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Credit Jobs (NOW HIRING)

Superior Choice Credit Union

Credit Analyst

Superior, WI · On-site

$25 - $35/hr

Credit Analyst Are you a numbers-driven problem solver who enjoys digging into financial details and turning data into meaningful insights? Do you take pride in accuracy, organization, and supporting ...

Superior Choice Credit Union

Credit Analyst

Rice Lake, WI · On-site

$25 - $35/hr

Credit Analyst Are you a numbers-driven problem solver who enjoys digging into financial details and turning data into meaningful insights? Do you take pride in accuracy, organization, and supporting ...

Superior Choice Credit Union

Credit Analyst

Duluth, MN · On-site

$25 - $35/hr

Credit Analyst Are you a numbers-driven problem solver who enjoys digging into financial details and turning data into meaningful insights? Do you take pride in accuracy, organization, and supporting ...

Superior Choice Credit Union

Credit Analyst

Eau Claire, WI · On-site

$25 - $35/hr

Credit Analyst Are you a numbers-driven problem solver who enjoys digging into financial details and turning data into meaningful insights? Do you take pride in accuracy, organization, and supporting ...

Commercial Credit Group

Credit Analyst

Hartford, CT · On-site

KEF has a Credit Analyst position available in the West Hartford office. This position has visibility and interaction with senior management and offers career advancement. Position Responsibilities:

Farm Credit

Commercial Credit Analyst

Alachua, FL · On-site

Now Hiring a Commercial Credit Analyst The Commercial Credit Analyst develops and analyzes credit information and independently prepares complete credit packages for assigned credits in accordance ...

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How much do credit jobs pay per hour?

As of Jul 2, 2026, the average hourly pay for credit in the United States is $23.19, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $25.96 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical abilities, financial acumen, and typically a degree in finance, accounting, or a related field. Familiarity with credit scoring systems, financial modeling tools like Excel, and possibly certifications such as the Chartered Financial Analyst (CFA) are important. Attention to detail, effective communication, and sound judgment are critical soft skills for assessing risk and presenting findings. These competencies ensure accurate credit evaluations, minimize financial risk, and support informed lending decisions.

Is credit a good career?

A career in credit involves assessing financial risk, managing credit portfolios, and analyzing credit reports, often requiring skills in finance, attention to detail, and familiarity with credit scoring tools. It can offer stable employment and opportunities for advancement in financial institutions or credit agencies.

Will a credit analyst be replaced by AI?

Credit analysts evaluate financial data and assess credit risk, a role that involves complex judgment and interpretation. While AI tools can assist with data analysis and automate routine tasks, human expertise remains essential for nuanced decision-making and relationship management in credit analysis.

What is a job in credit?

A job in credit involves assessing and managing the creditworthiness of individuals or businesses to determine their ability to repay loans or credit. Roles often include analyzing financial data, reviewing credit reports, and making lending decisions, typically requiring knowledge of financial analysis and relevant regulations.

What is the highest paying job in credit?

The highest paying jobs in credit typically include senior roles such as Credit Director, Chief Credit Officer, or Credit Risk Executive, which can earn six-figure salaries. These positions require extensive experience, strong analytical skills, and often advanced certifications like CFA or CPA, along with leadership responsibilities in financial institutions or corporations.

What are some common challenges faced by professionals working in credit analysis roles, and how can these be managed effectively?

Professionals in credit analysis often encounter challenges such as assessing the risk of clients with limited financial histories, managing large volumes of data under tight deadlines, and staying up-to-date with changing regulations. To manage these challenges effectively, credit analysts typically rely on robust analytical tools, ongoing training, and close collaboration with risk management and underwriting teams. Building strong communication skills also helps, as analysts often need to explain their assessments to both clients and internal stakeholders.

What Are Different Jobs In the Credit Industry?

There are many job positions in the credit industry, often available at a credit union, bank, or other lending organization. A credit analyst reviews applications and prior financial statements to approve or deny credit cards or loans. A credit manager oversees the entire process of granting credit. People in card security use their skills to look at fraud reports or review accounts for suspicious activity. While duties and responsibilities vary, most jobs focus on assessing the creditworthiness of potential borrowers.

What are credit analysts?

