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Director Credit Collections Jobs in Arizona (NOW HIRING)

Oversee third-party collections, legal escalations, lien/bond processes, and bankruptcy activities * Deliver regular reporting and insights to senior leadership on credit performance, risk exposure ...

Oversee third-party collections, legal escalations, lien/bond processes, and bankruptcy activities * Deliver regular reporting and insights to senior leadership on credit performance, risk exposure ...

Oversee third-party collections, legal escalations, lien/bond processes, and bankruptcy activities * Deliver regular reporting and insights to senior leadership on credit performance, risk exposure ...

Position SummaryThe Director of Credit will lead the company's credit and collections operations, ensuring optimal cash flow, minimizing credit risk, and maintaining strong customer relationships.

Position Summary The Director of Credit will lead the company's credit and collections operations, ensuring optimal cash flow, minimizing credit risk, and maintaining strong customer relationships.

Position Summary The Director of Credit will lead the company's credit and collections operations, ensuring optimal cash flow, minimizing credit risk, and maintaining strong customer relationships.

Position Summary The Director of Credit will lead the company's credit and collections operations, ensuring optimal cash flow, minimizing credit risk, and maintaining strong customer relationships.

Credit Specialist

Phoenix, AZ · On-site

$21 - $23/hr

Previous collections, accounts receivable, accounts payable or property management experience ... Submit as directed all daily paperwork and completed assignments. * Grants extension of credit.

Credit Specialist

Phoenix, AZ · On-site

$21 - $23/hr

Previous collections, accounts receivable, accounts payable or property management experience ... Submit as directed all daily paperwork and completed assignments. * Grants extension of credit.

Credit Specialist

Phoenix, AZ · On-site

$21 - $23/hr

Previous collections, accounts receivable, accounts payable or property management experience ... Submit as directed all daily paperwork and completed assignments. * Grants extension of credit.

Previous collections, accounts receivable, accounts payable or property management experience ... Submit as directed all daily paperwork and completed assignments. * Grants extension of credit.

Previous collections, accounts receivable, accounts payable or property management experience ... Submit as directed all daily paperwork and completed assignments. * Grants extension of credit.

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Collection Specialist + COMMISSION

Glendale, AZ · On-site

$21/hr (+ commission)

Collections Manager/Director of Collections Job Summary: The Post Charge Off Specialist is ... Familiarity with credit union operations and regulatory requirements. Physical Requirements:

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Collector I

Glendale, AZ · On-site

$19.50 - $22/hr

Collections Manager/Director of Collections Job Summary: Responsible for performing collection ... Understanding of Credit Union Philosophy * Excellent computer efficiency (MS Office/Word/Excel and ...

Responsibilities include planning, directing, and controlling the retail loan and assigned small ... Special Credit Services Manager to achieve operational requirements. WHAT YOU'LL BE DOING:

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Showing results 1-20

Director Credit Collections information

See Arizona salary details

$53.1K

$94.3K

$152.8K

How much do director credit collections jobs pay per year?

As of Sep 2, 2026, the average yearly pay for director credit collections in Arizona is $94,280.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,600.00 and $103,000.00 per year, depending on experience, location, and employer.

What does a director credit collections do?

A Director of Credit Collections is responsible for overseeing an organization's credit and collections department. This role involves developing policies and procedures to ensure timely payments from customers, managing credit risk, and maintaining healthy cash flow. The director leads a team of credit and collections professionals, analyzes credit data, sets credit limits, and works to resolve delinquent accounts. They also collaborate with other departments to support business goals and ensure compliance with relevant regulations.

How does a director credit collections effectively collaborate with other departments to optimize cash flow and minimize risk?

As a Director of Credit Collections, collaboration with departments such as Sales, Finance, and Customer Service is essential for maintaining healthy cash flow and minimizing credit risk. You’ll regularly work with Sales to set appropriate credit terms for clients, partner with Finance to analyze aging reports and forecast revenue, and coordinate with Customer Service to resolve disputed accounts. Effective communication and cross-functional meetings help ensure company policies are followed while maintaining positive customer relationships and achieving collection targets.

What are the key skills and qualifications needed to thrive as a director credit collections, and why are they important?

To thrive as a Director of Credit Collections, you need deep knowledge of credit risk analysis, collections strategies, and financial regulations, usually backed by a bachelor’s degree in finance, accounting, or a related field. Familiarity with collections management software (like SAP or Oracle), financial reporting tools, and relevant certifications such as Certified Credit Executive (CCE) is valuable. Strong leadership, negotiation, and analytical skills help drive team performance and effective customer resolution. These capabilities are vital to minimize bad debt, optimize cash flow, and maintain strong client relationships for the organization’s financial stability.

What is the difference between Director Credit Collections vs Credit Analyst?

AspectDirector Credit CollectionsCredit Analyst
Required CredentialsBachelor's degree, extensive experience in credit/collections, leadership skillsBachelor's degree in finance, accounting, or related field, some experience in credit analysis
Work EnvironmentManagement of collections teams, strategic planning, high-level decision makingAnalyzing credit data, assessing risk, preparing reports
Employer & Industry UsageFinancial institutions, large corporations, credit agenciesBanks, lending companies, financial services
Common Search & ComparisonYesNo

The main difference between a Director Credit Collections and a Credit Analyst lies in their responsibilities and seniority. The Director oversees collections strategies and manages teams, requiring leadership experience. The Credit Analyst focuses on assessing credit risk and analyzing data. Both roles are vital in credit management but differ in scope and level of responsibility.

What are the most commonly searched types of Credit Collections jobs in Arizona?

The most popular types of Credit Collections jobs in Arizona are:

What are popular job titles related to Director Credit Collections jobs in Arizona?

For Director Credit Collections jobs in Arizona, the most frequently searched job titles are:

What job categories do people searching Director Credit Collections jobs in Arizona look for?

The top searched job categories for Director Credit Collections jobs in Arizona are:

What cities in Arizona are hiring for Director Credit Collections jobs?

Cities in Arizona with the most Director Credit Collections job openings:

Infographic showing various Director Credit Collections job openings in Arizona as of August 2026, with employment types broken down into 84% Full Time, 14% Part Time, and 2% Temporary. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $94,280 per year, or $45.3 per hour.

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 10 days ago


QXO rating

8.0

Company rating: 8.0 out of 10

Based on 46 frontline employees who took The Breakroom Quiz

119th of 428 rated retail wholesalers


Job description

Overview

QXO is a leading distributor and installer of building products serving an $800 billion market. The company's mission is to modernize the building products industry through advanced technology and a best-in-class customer experience. QXO is North America's largest distributor and installer of insulation, the second-largest distributor of roofing products, the second-largest publicly traded distributor of lumber and building materials, and the largest distributor of waterproofing products. The company is targeting $50 billion in annual revenue within the decade through accretive acquisitions and organic growth. For more information, visit QXO.com.

What you will do:
  • Partner closely with Sales and key customers to support revenue growth while maintaining disciplined credit risk management
  • Serve as a senior, client-facing leader-building relationships with strategic accounts and resolving complex credit issues
  • Establish and execute credit strategies, policies, and procedures that balance risk and growth
  • Lead, coach, and develop a team of Credit Managers, ensuring strong performance, consistency, and alignment with company goals
  • Oversee credit underwriting decisions, including large or complex transactions and exceptions to policy
  • Monitor and manage overall accounts receivable performance, including DSO, delinquency trends, and bad debt
  • Drive proactive risk assessment and ensure timely updates to customer credit profiles
  • Lead negotiations on high-risk or delinquent accounts to minimize losses and preserve customer relationships
  • Oversee third-party collections, legal escalations, lien/bond processes, and bankruptcy activities
  • Deliver regular reporting and insights to senior leadership on credit performance, risk exposure, and portfolio health
  • Partner cross-functionally with Finance, Sales, Operations, and Legal to support scalable growth
  • Champion process improvements, systems enhancements, and best practices across the credit function
What you will bring:
  • 10+ years of progressive experience in credit, collections, or financial risk management
  • Proven leadership experience managing and developing high-performing teams (including managing managers)
  • Strong business acumen with the ability to balance risk management and commercial growth objectives
  • Excellent interpersonal and communication skills, with a demonstrated ability to influence both internal stakeholders and external customers
  • Experience working in a client-facing capacity and partnering closely with Sales teams
  • Deep understanding of accounts receivable management, credit underwriting, and risk assessment
  • Experience in manufacturing, retail, construction or related industry a plus
  • Working knowledge of accounting and finance principles; familiarity with lien and bond processes is a plus
  • Strong analytical, negotiation, and problem-solving skills
  • Proficiency in Microsoft Office Suite and credit/ERP systems
  • Bachelor's degree in Business, Finance, or a related field preferred
  • Willingness to travel occasionally for customer and business needs
What you will earn:
  • 401(k) with employer match  
  • Medical, dental, and vision insurance 
  • PTO, company holidays, and parental leave 
  • Paid training and certifications 
  • Legal assistance and identity protection 
  • Pet insurance 
  • Employee assistance program (EAP) 

QXO is an Equal Opportunity Employer. We value diversity and do not discriminate on the basis of race, color, religion, gender or sexual orientation, national origin, age, disability, or any other protected status. 

Employment Type: FULL_TIME

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