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Insurance Sales Agent Jobs (NOW HIRING)

Howard Hanna Holdings

Insurance Sales Agent

Rensselaer, NY · On-site

$45K - $75K/yr

Insurance Sales Agent Built Different. Built to Win Together. At Howard Hanna Insurance Services, we're not just building a sales team - we're building a culture of growth, accountability, and shared ...

Howard Hanna Holdings

Insurance Sales Agent

Rochester, NY · On-site

$45K - $75K/yr

Insurance Sales Agent Built Different. Built to Win Together. At Howard Hanna Insurance Services, we're not just building a sales team - we're building a culture of growth, accountability, and shared ...

Howard Hanna Holdings

Insurance Sales Agent

Buffalo, NY · On-site

$45K - $75K/yr

Insurance Sales Agent Built Different. Built to Win Together. At Howard Hanna Insurance Services, we're not just building a sales team - we're building a culture of growth, accountability, and shared ...

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Insurance Sales Agent information

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$27.5K

$72.5K

$139.5K

How much do insurance sales agent jobs pay per year?

As of Jul 16, 2026, the average yearly pay for insurance sales agent in the United States is $72,458.00, according to ZipRecruiter salary data. Most workers in this role earn between $47,500.00 and $89,500.00 per year, depending on experience, location, and employer.

Is being an insurance sales agent worth it?

Insurance sales agents earn commissions based on policies sold, with income potential varying by experience, location, and sales skills. The job often requires strong interpersonal skills, product knowledge, and the ability to build client relationships, with some roles offering flexible schedules. Overall, it can be a rewarding career for those who are motivated and skilled in sales, but income stability depends on individual performance and market conditions.

How much do insurance agents make per sale?

Insurance sales agents typically earn commissions that range from 10% to 20% of the policy premium for each sale. The exact amount depends on the insurer, the type of insurance, and the agent's experience and sales volume. Some agents also receive bonuses or residual income based on ongoing policy renewals.

What are the key skills and qualifications needed to thrive as an Insurance Sales Agent, and why are they important?

To thrive as an Insurance Sales Agent, you need strong sales acumen, product knowledge, and typically a state-issued insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is often required. Excellent interpersonal skills, active listening, and resilience help agents build trust and maintain client relationships. These skills are crucial for meeting sales targets, ensuring client satisfaction, and sustaining long-term business growth.

Is it hard to make money as an insurance agent?

Making money as an insurance sales agent depends on factors such as sales skills, client base, and commission structure. Success often requires building relationships, obtaining relevant licenses, and consistent effort, especially in the early stages of the career.

What does an Insurance Sales Agent do?

An Insurance Sales Agent helps clients choose insurance policies that fit their needs, such as life, health, auto, or home insurance. They explain different types of policies, answer questions about coverage, and assist clients with the application process. Agents also follow up with customers to update or renew policies and may handle claims or refer clients to specialists. Their primary goal is to match customers with the right insurance products and provide ongoing support.

What Do Insurance Sales Agents Do?

As an insurance sales agent, you sell life, health, disability, and other insurance policies. You approach potential clients by phone, email, or in person to determine their specific needs and by researching current coverage and available options. You also answer questions related to coverage and annual charges and, once a policy is selected, you obtain underwriting approval by completing the application for coverage. You must have excellent sales skills in this career, and you should always be looking out for the best interest of your client.

What is the difference between Insurance Sales Agent vs Insurance Broker?

AspectInsurance Sales AgentInsurance Broker
CredentialsLicensing required, varies by stateLicensing required, often more comprehensive
Work EnvironmentWorks for an insurance company or agencyWorks independently or for multiple insurers
Employer & Industry UsageEmployed by insurance companies or agenciesActs as an independent intermediary
Comparison Search IntentUnderstanding sales roles and licensingLooking for independent insurance options

Insurance Sales Agents typically work for a specific insurance company, selling their products and requiring licensing. Insurance Brokers operate independently, representing clients and comparing policies across multiple insurers. Both roles require licensing, but brokers often have broader access to various insurance options, making them suitable for clients seeking personalized coverage.

What type of insurance agents get paid the most?

In the insurance sales industry, specialized agents such as those selling high-net-worth individual policies, commercial insurance, or working in niche markets tend to earn higher commissions and salaries. Experienced agents with strong sales skills, industry certifications, and a robust client base generally earn more than entry-level agents. Compensation often depends on sales performance, product complexity, and the agency or company they work for.

What does a typical day look like for an Insurance Sales Agent, and how much of the job involves client interaction versus administrative tasks?

A typical day for an Insurance Sales Agent involves a mix of client interactions, prospecting for new business, and administrative duties. Agents spend a significant portion of their time meeting with clients—either in person, virtually, or over the phone—to understand their insurance needs, explain policy options, and assist with applications. The rest of the day may involve following up with leads, preparing quotes, processing paperwork, and maintaining client records. Strong communication skills and the ability to juggle multiple tasks are essential, as agents frequently collaborate with underwriters and other team members to ensure clients receive suitable coverage.
More about Insurance Sales Agent jobs
What cities are hiring for Insurance Sales Agent jobs? Cities with the most Insurance Sales Agent job openings:
What are the most commonly searched types of Insurance Sales Agent jobs? The most popular types of Insurance Sales Agent jobs are:
Who are the top companies hiring for Insurance Sales Agent jobs? The top employers for Insurance Sales Agent jobs are:
What states have the most Insurance Sales Agent jobs? States with the most job openings for Insurance Sales Agent jobs include:
What job categories do people searching Insurance Sales Agent jobs look for? The top searched job categories for Insurance Sales Agent jobs are:
What are popular job titles related to Insurance Sales Agent jobs? For Insurance Sales Agent jobs, the most frequently searched job titles are:
Insurance Sales Agent jobs near you
Infographic showing various Insurance Sales Agent job openings in the United States as of July 2026, with employment types broken down into 94% Full Time, 4% Part Time, and 2% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $72,458 per year, or $34.8 per hour.

Insurance Sales Agent

Farm Bureau Financial Services - Northern Minnesota

Moorhead, MN • On-site, Remote

Full-time

Posted 28 days ago

Job description

Description
Farm Bureau Financial Services is seeking an Insurance Sales Agent to help clients protect what matters most. This role is more than just sales; it's about building trusted relationships and being a pillar in the community. Agents provide guidance and support to individuals and families, helping them understand their insurance options and secure their futures.
Why join us?
  • Ongoing training and education to support your growth
  • Marketing tools, resources, and personalized coaching
  • Support from experienced marketing coaches and district managers
  • Proven programs designed to help agents succeed long-term
  • Backing of a trusted organization with a strong community presence
  • Incentive travel opportunities and cash bonuses
  • Learn more at BeAFarmBureauAgent.com

Apply