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Life Insurance Sales Jobs (NOW HIRING)

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Life Insurance Sales

Knoxville, TN · On-site

$5.0K - $7.0K/mo

Commission Only Maverick Insured is hiring entry-level Insurance Sales Representatives to assist clients with life insurance and retirement solutions. This is a 1099 independent-contractor sales ...

Veteran-friendly

Urgent

Training provided

Life Insurance Sales Agent

Modesto, CA · On-site +1

$30K - $160K/yr

S. who say they need life insurance or more of it. The opportunity is now and we need agents to make an impact. No prior experience in sales or insurance is required. Core Responsibilities

Life Insurance Sales Agent

Flint, MI · On-site +1

$30K - $160K/yr

S. who say they need life insurance or more of it. The opportunity is now and we need agents to make an impact. No prior experience in sales or insurance is required. Core Responsibilities

Life Insurance Sales Agent

CA · On-site +1

$30K - $160K/yr

S. who say they need life insurance or more of it. The opportunity is now and we need agents to make an impact. No prior experience in sales or insurance is required. Core Responsibilities

Life Insurance Sales Agent

Savannah, GA · On-site +1

$30K - $160K/yr

S. who say they need life insurance or more of it. The opportunity is now and we need agents to make an impact. No prior experience in sales or insurance is required. Core Responsibilities

Life Insurance Sales Agent

Augusta, GA · On-site +1

$30K - $160K/yr

S. who say they need life insurance or more of it. The opportunity is now and we need agents to make an impact. No prior experience in sales or insurance is required. Core Responsibilities

Life Insurance Sales Agent

Atlanta, GA · On-site +1

$30K - $160K/yr

S. who say they need life insurance or more of it. The opportunity is now and we need agents to make an impact. No prior experience in sales or insurance is required. Core Responsibilities

Life Insurance Sales Agent

Macon, GA · On-site +1

$30K - $160K/yr

S. who say they need life insurance or more of it. The opportunity is now and we need agents to make an impact. No prior experience in sales or insurance is required. Core Responsibilities

Life Insurance Sales Agent

Detroit, MI · On-site +1

$30K - $160K/yr

S. who say they need life insurance or more of it. The opportunity is now and we need agents to make an impact. No prior experience in sales or insurance is required. Core Responsibilities

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Showing results 1-20

Life Insurance Sales information

See salary details

$29.5K

$92.1K

$140.5K

How much do life insurance sales jobs pay per year?

As of Aug 9, 2026, the average yearly pay for life insurance sales in the United States is $92,116.00, according to ZipRecruiter salary data. Most workers in this role earn between $68,500.00 and $116,000.00 per year, depending on experience, location, and employer.

What is life insurance sales?

Life Insurance Sales involves helping individuals and families find and purchase life insurance policies that meet their financial and coverage needs. Professionals in this field educate clients about different types of life insurance, such as term life or whole life, and assist them in selecting the best options. They also handle paperwork, answer questions about policy details, and may provide ongoing customer service. Life Insurance Sales agents often work for insurance companies or as independent brokers, and typically earn commissions based on the policies they sell.

What are the key skills and qualifications needed to thrive as a life insurance sales agent?

To excel in Life Insurance Sales, you need a solid understanding of insurance products, strong sales acumen, and typically a state-issued insurance license. Familiarity with CRM software, digital quoting tools, and e-signature platforms is important for managing leads and processing applications efficiently. Exceptional interpersonal skills, active listening, and resilience help agents build trust and maintain long-term client relationships. These abilities are crucial for meeting sales targets, ensuring regulatory compliance, and delivering tailored solutions to clients' financial needs.

Is life insurance sales a good career?

A career in life insurance sales can be challenging and rewarding. You are responsible for customer acquisition, and your income is commission-based. The job affords immense room for growth, as the market is large and commissions are high. Additionally, life insurance sales agents get the opportunity to act as financial investment advisors to individuals who find it difficult to navigate life insurance policy documents on their own.

Why do most life insurance sales agents quit?

Most life insurance sales agents quit due to the challenging nature of the sales process, high rejection rates, and the need for strong interpersonal skills. Additionally, the job often involves irregular income, extensive training, and the pressure to meet sales targets, which can lead to burnout and turnover.

