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Independent Insurance Sales Jobs (NOW HIRING)

Brightway Insurance

Insurance Producer

Lafayette, LA · Hybrid

... paced sales environment * Positive attitude and willingness to learn About Brightway Insurance Founded in 2003, Brightway Insurance is one of the fastest-growing independent insurance franchise ...

Brightway Insurance

Insurance Producer

Lafayette, LA · Hybrid

... paced sales environment * Positive attitude and willingness to learn About Brightway Insurance Founded in 2003, Brightway Insurance is one of the fastest-growing independent insurance franchise ...

Brightway Insurance

Insurance Producer

Lafayette, LA · On-site

... paced sales environment * Positive attitude and willingness to learn About Brightway Insurance Founded in 2003, Brightway Insurance is one of the fastest-growing independent insurance franchise ...

StaffMyAgency LLC

Licensed Insurance Sales

Lubbock, TX · On-site

$41K - $65K/yr

As an independent insurance business, we prioritize relationships within our team, with our clients ... Sales Activities: * Networking at professional organizations, association meetings, and mixers.

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All JobsIndependent Insurance Sales Jobs

Independent Insurance Sales information

See salary details

$31K

$100.6K

$165K

How much do independent insurance sales jobs pay per year?

As of Jun 29, 2026, the average yearly pay for independent insurance sales in the United States is $100,576.00, according to ZipRecruiter salary data. Most workers in this role earn between $77,000.00 and $118,000.00 per year, depending on experience, location, and employer.

What type of insurance sales pays the most?

In insurance sales, selling high-value policies such as life insurance, commercial insurance, or specialized coverage often yields higher commissions and earnings. Experienced agents with strong client networks and certifications can increase their income potential, especially in niche markets or with complex policies. Sales of property and casualty insurance can also be lucrative depending on the market and sales skills.

How much does a 215 license make?

A 215 license in Florida allows an insurance agent to sell property and casualty insurance. The average income for independent insurance sales agents with this license varies widely but typically ranges from $40,000 to $80,000 annually, depending on experience, sales skills, and client base.

Do independent insurance agents make good money?

Independent insurance agents can earn a wide range of income depending on their sales performance, client base, and commission rates, which typically range from 10% to 20% of policy premiums. Successful agents with strong sales skills and industry experience can earn a substantial income, often exceeding the national average for sales professionals, but income variability is common due to commission-based compensation. Building a client network and obtaining relevant licenses are essential for maximizing earning potential in this role.

What are independent insurance sales agents?

Independent insurance sales agents are professionals who sell insurance policies from multiple companies rather than being tied to a single insurer. This allows them to offer a variety of coverage options tailored to their clients' needs. They act as intermediaries, helping customers compare policies, understand coverage details, and select the best insurance solutions. Independent agents often build long-term relationships with clients and may specialize in areas like auto, home, life, or business insurance.

What are some common challenges faced by independent insurance sales agents, and how can they be overcome?

Independent insurance sales agents often face challenges such as building a client base from scratch, maintaining consistent lead generation, and managing administrative tasks alongside sales duties. Success in this role typically requires strong networking skills, persistence, and the ability to leverage digital marketing and referral programs. Joining industry associations, seeking mentorship, and utilizing customer relationship management (CRM) tools can help agents stay organized and grow their business efficiently.

What is the difference between Independent Insurance Sales vs Insurance Agent?

AspectIndependent Insurance SalesInsurance Agent
CredentialsLicensing required; may sell multiple carriersLicensing required; typically represents one carrier or multiple
Work EnvironmentSelf-employed or contracted; flexible hoursEmployed by an agency or carrier; office or remote
Employer & Industry UsageIndependent sales agents operate across various companiesAgents work for specific insurance companies or agencies
Sales ApproachConsultative, independent client relationshipsBrand-specific, company-focused sales

Independent Insurance Sales professionals operate independently, often representing multiple carriers, offering clients a variety of options. Insurance Agents typically work for a specific company or agency, focusing on selling that company's policies. Both roles require licensing and involve client consultations, but their work environment and employer relationships differ significantly.

Why do so many insurance agents quit?

Many insurance agents quit due to the high level of competition, the need for persistent sales efforts, and the commission-based pay structure that can lead to income instability. Additionally, the job often requires strong interpersonal skills, self-motivation, and resilience to handle rejection and maintain client relationships.

What are the key skills and qualifications needed to thrive as an Independent Insurance Sales Agent, and why are they important?

To thrive as an Independent Insurance Sales Agent, you need strong sales acumen, in-depth knowledge of insurance products, and typically a valid state insurance license. Familiarity with customer relationship management (CRM) software and quoting platforms is commonly required. Excellent communication, networking, and self-motivation are standout soft skills for building client trust and managing a self-driven business. These skills and qualities are essential for acquiring clients, maintaining compliance, and achieving sustainable sales success in a competitive market.
More about Independent Insurance Sales jobs
What states have the most Independent Insurance Sales jobs? States with the most job openings for Independent Insurance Sales jobs include:
What job categories do people searching Independent Insurance Sales jobs look for? The top searched job categories for Independent Insurance Sales jobs are:
Independent Insurance Sales jobs near you
Infographic showing various Independent Insurance Sales job openings in the United States as of June 2026, with employment types broken down into 6% As Needed, 77% Full Time, and 17% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $100,576 per year, or $48.4 per hour.
Commercial Insurance Producer - Independent Agency - Base Salary to 50k/year - Athens, AL

Commercial Insurance Producer - Independent Agency - Base Salary to 50k/year - Athens, AL

AllSearch Professional Staffing

Athens, AL • On-site, Remote

Other

Retirement, PTO

Posted 29 days ago

Job description

Commercial Insurance Producer - Independent Agency - Base Salary to 50k/year - Athens, AL

  • Our client is a well-established independent insurance agency with a long-standing presence in the Southeastern United States. They are seeking an experienced Commercial Insurance Producer to develop and grow a book of business across commercial lines accounts. This role offers flexibility to work remotely or in-office and provides access to a broad network of carrier markets and internal support systems.

Responsibilities:

  • Develop and grow a book of commercial lines business through new client acquisition
  • Prospect and generate new business through networking, referrals, and direct outreach
  • Manage the full sales lifecycle including quoting, binding, and renewals
  • Build and maintain relationships with multiple insurance carriers and underwriting partners
  • Analyze client risk exposures and recommend appropriate coverage solutions
  • Review existing policies and identify opportunities for coverage improvements and cross-selling
  • Maintain accurate client records and activity tracking within Applied Epic or similar agency management systems

Qualifications:

  • Active Property & Casualty (P&C) License
  • 10+ years of experience in commercial insurance sales / production
  • Proven track record of building and managing a book of business (new business development required)
  • Experience working within an independent insurance agency environment
  • Experience placing business with multiple carriers
  • Proficiency with Applied Epic or similar agency management systems

Compensation:

  • Base salary up to 50k/year (year one)
  • Year 2: Reduced base (25k/year) transitioning toward commission
  • Year 3: Full commission structure
  • Commission: ~40% new business / ~25% renewals
  • 401k eligibility after 1 year
  • 3 weeks PTO

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