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Credit Manager Jobs in Arizona (NOW HIRING)

We are hiring immediately talented future store managers that want to move up with the company and that will provide excellent customer service. You will train and develop your teammates in your ...

We are hiring immediately talented future store managers that want to move up with the company and that will provide excellent customer service. You will train and develop your teammates in your ...

We are hiring immediately talented future store managers that want to move up with the company and that will provide excellent customer service. You will train and develop your teammates in your ...

Credit Manager

Surprise, AZ · On-site

$17 - $18/hr

We are hiring immediately talented future store managers that want to move up with the company and that will provide excellent customer service. You will train and develop your teammates in your ...

Credit Manager

Surprise, AZ · On-site

$17 - $18/hr

We are hiring immediately talented future store managers that want to move up with the company and that will provide excellent customer service. You will train and develop your teammates in your ...

We are hiring immediately talented future store managers that want to move up with the company and that will provide excellent customer service. You will train and develop your teammates in your ...

Works with Credit Manager to modify and/or update existing policies and procedures. * Assists Sales Department personnel in finalizing machinery sales, leases, rentals, etc. * Makes joint customer ...

Works with Credit Manager to modify and/or update existing policies and procedures. * Assists Sales Department personnel in finalizing machinery sales, leases, rentals, etc. * Makes joint customer ...

Credit Analyst

Tolleson, AZ · On-site

$27 - $29/hr

This role reports to the Credit Manager and is responsible for assisting with and coordinating customer payment collections, delivering customer service, analyzing credit data, and reducing bad debt ...

Monitor and manage overall accounts receivable performance, including DSO, delinquency trends, and bad debt * Drive proactive risk assessment and ensure timely updates to customer credit profiles

Monitor and manage overall accounts receivable performance, including DSO, delinquency trends, and bad debt * Drive proactive risk assessment and ensure timely updates to customer credit profiles

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Showing results 1-20

Credit Manager information

See Arizona salary details

$23.8K

$63K

$120.2K

How much do credit manager jobs pay per year?

As of Aug 23, 2026, the average yearly pay for credit manager in Arizona is $63,050.00, according to ZipRecruiter salary data. Most workers in this role earn between $33,500.00 and $86,200.00 per year, depending on experience, location, and employer.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and ensuring timely collections. It often requires strong analytical skills, knowledge of financial regulations, and proficiency with credit management software. The role can offer advancement opportunities and a steady income in various industries such as banking, finance, and retail.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.

What are the most commonly searched types of Credit jobs in Arizona?

The most popular types of Credit jobs in Arizona are:

What are popular job titles related to Credit Manager jobs in Arizona?

For Credit Manager jobs in Arizona, the most frequently searched job titles are:

What cities in Arizona are hiring for Credit Manager jobs?

Cities in Arizona with the most Credit Manager job openings:

Infographic showing various Credit Manager job openings in Arizona as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $63,050 per year, or $30.3 per hour.

Credit Manager

Rent-A-Center

Phoenix, AZ • On-site

Other

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 3 days ago


Job description

We are Hiring Immediately! It's Your Career. Own it!
At Rent-A-Center, we believe in putting people in control of their future. We are hiring immediately talented team members that provide great customer service and have excellent sales skills in a retail type environment.
We are hiring immediately talented future store managers that want to move up with the company and that will provide excellent customer service. You will train and develop your teammates in your department; you will oversee managing inventory and you will be expected to provide great customer service. We're seeking driven, retail sales minded individuals capable of managing people, inventory and accounts in order to grow our business. Bottom line, if you are looking for a stable job that provides an opportunity for a long successful career, this is the job for you! We are hiring immediately, are you ALL IN?
Why should you work at RAC?
Move your career to the center of an industry-leading company. We make a point to promote from within. Endless growth potential? The chance to work with top brands and top talent? Yes, you can do all that & more!
Do you have what it takes?
• Must be at least 21 years of age
• High school diploma or GED
• Valid state driver's license and good driving record
We care for our employees.
How would you like to have Sundays off? Yes, every Sunday. How would you like to get paid every Friday? Yes, every Friday. We offer a comprehensive and competitive benefits package that includes everything from health insurance to a 401(k) and generous paid time off. But you'll find the real benefits to joining us comes from within. You can work your way to the future you want. We'll help you own it!
Job Type:
• Full-time
Experience:
• Customer Service: 1 year (Preferred)
Education:
• High school or equivalent (Required)
License:
• Driver's License (Required), driving the company vehicle required
Work schedule

  • Day shift
Supplemental pay
  • Bonus pay
Benefits
  • Paid time off
  • Health insurance
  • Dental insurance
  • Vision insurance
  • Life insurance
  • Disability insurance
  • 401(k) matching
  • Referral program
  • Employee discount
  • Paid training