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1099 Insurance Agent Jobs (NOW HIRING)

Agency & Agent Staff

Insurance Agent

Sioux Falls, SD · On-site

That's what makes an American Family Insurance Agent. It's a highly rewarding opportunity that allows you to create financial stability while making a positive impact on our customers' lives. If you ...

Alfa Insurance Agent

Insurance Agent

Birmingham, AL · On-site

$303.60K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Alfa Insurance Agent

Insurance Agent

Blythe, GA · On-site

$303.60K/yr

Must have a current P&C and Life License or willing to obtain the necessary insurance licenses. Benefits/Perks * Competitive compensation. * Average Agent Revenue - $303,600 * Top 10% Average Agent ...

Horace Mann Agent

Insurance Agent

Carbondale, IL

This includes insurance to protect what they have today and financial products to help them prepare ... Competitive, performance-based [1099] compensation with an industry-leading 48-month incentive ...

Alfa Insurance Agent

Insurance Agent

Southaven, MS · On-site

Becoming an agent with Alfa Insurance is more than just selling insurance and growing a business. It's making a difference in the lives of your policyholders and the community. It's creating lifelong ...

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$25K

$65K

$121.5K

How much do 1099 insurance agent jobs pay per year?

As of May 28, 2026, the average yearly pay for 1099 insurance agent in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

What is a 1099 Insurance Agent job?

A 1099 Insurance Agent is an independent contractor who sells insurance policies on behalf of an insurance company but is not considered an employee. Instead of receiving a salary, they earn commissions based on the policies they sell. They have the flexibility to set their own schedule, choose the products they sell, and often work with multiple carriers. However, they are responsible for their own expenses, taxes, and benefits. This role is ideal for self-motivated individuals who enjoy sales and building client relationships.

What are the key skills and qualifications needed to thrive in the 1099 Insurance Agent position, and why are they important?

To thrive as a 1099 Insurance Agent, you need strong sales acumen, deep knowledge of insurance products, and often a state insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and lead generation platforms is typically required. Exceptional self-motivation, communication, and relationship-building skills help you excel in this independent, client-focused role. These competencies are critical because 1099 agents operate as independent contractors, driving their own success through effective client acquisition and management.

What are the typical work arrangements and earning potential for a 1099 Insurance Agent?

As a 1099 Insurance Agent, you work as an independent contractor rather than a traditional employee, which gives you flexibility to set your own schedule and manage your workload. Compensation is usually commission-based, meaning your earnings are directly tied to the number and types of policies you sell. This can offer high earning potential for driven agents, but also means income can fluctuate depending on sales performance and market conditions. Many agents build long-term client relationships that help generate repeat business and referrals, contributing to sustained growth in their portfolios. Success in this role often depends on proactive lead generation, consistent follow-up, and developing expertise in your chosen insurance markets.
More about 1099 Insurance Agent jobs
What cities are hiring for 1099 Insurance Agent jobs? Cities with the most 1099 Insurance Agent job openings:
What are the most commonly searched types of 1099 Insurance Agent jobs? The most popular types of 1099 Insurance Agent jobs are:
What states have the most 1099 Insurance Agent jobs? States with the most job openings for 1099 Insurance Agent jobs include:
What job categories do people searching 1099 Insurance Agent jobs look for? The top searched job categories for 1099 Insurance Agent jobs are:
1099 Insurance Agent jobs near you
Infographic showing various 1099 Insurance Agent job openings in the United States as of May 2026, with employment types broken down into 58% Full Time, 34% Part Time, and 8% Contract. Highlights an 80% Physical, 10% Hybrid, and 10% Remote job distribution, with an average salary of $65,022 per year, or $31.3 per hour.

Independent Life Insurance Agent

Team Nexa Insurance Solutions

Fort Worth, TX • On-site

$55K - $275K/yr

Contractor

Posted 19 days ago

Job description

Life Insurance Agent – Independent (1099) Opportunity
Many life insurance professionals enter the industry without a clear understanding of what it means to operate as an independent agent.
 
This opportunity is designed for licensed life insurance agents who want to build their own business as independent contractors (1099) — not as employees.
About the Role
Independent agents operate their own businesses. This means:

You control your schedule and production

You own your book of business

You choose how you market and generate leads

Earnings are commission-based, consistent with a 1099 model

Agencies that provide paid leads often do so in exchange for significantly reduced commission levels. Our model focuses on helping agents earn full commissions by building sustainable, long-term businesses.
What We Provide

Ongoing professional training and coaching

Access to multiple competitive life insurance carriers and products

Best Commissions, Contracting, Underwriting, and Case support

Guidance based on 35+ years of industry experience

Systems designed to help agents grow and scale responsibly

What This Role Is Not

This is not a W-2 employee position

This role does not include a salary or hourly pay

Marketing and lead generation expenses are managed by the agent

Ideal Candidates
This opportunity is a good fit for agents who:

Are currently licensed in Life and/or Health
Understand the responsibilities of a 1099 independent contractor

Are interested in building a long-term insurance business

Value training, mentorship, and support over employee-style compensation

Are motivated, professional, and coachable

Important Note
This role is intended for independent agents who want to operate as business owners. Candidates seeking employer-provided leads, wages, or employee benefits may be better suited to other opportunities.
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*Individual Results Will Vary*

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