ZipRecruiter

Log In

1

Credit Jobs in Modesto, CA (NOW HIRING)

MOCSE FEDERAL CREDIT UNION

BRAND INNOVATOR

Modesto, CA · On-site

$26.03 - $32.54/hr

Maintains the credit union's branch merchandising and giveaway items. Performs marketing research as needed. Ensures that the credit union's professional reputation and brand are projected and ...

Valley First Credit Union

Teller

Ceres, CA · On-site

$21 - $26/hr

... and credit union procedures. Identify cross sales opportunities and use Account Cross Sell software for tracking. The goal is to assist members in meeting their financial needs while providing a ...

Valley First Credit Union

Teller

Ceres, CA · On-site

$21 - $26/hr

... and credit union procedures. Identify cross sales opportunities and use Account Cross Sell software for tracking. The goal is to assist members in meeting their financial needs while providing a ...

Valley First Credit Union

Teller

Modesto, CA

$21 - $26/hr

... and credit union procedures. Identify cross sales opportunities and use Account Cross Sell software for tracking. The goal is to assist members in meeting their financial needs while providing a ...

next page

Showing results 1-20

All JobsCredit JobsCredit Jobs in Modesto, CA

Credit information

See Modesto, CA salary details

$13

$24

$34

How much do credit jobs pay per hour?

As of Sep 2, 2026, the average hourly pay for credit in Modesto, CA is $24.47, according to ZipRecruiter salary data. Most workers in this role earn between $20.29 and $27.40 per hour, depending on experience, location, and employer.

What is a credit analyst?

Credit analysts are financial professionals who evaluate the creditworthiness of individuals, companies, or organizations. They assess financial data, credit history, and economic conditions to determine the risk of lending money or extending credit. Their analysis helps lenders, such as banks or financial institutions, make informed decisions about approving loans or credit lines. Credit analysts also monitor existing accounts to identify potential risks and recommend actions to minimize losses. Their role is crucial in maintaining the financial health and stability of lending organizations.

What are different jobs in the credit industry?

There are many job positions in the credit industry, often available at a credit union, bank, or other lending organization. A credit analyst reviews applications and prior financial statements to approve or deny credit cards or loans. A credit manager oversees the entire process of granting credit. People in card security use their skills to look at fraud reports or review accounts for suspicious activity. While duties and responsibilities vary, most jobs focus on assessing the creditworthiness of potential borrowers.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical abilities, financial acumen, and typically a degree in finance, accounting, or a related field. Familiarity with credit scoring systems, financial modeling tools like Excel, and possibly certifications such as the Chartered Financial Analyst (CFA) are important. Attention to detail, effective communication, and sound judgment are critical soft skills for assessing risk and presenting findings. These competencies ensure accurate credit evaluations, minimize financial risk, and support informed lending decisions.

What are some common challenges faced by professionals working in credit analysis roles, and how can these be managed effectively?

Professionals in credit analysis often encounter challenges such as assessing the risk of clients with limited financial histories, managing large volumes of data under tight deadlines, and staying up-to-date with changing regulations. To manage these challenges effectively, credit analysts typically rely on robust analytical tools, ongoing training, and close collaboration with risk management and underwriting teams. Building strong communication skills also helps, as analysts often need to explain their assessments to both clients and internal stakeholders.

What is the difference between Credit vs Loan Officer?

AspectCreditLoan Officer
Required CredentialsHigh school diploma or equivalent; some roles may require a bachelor's degreeHigh school diploma or equivalent; often prefers some college or related experience
Work EnvironmentBanking, financial institutions, credit agenciesBank branches, mortgage companies, lending institutions
Employer & Industry UsageUsed across banking, credit reporting, and financial servicesPrimarily in banking and mortgage lending sectors
Comparison Search IntentUnderstanding credit management, credit analysisLoan application, approval process

While both roles are involved in financial services, a Credit professional typically assesses creditworthiness and manages credit accounts, whereas a Loan Officer focuses on evaluating loan applications and approving loans. The roles often overlap but serve different functions within the lending process.