Credit analysts are financial professionals who evaluate the creditworthiness of individuals, companies, or organizations. They assess financial data, credit history, and economic conditions to determine the risk of lending money or extending credit. Their analysis helps lenders, such as banks or financial institutions, make informed decisions about approving loans or credit lines. Credit analysts also monitor existing accounts to identify potential risks and recommend actions to minimize losses. Their role is crucial in maintaining the financial health and stability of lending organizations.

What is the difference between Credit vs Loan Officer?

AspectCreditLoan Officer
Required CredentialsHigh school diploma or equivalent; some roles may require a bachelor's degreeHigh school diploma or equivalent; often prefers some college or related experience
Work EnvironmentBanking, financial institutions, credit agenciesBank branches, mortgage companies, lending institutions
Employer & Industry UsageUsed across banking, credit reporting, and financial servicesPrimarily in banking and mortgage lending sectors
Comparison Search IntentUnderstanding credit management, credit analysisLoan application, approval process

While both roles are involved in financial services, a Credit professional typically assesses creditworthiness and manages credit accounts, whereas a Loan Officer focuses on evaluating loan applications and approving loans. The roles often overlap but serve different functions within the lending process.

More about Credit jobs
What cities are hiring for Credit jobs? Cities with the most Credit job openings:
What are the most commonly searched types of Credit jobs? The most popular types of Credit jobs are:
What states have the most Credit jobs? States with the most job openings for Credit jobs include:
What job categories do people searching Credit jobs look for? The top searched job categories for Credit jobs are:
Credit jobs near you
Infographic showing various Credit job openings in the United States as of June 2026, with employment types broken down into 84% Full Time, 15% Part Time, and 1% Temporary. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $48,239 per year, or $23.2 per hour.
Credit Analyst

Credit Analyst

Superior Choice Credit Union

Grand Rapids, MN • On-site

$25 - $35/hr

Full-time

Posted 16 days ago

Job description

Credit Analyst
Are you a numbers-driven problem solver who enjoys digging into financial details and turning data into meaningful insights? Do you take pride in accuracy, organization, and supporting smart lending decisions?

We’re looking for a Credit Analyst who’s equal parts analytical thinker, detail detective, and collaborative partner. In this role, you’ll work closely with lenders to evaluate credit requests, assess risk, and ensure our members receive thoughtful, informed financial solutions.

What You’ll Be Doing:
  • Analyzing financial statements, credit reports, and other data to assess the strength of business members’ credit requests
  • Performing initial credit analysis to determine alignment with credit union policies and guidelines
  • Assisting with or preparing clear, concise credit presentations for lending decisions
  • Monitoring loan collateral, valuations, and inspections to ensure compliance with agreements and loan covenants
  • Supporting lenders with ongoing portfolio management and problem loan administration
  • Preparing and maintaining reports on members’ credit obligations and financial performance
  • Collecting and organizing financial data directly from members when needed
  • Updating and maintaining credit and loan systems with accurate data entry and reporting
  • Contributing to special projects and supporting team initiatives
You’ll Thrive in This Role If You:
  • Have 3–5 years of experience in credit analysis, commercial lending, or a related financial role
  • Enjoy analyzing financial data and translating it into clear recommendations
  • Are highly organized, detail-oriented, and pride yourself on accuracy
  • Communicate complex financial concepts clearly and professionally
  • Can manage multiple priorities while meeting deadlines
  • Work well independently but also enjoy collaborating with a team
  • Are comfortable using loan software, reporting tools, and Microsoft Office
Bonus Points If You:
  • Have experience working with commercial or business lending portfolios
  • Are skilled at identifying potential risks and offering proactive solutions
  • Enjoy building relationships with internal teams and supporting lenders
  • Thrive in a fast-paced environment where no two days are exactly the same
What Success Looks Like:
  • Accurate, thorough credit analysis that supports strong lending decisions
  • Well-prepared credit presentations that clearly communicate risk and opportunity
  • Timely and compliant reporting on credit activity and loan performance
  • Strong collaboration with lenders and internal partners
  • Maintaining high standards of confidentiality, professionalism, and service
Why Join Us?

We’re more than a credit union—we’re a team committed to helping our members and communities thrive. At Superior Choice Credit Union, your expertise helps drive smart decisions, support local businesses, and strengthen financial futures.

If you’re ready to put your analytical skills to work in a meaningful way, we’d love to have you on our team.

Superior Choice Credit Union has proudly served the community for over 90 years, with more than 150 team members supporting over 30,000 members across Wisconsin and Minnesota. Learn more at superiorchoice.com.