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Credit Risk Associate Salary Jobs in Orem, UT (NOW HIRING)

Western AgCredit

Risk Analyst

South Jordan, UT

South Jordan or Spanish Fork, Utah GRADE: 11 (salary range 57,283-85,681) depending on education ... Knowledge and understanding of Farm Credit regulations and production agriculture preferred. Strong ...

Western AgCredit

Risk Analyst

South Jordan, UT · On-site

$57K - $85K/yr

South Jordan or Spanish Fork, Utah GRADE: 11 (salary range 57,283-85,681) depending on education ... Knowledge and understanding of Farm Credit regulations and production agriculture preferred. Strong ...

Western AgCredit

Risk Analyst

South Jordan, UT · On-site

Risk AnalystLOCATION: South Jordan or Spanish Fork, UtahGRADE: 11 (salary range 57,283-85,681 ... Knowledge and understanding of Farm Credit regulations and production agriculture preferred.Strong ...

Morgan Stanley

E*TRADE Risk Officer

Sandy, UT · On-site

$120 - $180/hr

... SRO), Associate/Regional Risk Officer (ARRO/RRO), and business management to drive timely ... credits, trade/crypto supervision, and other control reviews as needed. Required Experience and/or ...

UHS

Director, Risk Management

Orem, UT · On-site

Position Details: * Full-Time, salaried exempt, Monday - Friday (ON-SITE POSITION) * Paid Time Off ... Number, credit card or bank information, etc.) from you via email. Our recruiters will not email ...

UHS

Director, Risk Management

Orem, UT · On-site

Position Details: * Full-Time, salaried exempt, Monday - Friday (ON-SITE POSITION) * Paid Time Off ... Number, credit card or bank information, etc.) from you via email. Our recruiters will not email ...

Judge Group, Inc.

Calypso Developer

Midvale, UT · On-site

$55 - $60/hr

Midvale, UT Salary: $55.00 USD Hourly - $60.00 USD Hourly Description: About the Role We are ... and Credit Risk. * Extensive experience with SQL, relational databases, data modeling, ETL ...

Joyce University

Associate Registrar

Draper, UT · On-site

$55K - $65K/yr

Process transfer credit evaluations, attendance, grades, degree completion, and enrollment ... Generate and analyze reports, including attendance, final grades, high-risk student reports, and ...

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Credit Risk Associate Salary information

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$43.5K

$95K

$159.1K

How much do credit risk associate salary jobs pay per year?

As of Aug 30, 2026, the average yearly pay for credit risk associate salary in Orem, UT is $95,034.00, according to ZipRecruiter salary data. Most workers in this role earn between $65,200.00 and $123,400.00 per year, depending on experience, location, and employer.

What is the average salary for a credit risk associate?

The average salary for a Credit Risk Associate in the United States typically ranges from $70,000 to $100,000 per year, depending on factors such as experience, location, and the size of the employer. Entry-level positions may start around $60,000, while those with several years of experience or in major financial centers like New York City can earn over $110,000. Bonuses and additional compensation may also be offered, especially at larger banks or financial firms.

What are the key skills and qualifications needed to thrive as a credit risk associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, financial acumen, and a degree in finance, economics, or a related field. Familiarity with financial modeling tools, risk assessment software, and proficiency in Excel or SQL are typically required. Attention to detail, effective communication, and problem-solving abilities help professionals stand out in this position. These skills are crucial for evaluating creditworthiness, mitigating risk, and supporting sound lending decisions in financial institutions.

What are the typical career advancement opportunities for a credit risk associate within the financial industry?

As a Credit Risk Associate, you can expect clear pathways for career progression, often advancing to Senior Associate, Credit Risk Manager, or specialized roles within risk management. Many organizations offer mentorship, training, and rotational programs to help associates develop analytical and decision-making skills needed for more senior positions. Advancement is typically based on demonstrated expertise in assessing creditworthiness, collaborating effectively with cross-functional teams, and managing increasingly complex portfolios. Proactive engagement in professional development and taking on challenging projects can accelerate your growth within this field.

What is the difference between Credit Risk Associate Salary vs Credit Analyst Salary?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, certifications like CFA or credit risk coursesBachelor's degree, certifications like CFA or financial analysis courses
Work EnvironmentFinancial institutions, risk management teamsBanks, lending institutions, financial services
Employer & Industry UsageUsed in risk management roles within financeCommon in credit analysis and lending departments

Both roles often require similar educational backgrounds and certifications, and they operate within financial institutions. While Credit Risk Associates focus on assessing and managing risk exposure, Credit Analysts primarily evaluate creditworthiness of clients. Salary differences depend on experience and location but generally remain comparable within the finance industry.

