Credit Manager
Surprise, AZ · On-site
$17 - $18/hr
We are hiring immediately talented future store managers that want to move up with the company and that will provide excellent customer service. You will train and develop your teammates in your ...
Credit Manager
Surprise, AZ · On-site
$17 - $18/hr
We are hiring immediately talented future store managers that want to move up with the company and that will provide excellent customer service. You will train and develop your teammates in your ...
Credit Manager
Phoenix, AZ · On-site
$17 - $18/hr
We are hiring immediately talented future store managers that want to move up with the company and that will provide excellent customer service. You will train and develop your teammates in your ...
Credit Manager
Phoenix, AZ · On-site
$17 - $18/hr
We are hiring immediately talented future store managers that want to move up with the company and that will provide excellent customer service. You will train and develop your teammates in your ...
Credit Manager
$17 - $18/hr
We are hiring immediately talented future store managers that want to move up with the company and that will provide excellent customer service. You will train and develop your teammates in your ...
Quick apply
Credit Manager
$17 - $18/hr
We are hiring immediately talented future store managers that want to move up with the company and that will provide excellent customer service. You will train and develop your teammates in your ...
Credit Manager
$17 - $18/hr
We are hiring immediately talented future store managers that want to move up with the company and that will provide excellent customer service. You will train and develop your teammates in your ...
Quick apply
Credit Manager
$17 - $18/hr
We are hiring immediately talented future store managers that want to move up with the company and that will provide excellent customer service. You will train and develop your teammates in your ...
Credit Manager II
Glendale, AZ · On-site
$80K - $100K/yr
Assess and manage credit risk * Extend credit to customers in accordance with company policies * Monitor and update credit information to existing customer base * Manage AR portfolio through direct ...
Credit Manager II
Glendale, AZ · On-site
$80K - $100K/yr
Assess and manage credit risk * Extend credit to customers in accordance with company policies * Monitor and update credit information to existing customer base * Manage AR portfolio through direct ...
Credit Manager II
Glendale, AZ · On-site
$80K - $100K/yr
Assess and manage credit risk * Extend credit to customers in accordance with company policies * Monitor and update credit information to existing customer base * Manage AR portfolio through direct ...
Credit Manager II
Glendale, AZ · On-site
$80K - $100K/yr
Assess and manage credit risk * Extend credit to customers in accordance with company policies * Monitor and update credit information to existing customer base * Manage AR portfolio through direct ...
About the Role The Credit Policy Manager leads a team of professionals responsible for the development, revision, maintenance, and administration of credit policy through the policy lifecycle in ...
About the Role The Credit Policy Manager leads a team of professionals responsible for the development, revision, maintenance, and administration of credit policy through the policy lifecycle in ...
Monitor and manage overall accounts receivable performance, including DSO, delinquency trends, and bad debt * Drive proactive risk assessment and ensure timely updates to customer credit profiles
Monitor and manage overall accounts receivable performance, including DSO, delinquency trends, and bad debt * Drive proactive risk assessment and ensure timely updates to customer credit profiles
Credit Director
Glendale, AZ · On-site
Monitor and manage overall accounts receivable performance, including DSO, delinquency trends, and bad debt * Drive proactive risk assessment and ensure timely updates to customer credit profiles
Credit Director
Glendale, AZ · On-site
Monitor and manage overall accounts receivable performance, including DSO, delinquency trends, and bad debt * Drive proactive risk assessment and ensure timely updates to customer credit profiles
Manages delinquent customer receivables, negotiates special customer payment plans and participates in development of financial packages. * Monitors credit activity including monthly review of large ...
Manages delinquent customer receivables, negotiates special customer payment plans and participates in development of financial packages. * Monitors credit activity including monthly review of large ...
Manage customers utilizing portals for purchase order delivery, invoicing, and payment, and handle a wide variety of credit and collection functions. * Monitor invoice status and root cause issues ...
Manage customers utilizing portals for purchase order delivery, invoicing, and payment, and handle a wide variety of credit and collection functions. * Monitor invoice status and root cause issues ...
Manage customers utilizing portals for purchase order delivery, invoicing, and payment, and handle a wide variety of credit and collection functions. * Monitor invoice status and root cause issues ...
Manage customers utilizing portals for purchase order delivery, invoicing, and payment, and handle a wide variety of credit and collection functions. * Monitor invoice status and root cause issues ...
