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Credit Risk Associate Jobs in Orem, UT (NOW HIRING)

Wells Fargo

Personal Banker Salt Lake South

South Jordan, UT · On-site

$18.50 - $22.50/hr

Wells Fargo is seeking an Associate Personal Banker (SAFE) to join our National Branch. In this ... They are accountable for execution of all applicable risk programs (Credit, Market, Financial ...

Wells Fargo

Personal Banker, BYU Branch, Provo, UT

Provo, UT · On-site

$18.25 - $22.25/hr

Wells Fargo is seeking an Associate Personal Banker (SAFE) to join our National Branch. In this ... They are accountable for execution of all applicable risk programs (Credit, Market, Financial ...

Wells Fargo

Personal Banker Salt Lake South

Sandy, UT

$18.25 - $22.25/hr

Wells Fargo is seeking an Associate Personal Banker (SAFE) to join our National Branch. In this ... They are accountable for execution of all applicable risk programs (Credit, Market, Financial ...

Wells Fargo

Personal Banker Salt Lake South

Midvale, UT

$18.25 - $22.25/hr

Wells Fargo is seeking an Associate Personal Banker (SAFE) to join our National Branch. In this ... They are accountable for execution of all applicable risk programs (Credit, Market, Financial ...

Wells Fargo

Personal Banker, Heber City, UT

Heber, UT · On-site

$19.25 - $23.50/hr

Wells Fargo is seeking an Associate Personal Banker (SAFE) to join our National Branch. In this ... They are accountable for execution of all applicable risk programs (Credit, Market, Financial ...

Wells Fargo

Personal Banker, Canyons District

Provo, UT

$18.25 - $22.25/hr

Wells Fargo is seeking an Associate Personal Banker (SAFE) to join our National Branch. In this ... They are accountable for execution of all applicable risk programs (Credit, Market, Financial ...

Wells Fargo

Personal Banker Salt Lake South

Riverton, UT · On-site

$18.50 - $22.75/hr

Wells Fargo is seeking an Associate Personal Banker (SAFE) to join our National Branch. In this ... They are accountable for execution of all applicable risk programs (Credit, Market, Financial ...

Wells Fargo

Personal Banker, Canyons District

Springville, UT · On-site

$18 - $21.75/hr

Wells Fargo is seeking an Associate Personal Banker (SAFE) to join our National Branch. In this ... They are accountable for execution of all applicable risk programs (Credit, Market, Financial ...

Wells Fargo

Personal Banker, Canyons District

Lindon, UT · On-site

$17.25 - $21.25/hr

Wells Fargo is seeking an Associate Personal Banker (SAFE) to join our National Branch. In this ... They are accountable for execution of all applicable risk programs (Credit, Market, Financial ...

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Showing results 1-20

All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in Orem, UT

Credit Risk Associate information

See Orem, UT salary details

$43.5K

$95K

$159.1K

How much do credit risk associate jobs pay per year?

As of Jun 29, 2026, the average yearly pay for credit risk associate in Orem, UT is $95,034.00, according to ZipRecruiter salary data. Most workers in this role earn between $65,200.00 and $123,400.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What are the most commonly searched types of Credit Risk jobs in Orem, UT? The most popular types of Credit Risk jobs in Orem, UT are:
What are popular job titles related to Credit Risk Associate jobs in Orem, UT? For Credit Risk Associate jobs in Orem, UT, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate jobs in Orem, UT look for? The top searched job categories for Credit Risk Associate jobs in Orem, UT are:
What cities near Orem, UT are hiring for Credit Risk Associate jobs? Cities near Orem, UT with the most Credit Risk Associate job openings:
Credit Risk Associate jobs near you
SBA Underwriter - Assistant Relationship Manager

SBA Underwriter - Assistant Relationship Manager

Northwest Bank

Cottonwood Heights, UT • On-site

$35K - $43K/yr

Other

Posted 24 days ago

Key responsibilities

  • Gather, analyze, and interpret credit information on existing and prospective customers and portfolios.

  • Prepare detailed loan presentations and make underwriting recommendations for the approval process.

  • Assist in monitoring loans by collecting financial information and reviewing for loan compliance.

Job description

Description

Summary

The ARM conducts credit analysis including gathering, analyzing and interpreting all types of credit information on existing and prospective customers and portfolios. The ARM provides timely, accurate financial analysis and makes recommendations regarding the extension of credit (via credit memos); develops key discussion points and questions to assist in analyzing loan opportunities; works with RMs, Loan Administrators and customers to close loans and/or assist in monitoring and administering the loan portfolio in accordance with loan approval; and, works with other Bank associates to address client needs as necessary/requested.

Requirements

Essential Duties & Responsibilities

  • Perform assigned duties in accordance with the Bank's Mission, Vision and Core Values; and provide the Bank's customers with timely, responsive and exceptional service in accordance with the Bank's customer service standards
  • Investigate, interpret and analyze credit reports
  • Spread and analyze financial information
  • Evaluate existing and projected company cash flow
  • Determine value of collateral through review of appraisal, valuations, business financials, etc.
  • Develop list of key information necessary to support the loan approval process
  • Prepare detailed loan presentations (Credit Memos) for the approval process
  • Make underwriting recommendations to the RM, Market President, SBA Operations Officer and/or designated credit administrator
  • Assist in monitoring loans through timely collection of financial information
  • Review financial information for loan compliance in order to maximize credit quality and minimize risk and potential loss
  • Assist with maintaining current financial information consistent with loan approval and ensure maintenance of the credit file
  • Serve as an important part of the customer service team
  • As requested, work with loan applicants to develop loan package
  • As requested, assist in the preparation of draft term sheets and commitment letters
  • Perform credit checks and site inspections as requested
  • Review reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
  • Analyze/recommend draw requests (via Borrowing Base Certificates, Construction Draws, etc.) as requested
  • Assist with the collection of past due accounts as requested
  • Assist with customer calls and marketing efforts as requested
  • Maintain knowledge of and compliance with banking regulations
  • Be knowledgeable of and able to promote all bank products and services
  • Perform other duties as assigned
  • Understanding of the SBA Standard Operating Procedures (SOP's), including origination, servicing and liquidation
  • Understanding of all internal Bank policies
  • Ability to utilize technology to communicate effectively

Required Qualifications

  • Bachelor's degree in Finance, Business or other relevant area; or equivalent work experience
  • 1 year experience in credit analysis and/or lending activities

Preferred Qualifications

  • Developed credit analysis and analytical skills
  • Thorough understanding of business cash flow and differing legal business structures
  • Good knowledge of economics, accounting, and finance
  • Basic knowledge of risk analysis
  • Thorough knowledge of lending policies and procedures
  • Proficient computer skills with collaboration and productivity tools including Windows-based operating systems and office suites (Microsoft Word, Outlook, Excel, PowerPoint); spreadsheet applications to organize data used for advanced data analysis; internet; email; and bank software.
  • Effective oral and written communication and time management skills
  • Understanding of the SBA Standard Operating Procedures (SOP's), including origination, servicing and liquidation

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