What does a credit risk associate do?

A credit risk associate evaluates the creditworthiness of individuals or businesses to determine the likelihood of default on loans or credit agreements. They analyze financial statements, credit reports, and market data, often using risk assessment tools and models, to support lending decisions and manage credit portfolios.

What are popular job titles related to Credit Risk Associate Salary jobs in Orem, UT?

For Credit Risk Associate Salary jobs in Orem, UT, the most frequently searched job titles are:

What job categories do people searching Credit Risk Associate Salary jobs in Orem, UT look for?

The top searched job categories for Credit Risk Associate Salary jobs in Orem, UT are:

What cities near Orem, UT are hiring for Credit Risk Associate Salary jobs?

Cities near Orem, UT with the most Credit Risk Associate Salary job openings:

Credit Risk Associate Salary jobs near you

Credit Strategy Manager - Small Business Line of Credit and Card

Draper, UT • On-site

UnitedHealth Group
Insurance Services • 10K+ employees

7.6

Company rating: 7.6 out of 10

Based on 146 frontline employees who took The Breakroom Quiz

189th of 895 rated healthcare providers

Good employer

Recommended by students

Recommended by parents

Learn more about UnitedHealth Groupexternal

Full-time

Retirement

Re-posted 14 days ago

Job description

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together.
The Manager, Credit Strategy & Analytics will play a key role in the development, implementation, and ongoing management of Optum Bank's Small Business Line of Credit and card products. This role partners closely with Product, Risk, Finance, Operations, and Technology teams to develop and optimize credit strategies that drive responsible growth, profitability, and portfolio performance.
The successful candidate will support the full credit lifecycle, including underwriting strategy, credit policy, portfolio management, analytics, and risk governance. Depending on business needs and candidate experience, responsibilities may focus on originations, portfolio management, or a combination of both.
This role requires solid credit risk expertise, strategic thinking, and the ability to translate data-driven insights into business actions. The role will be instrumental in supporting new product launches, portfolio growth initiatives, and the evolution of Optum Bank's small business lending platform.
Primary Responsibilities:
  • Develop, implement, and optimize credit strategies for Small Business Line of Credit and card products, balancing growth, risk, and profitability
  • Support the full credit lifecycle, including underwriting strategy, credit line assignment, account management, portfolio monitoring, and risk optimization
  • Analyze portfolio performance and key risk metrics, including utilization, delinquency, losses, profitability, and emerging risk trends
  • Design, test, and optimize origination and portfolio management strategies to balance growth, customer experience, and risk outcomes
  • Develop reporting, dashboards, and analytical frameworks to support credit, business, and operational decision making
  • Partner closely with Product, Finance, Risk, Compliance, Operations, and Technology teams to support product development, portfolio performance, and strategic initiatives
  • Contribute to credit policy development, governance activities, Credit Committee materials, and regulatory support
  • Perform hands-on analytics using SQL and analytical tools such as Python, SAS, R, or similar technologies to generate actionable business insights
  • Translate complex data into clear recommendations and effectively communicate findings, opportunities, and risks to senior leadership and business partners
  • Support new product development and strategic growth initiatives across Small Business lending products

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.
Required Qualifications:
  • Bachelor's degree in Finance, Economics, Statistics, Business, Engineering, or related field
  • 5+ years of experience in credit risk, credit strategy, underwriting, portfolio management, or related disciplines
  • Experience in Small Business, Consumer, or Commercial lending
  • Experience developing and interpreting credit policy, credit performance analytics, and risk strategies
  • Working knowledge of automated underwriting or risk decisioning frameworks
  • Demonstrated solid analytical skills; SQL (Python/SAS/R preferred)
  • Demonstrated solid communication skills and ability to work cross-functionally with Risk, Finance, Product, Operations, and Technology teams

Preferred Qualifications:
  • Experience with Small Business Lines of Credit, Business Cards, SBA Lending or other revolving and Small Business Lending products
  • Experience in both originations and portfolio management
  • Experience working with fintech lenders, and third-party originators
  • Experience supporting new product launches and growth-stage lending programs
  • People-management experience in an analytics or credit function
  • Exposure to credit governance, audits, regulatory examinations, or issue remediation activities
  • Familiarity with SBA lending concepts and underwriting
  • Background in consumer and/or healthcare-related lending

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $91,700 - $163,700 annually based on full-time employment. We comply with all minimum wage laws as applicable.
At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.
UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.
UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.

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