Credit Specialist
Chandler, AZ · On-site
Manage customers utilizing portals for purchase order delivery, invoicing, and payment, and handle a wide variety of credit and collection functions. * Monitor invoice status and root cause issues ...
Credit Specialist
Chandler, AZ · On-site
Manage customers utilizing portals for purchase order delivery, invoicing, and payment, and handle a wide variety of credit and collection functions. * Monitor invoice status and root cause issues ...
Manage customers utilizing portals for purchase order delivery, invoicing, and payment, and handle a wide variety of credit and collection functions. * Monitor invoice status and root cause issues ...
Manage customers utilizing portals for purchase order delivery, invoicing, and payment, and handle a wide variety of credit and collection functions. * Monitor invoice status and root cause issues ...
Director of Credit
Tempe, AZ · On-site
Key Responsibilities: • Credit Management: • Develop, implement, and maintain credit policies and procedures. • Evaluate creditworthiness of new and existing customers using financial ...
Director of Credit
Tempe, AZ · On-site
Key Responsibilities: • Credit Management: • Develop, implement, and maintain credit policies and procedures. • Evaluate creditworthiness of new and existing customers using financial ...
Key Responsibilities: • Credit Management: • Develop, implement, and maintain credit policies and procedures. • Evaluate creditworthiness of new and existing customers using financial ...
Key Responsibilities: • Credit Management: • Develop, implement, and maintain credit policies and procedures. • Evaluate creditworthiness of new and existing customers using financial ...
Director of Credit
Tempe, AZ · On-site
Key Responsibilities: • Credit Management: • Develop, implement, and maintain credit policies and procedures. • Evaluate creditworthiness of new and existing customers using financial ...
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Director of Credit
Tempe, AZ · On-site
Key Responsibilities: • Credit Management: • Develop, implement, and maintain credit policies and procedures. • Evaluate creditworthiness of new and existing customers using financial ...
Credit Analyst
Scottsdale, AZ · On-site
$100K - $150K/yr
Credit Administration: Assist lenders with on-going credit administration and portfolio management including the periodic review of borrower reporting, updating ticklers, and ongoing account ...
Credit Analyst
Scottsdale, AZ · On-site
$100K - $150K/yr
Credit Administration: Assist lenders with on-going credit administration and portfolio management including the periodic review of borrower reporting, updating ticklers, and ongoing account ...
Credit Analyst
$100K - $150K/yr
Credit Administration: Assist lenders with on-going credit administration and portfolio management including the periodic review of borrower reporting, updating ticklers, and ongoing account ...
Credit Analyst
$100K - $150K/yr
Credit Administration: Assist lenders with on-going credit administration and portfolio management including the periodic review of borrower reporting, updating ticklers, and ongoing account ...
Senior Credit Underwriter
Scottsdale, AZ · On-site
$140K - $175K/yr
The Sr Credit Underwriter is responsible for managing multiple underwriting projects/tasks simultaneously, including direct borrower interaction, preparation of credit memorandums, market analysis ...
Quick apply
Senior Credit Underwriter
Scottsdale, AZ · On-site
$140K - $175K/yr
The Sr Credit Underwriter is responsible for managing multiple underwriting projects/tasks simultaneously, including direct borrower interaction, preparation of credit memorandums, market analysis ...
Credit Manager information
See Arizona salary details
$23.8K - $32.5K
17% of jobs
$34.9K is the 25th percentile. Wages below this are outliers.
$32.5K - $41.3K
29% of jobs
The median wage is $49K / yr.
$41.3K - $50.1K
4% of jobs
$50.1K - $58.8K
5% of jobs
$58.8K - $67.6K
9% of jobs
$67.6K - $76.4K
8% of jobs
$79.8K is the 75th percentile. Wages above this are outliers.
$76.4K - $85.1K
8% of jobs
$85.1K - $93.9K
11% of jobs
$93.9K - $102.7K
6% of jobs
$102.7K - $111.4K
2% of jobs
$111.4K - $120.2K
1% of jobs
$23.8K
$63K
$120.2K
How much do credit manager jobs pay per year?
As of Jul 30, 2026, the average yearly pay for credit manager in Arizona is $63,050.00, according to ZipRecruiter salary data. Most workers in this role earn between $33,500.00 and $86,200.00 per year, depending on experience, location, and employer.
What are some typical challenges Credit Managers face when assessing credit risk, and how can these be addressed?
Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.
What are the 5 C's of credit management?
