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Independent Insurance Sales Jobs (NOW HIRING)

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Life Insurance Agent (1099 - Remote, Must reside in the United States) At Patchen Financial ... Agents have the potential to earn approximately $500 per sale on average * Part-time income ...

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How much do independent insurance sales jobs pay per year?

As of Aug 8, 2026, the average yearly pay for independent insurance sales in the United States is $100,576.00, according to ZipRecruiter salary data. Most workers in this role earn between $77,000.00 and $118,000.00 per year, depending on experience, location, and employer.

Is being an independent insurance sales agent worth it?

Independent insurance sales agents sell policies from multiple providers and typically work on commission, which can lead to variable income. Success depends on sales skills, client base, and market conditions, and the role often requires licensing and ongoing training.

What is an independent insurance sales agent?

Independent insurance sales agents are professionals who sell insurance policies from multiple companies rather than being tied to a single insurer. This allows them to offer a variety of coverage options tailored to their clients' needs. They act as intermediaries, helping customers compare policies, understand coverage details, and select the best insurance solutions. Independent agents often build long-term relationships with clients and may specialize in areas like auto, home, life, or business insurance.

What are some common challenges faced by independent insurance sales agents, and how can they be overcome?

Independent insurance sales agents often face challenges such as building a client base from scratch, maintaining consistent lead generation, and managing administrative tasks alongside sales duties. Success in this role typically requires strong networking skills, persistence, and the ability to leverage digital marketing and referral programs. Joining industry associations, seeking mentorship, and utilizing customer relationship management (CRM) tools can help agents stay organized and grow their business efficiently.

What is the difference between Independent Insurance Sales vs Insurance Agent?

AspectIndependent Insurance SalesInsurance Agent
CredentialsLicensing required; may sell multiple carriersLicensing required; typically represents one carrier or multiple
Work EnvironmentSelf-employed or contracted; flexible hoursEmployed by an agency or carrier; office or remote
Employer & Industry UsageIndependent sales agents operate across various companiesAgents work for specific insurance companies or agencies
Sales ApproachConsultative, independent client relationshipsBrand-specific, company-focused sales

Independent Insurance Sales professionals operate independently, often representing multiple carriers, offering clients a variety of options. Insurance Agents typically work for a specific company or agency, focusing on selling that company's policies. Both roles require licensing and involve client consultations, but their work environment and employer relationships differ significantly.

What are the key skills and qualifications needed to thrive as an independent insurance sales agent?

To thrive as an Independent Insurance Sales Agent, you need strong sales acumen, in-depth knowledge of insurance products, and typically a valid state insurance license. Familiarity with customer relationship management (CRM) software and quoting platforms is commonly required. Excellent communication, networking, and self-motivation are standout soft skills for building client trust and managing a self-driven business. These skills and qualities are essential for acquiring clients, maintaining compliance, and achieving sustainable sales success in a competitive market.
More about Independent Insurance Sales jobs
What states have the most Independent Insurance Sales jobs? States with the most job openings for Independent Insurance Sales jobs include:
What job categories do people searching Independent Insurance Sales jobs look for? The top searched job categories for Independent Insurance Sales jobs are:
Infographic showing various Independent Insurance Sales job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $100,576 per year, or $48.4 per hour.

Independent Insurance Sales Representative Opportunity

Patchen Financial

Burlington, NC • Remote

$500 - $5.0K/wk

Part-time

Re-posted 14 days ago

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Job description

About Us

Patchen Financial Solutions, LLC, is dedicated to helping families protect their financial future while developing the next generation of top-earning business builders in the insurance industry. We are expanding nationwide and looking for both licensed agents and driven individuals new to the industry who want mentorship, flexibility, and true unlimited earning potential.

Position: Life Insurance Agent (1099 – Remote, Must reside in the United States)

At Patchen Financial Solutions, LLC, we do three things:

  1. Sell – provide families with affordable and impactful life insurance solutions
  2. Recruit – help others join the industry and start their business
  3. Build – mentor and develop the people you bring onto your team

You can work part-time or full-time, set your own schedule, and grow at your own pace. We have in-house lead vendors, hands-on mentorship, and a proven system for success.

What We’re Looking For

• Honest, Entrepreneurial & Driven
• Self-motivated and disciplined
• Hard-working with strong follow-through
• Coachable (most important)
• Team-oriented mindset

No prior experience is required — we fully train you.

Must be eligible and meet the requirements for a life insurance license:

• Age: Be at least 18 years old.
• Residency: Be a legal resident of the state where you are applying for the license.
• Background: Be either a US Citizen or Legal US Resident, and typically have no felony or fraud convictions or significant tax issues.

What We Provide

• Set your own hours (fully remote)
• In-house lead vendors (warm leads, not cold calling)
• Comprehensive training & personal mentorship
• Opportunity to Earn Paid travel / incentive trips
• Opportunity to Earn Performance Bonuses and Incentives
• Growth path into leadership (build your own agency / overrides)

Compensation

• Agents have the potential to earn approximately $500 per sale on average
• Part-time income potential ranges: approximately $1,000 – $1,500 weekly
• Full-time income potential ranges: approximately $2,500 – $5,000+ weekly
100% Commission-based with incentives, bonuses — no caps or quotas, no salary/hourly wage, no benefits

Who This Opportunity Is Ideal For

✔ Those seeking a career shift into a more flexible and high-earning field, full time or as a side hustle
✔ Leaders who eventually want to build their own agency/team
✔ Stay-at-home parents, former corporate employees, sales professionals, or motivated self-starters

How to Apply

If you’re honest, driven, coachable, and ready to control your time, income, and future — we want to talk to you. Apply now to learn more about how you can start a rewarding business in the life insurance industry with full support, mentorship, and unlimited earning potential. Start part time/side-hustle and grow into a full time business, your choice.

As part of The Alliance, we have an opportunity to share beyond your wildest expectations. Check out this short video for an idea of where we are and what is possible.

Every Life has a Story: https://www.youtube.com/watch?v=MZrmrhCav4M

Company Description

We are dedicated to excellence in all that we do. Patchen Financial Solutions, LLC offers products from top rated carriers (50+) who have been long established in the industry, so we can provide our clients with the best plans that fit their specific needs. We do the shopping for them, comparing what they are eligible for. Most of our products are simplified issue so that clients can get great coverage faster, with no medical exam. With top quality products, it’s a win for both our clients and our agents. No one has to lose for someone else to win! We can ALL win!!!