What is a job in credit?

A job in credit involves assessing and managing the creditworthiness of individuals or businesses to determine their eligibility for loans or credit lines. Roles often include analyzing financial data, reviewing credit reports, and making recommendations, requiring skills in finance, attention to detail, and familiarity with credit scoring tools. These positions are common in banks, financial institutions, and credit agencies.
More about Credit jobs

What are the most commonly searched types of Credit jobs in Modesto, CA?

The most popular types of Credit jobs in Modesto, CA are:

What are popular job titles related to Credit jobs in Modesto, CA?

For Credit jobs in Modesto, CA, the most frequently searched job titles are:

What job categories do people searching Credit jobs in Modesto, CA look for?

The top searched job categories for Credit jobs in Modesto, CA are:

What cities near Modesto, CA are hiring for Credit jobs?

Cities near Modesto, CA with the most Credit job openings:

Credit jobs near you
Infographic showing various Credit job openings in Modesto, CA as of August 2026, with employment types broken down into 80% Full Time, and 20% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $50,893 per year, or $24.5 per hour.

CREDIT & COLLECTIONS SPECIALIST

Knife River Corporation

Stockton, CA • On-site

$22 - $29.50/hr

Full-time

Posted 9 days ago

Knife River rating

7.4

Company rating: 7.4 out of 10

Based on 64 frontline employees who took The Breakroom Quiz

296th of 545 rated manufacturers

Job description

A Credit and Collections Specialists will assist the Management Team with oversight of the credit and collection process throughout our California operations. This role collaborates with internal Operations and Legal teams to resolve account issues, ensure compliance with lien and construction laws, and support healthy aging standards and business growth.
Minimum Requirements:
  • Three to five years of collections, credit, accounts receivable, or related field
  • Knowledge of California lien and construction law
  • Strong written and verbal communication skills
  • Proficiency in Microsoft Office, especially Excel

Preferred Requirements:
  • Associate's Degree in Accounting, Finance, or Business Administration or 2 years of equivalent working experience in related field
  • Working knowledge of lien and construction laws in neighboring states
  • Familiarity with JD Edwards or a similar ERP/accounting system
  • Experience in the construction materials, building products, or related industry

Duties and/or Responsibilities:
  • Reviews and analyzes credit applications and supporting documentation to recommend appropriate credit limits
  • Calls on past due accounts
  • Monitors customer accounts and aging reports to identify collection issues and mitigate credit risk
  • Maintains accurate credit files, payment records, lien documentation, and account notes maintaining aging
  • Prepares preliminary notices, lien waivers, and related documentation in accordance with applicable laws and company procedures
  • Provides regular updates and recommendations regarding delinquent accounts, credit exposure, and collection activities
  • Maintains confidentiality of customer and financial information
  • Maintains a high level of moral and ethical standards at all times
  • Always works safely and takes action to prevent any and all unsafe actions, processes, and behaviors
  • Travel may be required
  • Perform other duties as assigned.

Knowledge, Skills, and Abilities:
  • Strong attention to detail and organizational skills
  • Ability to manage multiple priorities across different business units and meet deadlines in a fast-paced environment
  • Strong analytical and problem-solving abilities
  • Understanding of lien rights, construction law requirements, and related documentation
  • Demonstrated ability to evaluate account information and make sound recommendations
  • Ability to collaborate cross functionally with Operations and Legal teams to resolve complex account issues
  • Effective interpersonal skills with ability to build relationships and rapport with others
  • Professional communication skills including written and verbal for internal and external customers.

How to Apply:
If unable to apply online, mail completed application to:
PO Box 6099
Stockton, CA 95206-0099
Knife River is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, age, color, religion, gender, gender identity, sexual orientation, national origin, disability, protected Veteran status or any other protected category under applicable state/federal law.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

What Knife River employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply