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Credit Collections Jobs (NOW HIRING)

TOPS Products

Credit & Collections Analyst

Naperville, IL · On-site

$25.91 - $34.50/hr

Credit & Collections Analyst Position Summary The Credit & Collections Analyst is responsible for managing customer credit risk while driving the timely collection of outstanding receivables. This ...

Sayva Solutions

Manager, Credit & Collections

Poway, CA · On-site

$105K - $130K/yr

This leader will oversee the company's credit, collections, and cash application operations while driving key automation and process improvement initiatives. This is an exciting opportunity for ...

Samsung Electronics

Credit & Collections

Plano, TX · On-site

Role and Responsibilities This role focuses on managing credit risk and collections activities in Plano, Texas. The professional will ensure timely recovery of outstanding payments while maintaining ...

Zayo

Credit & Collections Analyst

Charleston, WV · Remote

$20.48 - $31.49/hr

The Credit & Collections Analyst will serve as the primary customer contact for the credit & collections, customer service and cash application functions of an assigned portfolio. This position will ...

trimarkusa

Credit & Collections Manager

Cleveland, OH · Hybrid

The Credit & Collections Manager reports to the Divisional VP, Finance & Accounting * Located in Cleveland, OH * Full-Time * Hybrid The Credit & Collections Manager holds a position of accountability ...

trimarkusa

Credit & Collections Manager

Cleveland, OH · Hybrid

The Credit & Collections Manager reports to the Divisional VP, Finance & Accounting * Located in Cleveland, OH * Full-Time * Hybrid The Credit & Collections Manager holds a position of accountability ...

Zayo Group, LLC

Credit & Collections Analyst

Ashburn, VA · On-site

$20.48 - $31.49/hr

The Credit & Collections Analyst will serve as the primary customer contact for the credit & collections, customer service and cash application functions of an assigned portfolio. This position will ...

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How much do credit collections jobs pay per hour?

As of Jul 15, 2026, the average hourly pay for credit collections in the United States is $24.55, according to ZipRecruiter salary data. Most workers in this role earn between $20.91 and $27.88 per hour, depending on experience, location, and employer.

How much do credit collectors make?

Credit collectors typically earn a median annual salary of around $40,000 to $50,000, with some earning higher based on experience, location, and performance. Many collectors also receive commissions or bonuses based on recovery rates, and strong communication skills are essential for success in this role.

What are some common challenges faced in a Credit Collections role, and how are they typically addressed?

Professionals in Credit Collections often encounter challenges such as negotiating with customers who are experiencing financial difficulties, managing a high volume of accounts, and maintaining positive customer relationships while ensuring timely payments. These challenges are typically addressed through strong communication and negotiation skills, using customer relationship management (CRM) tools to track interactions, and collaborating closely with sales and finance teams to resolve disputes. Ongoing training in conflict resolution and staying updated on company policies also help collections specialists navigate these situations effectively.

How to get a job in collections?

To get a job in collections, candidates typically need a high school diploma or equivalent, strong communication and negotiation skills, and experience with customer service or finance. Familiarity with collection software and understanding of debt recovery laws can improve prospects, and some roles may require certification or training in collections practices.

What are the key skills and qualifications needed to thrive as a Credit Collections Specialist, and why are they important?

To thrive as a Credit Collections Specialist, you need a solid understanding of accounting principles, credit management, and collections processes, typically supported by a relevant degree or equivalent experience. Familiarity with collections software, CRM systems, and proficiency in Excel are often required, along with knowledge of relevant regulations. Excellent negotiation, communication, and problem-solving skills help professionals handle challenging conversations and build positive client relationships. These skills are crucial for maximizing recoveries, maintaining customer goodwill, and ensuring compliance with legal standards.

What jobs pay 4000 a week without a degree?

In credit collections, high-paying roles such as collections managers or senior account executives can earn around $4,000 weekly, especially with experience and performance-based bonuses. These positions typically require strong communication skills, industry knowledge, and sometimes certifications, but often do not require a college degree.

What are Credit Collections?

