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Commission Non Captive Insurance Agent Jobs in Rochester, NY

HMG Careers

Remote Insurance Agent

Rochester, NY · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Howard Hanna Holdings

Insurance Sales Agent

Rochester, NY · On-site

$40K - $75K/yr

Insurance Sales Agent Built Different. Built to Win Together. At Howard Hanna Insurance Services, w ... Annual base salary plus commission and bonus opportunities * First-year compensation range of $45 ...

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All JobsNon Captive Insurance Agent JobsCommission Non Captive Insurance Agent JobsCommission Non Captive Insurance Agent Jobs in Rochester, NY

Commission Non Captive Insurance Agent information

See Rochester, NY salary details

$24.7K

$64.2K

$119.9K

How much do commission non captive insurance agent jobs pay per year?

As of Aug 30, 2026, the average yearly pay for commission non captive insurance agent in Rochester, NY is $64,155.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,900.00 and $76,000.00 per year, depending on experience, location, and employer.

What is a commission non captive insurance agent?

A Commission Non Captive Insurance Agent is an insurance professional who is not exclusively tied to a single insurance company. Instead, they work with multiple insurance providers and offer a variety of policies from different companies to their clients. These agents earn commissions based on the policies they sell, giving them the flexibility to recommend the best products for their clients' needs. This contrasts with captive agents, who can only sell products from one insurer. Non captive agents often have access to a wider range of options and can provide more tailored solutions.

What are the key skills and qualifications needed to thrive as a commission non captive insurance agent?

To thrive as a Commission Non Captive Insurance Agent, you need strong sales acumen, deep knowledge of various insurance products, and relevant state licensing. Familiarity with customer relationship management (CRM) systems, quoting software, and digital marketing tools is typically required. Exceptional interpersonal skills, self-motivation, and resilience help agents build trust and maintain client relationships in a competitive environment. These skills and qualities are crucial for effectively sourcing clients, closing deals, and sustaining a successful independent insurance practice.

What are the main challenges faced by commission non captive insurance agents, and how can they be managed?

Commission non-captive insurance agents often face the challenge of building and maintaining a strong client base without the exclusive backing of a single insurance company. This requires proactive networking, ongoing client relationship management, and staying updated on a variety of insurance products from multiple carriers. Success in this role typically depends on self-motivation, effective time management, and adaptability to changing market conditions. Agents can manage these challenges by leveraging industry training, mentorship, and utilizing customer relationship management (CRM) tools to track leads and client interactions.

What is the difference between Commission Non Captive Insurance Agent vs Independent Insurance Agent?

AspectCommission Non Captive Insurance AgentIndependent Insurance Agent
CredentialsLicensing varies by state, often requires state insurance licenseSame licensing requirements as Commission Non Captive Insurance Agent
Work EnvironmentWorks primarily with specific insurance companies, earning commissionsRepresents multiple insurers, offering broader options to clients
Employer & Industry UsageTypically employed by or contracted with a single insurance companyOperates independently or as part of an agency representing multiple insurers

Both roles require insurance licensing and involve selling policies for insurance companies. The key difference is that a Commission Non Captive Insurance Agent usually works with a single insurer, earning commissions from that company, while an Independent Insurance Agent represents multiple insurers, providing clients with a variety of options. This distinction impacts their work environment, employer relationships, and client offerings.

How much do commission non captive insurance agents make?

Commission non-captive insurance agents typically earn between 40% and 100% of the premiums they generate, with average annual incomes ranging from $50,000 to $100,000 or more. Earnings depend on experience, sales skills, and the size of the client portfolio, often supplemented by bonuses or residual commissions for ongoing policies.

What are the most commonly searched types of Non Captive Insurance Agent jobs in Rochester, NY?

The most popular types of Non Captive Insurance Agent jobs in Rochester, NY are:

What are popular job titles related to Commission Non Captive Insurance Agent jobs in Rochester, NY?

For Commission Non Captive Insurance Agent jobs in Rochester, NY, the most frequently searched job titles are:

What job categories do people searching Commission Non Captive Insurance Agent jobs in Rochester, NY look for?