The 5 C's of credit management are Character, Capacity, Capital, Collateral, and Conditions. These criteria help credit managers assess a borrower's creditworthiness and determine the risk of extending credit. Understanding and evaluating these factors is essential for effective credit risk management and decision-making.
What Does a Credit Manager Do?
A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.
What are the key skills and qualifications needed to thrive as a Credit Manager, and why are they important?
To thrive as a Credit Manager, you need expertise in financial analysis, credit risk assessment, and a solid understanding of accounting principles, often supported by a degree in finance or a related field. Familiarity with credit management software, ERP systems, and relevant certifications such as Certified Credit Professional (CCP) are commonly required. Strong negotiation, decision-making, and communication skills help build trust with clients and effectively manage credit policies. These skills ensure the organization minimizes financial risk while maintaining healthy customer relationships and cash flow.
What is the difference between Credit Manager vs Credit Analyst?
| Aspect | Credit Manager | Credit Analyst |
|---|---|---|
| Credentials | Bachelor's degree; often certifications like CAM, CCRA | Bachelor's degree; often certifications like CAM, CCRA |
| Work Environment | Oversees credit policies, manages teams, interacts with senior management | Analyzes credit data, assesses risk, prepares reports |
| Employer & Industry | Financial institutions, corporations, credit agencies | Financial institutions, credit bureaus, lending companies |
The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.
Is credit management a good career?
Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and maintaining customer relationships. It often requires strong analytical skills, attention to detail, and knowledge of financial regulations, with opportunities for advancement into senior finance roles.
What is the highest paying credit manager job?
The highest paying credit manager roles are typically senior or executive-level positions such as Credit Director or Chief Credit Officer, often found in large corporations or financial institutions. These roles require extensive experience, advanced financial skills, and sometimes certifications like CFA or CPA, and they can offer salaries exceeding $150,000 annually depending on the industry and location.
What is the work of a credit manager?
A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.
What does a Credit Manager do?
A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.
More about Credit Manager jobs
What are the most commonly searched types of Credit jobs in Arizona? The most popular types of Credit jobs in Arizona are:
What are popular job titles related to Credit Manager jobs in Arizona? For Credit Manager jobs in Arizona, the most frequently searched job titles are:
What job categories do people searching Credit Manager jobs in Arizona look for? The top searched job categories for Credit Manager jobs in Arizona are:
What cities in Arizona are hiring for Credit Manager jobs? Cities in Arizona with the most Credit Manager job openings:
$17 - $18/hr
Full-time
Medical, Retirement, PTO
Re-posted 5 days ago
Job description
We are Hiring Immediately! It's Your Career. Own it!
At Rent-A-Center, we believe in putting people in control of their future. We are hiring immediately talented team members that provide great customer service and have excellent sales skills in a retail type environment.
We are hiring immediately talented future store managers that want to move up with the company and that will provide excellent customer service. You will train and develop your teammates in your department; you will oversee managing inventory and you will be expected to provide great customer service. We're seeking driven, retail sales minded individuals capable of managing people, inventory and accounts in order to grow our business. Bottom line, if you are looking for a stable job that provides an opportunity for a long successful career, this is the job for you! We are hiring immediately, are you ALL IN?
Why should you work at RAC?
Move your career to the center of an industry-leading company. We make a point to promote from within. Endless growth potential? The chance to work with top brands and top talent? Yes, you can do all that & more!
Do you have what it takes?
Must be at least 21 years of age
High school diploma or GED
Valid state driver's license and good driving record
We care for our employees.
How would you like to have Sundays off? Yes, every Sunday. How would you like to get paid every Friday? Yes, every Friday. We offer a comprehensive and competitive benefits package that includes everything from health insurance to a 401(k) and generous paid time off. But you'll find the real benefits to joining us comes from within. You can work your way to the future you want. We'll help you own it!
Job Type:
Full-time
Experience:
Customer Service: 1 year (Preferred)
Education:
High school or equivalent (Required)
License:
Driver's License (Required), driving the company vehicle required
Rent-A-Center is a rent-to-own industry leader with a mission to improve the quality of life for our customers. We understand that making decisions about big items like furniture, appliances, and electronics is a big deal, which is why we offer the Rent-A-Center Worry-Free Guarantee: We give you the name-brand items you want, like Ashley Furniture, Whirlpool appliances and Samsung electronics, at a payment you can afford with the option to own it when you're ready. Plus, we offer 6 months same as cash, an early purchase discount, competitor price match and free same-day delivery.