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Credit Manager Jobs in Minnesota (NOW HIRING)

Credit Manager

Saint Paul, MN · On-site

$50K - $65K/yr

Credit Manager We are seeking an experienced Credit Manager to oversee credit approvals, collections, accounts receivable, and risk management. This role is responsible for evaluating customer ...

About the Role The Credit Policy Manager leads a team of professionals responsible for the development, revision, maintenance, and administration of credit policy through the policy lifecycle in ...

Respond to incoming customer calls and e-mails, in personal and department mailboxes, including working under the direction of the credit analysts and credit manager to fulfill customer requests as ...

Credit Analyst

Alexandria, MN · On-site

$43K - $59K/yr

Credit Manager Base Pay Scale : $43,125 - $59,000 Summary: Geneva Capital LLC is a dynamic national equipment finance company. We remain focused on long-term growth, providing professional ...

Credit Analyst

Alexandria, MN · On-site

$43K - $59K/yr

Credit Manager Base Pay Scale : $43,125 - $59,000 Summary: Geneva Capital LLC is a dynamic national equipment finance company. We remain focused on long-term growth, providing professional ...

# Senior Credit Risk Manager* Virginia* Full Time (Permanent)* Hybrid* 175-250k* Loans US CreditApply for this role## About the roleWe're looking for a **highly analytical, technically strong Senior ...

New

Respond to incoming customer calls and e-mails, in personal and department mailboxes, including working under the direction of the credit analysts and credit manager to fulfill customer requests as ...

Respond to incoming customer calls and e-mails, in personal and department mailboxes, including working under the direction of the credit analysts and credit manager to fulfill customer requests as ...

Respond to incoming customer calls and e-mails, in personal and department mailboxes, including working under the direction of the credit analysts and credit manager to fulfill customer requests as ...

Working on special projects as assigned by the Credit Manager. Credit & Collections Benefits Include: * 16 days PTO plus holidays available during first year of employment * Immediate transition into ...

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Credit Manager information

See Minnesota salary details

$25K

$66.3K

$126.3K

How much do credit manager jobs pay per year?

As of Aug 20, 2026, the average yearly pay for credit manager in Minnesota is $66,265.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,300.00 and $90,600.00 per year, depending on experience, location, and employer.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and ensuring timely collections. It often requires strong analytical skills, knowledge of financial regulations, and proficiency with credit management software. The role can offer advancement opportunities and a steady income in various industries such as banking, finance, and retail.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.

What are the most commonly searched types of Credit jobs in Minnesota?

The most popular types of Credit jobs in Minnesota are:

What are popular job titles related to Credit Manager jobs in Minnesota?

For Credit Manager jobs in Minnesota, the most frequently searched job titles are:

What job categories do people searching Credit Manager jobs in Minnesota look for?

The top searched job categories for Credit Manager jobs in Minnesota are:

What cities in Minnesota are hiring for Credit Manager jobs?

Cities in Minnesota with the most Credit Manager job openings:

Infographic showing various Credit Manager job openings in Minnesota as of August 2026, with employment types broken down into 94% Full Time, and 6% Contract. Highlights an 94% In-person, and 6% Remote job distribution, with an average salary of $66,265 per year, or $31.9 per hour.

Credit Manager

Minnesota Jobs

Saint Paul, MN • On-site

$50K - $65K/yr

Other

Medical, Dental, Vision, Life, Retirement

Posted 6 days ago


Job description

Credit Manager

We are seeking an experienced Credit Manager to oversee credit approvals, collections, accounts receivable, and risk management. This role is responsible for evaluating customer creditworthiness, minimizing bad debt, improving cash flow, and supporting business growth through sound credit decisions.

Key Responsibilities
  • Review financial statements, credit reports, and payment histories to assess credit risk.
  • Establish and manage credit limits, payment terms, and credit policies.
  • Oversee accounts receivable and collection activities for delinquent accounts.
  • Review and negotiate contracts to identify and reduce financial risk.
  • Approve or decline credit applications based on risk and profitability.
  • Ensure compliance with applicable credit and lending regulations.
  • Prepare reports on credit exposure, collections performance, and DSO (Days Sales Outstanding).
Qualifications
  • 3+ years of experience in credit management, accounts receivable, collections, or credit analysis.
  • Strong understanding of financial statements and credit risk assessment.
  • Experience with commercial credit and contract review preferred.
  • Excellent analytical, negotiation, and communication skills.
  • Proficiency with Microsoft Excel and ERP/accounting systems.
Minimum Education Required

HS Diploma

Minimum Experience Required

3+ years

Shift

First (Day)

Number of Openings

1

Public Transportation Accessible

No

Veterans Encouraged to Apply

Yes

Physical Required

No

Drug Test Required

No

Compensation

$50,000.00 - $65,000.00 / Annually

Additional Compensation

NA

Postal Code

55109

Job Type

Full Time

Place of Work

On-site

Requisition ID

N475

Job Benefits

Health, Dental, Vision, 401K, Life & short term disability

Application Email

jobswoodburymn@expresspros.com