The top searched job categories for Commission Non Captive Insurance Agent jobs in Rochester, NY are:

What cities near Rochester, NY are hiring for Commission Non Captive Insurance Agent jobs?

Cities near Rochester, NY with the most Commission Non Captive Insurance Agent job openings:

Commission Non Captive Insurance Agent jobs near you
Infographic showing various Commission Non Captive Insurance Agent job openings in Rochester, NY as of August 2026, with employment types broken down into 1% As Needed, 68% Full Time, 23% Part Time, and 8% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $64,155 per year, or $30.8 per hour.

Licensed Personal Lines Insurance Agent

Canandaigua, NY

J. James Wolfe Insurance Company, Inc
See more jobs at J. James Wolfe Insurance Company, Incexternal

$40K - $60K/yr

Full-time

Medical, Dental, Retirement, PTO

Re-posted 2 days ago

Job description

Join Our Team as an Insurance Agent!

The Wolfe Insurance Agency is an established Independent Insurance Agency. We have served the Finger Lakes Region since 1974. Our customers are a part of our family; we are a part of our community! We are the well-known face folks look to for help when the unexpected and difficult happens.

Daily Responsibilities of the Customer Service Insurance Agent:

  • Develop and maintain client relationships
  • Assess clients' insurance needs and recommend suitable coverage options
  • Provide quotes and sell the insurance best suited to each client
  • Explain policy features, benefits, and exclusions to clients
  • Provide excellent customer service by addressing client inquiries and resolving any issues
  • Analyze clients' current insurance policies and make recommendations for improvements or additional coverage
  • Process policy applications, endorsements, and renewals
  • Submit client's claims and follow-up
  • Collaborate with underwriters, adjusters, and other insurance professionals to ensure client satisfaction

Required Skills for our Customer Service Insurance Agent:

  • Personal Lines Insurance experience
  • Active Property and Casualty License
  • Proven experience and delight in customer service roles
  • Strong communication and interpersonal skills by phone, in person, and through written and electronic correspondence
  • Ability to work independently as well as collaborate with a team
  • High level of organizational skills and attention to detail and follow-through
  • Ability to prioritize job tasks
  • Proficiency in using computer systems and software for policy management
  • Consistent attendance and solid work ethic
  • Work onsite in the office

Front-Runner Insurance Agent Skills:

  • Good experience with Erie Insurance and reference from Erie Insurance Rep.

Salary and Benefits:

This position offers a competitive salary ranging from $40,000 to $60,000 per year, salary commensurate with experience. In addition, we offer a comprehensive benefits package that includes a 401(k) matching plan, flexible schedules, paid vacation and sick time, paid parental leave, earned wage access, and paid short-term disability.  We are planning to offer a health and dental insurance plan on the NYS Marketplace for our employees beginning September 2026, and are offering a specific health insurance reimbursement allowance until then.  Being a small business, we treat our staff as if they are family, with support and opportunities to grow. We cover costs for all continuing education related to your license and position in the company. 

Company Information:

The J. James Wolfe Agency is a family-owned and operated Independent Insurance Agency. We're located in Canandaigua, NY. We've been serving the FingerLakes and Greater Rochester area since 1974, with customers across NY State. We treat our customers as if they are a (well-liked) part of our family. Other agencies may offer similar coverage, but our renowned service comes with a personal touch. When you're ready to enjoy the comfortable, trustworthy service of the area's largest locally owned Insurance Agency, we're here for you.

DEI Statement:

At J. James Wolfe Agency, we are committed to creating a diverse, equitable, and inclusive workplace where all employees feel valued and respected. We believe that diversity in all its forms enriches our company culture and enhances our ability to serve our customers effectively.

EEO Statement:

J. James Wolfe Agency is an equal opportunity employer and prohibits discrimination and harassment of any kind. We are committed to providing a work environment that is free from any form of discrimination based on race, color, religion, gender, sexual orientation, age, national origin, disability, or veteran status.


Employment Type: Full Time
Salary: $40,000 - $60,000 Annual
Bonus/Commission: No