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Insurance Sales Agent Jobs in Iowa (NOW HIRING)

HealthMarkets, Inc.

Insurance Sales Agent

Ames, IA

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in ...

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Insurance Sales Agent information

See Iowa salary details

$25.8K

$68.1K

$131K

How much do insurance sales agent jobs pay per year?

As of Jul 31, 2026, the average yearly pay for insurance sales agent in Iowa is $68,058.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,600.00 and $84,100.00 per year, depending on experience, location, and employer.

Is being an insurance sales agent worth it?

Insurance sales agents earn commissions based on policies sold, with income potential varying by experience, location, and sales skills. The job often requires strong interpersonal skills, product knowledge, and the ability to build client relationships, with some roles offering flexible schedules. Overall, it can be a rewarding career for those who are motivated and skilled in sales, but income stability depends on individual performance and market conditions.

How much do insurance agents make per sale?

Insurance sales agents typically earn commissions that range from 10% to 20% of the policy premium for each sale. The exact amount depends on the insurer, the type of insurance, and the agent's experience and sales volume. Some agents also receive bonuses or residual income based on ongoing policy renewals.

What are the key skills and qualifications needed to thrive as an Insurance Sales Agent, and why are they important?

To thrive as an Insurance Sales Agent, you need strong sales acumen, product knowledge, and typically a state-issued insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is often required. Excellent interpersonal skills, active listening, and resilience help agents build trust and maintain client relationships. These skills are crucial for meeting sales targets, ensuring client satisfaction, and sustaining long-term business growth.

Is it hard to make money as an insurance agent?

Making money as an insurance sales agent depends on factors such as sales skills, client base, and commission structure. Success often requires building relationships, obtaining relevant licenses, and consistent effort, especially in the early stages of the career.

What does an Insurance Sales Agent do?

An Insurance Sales Agent helps clients choose insurance policies that fit their needs, such as life, health, auto, or home insurance. They explain different types of policies, answer questions about coverage, and assist clients with the application process. Agents also follow up with customers to update or renew policies and may handle claims or refer clients to specialists. Their primary goal is to match customers with the right insurance products and provide ongoing support.

What Do Insurance Sales Agents Do?

As an insurance sales agent, you sell life, health, disability, and other insurance policies. You approach potential clients by phone, email, or in person to determine their specific needs and by researching current coverage and available options. You also answer questions related to coverage and annual charges and, once a policy is selected, you obtain underwriting approval by completing the application for coverage. You must have excellent sales skills in this career, and you should always be looking out for the best interest of your client.

What is the difference between Insurance Sales Agent vs Insurance Broker?

AspectInsurance Sales AgentInsurance Broker
CredentialsLicensing required, varies by stateLicensing required, often more comprehensive
Work EnvironmentWorks for an insurance company or agencyWorks independently or for multiple insurers
Employer & Industry UsageEmployed by insurance companies or agenciesActs as an independent intermediary
Comparison Search IntentUnderstanding sales roles and licensingLooking for independent insurance options

Insurance Sales Agents typically work for a specific insurance company, selling their products and requiring licensing. Insurance Brokers operate independently, representing clients and comparing policies across multiple insurers. Both roles require licensing, but brokers often have broader access to various insurance options, making them suitable for clients seeking personalized coverage.

What type of insurance agents get paid the most?

In the insurance sales industry, specialized agents such as those selling high-net-worth individual policies, commercial insurance, or working in niche markets tend to earn higher commissions and salaries. Experienced agents with strong sales skills, industry certifications, and a robust client base generally earn more than entry-level agents. Compensation often depends on sales performance, product complexity, and the agency or company they work for.

What does a typical day look like for an Insurance Sales Agent, and how much of the job involves client interaction versus administrative tasks?

A typical day for an Insurance Sales Agent involves a mix of client interactions, prospecting for new business, and administrative duties. Agents spend a significant portion of their time meeting with clients—either in person, virtually, or over the phone—to understand their insurance needs, explain policy options, and assist with applications. The rest of the day may involve following up with leads, preparing quotes, processing paperwork, and maintaining client records. Strong communication skills and the ability to juggle multiple tasks are essential, as agents frequently collaborate with underwriters and other team members to ensure clients receive suitable coverage.
More about Insurance Sales Agent jobs
What are the most commonly searched types of Insurance Sales Agent jobs in Iowa? The most popular types of Insurance Sales Agent jobs in Iowa are:
What are popular job titles related to Insurance Sales Agent jobs in Iowa? For Insurance Sales Agent jobs in Iowa, the most frequently searched job titles are:
What job categories do people searching Insurance Sales Agent jobs in Iowa look for? The top searched job categories for Insurance Sales Agent jobs in Iowa are:
What cities in Iowa are hiring for Insurance Sales Agent jobs? Cities in Iowa with the most Insurance Sales Agent job openings:
What are popular job titles related to Insurance Sales Agent jobs in IA? For Insurance Sales Agent jobs in IA, the most frequently searched job titles are:
Insurance Sales Agent jobs near you
Infographic showing various Insurance Sales Agent job openings in Iowa as of July 2026, with employment types broken down into 1% Locum Tenens, 90% Full Time, 7% Part Time, and 2% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $68,058 per year, or $32.7 per hour.

Insurance Sales Agent

HealthMarkets, Inc.

Ames, IA

Contractor

Re-posted 29 days ago

Job description

HealthMarkets Overview

If youre looking for an exciting opportunity where you can change peoples lives and achieve financial success as an independent insurance agent, youve come to the right place. Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in the industry, all while making a difference in peoples lives.

And who are we? HealthMarkets is a technology-enabled health insurance agency delivering high-touch, customized health and supplemental insurance solutions to individuals, families and small businesses. Millions of Americans depend on us to help explore their coverage options and were looking for independent insurance agents like you to help us continue that mission.

So, whether youre an experienced insurance agent looking for your next opportunity or are just starting out and looking for an opportunity to demonstrate your talents, HealthMarkets is the career move that can help change your life.

Job description

Never worked in the health insurance industry before? Its no problem. If youve got an entrepreneurial spirit and drive and are ready to start your own business, we want you. At HealthMarkets, independent agents are given the opportunity to achieve financial success on their own time and schedule. Need to coach your childs soccer game? Or show up to a family event? Youve got the time because you work for yourself.

Plus, the opportunities for growth are endless. We provide you with the support, training, and resources you need to succeed on your terms. Get started today and watch your career take off to new heights.

48640-HM-0523

Disclaimer: Licensed Insurance Agents with HealthMarkets Insurance Agency are self-employed acting as independent contractors and not as employees. HealthMarkets independent licensed insurance agents shall for all purposes be deemed to be independent contractors and shall have no authority to act or represent themselves as an employee or partner of HealthMarkets Insurance Agency. An Independent licensed insurance agent with HealthMarkets is a commission only opportunity. HealthMarkets Insurance Agency, Inc., is licensed as an insurance agency nationwide except in MA. Not all agents are licensed to sell all products. Service and product availability may vary by state. 51934-HM-0326

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