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Credit Manager Jobs in Spokane, WA (NOW HIRING)

Bank of America

Credit Officer II - Covered

Spokane, WA · On-site

$150 - $200/hr

The CO manages all of the ancillary credit exposure to clients. The CO maintains knowledge of other BofA products including Investment Banking and Treasury Management that have credit exposure, and ...

Bank of America

Credit Officer II - Covered

Spokane, WA · On-site

$125K - $200K/yr

The CO manages all of the ancillary credit exposure to clients. The CO maintains knowledge of other BofA products including Investment Banking and Treasury Management that have credit exposure, and ...

Bank of America

Credit Officer II - Covered

Spokane, WA · On-site

$125K - $200K/yr

The CO manages all of the ancillary credit exposure to clients. The CO maintains knowledge of other BofA products including Investment Banking and Treasury Management that have credit exposure, and ...

Bank of America

Credit Officer II - Covered

Spokane, WA · On-site

$125K - $200K/yr

The CO manages all of the ancillary credit exposure to clients. The CO maintains knowledge of other BofA products including Investment Banking and Treasury Management that have credit exposure, and ...

Bank of America

Credit UW I-II or Senior

Spokane, WA · On-site

$88K - $187K/yr

You will report to a Senior Credit Manager and work day-to-day with a team of Credit Officers, fellow Underwriters and Credit Analysts. Responsibilities: * Partner with credit teammates, relationship ...

Washington Trust Bank

Credit Analyst I-III

ID · On-site

$67K - $101K/yr

Assists Relationship Managers (RM) in the credit analysis and evaluation process of existing and potential loan customers. Provides analytical support to the RMs under the supervision of more senior ...

Banner Bank

Credit Analyst (remote WA)

Spokane, WA · Remote

As a Credit Analyst, you play a key role in helping the bank make sound, responsible lending ... You can manage high volumes of work accurately while adapting to shifting priorities in a deadline ...

Banner Bank

Credit Analyst (remote WA)

Spokane, WA · On-site +1

As a Credit Analyst, you play a key role in helping the bank make sound, responsible lending ... You can manage high volumes of work accurately while adapting to shifting priorities in a deadline ...

Banner Bank

Credit Analyst (remote WA)

Spokane, WA · Remote

As a Credit Analyst, you play a key role in helping the bank make sound, responsible lending ... You can manage high volumes of work accurately while adapting to shifting priorities in a deadline ...

Banner Bank

Credit Analyst (remote WA)

Spokane, WA · On-site +1

As a Credit Analyst, you play a key role in helping the bank make sound, responsible lending ... You can manage high volumes of work accurately while adapting to shifting priorities in a deadline ...

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All JobsCredit JobsCredit Manager JobsCredit Manager Jobs in Spokane, WA

Credit Manager information

See Spokane, WA salary details

$25.8K

$68.4K

$130.4K

How much do credit manager jobs pay per year?

As of Sep 7, 2026, the average yearly pay for credit manager in Spokane, WA is $68,411.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,400.00 and $93,500.00 per year, depending on experience, location, and employer.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and ensuring timely collections. It often requires strong analytical skills, knowledge of financial regulations, and proficiency with credit management software. The role can offer advancement opportunities and a steady income in various industries such as banking, finance, and retail.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.
More about Credit Manager jobs

What are the most commonly searched types of Credit jobs in Spokane, WA?

The most popular types of Credit jobs in Spokane, WA are:

What job categories do people searching Credit Manager jobs in Spokane, WA look for?

The top searched job categories for Credit Manager jobs in Spokane, WA are:

What cities near Spokane, WA are hiring for Credit Manager jobs?

Cities near Spokane, WA with the most Credit Manager job openings:

Credit Manager jobs near you
Infographic showing various Credit Manager job openings in Spokane, WA as of August 2026, with employment types broken down into 100% Full Time. Highlights an 92% In-person, and 8% Remote job distribution, with an average salary of $68,411 per year, or $32.9 per hour.

Credit Officer II - Covered

Bank of America

Spokane, WA • On-site

$150 - $200/hr

Other

PTO

Re-posted 4 days ago

Bank Of America rating

8.3

Company rating: 8.3 out of 10

Based on 537 frontline employees who took The Breakroom Quiz

48th of 175 rated banks

Job description

Job Description: The Credit Officer II role is a highly skilled resource, providing expert level advisory guidance in the most complex, integrated debt capital solutions for commercial banking clients. Products include lines of credit, term loans, real estate loans, and syndicated loans. The CO manages all of the ancillary credit exposure to clients. The CO maintains knowledge of other BofA products including Investment Banking and Treasury Management that have credit exposure, and leverages product expertise to deliver the best possible and optimally integrated strategic solution for the client or prospect. This role reports to the Commercial Credit Manager or Executive and will be aligned to an Underwriting Team that supports the market.

Responsibilities
  • Collaborates with Client Management teams to perform analysis of credit opportunities and prospects at the bank
  • Manages client and prospect originations including initial credit structuring, underwriting, legal documentation review, and deal closing
  • Delivers on data accuracy and quality of underwriting metrics in compliance with internal policies and procedures
  • Monitors assigned portfolios of client loan maturities and collaborates with Analysts to continuously recognize and address risks in a timely manner
  • Escalates and debates deteriorating assets in partnership with the Special Assets Group and Risk as appropriate
  • Participates in Regional and Market meetings to communicate credit delivery best practices and results
Skills
  • Collaboration
  • Decision Making
  • Loan Structuring
  • Underwriting
  • Written Communications
  • Analytical Thinking
  • Attention to Detail
  • Credit Documentation Requirements
  • Interpret Relevant Laws, Rules, and Regulations
  • Mentoring
  • Issue Management
  • Negotiation
  • Oral Communications
  • Prioritization
  • Risk Management
Required Qualifications
  • 10+ years of solid Commercial Banking experience
  • Experience in financial analysis, structuring, underwriting and portfolio management
  • Analytical/technical skills, including financial accounting, modeling and loan structuring
  • Strong communication skills; ability to communicate vertically, horizontally, and externally
  • Industry knowledge across multiple sectors

Minimum Education Requirement: BA/BS Degree

Desired Shift: 1st shift (United States of America)

Hours Per Week: 40

Location: US - WA - Spokane - 601 W Riverside Ave - Spokane Financial Center (WA2141)

Pay: $125,000.00 - $200,000.00 annualized salary, offers determined based on experience, education and skill set.

Discretionary incentive: Eligible for an annual discretionary award based on overall performance and the overall success of the Company.

Benefits

This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

Privacy Statement: https://careers.bankofamerica.com/en-us/privacy-notice

Pay Transparency: https://careers.bankofamerica.com/en-us/pay-transparency

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What Bank Of America employees say

Pay

Benefits

Hours and flexibility

Workplace

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About Bank Of America

Sourced by ZipRecruiter

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Charlotte, NC, US

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