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Credit Review Jobs (NOW HIRING)

Credit Review Vice President This role provides great visibility to management and focuses on portfolios within the Corporate and Investment Bank, Wealth Management, and Business Banking lines of ...

Credit Review Vice President This role provides great visibility to management and focuses on portfolios within the Corporate and Investment Bank, Wealth Management, and Business Banking lines of ...

Credit Review Vice President This role provides great visibility to management and focuses on portfolios within the Corporate and Investment Bank, Wealth Management, and Business Banking lines of ...

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Credit Review information

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$23

$32

How much do credit review jobs pay per hour?

As of Jun 30, 2026, the average hourly pay for credit review in the United States is $23.19, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $25.96 per hour, depending on experience, location, and employer.

What is a Credit Review job?

A Credit Review job involves evaluating the financial health of individuals or businesses to assess their creditworthiness. Professionals in this role analyze financial statements, credit reports, and risk factors to determine lending viability. They ensure compliance with company policies and regulatory guidelines while identifying potential credit risks. The role is essential for maintaining a healthy loan portfolio and minimizing financial losses for lenders.

What are the main challenges faced in a Credit Review role and how can I overcome them?

Credit Review professionals often encounter challenges such as evaluating incomplete or inconsistent financial data, managing tight deadlines for credit assessments, and balancing risk with the company's business objectives. To overcome these, it's important to develop strong analytical skills, maintain a keen attention to detail, and keep up-to-date with industry best practices and regulatory guidelines. Building effective communication and collaboration with sales, risk management, and other departments can help clarify uncertainties and ensure well-informed decisions. Taking part in ongoing training and professional development opportunities can also help you stay ahead in this evolving field.

How much does a credit review officer make?

A credit review officer typically earns between $50,000 and $80,000 annually, depending on experience, location, and the size of the organization. They often require strong analytical skills and knowledge of credit policies, with some roles offering additional benefits or bonuses.

What does a credit reviewer do?

A credit reviewer evaluates financial information, credit reports, and payment histories to determine an individual's or company's creditworthiness. They analyze data to approve or deny credit applications, often using specialized software and adhering to lending policies. The role requires attention to detail and knowledge of credit scoring systems.

Will a credit analyst be replaced by AI?

Credit analysts perform tasks such as evaluating creditworthiness and analyzing financial data, which currently require human judgment and expertise. While AI tools can assist with data processing and risk assessment, they are unlikely to fully replace credit analysts in the near future due to the need for critical thinking and decision-making skills.

What job makes $10,000 a month without a degree?

A credit review analyst or similar financial roles can sometimes earn $10,000 a month through experience, performance bonuses, and commissions, especially in high-demand financial environments. These positions often require strong analytical skills, industry knowledge, and certifications like the CFA or CPA, but may not require a traditional college degree.

What are the key skills and qualifications needed to thrive in the Credit Review position, and why are they important?

To thrive as a Credit Review professional, a solid understanding of credit analysis, financial statement interpretation, and risk assessment is essential, often supported by a degree in finance, accounting, or a related field. Familiarity with credit scoring models, financial analysis software, and enterprise resource planning (ERP) systems is crucial, and certifications like CFA or CPA can be advantageous. Strong attention to detail, analytical thinking, and clear communication skills help build strong internal relationships and ensure accuracy. These competencies are vital for making sound credit decisions that protect the organization's financial health and foster responsible growth.

More about Credit Review jobs
What cities are hiring for Credit Review jobs? Cities with the most Credit Review job openings:
What are the most commonly searched types of Credit Review jobs? The most popular types of Credit Review jobs are:
What states have the most Credit Review jobs? States with the most job openings for Credit Review jobs include:
Infographic showing various Credit Review job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 79% Full Time, 15% Part Time, 1% Temporary, and 4% Contract. Highlights an 90% Physical, 2% Hybrid, and 8% Remote job distribution, with an average salary of $48,239 per year, or $23.2 per hour.

$131K - $157K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 15 days ago


Job description

This role provides independent oversight for the Credit Union's lending activities to ensure the individual credit decisions are consistent with established risk appetite and standards. This role delivers a rigorous "second line" review by leading a team of credit professionals responsible for challenging risk ratings, review and approve highly complex transactions and oversee the remediation and rehabilitation of problem credits. Through strong credit governance, disciplined portfolio surveillance, and an embedded culture of constructive challenge and collaboration, the role supports sustainable balance sheet growth while safeguarding asset quality and long-term credit performance.
Here's what you can expect from the job and what you need to be successful:
Job Duties
  • Lead the review and challenge process for new and modified credit programs, product launches, and initiatives across consumer and commercial lending.
  • Collaborate with the business lines to define "agreed boundaries" for credit programs.
  • Design and track Early Warning Indicators (EWI) dashboards to track credit performance against expectations.
  • Lead Periodic Performance Reviews to identify credit drift and mandate program recalibration if performance deviates from business case or steady-state performance trends.
  • Act as the second line "checks and balances" for the internal risk rating system, ensuring that first line of defense rating assignments accurately reflect the probability of default and are updated timely.
  • Provide independent oversight of the Special Assets/Workout unit, reviewing asset status and liquidation strategies.
  • Foster a high-performing culture for a team of risk analysts by providing mentorship and clear career pathways enabling the team to act as a credible, insightful partner to the first line of defense.
  • Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Essential Skills
  • 5+ years of relevant experience credit risk oversight, complex transactions and remediation
  • Minimum one-year experience as a people leader
  • Expert-level ability to analyze complex financial statements, cash flow structures, collateral valuation, and credit reports
  • Deep knowledge of the legal and operational aspects of collections, recovery, debt restructuring, and collateral liquidation
  • Familiarity with data visualization tools (e.g., Power BI or Tableau) and ability to oversee technical staff utilizing SQL, R, Python
  • Ability to maintain professional independence while collaborating with broader credit risk organization and the business
  • Ability to articulate complex credit risks and mitigation strategies clearly to the Chief Risk Officer and first line business partners
  • Required Education: Bachelor's degree in field relevant to role (or 4 additional years of relevant experience in lieu of a degree), advanced degree preferred.
Location: Hillsboro, OR 97124 | Marlborough, MA 01752 |(HYBRID)
Target Compensation: $131k - $157k + Annual Bonus
Benefits options include:
  • Traditional medical, dental, and vision coverage
  • Generous 401K match
  • Paid Time Off (PTO): You'll accrue up to 15 vacation days in your first year. In addition, you'll receive 40-hours of sick time, and three personal days, which will refresh annually
  • 11 paid federal holidays
  • Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria)
What makes First Tech different? Clickhereto learn more!
First Tech is not currently offering Visa transfer/ sponsorship for this position
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Employment Type: Full-Time