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Virtual Life Insurance Sales Jobs in Schenectady, NY

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How much do virtual life insurance sales jobs pay per hour?

As of May 28, 2026, the average hourly pay for virtual life insurance sales in Schenectady, NY is $23.61, according to ZipRecruiter salary data. Most workers in this role earn between $19.76 and $26.49 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Virtual Life Insurance Sales Agent, and why are they important?

To thrive as a Virtual Life Insurance Sales Agent, you need a solid understanding of insurance products, sales techniques, and typically a valid insurance license. Familiarity with customer relationship management (CRM) software, virtual meeting platforms, and e-signature tools is essential. Strong interpersonal communication, active listening, and self-motivation are key soft skills that help build trust and close sales remotely. These skills and tools are crucial for effectively reaching clients, understanding their needs, and ensuring compliance in a digital sales environment.

What are some common challenges faced in a virtual life insurance sales role, and how can they be overcome?

One of the main challenges in virtual life insurance sales is building trust and rapport with clients remotely, as traditional face-to-face interactions are replaced by phone calls or video meetings. Successful agents often overcome this by enhancing their communication skills, utilizing digital tools effectively, and maintaining consistent follow-ups. Additionally, managing time independently and staying motivated without in-person supervision can be difficult, so setting clear daily goals and leveraging team collaboration platforms can help. Continuous learning about products and adapting to changing customer needs online also contribute to long-term success in this role.

What are virtual life insurance sales?

Virtual life insurance sales involve selling life insurance policies to clients remotely, typically via phone, video calls, email, or online platforms. Agents use digital tools to connect with clients, assess their needs, explain policy options, and complete applications without meeting in person. This approach offers flexibility for both clients and agents, enabling service across wide geographic areas. The process often includes digital signatures and secure document sharing to complete transactions efficiently.

What is the difference between Virtual Life Insurance Sales vs Virtual Health Insurance Sales?

AspectVirtual Life Insurance SalesVirtual Health Insurance Sales
Required CredentialsLife insurance license, sales certificationHealth insurance license, sales certification
Work EnvironmentRemote, client meetings onlineRemote, client meetings online
Industry UsageInsurance providers, brokeragesInsurance providers, brokerages
Common Search IntentCompare life insurance options, sales jobsCompare health insurance options, sales jobs

Virtual Life Insurance Sales and Virtual Health Insurance Sales both involve selling insurance policies remotely, requiring industry-specific licenses and certifications. The main difference lies in the type of insurance sold—life versus health—and the target clients. Both roles are typically performed in a remote environment and are used by insurance companies and brokerages. Understanding these distinctions helps job seekers find the right sales position aligned with their credentials and interests.

What are the most commonly searched types of Life Insurance Sales jobs in Schenectady, NY? The most popular types of Life Insurance Sales jobs in Schenectady, NY are:
What job categories do people searching Virtual Life Insurance Sales jobs in Schenectady, NY look for? The top searched job categories for Virtual Life Insurance Sales jobs in Schenectady, NY are:
What cities near Schenectady, NY are hiring for Virtual Life Insurance Sales jobs? Cities near Schenectady, NY with the most Virtual Life Insurance Sales job openings:
Infographic showing various Virtual Life Insurance Sales job openings in Schenectady, NY as of May 2026, with employment types broken down into 1% As Needed, 78% Full Time, 16% Part Time, and 5% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $49,101 per year, or $23.6 per hour.

Life Insurance Sales Agent

New York Life - Reidy Group

Latham, NY

$65K - $85K/yr

Full-time

Posted 23 days ago


Job description

To be considered, candidates must live in or around the Albany, NY area


Our insurance agency is expanding and needs the help of a life insurance agent to expand our list of prospective clients and onboard new clients. Our ideal candidate is great with people, a naturally talented salesperson, and harbors incredible customer service skills and a passion for helping those in need. You’ll have an opportunity to help a thriving insurance team succeed and make a tangible difference in clients’ lives every day. If this sounds like a job you’d love, apply now!


Candidates will report to Latham, NY office

Compensation:

$65,000 - $85,000 yearly


Responsibilities:
  • Cultivate and maintain strong relationships with clients to understand their financial needs and provide tailored insurance solutions.
  • Proactively identify and pursue new business opportunities to expand client base and drive revenue growth.
  • Conduct comprehensive financial assessments to recommend appropriate insurance products that align with clients' goals.
  • Collaborate with team members to develop and implement effective sales strategies that enhance our market presence.
  • Stay informed about industry trends and regulatory changes to ensure compliance and provide clients with up-to-date information.
  • Deliver exceptional customer service by promptly addressing client inquiries and resolving any issues with professionalism.
  • Facilitate the onboarding process for new clients, ensuring a seamless transition and a positive first impression of our services.

Qualifications:

To be considered, candidates must live in or around the Albany, NY area

  • Experience in the financial services industry, particularly in insurance, is essential.
  • Ability to provide exceptional customer service, ensuring clients feel valued and understood.
  • Proven track record of successfully managing and processing insurance claims with accuracy and efficiency.
  • Strong communication skills to effectively onboard new clients and maintain relationships with existing ones.
  • Ability to evaluate clients' insurance needs and tailor solutions that align with their financial goals.
  • Experience in maintaining organized records and databases, ensuring all client information is current and accessible.
  • Proficiency in using marketing strategies, including networking and referrals, to grow a customer base is a plus.

About Company

New York Life Insurance Company

New York Life is a cornerstone of the financial services industry, with a 181‑year history, a Fortune 100 ranking, and the highest financial strength ratings available. We are seeking driven, entrepreneurial individuals who want to build a meaningful career backed by unmatched resources, training, and long‑term stability.

Why New York Life?

When you align with New York Life, you gain access to industry‑leading training, education, development, and mentorship designed to support your success from day one.

What We Offer:

  • Comprehensive training and development program
  • All required study materials are provided for licensing and registrations
  • Bonuses paid upon completion of licenses
  • Partnership with The American College, allowing advisors to earn professional designations at no cost or with 100% reimbursement upon passing
  • 401(k) with company match
  • Pension plan starting on day one