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Life Insurance Sales Jobs in Rochester, NY (NOW HIRING)

Schnitzer Agency

Life Insurance Sales Agent

Rochester, NY · On-site +1

$30K - $160K/yr

S. who say they need life insurance or more of it. The opportunity is now and we need agents to make an impact. No prior experience in sales or insurance is required. Core Responsibilities

Howard Hanna Holdings

Insurance Sales Agent

Rochester, NY · On-site

$45K - $75K/yr

Insurance Sales Agent Built Different. Built to Win Together. At Howard Hanna Insurance Services, w ... life, business, and commercial insurance. As part of the Howard Hanna Family of Companies, we help ...

Rita Prince Insurance Agency Inc

Be Seen First

Insurance Sales Representative

Fairport, NY · On-site

$48K - $60K/yr

Use a customer-focused, needs-based review process to educate customers about insurance options. * Establish customer relationships and follow up with customers, as needed. * Maintain a strong work ...

Rita Prince Insurance Agency Inc

Be Seen First

Insurance Sales Representative

Fairport, NY · On-site

$48K - $60K/yr

Use a customer-focused, needs-based review process to educate customers about insurance options. * Establish customer relationships and follow up with customers, as needed. * Maintain a strong work ...

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All JobsLife Insurance Sales JobsLife Insurance Sales Jobs in Rochester, NY

Life Insurance Sales information

See Rochester, NY salary details

$29.1K

$90.9K

$138.6K

How much do life insurance sales jobs pay per year?

As of Jul 19, 2026, the average yearly pay for life insurance sales in Rochester, NY is $90,888.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,600.00 and $114,500.00 per year, depending on experience, location, and employer.

How much can you sell a $100,000 life insurance policy for?

As a life insurance sales professional, the commission on a $100,000 policy typically ranges from 20% to 100% of the first year's premium, depending on the insurer and policy type. The actual sale price is set by the insurer, but agents earn commissions based on the premium paid by the client, not a separate selling price.

What are Life Insurance Sales?

Life Insurance Sales involves helping individuals and families find and purchase life insurance policies that meet their financial and coverage needs. Professionals in this field educate clients about different types of life insurance, such as term life or whole life, and assist them in selecting the best options. They also handle paperwork, answer questions about policy details, and may provide ongoing customer service. Life Insurance Sales agents often work for insurance companies or as independent brokers, and typically earn commissions based on the policies they sell.

What are the key skills and qualifications needed to thrive as a Life Insurance Sales Agent, and why are they important?

To excel in Life Insurance Sales, you need a solid understanding of insurance products, strong sales acumen, and typically a state-issued insurance license. Familiarity with CRM software, digital quoting tools, and e-signature platforms is important for managing leads and processing applications efficiently. Exceptional interpersonal skills, active listening, and resilience help agents build trust and maintain long-term client relationships. These abilities are crucial for meeting sales targets, ensuring regulatory compliance, and delivering tailored solutions to clients' financial needs.

Is Life Insurance Sales a Good Career?

A career in life insurance sales can be challenging and rewarding. You are responsible for customer acquisition, and your income is commission-based. The job affords immense room for growth, as the market is large and commissions are high. Additionally, life insurance sales agents get the opportunity to act as financial investment advisors to individuals who find it difficult to navigate life insurance policy documents on their own.

Why do most life insurance agents quit?

Most life insurance agents quit due to the challenging nature of sales, high rejection rates, and the need for persistent prospecting. The job often involves commission-based income, requiring strong interpersonal skills and resilience, which can lead to burnout and turnover.

Is selling life insurance a good career?

Life insurance sales is a sales-oriented career that involves building client relationships, understanding insurance products, and meeting sales targets. Success often depends on communication skills, industry knowledge, and the ability to generate leads, with many agents working on commission and requiring licensing. It can offer flexible schedules and earning potential but also involves competition and ongoing client management.

How much does a life insurance agent make per sale?

A life insurance agent typically earns a commission that ranges from 20% to 40% of the policy's premium, with the exact amount depending on the insurer and policy type. Commissions are often higher for initial sales and may decrease for renewals or follow-up policies. Successful agents also develop skills in client consultation and sales techniques to increase their earnings per sale.

What is the difference between Life Insurance Sales vs Insurance Agent?

