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Credit Manager Jobs in Minnesota (NOW HIRING)

Apogee

Credit Account Specialist I

Owatonna, MN · On-site

$19.08 - $24/hr

This individual will also review their assigned accounts, to determine if the orders should be released following the guidelines set by Apogee Manager, Credit. The Credit Account Specialist will ...

United Prairie Bank

Credit Analyst

Mankato, MN · On-site

$27.34 - $40.45/hr

Bachelor's Degree in Accounting, Finance, or Business Management, preferred. * 3+ years as a Credit Analyst (Required) * Deliver an exceptional customer service experience. * Problem solving skills ...

LORAM Maintenance

Credit Card Administrator

Hamel, MN · On-site

Accounting Operations Manager GENERAL DESCRIPTION / PURPOSE: The Credit Card Administrator manages Loram's global credit card program, including issuance, distribution, suspension, and cancellation ...

CoBank

Credit Officer- Leasing

Minneapolis, MN · On-site

$100K - $123K/yr

Assists lending or leasing staff with managing the banking relationship with large accounts by providing credit analysis and financial structuring alternatives. Approves credit actions within ...

CoBank

Credit Officer- Leasing

Minneapolis, MN · On-site

$100 - $123/hr

Manages resources from various sources. Designs creative and innovative financing packages. * Assists with negotiations concerning the packaging of credit arrangements. Consults with lending or ...

Bridgewater Bank

Credit Analyst Lead

Saint Louis Park, MN · Hybrid

$94K - $114K/yr

In this role, you will manage and develop a team of the bank's Credit Analysts. This role will be responsible for the assignment and review of various underwriting requests from the Lending teams ...

Bridgewater Bank

Credit Analyst Lead

Saint Louis Park, MN · On-site

$94K - $114K/yr

In this role, you will manage and develop a team of the bank's Credit Analysts. This role will be responsible for the assignment and review of various underwriting requests from the Lending teams ...

Bridgewater Bank

Credit Analyst Lead

Greenwood, MN · On-site

$94K - $114K/yr

In this role, you will manage and develop a team of the bank's Credit Analysts. This role will be responsible for the assignment and review of various underwriting requests from the Lending teams ...

Bridgewater Bank

Credit Analyst Lead

Greenwood, MN · Hybrid

$94K - $114K/yr

In this role, you will manage and develop a team of the bank's Credit Analysts. This role will be responsible for the assignment and review of various underwriting requests from the Lending teams ...

CentraCare Health

Credit Balance Assistant

Saint Cloud, MN · On-site

$20.31 - $30.47/hr

The Credit Balance Assistant analyzes posted transactions to determine why there is a credit ... Possesses excellent organization and time management skills. * Experience with use of Microsoft ...

Centra Care

Credit Balance Assistant

Saint Augusta, MN · On-site

$20.31 - $30.47/hr

The Credit Balance Assistant analyzes posted transactions to determine why there is a credit ... Possesses excellent organization and time management skills. * Experience with use of Microsoft ...

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All JobsCredit JobsCredit Manager JobsCredit Manager Jobs in Minnesota

Credit Manager information

See Minnesota salary details

$25K

$66.3K

$126.3K

How much do credit manager jobs pay per year?

As of Aug 20, 2026, the average yearly pay for credit manager in Minnesota is $66,265.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,300.00 and $90,600.00 per year, depending on experience, location, and employer.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and ensuring timely collections. It often requires strong analytical skills, knowledge of financial regulations, and proficiency with credit management software. The role can offer advancement opportunities and a steady income in various industries such as banking, finance, and retail.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.
More about Credit Manager jobs

What are the most commonly searched types of Credit jobs in Minnesota?

The most popular types of Credit jobs in Minnesota are:

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For Credit Manager jobs in Minnesota, the most frequently searched job titles are:

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The top searched job categories for Credit Manager jobs in Minnesota are:

What cities in Minnesota are hiring for Credit Manager jobs?

Cities in Minnesota with the most Credit Manager job openings:

Credit Manager jobs near you
Infographic showing various Credit Manager job openings in Minnesota as of August 2026, with employment types broken down into 94% Full Time, and 6% Contract. Highlights an 94% In-person, and 6% Remote job distribution, with an average salary of $66,265 per year, or $31.9 per hour.

Credit Account Specialist I

Apogee

Owatonna, MN • On-site

$19.08 - $24/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 23 days ago

Apogee Enterprises rating

7.9

Company rating: 7.9 out of 10

Based on 14 frontline employees who took The Breakroom Quiz

22nd of 84 rated plastic manufacturers

Job description

Apogee Services Inc.

Position Summary

The Credit Account Specialist will promptly and efficiently analyze and collect account balances, which are due within an assigned territory, with the goal of reducing Average Days Receivable ( ADR ) and avoid Bad Debt write-offs while maintaining customer relationships. This individual will also review their assigned accounts, to determine if the orders should be released following the guidelines set by Apogee Manager, Credit. The Credit Account Specialist will assist the Credit Account Supervisor on answering credit reference inquiries, pertaining to his/her assigned accounts, within the guidelines prescribed by the National Association of Credit Management (NACM) .

Responsibilities

  • Contact accounts as assigned following strategies and guidelines dictated by policy and as directed by the Credit Account Supervisor and Manager, Credit.
  • Answer credit reference inquiries.
  • Verify customer account balances.
  • Assist help resolve disputes, deducts and charge-backs.
  • Email copies of invoices or other supporting documents as requested by customers or management.
  • Report on the status of assigned accounts in past-due meetings with the Credit Account Supervisor and others that may attend.
  • Apprise Credit Account Supervisor and Manager of Credit of any difficult collection matters or those that may require special handling.
  • As provided recommend accounts for adverse action such as intents to lien, lien filing, and collections.
  • Other duties as assigned

Education & Experience

Required:

  • High school graduate or GED equivalent.

Preferred:

  • Associate's degree in accounting or related field preferred.
  • Two years' work experience in accounting or related field.
  • Good organizational and communication skills; both oral and written.
  • Ability to interact with people under demanding circumstances.
  • Ability to read, write and understand work instructions.
  • Ability to communicate effectively and work as a team member.
  • Ability to take supervision.
  • Working knowledge and familiarity with Microsoft Word and Excel.
  • Possesses basic math skills.
  • Ability to work with a customer service mindset.

Pay Range:

  • $19.08 - $24.00/hr

#LI-TV1

Our Benefits

We care about and invest in our employees. We are proud to offer a comprehensive benefits package designed to support their well-being and foster professional development. Here is a glimpse of what you can look forward to if you join our team.

  • Competitive Benefits Package for employees and their dependents (Medical, Dental, Vision, Life, Disability)

  • Incentive Plans

  • 401(k) with employer contribution and match

  • Employee Stock Purchase Plan with employer match

  • Paid Time Off (Vacation and Sick Time)

  • Paid Holidays

  • Tuition Reimbursement Program

  • Employee Assistance Program (EAP)

  • Wellness Program

  • Training and Career Progression

Apogee and our brands are an Equal Opportunity Employer.

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