Credit Collections refers to the process of recovering unpaid debts from individuals or businesses who have borrowed money or purchased goods or services on credit. Professionals in this field work to ensure that overdue accounts are paid, often by contacting customers, negotiating payment plans, and sometimes initiating legal action if necessary. The goal is to minimize financial losses for the company while maintaining positive customer relationships whenever possible. Credit Collections specialists must have strong communication and negotiation skills, as well as a good understanding of financial regulations and company policies.

How to make 2000 a week working from home?

A credit collections professional can potentially earn $2,000 or more weekly by handling high-volume accounts, working flexible hours, and developing strong negotiation skills. Achieving this income may require experience, a performance-based pay structure, and efficient use of collection tools and software. Consistent performance and building a client base are key factors in reaching higher earnings in remote credit collection roles.
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Credit Collections jobs near you
Infographic showing various Credit Collections job openings in the United States as of July 2026, with employment types broken down into 82% Full Time, 15% Part Time, 1% Temporary, and 2% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $51,059 per year, or $24.5 per hour.
Credit & Collections Analyst

Credit & Collections Analyst

TOPS Products

Naperville, IL • On-site

$25.91 - $34.50/hr

Full-time

Medical, Dental, Vision, Retirement

Re-posted 28 days ago

Job description

Credit & Collections Analyst
Position Summary
The Credit & Collections Analyst is responsible for managing customer credit risk while driving the timely collection of outstanding receivables. This role is heavily focused on Accounts Receivable performance, cash flow optimization, and minimizing bad debt exposure in a B2B manufacturing environment. The analyst partners closely with Sales and Customer Service to ensure effective credit decisions without disrupting customer relationships.
Key Responsibilities
Credit Analysis & Risk Management
  • Evaluate customer creditworthiness using financial statements, credit reports, and payment history
  • Establish and maintain credit limits, terms, and risk classification
  • Review and approve/reject sales orders held for credit concern
  • Monitor customer accounts for changes in risk profile and recommend appropriate actions

Accounts Receivable Management
  • Actively manage AR aging to ensure timely collection of outstanding invoices
  • Monitor past-due accounts and prioritize collection efforts based on risk and exposure
  • Reconcile customer accounts, investigate discrepancies, and resolve billing disputes
  • Ensure accurate application of payments and proper account maintenance in ERP system

Collections (Primary Focus)
  • Execute proactive collection strategies through calls, emails, and customer outreach
  • Resolve delinquent accounts while preserving customer relationships
  • Escalate high-risk accounts and recommend credit holds or legal action when necessary
  • Collaborate with Sales to resolve disputes impacting payment delays
  • Track and document collection activities and maintain detailed account notes

Reporting & Process Improvement
  • Prepare regular reports on AR aging, delinquency trends, and collection performance
  • Analyze root causes of late payments and recommend process improvements
  • Assist in developing and refining credit and collection policies and procedures

Qualifications
  • Bachelor's degree in finance, accounting, or business-related field (or equivalent experience)
  • 2-5+ years of experience in credit, collections, or Accounts Receivable
    Strong understanding of AR processes, credit risk assessment, and collections strategies
  • Experience with ERP systems (Microsoft D365 is a plus) and above-average Excel skills
  • Familiarity with credit reporting agencies and tools is a plus

Skills & Competencies
  • Strong collections skills (firm but professional approach)
  • Solid analytical and problem-solving abilities
  • High attention to detail and accuracy in account management
  • Ability to handle difficult conversations and conflict resolution
  • Strong time management and ability to prioritize a high-volume portfolio
  • Collaborative mindset with cross-functional teams (Sales, Customer Service, Finance)

What We Offer
  • Competitive salary and comprehensive benefits package (health, dental, vision, 401(k))
  • Opportunities for professional growth and advancement
  • Collaborative and dynamic work environment
  • Hybrid work schedule (3 days in office/ 2 days remote)
  • Onsite location: Naperville, IL

Inside (sheltered) 100%
Exempt Status: Hourly / Full-time / Days
Average Hours: 40 hours per week

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