AspectLife Insurance SalesInsurance Agent
CertificationsTypically requires state licensing and life insurance certificationRequires state licensing for various insurance types, including life, health, and property
Work EnvironmentPrimarily office-based or client meetings, often commission-basedCan include agency offices, client meetings, and fieldwork
Industry UsageSpecialized in selling life insurance policiesBroader role covering multiple insurance products
Search & Comparison IntentFocused on life insurance sales techniques and certificationsBroader insurance sales roles, including multiple product types

Life Insurance Sales professionals focus specifically on selling life insurance policies and require specialized certifications. Insurance Agents may sell various insurance products, including life, health, and property, and often hold multiple licenses. While both roles involve client consultations and commission-based income, Life Insurance Sales roles are more specialized, whereas Insurance Agents have a broader scope in the insurance industry.

What are some common challenges faced by life insurance sales professionals, and how can they be overcome?

One of the most common challenges in life insurance sales is building trust with potential clients, as discussing financial planning and mortality can be sensitive topics. Overcoming this requires strong interpersonal skills, active listening, and a consultative approach to understand each client's unique needs. Additionally, meeting sales targets in a competitive market can be demanding, so successful agents focus on continuous learning, networking, and leveraging technology to manage leads effectively. Collaborating with experienced team members and seeking mentorship can also provide valuable support and guidance.
More about Life Insurance Sales jobs
What are the most commonly searched types of Life Insurance Sales jobs in Rochester, NY? The most popular types of Life Insurance Sales jobs in Rochester, NY are:
What are popular job titles related to Life Insurance Sales jobs in Rochester, NY? For Life Insurance Sales jobs in Rochester, NY, the most frequently searched job titles are:
What job categories do people searching Life Insurance Sales jobs in Rochester, NY look for? The top searched job categories for Life Insurance Sales jobs in Rochester, NY are:
What cities near Rochester, NY are hiring for Life Insurance Sales jobs? Cities near Rochester, NY with the most Life Insurance Sales job openings:
Life Insurance Sales jobs near you
Infographic showing various Life Insurance Sales job openings in Rochester, NY as of July 2026, with employment types broken down into 50% Full Time, and 50% Part Time. Highlights an 100% In-person job distribution, with an average salary of $90,888 per year, or $43.7 per hour.

Life Insurance Sales Agent

Schnitzer Agency

Rochester, NY • On-site, Remote

$30K - $160K/yr

Full-time

Posted 15 days ago

Job description

Agencies within Symmetry Financial Group continue to grow, and we need driven individuals looking to learn, build, and inspire others while helping families live life and protect their loved ones. Take control of your future and launch your agent career today.

Unsure of joining the insurance industry? Our agents have transitioned from careers in teaching, nursing, social work, real estate, and countless others to build a career aligned with our shared purpose, values, and financial wellbeing.

According to a 2024 study conducted by LIMRA there are an estimated 102 million uninsured and underinsured adults in the U.S. who say they need life insurance or more of it. The opportunity is now and we need agents to make an impact.

No prior experience in sales or insurance is required.

Core Responsibilities:

  • Consult with potential and current clients to secure life insurance coverage based on their needs
  • Virtually meet with individuals who have requested life insurance information (no cold calling) via our proven lead system
  • Manage sales administrative tasks such as documentation, policy processing, and maintaining accurate client records
  • Attend team calls, mentorship sessions, and training (virtual or in-person)

What you’ll bring:

  • Willingness to obtain a life insurance license (with our help)
  • A strong, coachable work ethic
  • High character and integrity
  • A familiarity with CRM platforms is helpful
  • An ability to build and nurture internal and external relationships
  • Must be 18+ and legally authorized to work in the U.S.

What you’ll get:

  • The ability to work when and where you choose
  • Guided mentorship throughout your development
  • Game-changing technology and support
  • The industry’s only value-based leads program
  • World class culture and leadership development

Benefits: Work from home, flexible schedule, bonus eligible, incentive trips, equity opportunities

 

Pay:

  • 1099 contractor; commissions only
  • Part-Time Uncapped Potential: estimated $30,000–$60,000+ / first year (15–20 hrs/week)
  • Full-Time Uncapped Potential: estimated $84,000–$160,000+ / first year (35–45 hrs/week)

No agent’s success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.

Apply