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Credit Manager Jobs in Minnesota (NOW HIRING)

Choice Bank

Credit Analyst

Golden Valley, MN · On-site

$48K - $89K/yr

Attends credit analysis training provided by Credit Manager as well as RMA or MBA classes. * Demonstrates the desire to learn new skills. * Proficient with Microsoft Office Suite, including Word ...

Choice Bank

Credit Analyst

Golden Valley, MN · On-site

$48K - $89K/yr

Attends credit analysis training provided by Credit Manager as well as RMA or MBA classes. * Demonstrates the desire to learn new skills. * Proficient with Microsoft Office Suite, including Word ...

Choice Bank

Credit Analyst

Minneapolis, MN · On-site

$48K - $89K/yr

Attends credit analysis training provided by Credit Manager as well as RMA or MBA classes. * Demonstrates the desire to learn new skills. * Proficient with Microsoft Office Suite, including Word ...

Poolcorp

Reviews A/R weekly with Division Credit Manager and communicates account status to the Sales Center, Regional and General Manager. * Accurately processes and records in credit notes all contact ...

SCP Distributors LLC

Reviews A/R weekly with Division Credit Manager and communicates account status to the Sales Center, Regional and General Manager. * Accurately processes and records in credit notes all contact ...

Superior Choice Credit Union

Credit Analyst

Duluth, MN · On-site

$25 - $35/hr

Supporting lenders with ongoing portfolio management and problem loan administration * Preparing and maintaining reports on members' credit obligations and financial performance * Collecting and ...

US Bank

Credit Portfolio Manager

Minneapolis, MN · On-site

$91K - $111K/yr

The Credit Portfolio Manager partners with assigned Relationship Manager(s) to successfully manage credit account relationships. Responsibilities include: underwriting all types of credit account ...

BankVista

Be Seen First

Commercial Credit Analyst

Waite Park, MN · On-site

$58K/yr

Makes recommendations tied to analysis to loan officers, loan committee, and/or credit management committee. * Analyze financial statements, tax returns, and other financial documents to assess the ...

BankVista

Commercial Credit Analyst

Waite Park, MN · On-site

$58K/yr

Makes recommendations tied to analysis to loan officers, loan committee, and/or credit management committee. * Analyze financial statements, tax returns, and other financial documents to assess the ...

Lendable

Senior Credit Risk Manager - Cards

Virginia, MN · On-site

$110 - $140/hr

Build the best technology in-house , using new data sources, machine learning and AI to make machines do the heavy lifting About the role We're looking for a Senior Credit Risk Manager to join the US ...

New

United Prairie Bank

Credit Analyst

Mankato, MN · Hybrid

$56K - $84K/yr

Bachelor's Degree in Accounting, Finance, or Business Management, preferred. * 3+ years as a Credit Analyst (Required) * Deliver an exceptional customer service experience. * Problem solving skills ...

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All JobsCredit JobsCredit Manager JobsCredit Manager Jobs in Minnesota

Credit Manager information

See Minnesota salary details

$25K

$66.3K

$126.3K

How much do credit manager jobs pay per year?

As of Aug 20, 2026, the average yearly pay for credit manager in Minnesota is $66,265.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,300.00 and $90,600.00 per year, depending on experience, location, and employer.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and ensuring timely collections. It often requires strong analytical skills, knowledge of financial regulations, and proficiency with credit management software. The role can offer advancement opportunities and a steady income in various industries such as banking, finance, and retail.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.
More about Credit Manager jobs

What are the most commonly searched types of Credit jobs in Minnesota?

The most popular types of Credit jobs in Minnesota are:

What are popular job titles related to Credit Manager jobs in Minnesota?

For Credit Manager jobs in Minnesota, the most frequently searched job titles are:

What job categories do people searching Credit Manager jobs in Minnesota look for?

The top searched job categories for Credit Manager jobs in Minnesota are:

What cities in Minnesota are hiring for Credit Manager jobs?

Cities in Minnesota with the most Credit Manager job openings:

Credit Manager jobs near you
Infographic showing various Credit Manager job openings in Minnesota as of August 2026, with employment types broken down into 94% Full Time, and 6% Contract. Highlights an 94% In-person, and 6% Remote job distribution, with an average salary of $66,265 per year, or $31.9 per hour.