What is the difference between Life Insurance Sales vs Insurance Agent?

AspectLife Insurance SalesInsurance Agent
CertificationsTypically requires state licensing and life insurance certificationRequires state licensing for various insurance types, including life, health, and property
Work EnvironmentPrimarily office-based or client meetings, often commission-basedCan include agency offices, client meetings, and fieldwork
Industry UsageSpecialized in selling life insurance policiesBroader role covering multiple insurance products
Search & Comparison IntentFocused on life insurance sales techniques and certificationsBroader insurance sales roles, including multiple product types

Life Insurance Sales professionals focus specifically on selling life insurance policies and require specialized certifications. Insurance Agents may sell various insurance products, including life, health, and property, and often hold multiple licenses. While both roles involve client consultations and commission-based income, Life Insurance Sales roles are more specialized, whereas Insurance Agents have a broader scope in the insurance industry.

How do life insurance salesmen get paid?

Life insurance salesmen typically earn commissions based on the policies they sell, which can be a percentage of the premium or a flat fee. Some may also receive bonuses or incentives for meeting sales targets, and their income often depends on their sales volume and client retention. Many agents work on a commission-only basis, while others may have a base salary plus commissions.

What are some common challenges faced by life insurance sales professionals, and how can they be overcome?

One of the most common challenges in life insurance sales is building trust with potential clients, as discussing financial planning and mortality can be sensitive topics. Overcoming this requires strong interpersonal skills, active listening, and a consultative approach to understand each client's unique needs. Additionally, meeting sales targets in a competitive market can be demanding, so successful agents focus on continuous learning, networking, and leveraging technology to manage leads effectively. Collaborating with experienced team members and seeking mentorship can also provide valuable support and guidance.
What cities are hiring for Life Insurance Sales jobs? Cities with the most Life Insurance Sales job openings:
What are the most commonly searched types of Life Insurance Sales jobs? The most popular types of Life Insurance Sales jobs are:
What states have the most Life Insurance Sales jobs? States with the most job openings for Life Insurance Sales jobs include:
Infographic showing various Life Insurance Sales job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 60% In-person, and 40% Remote job distribution, with an average salary of $92,116 per year, or $44.3 per hour.

Life Insurance Sales

Maverick Insured

Knoxville, TN • On-site

Veteran-friendly

Urgent

Training provided

$5.0K - $7.0K/mo

Full-time

Posted 9 days ago

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Job description

Entry-Level Insurance Sales Representative — 1099 Commission Only

Company: Maverick Insured

Location: Knoxville, Tennessee

Position Type: 1099 Independent Contractor

Compensation: Commission Only

Maverick Insured is hiring entry-level Insurance Sales Representatives to assist clients with life insurance and retirement solutions.

This is a 1099 independent-contractor sales opportunity. Compensation is entirely commission-based. There is no salary, hourly wage, or guaranteed income.

Responsibilities

- Speak with prospective clients

- Explain available insurance products

- Recommend coverage based on client needs

- Complete applications and follow up with clients

- Follow all licensing, carrier, and compliance requirements

Products and Carriers

Representatives may offer term life, whole life, indexed universal life, final-expense insurance, and annuities through carriers including Americo, Transamerica, Mutual of Omaha, Corebridge Financial, Aetna, American Amicable, Ethos, and Athene.

Licensing and Training

No prior insurance experience is required.

Maverick provides:

- Licensing education and exam preparation

- Payment of approved licensing and certification fees

- Product training and ongoing coaching

- Company-provided leads

Training and licensing preparation are unpaid. Candidates must become properly licensed and appointed before earning commissions.

Compensation Disclosure

- Commission-only compensation

- No salary, hourly wage, or minimum income

- Earnings vary based on individual production and issued business

- Commissions may be subject to carrier approval, cancellations, and chargebacks

- Bonuses may be available based on performance

Qualifications

- At least 18 years old

- High school diploma or equivalent

- Able to obtain an insurance license

- Professional, dependable, and coachable

- Comfortable speaking with clients

- Able to work from our Knoxville office

Independent contractors are responsible for their own taxes and do not receive employee benefits such as paid time off, overtime pay, unemployment benefits, or employer-sponsored health insurance.