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1099 Insurance Agent Jobs (NOW HIRING)

LIOR Agency LLC

Insurance Agent

Desoto, TX · On-site

Insurance Agent (1099 Independent Contractor) LIOR Agency, LLC 📍 Dallas, TX | Houston, TX | Palestine, TX 🏠 Remote/Hybrid 💼 Commission-Based Position Company Description LIOR Agency LLC is ...

HealthMarkets Insurance Agency

Insurance Agent

Madison, WI · On-site

$50K - $120K/yr

Becoming an independent licensed insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers licensed insurance agents the resources and support they need to grow ...

HealthMarkets Insurance Agency

Insurance Agent

Norwich, CT · On-site

$50K - $120K/yr

Becoming an independent licensed insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers licensed insurance agents the resources and support they need to grow ...

HealthMarkets Insurance Agency

Insurance Agent

Bangor, ME · On-site

$50K - $120K/yr

Becoming an independent licensed insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers licensed insurance agents the resources and support they need to grow ...

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1099 Insurance Agent information

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$25K

$65K

$121.5K

How much do 1099 insurance agent jobs pay per year?

As of Sep 7, 2026, the average yearly pay for 1099 insurance agent in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

What is a 1099 insurance agent?

A 1099 Insurance Agent is an independent contractor who sells insurance policies on behalf of an insurance company but is not considered an employee. Instead of receiving a salary, they earn commissions based on the policies they sell. They have the flexibility to set their own schedule, choose the products they sell, and often work with multiple carriers. However, they are responsible for their own expenses, taxes, and benefits. This role is ideal for self-motivated individuals who enjoy sales and building client relationships.

What skills and qualifications are needed to be a 1099 insurance agent?

To thrive as a 1099 Insurance Agent, you need strong sales acumen, deep knowledge of insurance products, and often a state insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and lead generation platforms is typically required. Exceptional self-motivation, communication, and relationship-building skills help you excel in this independent, client-focused role. These competencies are critical because 1099 agents operate as independent contractors, driving their own success through effective client acquisition and management.

What are the typical work arrangements and earning potential for a 1099 insurance agent?

As a 1099 Insurance Agent, you work as an independent contractor rather than a traditional employee, which gives you flexibility to set your own schedule and manage your workload. Compensation is usually commission-based, meaning your earnings are directly tied to the number and types of policies you sell. This can offer high earning potential for driven agents, but also means income can fluctuate depending on sales performance and market conditions. Many agents build long-term client relationships that help generate repeat business and referrals, contributing to sustained growth in their portfolios. Success in this role often depends on proactive lead generation, consistent follow-up, and developing expertise in your chosen insurance markets.

How much do 1099 insurance agents make?

1099 insurance agents typically earn commissions based on the policies they sell, with earnings varying widely depending on experience, sales volume, and the insurance products offered. On average, they can make from $30,000 to over $100,000 annually, with top performers earning significantly more through renewals and high-value policies. Income is often commission-based, requiring strong sales skills and client management.

Is selling insurance a 1099 insurance agent job?

Yes, selling insurance as a 1099 insurance agent typically means working as an independent contractor rather than an employee. This status often involves managing your own schedule, handling your taxes, and using sales skills to acquire clients. Many insurance agents operate under 1099 arrangements, especially in commission-based roles.

Why do so many 1099 insurance agents quit?

Many 1099 insurance agents quit due to the high variability in income, as they rely on commissions rather than a fixed salary. Additionally, the job often requires self-motivation, ongoing lead generation, and handling rejection, which can lead to burnout and turnover.
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1099 Insurance Agent jobs near you
Infographic showing various 1099 Insurance Agent job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $65,022 per year, or $31.3 per hour.

Health Insurance Agent (1099 Independent Contractor)

Leavitt Group

Boca Raton, FL • On-site

$3.0K - $4.0K/wk

Contractor

Posted 17 days ago

Leavitt Group rating

6.9

Company rating: 6.9 out of 10

Based on 13 frontline employees who took The Breakroom Quiz

264th of 315 rated insurance

Job description

Health Insurance Agent (1099 Independent Contractor)
2-15, 2-40 or willing to get licensed
Health Exchange Agency - Boca Raton, FL
At Health Exchange Agency (HEA), we're not another call center-we're a high-performance Medicare Supplement agency built by agents, for agents. With AEP around the corner, we have more high-quality leads than we can handle. We're looking for licensed or willing to get licensed health insurance agent contractors ready to close and cash in. This isn't just busy seasonally. Our lead flow is heavy all year long, and our top contractors are consistently making $2k - $3K per week. If you know how to close, you'll never run out of opportunity here.
What We Offer:
  • High Weekly Compensation -average $2K+ weekly; top performers $3K-$4K
  • Non-Stop Leads Provided - Never worry about chasing your next client: utilize company-provided leads and resources
  • Bonuses on Top of Commission - Weekly, monthly, and AEP-specific bonuses
  • Paid Training & Ongoing Support - We set you up to win and keep winning
  • Year-Round Business - No downtime, no seasonal drop-off.
  • Proven Culture of Closers - Work with a team of professionals who perform at the highest level

Your Role:
  • 1099 Independent Contractor Position
  • Help seniors choose the right Medicare Supplement plan with confidence
  • Work a consistent flow of pre-screened, high-intent leads
  • Build client trust through strong follow-up and expert guidance
  • Leverage provided leads and your sales expertise to maximize production and earnings.
  • Stay current on carrier updates, compliance, and product changes

What We're Looking For:
  • Proven closers who thrive in a fast-paced, high-lead environment
  • Hungry, self-motivated professionals ready to make serious money
  • Agents who want to maximize their earnings
  • This is a long-term independent contractor opportunity with year-round lead availability

#LI-AH1 #LI-LM1

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