelance Credit Risk Modeling jobs in Orem, UT are:

What cities near Orem, UT are hiring for Freelance Credit Risk Modeling jobs?

Cities near Orem, UT with the most Freelance Credit Risk Modeling job openings:

Senior Risk Analyst

Clicklease

Draper, UT • On-site

Full-time

Re-posted 2 days ago


Job description

Established in 2018, Clicklease is dedicated to empowering small business owners frequently overlooked by traditional lenders. Our headquarters are located in the vibrant city of Draper, UT, with operations extending to Radial, Alajuela, Costa Rica. We've cultivated a dynamic environment where equipment financing goes beyond being a mere service; it acts as the gateway to realizing entrepreneurial dreams.
Our Core Values:
1. We Are A Happy Company:
At Clicklease, happiness is not just a byproduct; it's a fundamental value. Join a workplace where positivity and joy are cultivated, creating an environment where you can bring your best self to work every day.
2. We Celebrate Collective Intelligence:
We thrive on the brilliance of collaboration. Clicklease is a space where diverse minds come together, combining their intelligence to create solutions that matter. Your ideas are not just heard; they're celebrated.
3. We Practice Empathy:
Empathy isn't just a word in our dictionary; it's a daily practice. Join a team that values understanding and compassion. At Clicklease, we recognize the human side of business and foster a culture where empathy is a guiding principle.
4. We Listen & Learn:
Growth is a continuous journey at Clicklease. We believe in listening and learning from one another. Your insights and experiences contribute to our collective knowledge, making us stronger as a team.
Our Mission:
At Clicklease, we have a clear purpose - to fulfill the capital needs of underserved entrepreneurs and their Main Street Businesses. We achieve this mission through simple, fast, and innovative equipment leasing solutions. This is not just a statement; it's the driving force behind everything we do.
About the role
At Clicklease, we're passionate about helping small businesses access the equipment financing they need to grow and succeed. As a Risk Analyst, you'll support data-driven decision-making by analyzing portfolio performance, identifying trends, and helping monitor credit risk across our lease portfolio. Working closely with teams across Risk, Finance, Data Science, Product, and Operations, you'll gain hands-on experience with financial analytics, reporting, and risk management while contributing to meaningful business outcomes. This is an excellent opportunity for someone early in their career who is curious, analytical, and eager to develop expertise in fintech, lending, and portfolio analytics.
Senior Risk Analyst
What you'll be doing:
  • Independently monitor and manage diverse lease portfolios, owning risk assessment and mitigation for assigned segments.
  • Design and produce portfolio performance reporting and key metrics for executive leadership and board members.
  • Lead data-driven analyses to optimize lease portfolio performance and surface actionable recommendations.
  • Build, validate, and maintain credit risk models and analytical tooling with minimal oversight.
  • Identify, assess, and manage emerging risks, proactively escalating issues with proposed solutions.
  • Conduct regular portfolio reviews and deep-dive analyses to assess risk exposure and portfolio quality.
  • Partner cross-functionally to translate analytical findings into business and policy decisions.
  • Mentor junior analysts and serve as a subject-matter resource on credit risk methodology.
  • Stay ahead of industry trends and regulatory developments to ensure compliance with applicable laws and regulations.

What you have:
  • Bachelor's degree in Finance, Economics, Statistics, Data Science, or related field.
  • 4+ years of experience in credit risk, portfolio analytics, or quantitative analysis within financial services.
  • Proficiency in credit risk modeling techniques and statistical analysis tools (e.g., SQL, Python, or R).
  • Solid understanding of regulatory requirements related to credit risk management.
  • Proven ability to own projects end-to-end and deliver results independently.
  • Strong communication skills, with the ability to present findings to senior stakeholders.

What will make you stand out:
  • Master's degree in Finance, Economics, Statistics, Data Science, or related field.
  • Professional certifications such as Certified Credit Risk Analyst (CCRA) or Chartered Risk Analyst (CRA).
  • Hands-on experience with advanced techniques such as stress testing and scenario analysis.
  • Experience building production-grade models or analytical pipelines.
  • Knowledge of emerging technologies and best practices in credit risk management.

Clicklease only accepts resumes submitted in English