Credit Analyst

Choice Bank

Golden Valley, MN • On-site

$48K - $89K/yr

Full-time

Re-posted 3 hours ago

Job description

Description

Location preferences: Golden Valley or Roseville


The Credit Analyst role support Choice Bank's commercial and agricultural lending areas by gathering, reviewing, and analyzing financial and credit information for prospective and existing borrowers. These positions contribute to evaluating credit quality, identifying and mitigating risk, and supporting sound loan structuring and lending decisions. Team members build expertise in Choice Bank's credit culture, underwriting standards, and analytical processes while performing tasks that strengthen the overall credit function.


 Responsibilities

  • Demonstrates the ability to independently underwrite relationships with total exposure ranging from $750,000 to $10,000,000, depending on experience.
  • Reads, reviews, and understands various financial statements to include but not limited to; tax returns, balance sheet, profit and loss statements, agings, borrowing base certificates, debt schedules, equipment lists, business credit reports, credit bureau reports, rent rolls, lease agreements, fall cash flow, personal financial statement, environmental reports, and appraisals.
  • Prepares credit memos for new and renewing loan requests, clearly communicating analysis through written summaries and supporting data (charts, formulas, graphs, etc.). Responsibilities include:
    • Financial statement analysis: trends, ratios, margins, sensitivity, and pro forma.
    • Cash flow analysis: traditional and UCA.
    • Collateral analysis: BBCs, real estate and equipment appraisals, collateral audits, contracts, and purchase agreements.
    • Guarantor analysis: cash flow, personal financial statements, and credit reports.
    • Risk assessment: key risks, policy exceptions, and mitigating factors.
    • Risk rating: grid completion and rationale commentary.
  • Meets with and interview customers to develop a thorough understanding of the loan request and the business relationship.
  • Completes annual reviews, problem loan reports, risk rating changes, and other file comments to preserve the credit integrity of the loan portfolio.
  • Provides ongoing monitoring of borrowers' financial indicator covenants for compliance with loan documents.
  • Prepares various loan reports as directed from Credit Leadership.
  • Develops knowledge on SBA loan products along with policy and procedures.
  • Attends credit analysis training provided by Credit Manager as well as RMA or MBA classes.
  • Demonstrates the desire to learn new skills.
  • Proficient with Microsoft Office Suite, including Word, Excel, Outlook, and PowerPoint

Requirements

  • Bachelor's degree in Accounting, Finance, or related field
  • 1-5+ years of experience as a Commercial Credit Analyst

Travel Requirement
This position requires travel to support business needs, including team collaboration, internal trainings, and cross-functional initiatives. The frequency and duration of travel will vary based on organizational priorities and team needs. 


Cultural Alignment   

Choice is #PeopleFirst, banking second.  

People don't need just another bank. People need to be supported by a team of trusted partners who will get to know them and their business, understand their challenges, discover their dreams, and recognize the success in bringing people and banking together in our communities. 


In contributing to our culture, Choice team members are guided by our core values. 

  • Embrace change and encourage innovation. 
  • Know when to ask for help and know when to offer help. 
  • Better the places we live. 
  • Work hard. Do the right thing. Have a little fun. 

Our vision of Diversity at Choice is supported by our #PeopleFirst mission and our core values. 

Being #PeopleFirst means that Choice is committed to focusing attention and resources towards creating an environment where everyone feels respected and valued and can do their best work. Doing the right thing means encouraging employees to share their experiences and ideas, and to bring their whole authentic selves to work. Together, we can build an inclusive culture that seeks out, supports, and celebrates diverse voices. We can use our diversity to fuel creativity and innovation and bring us closer to our customers and the communities we serve. Be welcome at Choice. We can see you here. 


Disclosure 

This job description is intended to describe the general content of, and requirements for, the performance of this job.  It is not to be construed as an exhaustive statement of duties, responsibilities or requirements. All requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a significant risk to the health and safety of themselves or other employees.  


All employment at Choice Financial Group is "at will" employment. This position description does not create an employment contract, implied or otherwise.


The base salary for this role is listed below. This pay range is posted to comply with wage transparency laws. The base salary may vary based on skill, ability, knowledge, experience, and geographic location. Full-time employees are also eligible for a competitive bonus and benefits package.

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