2

Full Time 1099 Insurance Agent Jobs in Rochester, NY

Purchasing Agent

Rochester, NY · On-site

$90K/yr

Full-Time Salary: Up to 90,000 You will: * Manage the creation and maintenance of all items for ... Life Insurance, and a generous Paid Time Off Package. Imperial Dade is an EEO Employer. All ...

ROW/Land Agent

Rochester, NY · On-site

$78K - $84K/yr

Medical, dental, vision, and disability insurance. * 401k package that includes both traditional ... All full-time employees enjoy a minimum of 8 Paid Holidays per year. * TRC ensures that all ...

Leasing Specialist / Agent

Rochester, NY · On-site

$19 - $21.50/hr

Job Type Full-time Description Leasing Specialist / Agent - Affordable Housing Rochester, NY Salary ... Company-paid life, short- & long-term disability insurance * Ongoing training, certifications, and ...

Cabinetry Installer

Rochester, NY

$20.25 - $26.75/hr

We're searching for a dependable and experienced full-time Cabinetry Installer to support our ... If you take pride in delivering precise, highquality cabinet installations, this 1099 subcontractor ...

Cabinetry Installer

Rochester, NY · On-site

$3.0K - $15K/mo

We're searching for a dependable and experienced full-time Cabinetry Installer to support our ... If you take pride in delivering precise, high‑quality cabinet installations, this 1099 ...

New

next page

Showing results 1-20

Full Time 1099 Insurance Agent information

See Rochester, NY salary details

$24.7K

$64.2K

$119.9K

How much do full time 1099 insurance agent jobs pay per year?

As of Jul 31, 2026, the average yearly pay for full time 1099 insurance agent in Rochester, NY is $64,155.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,900.00 and $76,000.00 per year, depending on experience, location, and employer.

What is the difference between Full Time 1099 Insurance Agent vs Full Time W-2 Insurance Agent?

AspectFull Time 1099 Insurance AgentFull Time W-2 Insurance Agent
Employment StatusIndependent contractorEmployee
TaxationResponsible for self-employment taxesTaxes withheld by employer
BenefitsNo employer-provided benefitsTypically receives benefits like health insurance and paid time off
Work EnvironmentFlexible, self-managedStructured, company-managed
Commission & IncomePrimarily commission-based, potential for higher earningsBase salary plus commissions, more income stability

Full Time 1099 Insurance Agents operate as independent contractors, offering flexibility but handling their own taxes and benefits. In contrast, Full Time W-2 Insurance Agents are employees with structured pay, benefits, and employer tax responsibilities. The choice depends on desired work style and benefits preference.

What is the highest paying insurance agent job?

The highest paying insurance agent roles are typically senior or specialized positions such as captive agents for large companies or those selling high-net-worth client policies, often earning six-figure incomes through commissions and bonuses. Success depends on experience, sales skills, and the ability to build a client base, with some top agents earning over $200,000 annually. Certifications like Chartered Life Underwriter (CLU) or Chartered Financial Consultant (ChFC) can also enhance earning potential.

Can I work as an independent insurance agent?

A full-time 1099 insurance agent works as an independent contractor, meaning they operate their own business and are not employed directly by an insurance company. They typically sell policies on a commission basis and need to obtain appropriate licensing and certifications to work legally in this role.

What is a 1099 insurance agent?

A 1099 insurance agent is an independent contractor who sells insurance policies and receives income reported on a 1099 form. They typically work on commission, set their own schedules, and are responsible for their own taxes and expenses. This role often requires licensing and sales skills within the insurance industry.

Why do so many insurance agents quit?

Insurance agents often quit due to the high competition, inconsistent income, and the need for strong sales skills. The job typically involves commission-based pay, which can lead to financial instability, especially for new agents, and requires ongoing prospecting and client management. These factors contribute to high turnover rates in the profession.
What cities near Rochester, NY are hiring for Full Time 1099 Insurance Agent jobs? Cities near Rochester, NY with the most Full Time 1099 Insurance Agent job openings:
Infographic showing various Full Time 1099 Insurance Agent job openings in Rochester, NY as of June 2026, with employment types broken down into 1% As Needed, 70% Full Time, 23% Part Time, and 6% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $64,155 per year, or $30.8 per hour.

Insurance Agent $40K - $60K per experience

J. James Wolfe Insurance Company, Inc

Canandaigua, NY

$40K - $60K/yr

Full-time

Medical, Dental, Retirement, PTO

Posted yesterday

New


Job description

Join Our Team as an Insurance Agent!

The Wolfe Insurance Agency is an established Independent Insurance Agency. We have served the Finger Lakes Region since 1974. Our customers are a part of our family; we are a part of our community! We are the well-known face folks look to for help when the unexpected and difficult happens.

Daily Responsibilities of the Customer Service Insurance Agent:

  • Develop and maintain client relationships
  • Assess clients' insurance needs and recommend suitable coverage options
  • Provide quotes and sell the insurance best suited to each client
  • Explain policy features, benefits, and exclusions to clients
  • Provide excellent customer service by addressing client inquiries and resolving any issues
  • Analyze clients' current insurance policies and make recommendations for improvements or additional coverage
  • Process policy applications, endorsements, and renewals
  • Submit client's claims and follow-up
  • Collaborate with underwriters, adjusters, and other insurance professionals to ensure client satisfaction

Required Skills for our Customer Service Insurance Agent:

  • Personal Lines Insurance experience
  • Active Property and Casualty License
  • Proven experience and delight in customer service roles
  • Strong communication and interpersonal skills by phone, in person, and through written and electronic correspondence
  • Ability to work independently as well as collaborate with a team
  • High level of organizational skills and attention to detail and follow-through
  • Ability to prioritize job tasks
  • Proficiency in using computer systems and software for policy management
  • Consistent attendance and solid work ethic
  • Work onsite in the office

Front-Runner Insurance Agent Skills:

  • Good experience with Erie Insurance and reference from Erie Insurance Rep.

Salary and Benefits:

This position offers a competitive salary ranging from $40,000 to $60,000 per year, salary commensurate with experience. In addition, we offer a comprehensive benefits package that includes a 401(k) matching plan, flexible schedules, paid vacation and sick time, paid parental leave, earned wage access, and paid short-term disability. We are planning to offer a health and dental insurance plan on the NYS Marketplace for our employees beginning September 2026, and are offering a specific health insurance reimbursement allowance until then. Being a small business, we treat our staff as if they are family, with support and opportunities to grow. We cover costs for all continuing education related to your license and position in the company.

Company Information:

The J. James Wolfe Agency is a family-owned and operated Independent Insurance Agency. We're located in Canandaigua, NY. We've been serving the FingerLakes and Greater Rochester area since 1974, with customers across NY State. We treat our customers as if they are a (well-liked) part of our family. Other agencies may offer similar coverage, but our renowned service comes with a personal touch. When you're ready to enjoy the comfortable, trustworthy service of the area's largest locally owned Insurance Agency, we're here for you.

DEI Statement:

At J. James Wolfe Agency, we are committed to creating a diverse, equitable, and inclusive workplace where all employees feel valued and respected. We believe that diversity in all its forms enriches our company culture and enhances our ability to serve our customers effectively.

EEO Statement:

J. James Wolfe Agency is an equal opportunity employer and prohibits discrimination and harassment of any kind. We are committed to providing a work environment that is free from any form of discrimination based on race, color, religion, gender, sexual orientation, age, national origin, disability, or veteran status.


Employment Type: Full Time
Salary: $40,000 - $60,000 Annual
Bonus/Commission: No