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Credit Jobs (NOW HIRING)

Commercial Credit Group

Credit Analyst

Hartford, CT · On-site

KEF has a Credit Analyst position available in the West Hartford office. This position has visibility and interaction with senior management and offers career advancement. Position Responsibilities:

Alabama Credit Union

Credit Analyst

Tuscaloosa, AL

Maintains records and files on all credit transactions, including correspondence and documents. Uses commercial analytics and tracking software to perform initial and ongoing analysis of commercial ...

Farm Credit Bank of Texas

Credit Officer

Austin, TX · Hybrid

Farm Credit Bank of Texas is a $40.9 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services ...

Farm Credit Bank of Texas

Credit Officer

Austin, TX · On-site

Farm Credit Bank of Texas is a $40.9 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services ...

Travis Credit Union

Credit Policy Analyst

Vacaville, CA · On-site

$90K - $132K/yr

Travis Credit Union's (TCU) Credit Policy Analyst focuses on developing, implementing, and monitoring credit policies to ensure effective risk management, profitability, and compliance. This position ...

Travis Credit Union

Credit Policy Analyst

Vacaville, CA · Hybrid

$107K - $132K/yr

Travis Credit Union's (TCU) Credit Policy Analyst focuses on developing, implementing, and monitoring credit policies to ensure effective risk management, profitability, and compliance. This position ...

Travis Credit Union

Credit Policy Analyst

Vacaville, CA · On-site

$107K - $132K/yr

Travis Credit Union's (TCU) Credit Policy Analyst focuses on developing, implementing, and monitoring credit policies to ensure effective risk management, profitability, and compliance. This position ...

Farm Credit

Commercial Credit Analyst

Alachua, FL

Now Hiring a Commercial Credit Analyst The Commercial Credit Analyst develops and analyzes credit information and independently prepares complete credit packages for assigned credits in accordance ...

Travis Credit Union

Credit Policy Analyst

Vacaville, CA · On-site

$90K - $132K/yr

Travis Credit Union's (TCU) Credit Policy Analyst focuses on developing, implementing, and monitoring credit policies to ensure effective risk management, profitability, and compliance. This position ...

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How much do credit jobs pay per hour?

As of Jun 10, 2026, the average hourly pay for credit in the United States is $23.19, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $25.96 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical abilities, financial acumen, and typically a degree in finance, accounting, or a related field. Familiarity with credit scoring systems, financial modeling tools like Excel, and possibly certifications such as the Chartered Financial Analyst (CFA) are important. Attention to detail, effective communication, and sound judgment are critical soft skills for assessing risk and presenting findings. These competencies ensure accurate credit evaluations, minimize financial risk, and support informed lending decisions.

What are some common challenges faced by professionals working in credit analysis roles, and how can these be managed effectively?

Professionals in credit analysis often encounter challenges such as assessing the risk of clients with limited financial histories, managing large volumes of data under tight deadlines, and staying up-to-date with changing regulations. To manage these challenges effectively, credit analysts typically rely on robust analytical tools, ongoing training, and close collaboration with risk management and underwriting teams. Building strong communication skills also helps, as analysts often need to explain their assessments to both clients and internal stakeholders.

What Are Different Jobs In the Credit Industry?

There are many job positions in the credit industry, often available at a credit union, bank, or other lending organization. A credit analyst reviews applications and prior financial statements to approve or deny credit cards or loans. A credit manager oversees the entire process of granting credit. People in card security use their skills to look at fraud reports or review accounts for suspicious activity. While duties and responsibilities vary, most jobs focus on assessing the creditworthiness of potential borrowers.

What are credit analysts?

Credit analysts are financial professionals who evaluate the creditworthiness of individuals, companies, or organizations. They assess financial data, credit history, and economic conditions to determine the risk of lending money or extending credit. Their analysis helps lenders, such as banks or financial institutions, make informed decisions about approving loans or credit lines. Credit analysts also monitor existing accounts to identify potential risks and recommend actions to minimize losses. Their role is crucial in maintaining the financial health and stability of lending organizations.

What is the difference between Credit vs Loan Officer?

AspectCreditLoan Officer
Required CredentialsHigh school diploma or equivalent; some roles may require a bachelor's degreeHigh school diploma or equivalent; often prefers some college or related experience
Work EnvironmentBanking, financial institutions, credit agenciesBank branches, mortgage companies, lending institutions
Employer & Industry UsageUsed across banking, credit reporting, and financial servicesPrimarily in banking and mortgage lending sectors
Comparison Search IntentUnderstanding credit management, credit analysisLoan application, approval process

While both roles are involved in financial services, a Credit professional typically assesses creditworthiness and manages credit accounts, whereas a Loan Officer focuses on evaluating loan applications and approving loans. The roles often overlap but serve different functions within the lending process.

More about Credit jobs
What cities are hiring for Credit jobs? Cities with the most Credit job openings:
What are the most commonly searched types of Credit jobs? The most popular types of Credit jobs are:
What states have the most Credit jobs? States with the most job openings for Credit jobs include:
What job categories do people searching Credit jobs look for? The top searched job categories for Credit jobs are:
Credit jobs near you
Infographic showing various Credit job openings in the United States as of June 2026, with employment types broken down into 79% Full Time, 19% Part Time, 1% Temporary, and 1% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $48,239 per year, or $23.2 per hour.

Credit Analyst

Commercial Credit Group

Hartford, CT • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 16 days ago

Job description

Keystone Equipment Finance Corp. (Keystone) is a privately held independent, commercial equipment finance company in North America. We finance equipment in the transportation, construction, arbor and waste industries, as well as some heavy equipment. Our sales force is located throughout North America and sources new business through end-users, equipment vendors and manufacturers. Keystone is headquartered in West Hartford, CT.
Keystone's success is built on relationships, equipment knowledge and a foundation of excellent customer service. Our unique brand of equipment finance has produced excellent financial performance through all cycles since our founding.
KEF has a Credit Analyst position available in the West Hartford office. This position has visibility and interaction with senior management and offers career advancement.
Position Responsibilities:
  • Analyze, structure and recommend new business transactions.
  • Financial statement and collateral analysis.
  • Coordinate credit process with marketing team, customer and vendor to ensure timely and responsive transaction flow.
  • Oversight of transaction documentation and funding.
  • Post funding compliance.

Desired Skills:
  • Bachelors degree in Finance or related field.
  • 3-5 years credit experience in commercial finance underwriting and recommending/approving loans for small to medium sized businesses, preferably in equipment finance in the construction and transportation industry.
  • Ability to work in a fast-paced team environment.
  • Strong communication, interpersonal, and analytical skills required.
  • A positive and entrepreneurial attitude.
  • Proficient in Microsoft Windows, Word and Excel
  • Ability to read and spread financial statements.
  • Detail oriented with ability to multitask.
  • Strong organizational skills.

We offer a competitive base salary, commission, and bonus, as well as medical, dental and vision insurance, 401(k), paid holidays and paid time off. For immediate consideration, please visit our website and submit your resume: https://www.keystoneefc.com/careers

Apply