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Virtual Life Insurance Sales Jobs in Rochester, NY

Howard Hanna Holdings

Insurance Sales Agent

Rochester, NY · On-site

$45K - $75K/yr

Insurance Sales Agent Built Different. Built to Win Together. At Howard Hanna Insurance Services, w ... life, business, and commercial insurance. As part of the Howard Hanna Family of Companies, we help ...

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All JobsLife Insurance Sales JobsVirtual Life Insurance Sales JobsVirtual Life Insurance Sales Jobs in Rochester, NY

Virtual Life Insurance Sales information

See Rochester, NY salary details

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$24

$33

How much do virtual life insurance sales jobs pay per hour?

As of Jul 18, 2026, the average hourly pay for virtual life insurance sales in Rochester, NY is $24.07, according to ZipRecruiter salary data. Most workers in this role earn between $20.14 and $27.02 per hour, depending on experience, location, and employer.

How much do virtual insurance agents make?

Virtual life insurance sales agents typically earn between $40,000 and $80,000 annually, with top performers earning over $100,000 through commissions and bonuses. Income depends on sales volume, experience, and the commission structure of the company, often requiring strong communication skills and product knowledge.

How do virtual life insurance sales work?

Virtual life insurance sales involve agents or representatives selling life insurance policies through online platforms, video calls, or digital communication tools. Salespeople typically assess client needs, provide policy information, and complete applications remotely, often using digital signatures and online underwriting processes. Success in this role requires strong communication skills, familiarity with insurance products, and the ability to navigate digital sales tools.

How can I make $2000 a week working from home?

Virtual life insurance sales professionals can earn $2000 or more weekly by building a client base, developing strong sales skills, and working flexible hours. Success depends on product knowledge, effective communication, and consistent lead generation through online marketing or referrals.

How much can you sell a $100,000 life insurance policy for?

As a virtual life insurance sales agent, the commission for selling a $100,000 policy typically ranges from 20% to 40% of the premium, depending on the insurer and policy type. This means you could earn between $200 and $400 in commission for each policy sold, with higher commissions often available for more complex or higher-value policies. Success depends on your sales skills, client relationships, and the company's compensation structure.

What are some common challenges faced in a virtual life insurance sales role, and how can they be overcome?

One of the main challenges in virtual life insurance sales is building trust and rapport with clients remotely, as traditional face-to-face interactions are replaced by phone calls or video meetings. Successful agents often overcome this by enhancing their communication skills, utilizing digital tools effectively, and maintaining consistent follow-ups. Additionally, managing time independently and staying motivated without in-person supervision can be difficult, so setting clear daily goals and leveraging team collaboration platforms can help. Continuous learning about products and adapting to changing customer needs online also contribute to long-term success in this role.

What are the key skills and qualifications needed to thrive as a Virtual Life Insurance Sales Agent, and why are they important?

To thrive as a Virtual Life Insurance Sales Agent, you need a solid understanding of insurance products, sales techniques, and typically a valid insurance license. Familiarity with customer relationship management (CRM) software, virtual meeting platforms, and e-signature tools is essential. Strong interpersonal communication, active listening, and self-motivation are key soft skills that help build trust and close sales remotely. These skills and tools are crucial for effectively reaching clients, understanding their needs, and ensuring compliance in a digital sales environment.

What is the difference between Virtual Life Insurance Sales vs Virtual Health Insurance Sales?

AspectVirtual Life Insurance SalesVirtual Health Insurance Sales
Required CredentialsLife insurance license, sales certificationHealth insurance license, sales certification
Work EnvironmentRemote, client meetings onlineRemote, client meetings online
Industry UsageInsurance providers, brokeragesInsurance providers, brokerages
Common Search IntentCompare life insurance options, sales jobsCompare health insurance options, sales jobs

Virtual Life Insurance Sales and Virtual Health Insurance Sales both involve selling insurance policies remotely, requiring industry-specific licenses and certifications. The main difference lies in the type of insurance sold—life versus health—and the target clients. Both roles are typically performed in a remote environment and are used by insurance companies and brokerages. Understanding these distinctions helps job seekers find the right sales position aligned with their credentials and interests.

What are virtual life insurance sales?

Virtual life insurance sales involve selling life insurance policies to clients remotely, typically via phone, video calls, email, or online platforms. Agents use digital tools to connect with clients, assess their needs, explain policy options, and complete applications without meeting in person. This approach offers flexibility for both clients and agents, enabling service across wide geographic areas. The process often includes digital signatures and secure document sharing to complete transactions efficiently.
What are the most commonly searched types of Life Insurance Sales jobs in Rochester, NY? The most popular types of Life Insurance Sales jobs in Rochester, NY are:
What are popular job titles related to Virtual Life Insurance Sales jobs in Rochester, NY? For Virtual Life Insurance Sales jobs in Rochester, NY, the most frequently searched job titles are:
What job categories do people searching Virtual Life Insurance Sales jobs in Rochester, NY look for? The top searched job categories for Virtual Life Insurance Sales jobs in Rochester, NY are:
What cities near Rochester, NY are hiring for Virtual Life Insurance Sales jobs? Cities near Rochester, NY with the most Virtual Life Insurance Sales job openings:
Virtual Life Insurance Sales jobs near you
Infographic showing various Virtual Life Insurance Sales job openings in Rochester, NY as of July 2026, with employment types broken down into 1% As Needed, 72% Full Time, 23% Part Time, and 4% Contract. Highlights an 90% Physical, 1% Hybrid, and 9% Remote job distribution, with an average salary of $50,072 per year, or $24.1 per hour.

Life Insurance Sales Agent

Schnitzer Agency

Rochester, NY • On-site, Remote

$30K - $160K/yr

Full-time

Re-posted 14 days ago

Job description

Agencies within Symmetry Financial Group continue to grow, and we need driven individuals looking to learn, build, and inspire others while helping families live life and protect their loved ones. Take control of your future and launch your agent career today.

Unsure of joining the insurance industry? Our agents have transitioned from careers in teaching, nursing, social work, real estate, and countless others to build a career aligned with our shared purpose, values, and financial wellbeing.

According to a 2024 study conducted by LIMRA there are an estimated 102 million uninsured and underinsured adults in the U.S. who say they need life insurance or more of it. The opportunity is now and we need agents to make an impact.

No prior experience in sales or insurance is required.

Core Responsibilities:

  • Consult with potential and current clients to secure life insurance coverage based on their needs
  • Virtually meet with individuals who have requested life insurance information (no cold calling) via our proven lead system
  • Manage sales administrative tasks such as documentation, policy processing, and maintaining accurate client records
  • Attend team calls, mentorship sessions, and training (virtual or in-person)

What you’ll bring:

  • Willingness to obtain a life insurance license (with our help)
  • A strong, coachable work ethic
  • High character and integrity
  • A familiarity with CRM platforms is helpful
  • An ability to build and nurture internal and external relationships
  • Must be 18+ and legally authorized to work in the U.S.

What you’ll get:

  • The ability to work when and where you choose
  • Guided mentorship throughout your development
  • Game-changing technology and support
  • The industry’s only value-based leads program
  • World class culture and leadership development

Benefits: Work from home, flexible schedule, bonus eligible, incentive trips, equity opportunities

 

Pay:

  • 1099 contractor; commissions only
  • Part-Time Uncapped Potential: estimated $30,000–$60,000+ / first year (15–20 hrs/week)
  • Full-Time Uncapped Potential: estimated $84,000–$160,000+ / first year (35–45 hrs/week)

No agent’s success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.

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